Comstock Homebuilding Companies (CHCI) AI Stock Analysis

• Market Cap: $122.16M
• Dividend Yield: N/A
• Average Volume (3M): 27.55K
• Price to Earnings (P/E): 8.7
• Beta (1Y): -0.16
• Revenue Growth: 22.98%
• EPS Growth: 124.09%
• Country: US
• Employees: 206
• Sector: Real Estate
• Sector Strength: 53
• Industry: Real Estate - Diversified
• EPS (TTM): 0.05
• Shares Outstanding: 9,867,401
• 10 Day Avg. Volume: 29,522
• 30 Day Avg. Volume: 27,553
• PEG Ratio: 0.07
• Price to Book (P/B): 1.52
• Price to Sales (P/S): 1.55
• P/FCF Ratio: 7.72
• Enterprise Value/Market Cap: 1.04
• Enterprise Value/Revenue: 2.27
• Enterprise Value/Gross Profit: 10.60
• Enterprise Value/Ebitda: 12.39
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 69 Neutral
• Price Target: $13.00 ▼(-4.20% Downside)

CHCI scores well on fundamentals, led by strong profitability/growth and a low-debt balance sheet, with a supportive low P/E valuation. The score is held back by weaker technicals (trading below major moving averages with negative MACD) and recent softness in free-cash-flow trends.

Positive Factors

Revenue Growth

The strong revenue growth indicates expanding market reach and effective sales strategies, supporting long-term business expansion.

Profit Margins

Improved profit margins reflect enhanced cost management and operational efficiency, contributing to sustainable profitability.

Balance Sheet Health

A strong balance sheet with low leverage provides financial stability and flexibility for future growth opportunities.

Negative Factors

Market Concentration

Geographic concentration may expose the company to regional economic downturns, limiting diversification and increasing risk.

Industry Cyclicality

The real estate industry is cyclical, which can lead to fluctuating demand and financial performance based on economic conditions.

Limited Earnings Call Data

Lack of recent earnings call data may hinder investor insights into management's strategic direction and operational challenges.

Comstock Homebuilding Companies Business Overview & Revenue Model

Company Description

Comstock Homebuilding Companies (CHCI) is a leading developer and builder of residential properties, primarily focused on creating high-quality single-family homes, townhomes, and multifamily communities. Operating in key markets within the Mid-Atlantic region and beyond, CHCI emphasizes sustainable building practices and innovative design to meet the demands of modern homebuyers. The company is also involved in land acquisition and development, providing a comprehensive approach to the homebuilding process.

How the Company Makes Money

CHCI generates revenue primarily through the sale of residential properties, including single-family homes and multifamily units, which are sold to individual buyers and investors. The company also derives income from land development projects, where it invests in raw land, develops it into buildable lots, and sells these lots to other builders. Key revenue streams include direct home sales, lot sales, and potential partnerships with real estate developers and financial institutions that facilitate financing options for buyers. Additionally, CHCI may engage in joint ventures or collaborations with other construction firms and local governments to expand its project portfolio, further enhancing its earnings potential.

Comstock Homebuilding Companies Financial Statement Overview

Summary

Comstock Homebuilding Companies is performing well financially, with robust revenue and profit growth, strong margins, and a healthy balance sheet with low leverage. The cash flow position is strong, indicating efficient cash management. While the company shows strengths in profitability and financial stability, continuous monitoring of market conditions and operational efficiency will be essential for sustained success.

Income Statement

Comstock Homebuilding Companies has demonstrated strong revenue growth over the years, with a consistent increase from $25.3M in 2019 to $51.3M in 2024. The gross profit margin increased from 16.4% in 2019 to 24.7% in 2024, indicating improved cost management. The net profit margin also improved significantly, reaching 28.4% in 2024, driven by an increase in net income. The EBIT and EBITDA margins have also shown positive trends, reflecting operational efficiency.

Balance Sheet

The company's balance sheet reflects a solid financial position with a consistent increase in stockholders' equity, reaching $52.4M in 2024. The debt-to-equity ratio is low, indicating low leverage and financial stability. The equity ratio improved to 80.7% in 2024, showcasing strong equity financing. However, there has been a slight decrease in total debt, which is positive but should be monitored.

Cash Flow

The cash flow statement shows a healthy growth in free cash flow, increasing from $8.2M in 2019 to $10.3M in 2024, indicating effective cash generation. The operating cash flow to net income ratio is strong, suggesting efficient cash operations relative to net income. The free cash flow to net income ratio is also favorable, supporting sustainability in cash reserves.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	55.84M	51.29M	44.72M	39.31M	31.09M	22.49M
Gross Profit	11.93M	12.66M	11.68M	9.94M	6.44M	3.97M
EBITDA	10.21M	10.59M	9.38M	8.16M	5.16M	2.61M
Net Income	13.90M	14.56M	7.78M	7.35M	13.61M	2.08M
Balance Sheet
Total Assets	67.59M	64.87M	51.72M	42.47M	43.60M	28.58M
Cash, Cash Equivalents and Short-Term Investments	26.17M	28.76M	18.79M	11.72M	15.82M	7.03M
Total Debt	5.59M	6.27M	7.13M	7.92M	12.86M	13.44M
Total Liabilities	11.33M	12.50M	14.50M	13.62M	18.31M	17.36M
Stockholders Equity	56.26M	52.37M	37.22M	28.85M	25.30M	11.21M
Cash Flow
Free Cash Flow	7.02M	10.89M	8.76M	7.47M	7.62M	3.29M
Operating Cash Flow	7.31M	11.26M	9.00M	8.09M	7.81M	3.44M
Investing Cash Flow	-1.87M	-936.00K	-1.55M	-2.10M	1.24M	1.67M
Financing Cash Flow	-324.00K	-352.00K	-390.00K	-10.09M	-256.00K	-1.59M

Comstock Homebuilding Companies Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 13.57
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CHCI, the sentiment is Negative. The current price of 13.57 is above the 20-day moving average (MA) of 11.95, above the 50-day MA of 13.27, and above the 200-day MA of 12.60, indicating a neutral trend. The MACD of -0.39 indicates Negative momentum. The RSI at 47.50 is Neutral, neither overbought nor oversold. The STOCH value of 81.75 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for CHCI.

Comstock Homebuilding Companies Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
JOE	78 Outperform	$3.68B	35.41	14.16%	0.98%	26.89%	53.54%
CHCI	69 Neutral	$122.16M	8.66	28.39%	―	22.98%	124.09%
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
LPA	64 Neutral	$87.58M	13.83	2.82%	―	45.18%	―
STRS	54 Neutral	$202.51M	-26.32	-4.24%	―	-33.73%	-602.19%
MDV	54 Neutral	$147.24M	-53.52	0.37%	8.15%	-0.59%	-160.22%
ONL	51 Neutral	$118.82M	-0.87	-18.67%	7.34%	-11.41%	-56.73%