St Joe Company (JOE) AI Stock Analysis

• Market Cap: $3.23B
• Dividend Yield: 1.04%
• Average Volume (3M): 204.14K
• Price to Earnings (P/E): 31.3
• Beta (1Y): 0.80
• Revenue Growth: 26.89%
• EPS Growth: 53.54%
• Country: US
• Employees: 863
• Sector: Real Estate
• Sector Strength: 53
• Industry: Real Estate - Diversified
• EPS (TTM): 0.67
• Shares Outstanding: 57,744,530
• 10 Day Avg. Volume: 174,458
• 30 Day Avg. Volume: 204,139
• PEG Ratio: -7.83
• Price to Book (P/B): 3.62
• Price to Sales (P/S): 6.51
• P/FCF Ratio: 45.14
• Enterprise Value/Market Cap: 0.98
• Enterprise Value/Revenue: 6.44
• Enterprise Value/Gross Profit: 10.23
• Enterprise Value/Ebitda: 16.04
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 78 Outperform
• Price Target: $63.00 ▲(29.07% Upside)

The St Joe Company demonstrates strong financial performance and positive earnings call sentiment, driven by significant revenue and profit growth. Technical analysis supports an upward trend, though caution is advised due to potential overvaluation and nearing overbought conditions. The company's strategic initiatives and asset management are promising, but concerns about capital utilization remain.

St Joe Company Business Overview & Revenue Model

Company Description

St. Joe Company (JOE) is a diversified real estate development and land management company based in Florida. The company primarily operates in the sectors of residential and commercial real estate, tourism, and hospitality. It is known for its significant land holdings along the Gulf Coast of Florida and is involved in various projects that include master-planned communities, commercial properties, and resort developments, catering to both residents and tourists.

How the Company Makes Money

St. Joe Company generates revenue through several key streams. Primarily, it earns income from the sale of residential and commercial real estate, leveraging its extensive land holdings to develop and sell properties in high-demand areas. The company also derives revenue from leasing commercial properties, which provides a steady income stream. Additionally, St. Joe engages in tourism-related activities, including the operation of resorts and recreational facilities that attract visitors to the region. Partnerships with local governments and businesses can also enhance its revenue potential through collaborative development projects and community initiatives. Overall, the company’s ability to capitalize on Florida's growing real estate market and tourism sector significantly contributes to its earnings.

St Joe Company Financial Statement Overview

Summary

St Joe Company exhibits strong financial health with impressive revenue and profit growth, effective leverage management, and robust cash flow generation. While operational margins show some pressure, the overall financial position is solid, with potential for continued growth and stability in the real estate sector.

Income Statement

The company shows strong revenue growth with a 14.55% increase in TTM, indicating a positive trajectory. Gross profit margin improved significantly to 67.01%, reflecting efficient cost management. Net profit margin also increased to 21.41%, showcasing enhanced profitability. However, the EBIT margin decreased compared to previous years, suggesting potential operational cost pressures.

Balance Sheet

The debt-to-equity ratio has improved to 0.53 in TTM, indicating better leverage management. Return on equity increased to 14.18%, demonstrating effective use of equity to generate profits. However, the equity ratio remains stable, suggesting limited changes in asset financing structure.

Cash Flow

Free cash flow growth surged by 80.01% in TTM, highlighting robust cash generation capabilities. The operating cash flow to net income ratio is strong at 1.49, indicating good cash conversion. However, the free cash flow to net income ratio, while improved, suggests room for further enhancement in cash profitability.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	488.69M	402.74M	389.29M	252.30M	267.00M	160.56M
Gross Profit	307.71M	167.22M	153.31M	106.42M	135.68M	82.78M
EBITDA	196.32M	141.97M	169.46M	84.36M	132.79M	86.17M
Net Income	104.61M	74.19M	77.71M	70.93M	74.55M	45.20M
Balance Sheet
Total Assets	1.53B	1.54B	1.52B	1.43B	1.21B	1.04B
Cash, Cash Equivalents and Short-Term Investments	126.05M	88.80M	86.07M	78.32M	159.12M	154.84M
Total Debt	581.09M	675.42M	632.89M	569.36M	406.38M	337.33M
Total Liabilities	763.04M	801.84M	825.04M	779.73M	582.05M	469.15M
Stockholders Equity	760.71M	724.28M	683.06M	630.80M	607.41M	550.62M
Cash Flow
Free Cash Flow	160.20M	58.06M	-36.12M	-210.94M	-41.70M	-84.44M
Operating Cash Flow	176.13M	107.99M	103.85M	48.22M	111.80M	37.33M
Investing Cash Flow	-25.30M	-50.38M	-99.14M	-189.78M	-196.09M	-164.50M
Financing Cash Flow	-109.46M	-52.07M	40.76M	112.46M	48.57M	48.61M

St Joe Company Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 48.81
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JOE, the sentiment is Positive. The current price of 48.81 is below the 20-day moving average (MA) of 55.98, below the 50-day MA of 51.97, and above the 200-day MA of 48.05, indicating a neutral trend. The MACD of 1.79 indicates Positive momentum. The RSI at 54.07 is Neutral, neither overbought nor oversold. The STOCH value of 3.76 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JOE.

St Joe Company Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
JOE	78 Outperform	$3.23B	31.30	14.16%	1.04%	26.89%	53.54%
HHH	73 Outperform	$4.93B	16.11	8.79%	―	59.27%	240.63%
RYN	70 Outperform	$3.28B	8.80	38.06%	12.85%	8.88%	131.78%
CHCI	67 Neutral	$135.68M	9.71	28.39%	―	22.98%	124.09%
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
PCH	64 Neutral	$2.97B	46.70	3.25%	4.68%	5.40%	294.38%
APLE	63 Neutral	$2.70B	15.69	5.41%	8.74%	0.57%	-13.58%

St Joe Company Corporate Events

St. Joe Company Reports Strong Q3 2025 Results

The St. Joe Company is a diversified real estate development, asset management, and operating company based in Northwest Florida, focusing on residential, hospitality, and commercial ventures.

St Joe Company Reports Strong Q3 2025 Results

The St. Joe Company reported a significant increase in its third-quarter financial results for 2025, with net income rising by 130% to $38.7 million and revenue increasing by 63% to $161.1 million compared to the same period in 2024. The company also announced a 14% increase in its quarterly dividend to $0.16 per share, reflecting its strong financial performance and strategic capital allocation, including stock repurchases and debt repayment. Notably, the sale of the Watercrest senior living community for $41.0 million highlighted the company’s ability to create and monetize asset value, although it does not plan to expand in the senior living sector due to operational challenges.

The most recent analyst rating on (JOE) stock is a Buy with a $54.00 price target. To see the full list of analyst forecasts on St Joe Company stock, see the JOE Stock Forecast page.