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Jefferson Capital, Inc. (JCAP)
NASDAQ:JCAP
Earnings Data
Report Date
Aug 13, 2026After Close (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
―Last Year’s EPS
0.81Same Quarter Last Year
Strong Buy
Based on 3 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call highlighted strong financial performance, including significant growth in collections, revenue, and portfolio deployments. The company also achieved improved cash efficiency and secured increased capital commitments. However, there were challenges such as rising operating expenses and court costs, as well as increased insolvency trends. Despite these challenges, the overall sentiment is positive due to the substantial gains and strategic advancements made.Company Guidance
Strong Collection Performance
Collections reached $237 million, marking a 63% increase compared to the previous year.
Record Third-Quarter Deployments
The company deployed $151 million, up 22% year over year, the largest third-quarter deployment in its history.
Revenue Growth
Revenue for the quarter was $151 million, up 36% compared to the previous year.
Improved Cash Efficiency
Achieved a cash efficiency ratio of 72.2%, significantly higher than sector averages.
Increased Capital Commitments
Amended senior secured revolving credit facility, increasing capital commitments to $1 billion and reducing pricing.
BlueStem Portfolio Purchase
Announced acquisition of BlueStem credit card assets, with an expected short duration and high portion of paying accounts.
JCAP Earnings History
Report Date | Fiscal Quarter | Forecast / EPS | Last Year's EPS | EPS YoY Change | Press Release | Slides | Play Transcript |
|---|---|---|---|---|---|---|---|
Aug 13, 2026 | 2026 (Q2) | 0.81 | ― | ― | ― | ||
Nov 13, 2025 | 2025 (Q3) | 0.633 | 16.90% (+0.11) | ||||
Aug 14, 2025 | 2025 (Q2) | ― | ― |
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
JCAP Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Nov 13, 2025 | $20.55 | $21.90 | +6.57% |
Aug 14, 2025 | $18.42 | $18.19 | -1.25% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Jefferson Capital, Inc. (JCAP) report earnings?
Jefferson Capital, Inc. (JCAP) is schdueled to report earning on Aug 13, 2026, After Close (Confirmed).
What is Jefferson Capital, Inc. (JCAP) earnings time?
Jefferson Capital, Inc. (JCAP) earnings time is at Aug 13, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is JCAP EPS forecast?
Currently, no data Available