Jefferson Capital, Inc. (JCAP)
NASDAQ:JCAP
JCAP Stock Chart & Stats
$18.89
--
Market closed
$18.89
--
Day’s Range― - ―
52-Week Range$15.98 - $23.80
Previous CloseN/A
VolumeN/A
Average Volume (3M)359.19K
Market Cap
$1.05B
Enterprise Value$2.73B
Total Cash (Recent Filing)$47.55M
Total Debt (Recent Filing)$1.71B
Price to Earnings (P/E)3.6
Beta1.16
Next Earnings
Aug 13, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.11%
Share Statistics
EPS (TTM)0.69
Shares Outstanding55,329,124
10 Day Avg. Volume539,459
30 Day Avg. Volume359,186
Financial Highlights & Ratios
PEG Ratio0.01
Price to Book (P/B)1.41
Price to Sales (P/S)1.09
P/FCF Ratio2.27K
Enterprise Value/Market Cap2.61
Enterprise Value/Revenue4.45
Enterprise Value/Gross Profit6.17
Enterprise Value/Ebitda10.93
Forecast
1Y Price Target
$26.00Price Target Upside37.64% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)2.83
Revenue Forecast (FY)$679.54M
Bulls Say, Bears Say
Bulls Say
Competitive AdvantageThe company is the most efficient among its major peers, with a cash efficiency ratio averaging in the high sixties, significantly ahead of public competitors.
Financial PerformanceRevenue growth averaged 25% over the last five years with EBITDA expanding 37% annually, driven by rising portfolio purchases and strong profitability.
Regulatory ComplianceJCAP has a very clean record amidst a stable regulatory backdrop, having passed every compliance audit and multiple reviews by the CFPB.
Bears Say
Economic EnvironmentA recession could dampen collections on existing portfolios, and the expansion into new lines of business or new geographic markets could lead to collections shortfalls.
Jefferson Capital, Inc. News
JCAP FAQ
What was Jefferson Capital, Inc.’s price range in the past 12 months?
Jefferson Capital, Inc. lowest stock price was $15.98 and its highest was $23.80 in the past 12 months.
What is Jefferson Capital, Inc.’s market cap?
Jefferson Capital, Inc.’s market cap is $1.05B.
When is Jefferson Capital, Inc.’s upcoming earnings report date?
Jefferson Capital, Inc.’s upcoming earnings report date is Aug 13, 2026 which is in 133 days.
How were Jefferson Capital, Inc.’s earnings last quarter?
Jefferson Capital, Inc. released its earnings results on Mar 12, 2026. The company reported $0.69 earnings per share for the quarter, beating the consensus estimate of $0.672 by $0.018.
Is Jefferson Capital, Inc. overvalued?
According to Wall Street analysts Jefferson Capital, Inc.’s price is currently Undervalued.
Does Jefferson Capital, Inc. pay dividends?
Jefferson Capital, Inc. pays a Quarterly dividend of $0.24 which represents an annual dividend yield of 2.11%. See more information on Jefferson Capital, Inc. dividends here
What is Jefferson Capital, Inc.’s EPS estimate?
Jefferson Capital, Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Jefferson Capital, Inc. have?
Jefferson Capital, Inc. has 55,329,124 shares outstanding.
What happened to Jefferson Capital, Inc.’s price movement after its last earnings report?
Jefferson Capital, Inc. reported an EPS of $0.69 in its last earnings report, beating expectations of $0.672. Following the earnings report the stock price went down -2.651%.
Which hedge fund is a major shareholder of Jefferson Capital, Inc.?
Currently, no hedge funds are holding shares in JCAP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Jefferson Capital, Inc. Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$26.00 (37.64% Upside)
$26.00 (37.64% Upside)
Blogger Sentiment
Bullish
JCAP Sentiment 100%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Decreased
By 315.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $223.7M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.7%
Last 30 Days ▼ 13.9%
Last 30 Days ▼ 13.9%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Fundamentals
Return on Equity
41.10%
Trailing 12-Months
Asset Growth
26.18%
Trailing 12-Months
Company Description
Jefferson Capital, Inc.
Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. The company primarily purchases portfolios of previously charged-off consumer receivables at deep discounts to face value and manage them by working with individuals as they repay their obligations and work toward financial recovery. It offers consumer receivables, including credit card, secured and unsecured automotive, telecom and utilities, and other receivables. The company also provides debt servicing and other portfolio management services to credit originators for nonperforming loans. Jefferson Capital, Inc. was founded in 2002 and is headquartered in Sartell, Minnesota.
JCAP Company Deck
JCAP Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented strong operational and financial momentum with record collections, deployments, revenue, improved leverage, and successful integration of strategic portfolio purchases (Conn's and Bluestem). Efficiency and underwriting strength were reiterated, and capital structure improvements and shareholder returns were highlighted. Key challenges include materially higher upfront legal/court costs driven by increased legal volumes, seasonality and the need to replace ERC runoff, and macro vulnerabilities tied to lower consumer savings and rising insolvencies. Overall, positive business fundamentals and growth track record outweigh manageable near-term cost and seasonality pressures.View all JCAP earnings summariesJCAP Stock 12 Month Forecast
Average Price Target
$26.00
▲(37.64% Upside)
Technical Analysis
Ownership Overview
61.96% Insiders
4.38% Mutual Funds
8.16% Other Institutional Investors
22.48% Public Companies and
Individual Investors
Options Prices
Currently, No data available
---