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Jumia Technologies AG (JMIA)
NYSE:JMIA
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Jumia Technologies AG
(NYSE:JMIA)
Rating:57Neutral
Price Target:
$5.00
▲(6.61%Upside)
Jumia Technologies AG (JMIA) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$574.35M
Dividend YieldN/A
Average Volume (3M)3.65M
Price to Earnings (P/E)―
Beta (1Y)2.46
Revenue Growth-23.23%
EPS GrowthN/A
CountryUS
Employees2,163
SectorConsumer Cyclical
Sector Strength66
IndustrySpecialty Retail
Share Statistics
EPS (TTM)-0.12
Shares Outstanding122,462,820
10 Day Avg. Volume3,155,044
30 Day Avg. Volume3,648,478
Financial Highlights & Ratios
PEG Ratio-0.33
Price to Book (P/B)4.01
Price to Sales (P/S)0.00
P/FCF Ratio-3.16
Enterprise Value/Market Cap0.39
Enterprise Value/Revenue0.32
Enterprise Value/Gross Profit2.55
Enterprise Value/Ebitda-0.86
Forecast
1Y Price Target
$4.75Price Target Upside1.28% Upside
Rating ConsensusHold
Number of Analyst Covering1
Jumia Technologies AG Business Overview & Revenue Model
Company DescriptionJumia Technologies AG operates an e-commerce platform in West Africa, North Africa, East and South Africa, Europe, the United Arab Emirates, and internationally. The company's platform consists of marketplace that connects sellers with consumers; logistics service that enables the shipment and delivery of packages from sellers to consumers; and payment service, which facilitates transactions to participants active on the company's platform in selected markets. Its marketplace offers various products in a range of categories, such as fashion and apparel, beauty and personal care, home and living, fast moving consumer goods, smartphones, and other electronics, as well as access to various services, including restaurant food delivery, airtime recharge, and utility bills payment services. The company was formerly known as Africa Internet Holding GmbH and changed its name to Jumia Technologies AG in January 2019. Jumia Technologies AG was incorporated in 2012 and is headquartered in Berlin, Germany.
How the Company Makes MoneyJumia Technologies AG makes money primarily through its e-commerce platform, which generates revenue from various streams. The company earns commissions from sales made by third-party sellers on its marketplace. Additionally, Jumia generates revenue from direct sales of products it procures and sells through its platform. Another key revenue stream is its logistics service, which charges fees for the delivery and handling of goods. Jumia also derives income from advertising services, where brands and sellers pay for enhanced visibility on the platform. Significant partnerships with local and international brands, as well as strategic alliances with financial service providers for payment solutions, further contribute to its earnings.
Jumia Technologies AG Key Performance Indicators (KPIs)
Any
Quarterly Active Consumers
Tracks the number of unique consumers who made a purchase in a quarter, reflecting customer engagement and the platform's ability to attract and retain users.
Tracks the number of unique consumers who made a purchase in a quarter, reflecting customer engagement and the platform's ability to attract and retain users.
Data provided by:
Main Street Data
Main Street DataJumia Technologies AG Earnings Call Summary
Earnings Call Date:May 08, 2025
(Q1-2025)
| % Change Since: 95.42%|
Next Earnings Date:Aug 07, 2025
Earnings Call Sentiment Neutral
The earnings call presented a mixed picture. While there are clear improvements in cost management, customer engagement, and strategic expansions, challenges like revenue decline and significant losses in some markets, particularly Egypt, weigh on the outlook.Q1-2025 Updates
Positive Updates
Improved Loss Projections
Loss before income tax guidance improved to $50 million to $55 million for 2025, down from previous guidance of $65 million to $70 million.
Physical Goods Orders Growth
Increased guidance for physical goods orders growth to 20% to 25%, up from 15% to 20%.
Cost Reduction Success
Fulfillment expense per order decreased to $2.1, a 14% reduction year-over-year.
Positive Customer Engagement
Quarterly active customers increased from 1.9 million in Q1'24 to 2.1 million in Q1'25, a 15% growth.
International Vendor Growth
International orders from Chinese vendors increased by 61% year-over-year.
Strategic Expansion
Expanding logistics services, such as Jumia Deliveries, to Nigeria after successful pilot in Ivory Coast.
Negative Updates
Decline in GMV
Overall GMV declined 11% year-over-year due to currency headwinds and lower corporate sales in Egypt.
Revenue Decline
Revenue for the quarter was $36.3 million, down 26% year-over-year and down 18% in constant currency.
Increased Loss in Adjusted EBITDA
Adjusted EBITDA loss was $15.7 million in Q1'25 compared to a loss of $4.3 million in Q1'24.
Challenges in Egypt
Physical goods orders in Egypt were down 15% year-over-year and GMV decreased 69% in USD.
Company Guidance
In the first quarter of 2025, Jumia provided updated guidance reflecting their strategic emphasis on reducing losses and enhancing financial efficiency. The company raised its full-year guidance, projecting a loss before income tax of $50 million to $55 million, an improvement from the previous range of $65 million to $70 million. For 2026, the anticipated loss before income tax is forecasted between $25 million to $30 million, with a target to achieve profitability on a loss before income tax basis by Q4 of 2026 and full-year profitability in 2027. Furthermore, Jumia increased its physical goods orders growth guidance to 20% to 25%, up from the prior 15% to 20%, driven by strong demand and strategic initiatives across logistics, fulfillment, technology, and general expenses. The company also reported a 15% year-over-year growth in quarterly active customers ordering physical goods, with a notable 21% increase in physical goods orders. Despite currency headwinds and a decline in corporate sales, particularly in Egypt, the company expected GMV to be between $795 million and $830 million in 2025, marking a 10% to 15% increase, excluding foreign exchange impacts.Jumia Technologies AG Financial Statement Overview
Summary
Jumia faces significant financial challenges, with persistent losses, negative cash flow, and a declining revenue trend. Despite a consistent gross profit margin, the company's overall financial health is concerning due to high operating losses and negative cash flow trends.Income Statement
Jumia's income statement reveals significant challenges, highlighted by persistent losses. The company's TTM (Trailing-Twelve-Months) data shows a negative net profit margin of approximately -48.5% and a declining revenue trend, with a revenue decrease of about 7.5% from the previous annual report. Despite a consistent gross profit margin of around 57%, high operating losses reflected in negative EBIT and EBITDA margins indicate severe profitability issues.35
Negative
Balance Sheet
Jumia's balance sheet shows a moderately leveraged position with a debt-to-equity ratio of approximately 0.18. The equity ratio is around 39.4%, indicating a reliance on equity financing. However, the declining stockholders' equity over recent periods raises concerns about the company's ability to sustain its operations without additional capital.45
Neutral
Cash Flow
The cash flow statement highlights a worrying trend with negative operating and free cash flows, indicating that Jumia is not generating sufficient cash from its operations. The free cash flow growth rate is negative, and the operating cash flow to net income ratio is unfavorable, reflecting cash flow challenges.40
Negative
| Breakdown | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 167.49M | 186.40M | 221.88M | 177.93M | 210.60M |
| Gross Profit | 99.53M | 107.10M | 132.11M | 110.55M | 140.04M |
| EBITDA | -85.63M | -85.98M | -191.25M | -213.36M | -167.92M |
| Net Income | -99.09M | -104.16M | -237.84M | -226.79M | -242.78M |
Balance Sheet | |||||
| Total Assets | 192.07M | 189.94M | 330.07M | 577.73M | 536.86M |
| Cash, Cash Equivalents and Short-Term Investments | 133.94M | 120.57M | 227.83M | 512.80M | 461.40M |
| Total Debt | 11.20M | 12.15M | 13.85M | 12.54M | 16.47M |
| Total Liabilities | 105.79M | 121.22M | 155.37M | 165.14M | 198.74M |
| Stockholders Equity | 86.79M | 69.23M | 175.17M | 413.04M | 338.63M |
Cash Flow | |||||
| Free Cash Flow | -60.88M | -75.23M | -251.34M | -178.31M | ― |
| Operating Cash Flow | -57.20M | -72.98M | -240.18M | -171.12M | -148.53M |
| Investing Cash Flow | -10.40M | 62.53M | 212.82M | -404.81M | 90.57M |
| Financing Cash Flow | 89.46M | -7.41M | -8.76M | 334.25M | 282.26M |
Jumia Technologies AG Technical Analysis
Positive
4.69
Price Trends
3.86
Positive
3.14
Positive
3.57
Positive
Market Momentum
0.26
Positive
59.48
Neutral
25.13
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JMIA, the sentiment is Positive. The current price of 4.69 is above the 20-day moving average (MA) of 4.57, above the 50-day MA of 3.86, and above the 200-day MA of 3.57, indicating a bullish trend. The MACD of 0.26 indicates Positive momentum. The RSI at 59.48 is Neutral, neither overbought nor oversold. The STOCH value of 25.13 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JMIA.
Jumia Technologies AG Risk Analysis
Jumia Technologies AG disclosed 93 risk factors in its most recent earnings report. Jumia Technologies AG reported the most risks in the "Ability to Sell" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Jumia Technologies AG Peers Comparison
Overall Rating
UnderperformOutperform
Sector (65)
Financial Indicators
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
74 Outperform | $15.04B | 40.27 | 76.24% | ― | 7.64% | 369.79% | |
74 Outperform | $53.43B | 212.80 | 6.06% | ― | 20.88% | -80.08% | |
65 Neutral | €7.75B | 13.68 | 8.46% | 3.28% | 3.88% | -27.41% | |
63 Neutral | $6.29B | 49.57 | -39.97% | ― | 2.38% | -38.88% | |
58 Neutral | $864.52M | ― | -51.21% | ― | 22.41% | ― | |
57 Neutral | $574.35M | ― | -134.38% | ― | -23.23% | ― | |
52 Neutral | $8.42B | ― | 17.86% | ― | -0.89% | 46.62% |
* Consumer Cyclical Sector Average
Performance Comparison
JMIA
Jumia Technologies AG
4.69
-6.00
-56.13%
W
Wayfair
65.64
17.87
37.41%
ETSY
Etsy
58.27
-1.08
-1.82%
CHWY
Chewy
36.70
14.39
64.50%
CPNG
Coupang
29.43
9.15
45.12%
HEPS
D-Market
2.69
-0.17
-5.94%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.