Banca Popolare di Sondrio S.C.p.A. (IT:BPSO)
:BPSO
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BPSO Stock Chart & Stats
€16.99
€0.07(0.86%)
At close: 4:00 PM EST
€16.99
€0.07(0.86%)
Day’s Range― - ―
52-Week Range€10.18 - €18.54
Previous CloseN/A
Volume1.68M
Average Volume (3M)853.34K
Market Cap
€8.09B
Enterprise Value€10.06B
Total Cash (Recent Filing)€2.39B
Total Debt (Recent Filing)€6.25B
Price to Earnings (P/E)11.6
Beta1.43
Next Earnings
May 12, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.87%
Share Statistics
EPS (TTM)0.30
Shares Outstanding453,385,800
10 Day Avg. Volume648,379
30 Day Avg. Volume853,344
Financial Highlights & Ratios
PEG Ratio0.92
Price to Book (P/B)1.64
Price to Sales (P/S)3.21
P/FCF Ratio5.87
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)1.39
Revenue Forecast (FY)€1.71B
Bulls Say, Bears Say
Bulls Say
Improving Profitability & MarginsMaterial margin improvement signals durable enhancement in core banking economics—better spreads, fee mix and cost control. Higher margins bolster earnings resilience, support reinvestment and dividends, and provide buffer against provisioning or rate headwinds over the next 2–6 months.
De-risked Balance SheetA sharp reduction in leverage materially reduces funding and solvency risk, improving regulatory headroom and resilience to shocks. Steadier equity and healthy ROE (12%–14%) support lending capacity and strategic flexibility across the medium term.
Strong Cash Conversion In 2025High 2025 cash conversion indicates earnings are largely converting to cash, strengthening the bank’s ability to fund operations, capital returns and buffer loan-loss provisioning. This cash generation profile supports sustainable capital allocation if replicated.
Bears Say
Volatile Cash Flow HistoryLarge swings in cash flow across recent years reduce predictability of internal funding and capital distributions. For a bank, inconsistent operating cash flow complicates liquidity planning and stress scenarios, making capital actions and dividend sustainability less certain over months ahead.
Top-line Revenue VolatilityUnstable revenue undermines forecasting of net interest income and fees, complicating provisioning and cost planning. Even with improved margins, inconsistent top-line performance limits visibility into recurring earnings and growth trajectory over the medium term.
Past Leverage Spike Indicates SensitivityAlthough leverage improved by 2025, the prior spike shows the balance sheet can react strongly to funding or market stresses. That sensitivity means renewed deposit or wholesale funding pressure could quickly re-elevate risk, requiring careful funding/mix management going forward.
Banca Popolare di Sondrio S.C.p.A. News
BPSO FAQ
What was Banca Popolare di Sondrio S.C.p.A.’s price range in the past 12 months?
Banca Popolare di Sondrio S.C.p.A. lowest stock price was €10.18 and its highest was €18.54 in the past 12 months.
What is Banca Popolare di Sondrio S.C.p.A.’s market cap?
Banca Popolare di Sondrio S.C.p.A.’s market cap is €8.09B.
When is Banca Popolare di Sondrio S.C.p.A.’s upcoming earnings report date?
Banca Popolare di Sondrio S.C.p.A.’s upcoming earnings report date is May 12, 2026 which is in 25 days.
How were Banca Popolare di Sondrio S.C.p.A.’s earnings last quarter?
Banca Popolare di Sondrio S.C.p.A. released its earnings results on Feb 03, 2026. The company reported €0.301 earnings per share for the quarter, beating the consensus estimate of N/A by €0.301.
Is Banca Popolare di Sondrio S.C.p.A. overvalued?
According to Wall Street analysts Banca Popolare di Sondrio S.C.p.A.’s price is currently Overvalued.
Does Banca Popolare di Sondrio S.C.p.A. pay dividends?
Banca Popolare di Sondrio S.C.p.A. pays a Annually dividend of €0.8 which represents an annual dividend yield of 4.87%. See more information on Banca Popolare di Sondrio S.C.p.A. dividends here
What is Banca Popolare di Sondrio S.C.p.A.’s EPS estimate?
Banca Popolare di Sondrio S.C.p.A.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Banca Popolare di Sondrio S.C.p.A. have?
Banca Popolare di Sondrio S.C.p.A. has 453,385,800 shares outstanding.
What happened to Banca Popolare di Sondrio S.C.p.A.’s price movement after its last earnings report?
Banca Popolare di Sondrio S.C.p.A. reported an EPS of €0.301 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.926%.
Which hedge fund is a major shareholder of Banca Popolare di Sondrio S.C.p.A.?
Currently, no hedge funds are holding shares in IT:BPSO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Banca Popolare di Sondrio S.C.p.A.
Banca Popolare di Sondrio S.p.A., together with its subsidiaries, provides various banking products and services in Italy. The company offers current accounts, savings deposits, certificates of deposits, time deposit accounts, and bonds; and loans comprising foreign currency loans, artisan loans, agricultural loans, personal loans, and mortgage loans primarily to retail customers and SMEs. It also offers repurchase agreements, securities lending, custody and administration of securities, consultancy, individual portfolio management, guarantees, leasing, and factoring services. In addition, the company provides credit and debit cards, and insurance products, as well as collection and payment services; manages hotels; issues government securities and prime corporate bonds; and manages and maintains rented units. As of December 31, 2021, it operated 350 branches. The company was founded in 1871 and is headquartered in Sondrio, Italy.
Technical Analysis
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Options Prices
Currently, No data available
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