Intuit Inc. (INTU)
NASDAQ:INTU
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Intuit
(NASDAQ:INTU)
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Rating:74Outperform
Price Target:
$318.00
▼(-19.14% Downside)
Action:Reiterated
Date:06/12/26
The score is driven primarily by strong financial quality (high profitability and robust free-cash-flow generation) and supportive guidance/capital returns, partially offset by a clearly bearish technical setup (price far below key moving averages with negative MACD). Valuation metrics appear reasonable and help cushion the outlook, while restructuring-related execution risk remains a notable watch item.
Positive Factors
Free cash flow generation
Consistent, very large FCF provides durable financial flexibility to fund product investment, AI initiatives, buybacks and debt refinancing without depending on equity raises. High conversion from earnings insulates capital returns and strategic spending through 2–6 months and beyond.
Negative Factors
DIY TurboTax price sensitivity
A structurally price-sensitive DIY cohort and a smaller DIY TAM mean unit growth is harder to sustain without durable product or pricing changes. If Intuit cannot restore competitiveness, seasonal TurboTax revenue and user funnels may stagnate, pressuring long-term ARPU and acquisition economics.
Read all positive and negative factors
Positive Factors
Negative Factors
Free cash flow generation
Consistent, very large FCF provides durable financial flexibility to fund product investment, AI initiatives, buybacks and debt refinancing without depending on equity raises. High conversion from earnings insulates capital returns and strategic spending through 2–6 months and beyond.
Read all positive factors
Intuit Key Performance Indicators (KPIs)
Any
Operating Income by Segment
Shows profitability across different business units, highlighting which segments drive Intuit's earnings and where there may be room for improvement or growth.
Shows profitability across different business units, highlighting which segments drive Intuit's earnings and where there may be room for improvement or growth.
Data provided by:
The Fly
The FlyIntuit (INTU) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$75.70B
Dividend Yield0.64%
Average Volume (3M)5.66M
Price to Earnings (P/E)17.0
Beta (1Y)0.56
Revenue Growth15.07%
EPS Growth33.69%
CountryUS
Employees18,800
SectorTechnology
Sector Strength88
IndustrySoftware - Application
Share Statistics
EPS (TTM)16.55
Shares Outstanding273,537,000
10 Day Avg. Volume6,088,416
30 Day Avg. Volume5,656,150
Financial Highlights & Ratios
PEG Ratio1.86
Price to Book (P/B)11.15
Price to Sales (P/S)11.67
P/FCF Ratio36.14
Enterprise Value/Market Cap1.04
Enterprise Value/Revenue3.78
Enterprise Value/Gross Profit4.66
Enterprise Value/Ebitda11.23
Forecast
1Y Price Target
$451.60Price Target Upside14.84% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering21
EPS Forecast (FY)23.83
Revenue Forecast (FY)$21.37B
Intuit Business Overview & Revenue Model
Company Description
Intuit Inc. delivers a comprehensive array of financial management and regulatory compliance solutions, serving individual consumers, small businesses, independent contractors, and accounting professionals across the United States, Canada, and var...
How the Company Makes Money
Intuit generates revenue primarily through (1) subscription and service fees from its software platforms and (2) transaction-based fees tied to payments, payroll, and related financial services.
1) Small Business & Self-Employed (QuickBooks ecosy...
Intuit Earnings Call Summary
Earnings Call Date:May 20, 2026
(Q3-2026)
| % Change Since: |
Next Earnings Date:Aug 20, 2026
Earnings Call Sentiment Positive
The call presented strong financial results and upgraded guidance, underpinned by outsized growth in assisted tax, money/payments, mid-market ecosystem traction, significant buybacks and a dividend increase. Management acknowledged meaningful weakness in the price-sensitive DIY TurboTax segment and industry-wide filing softness (~2 million units), announced a substantial 17% workforce reduction with ~$300M of restructuring charges and signaled rightsizing at Mailchimp. On balance the company delivered beat-and-raise results, clear AI-driven product roadmaps and multiple high-growth engines, while outlining targeted actions to address the DIY and Mailchimp challenges.Positive Updates
Strong Quarterly Revenue Growth
Q3 revenue of $8.6 billion, up 10% year-over-year, exceeding the top end of guidance across revenue, operating income and EPS.
Negative Updates
DIY TurboTax Pressure Among Price-Sensitive Filers
Weakness in the price-sensitive DIY TurboTax segment (filers earning < $50k), management said they “lost on price”; expecting to evolve SKU/pricing to win this cohort.
Read all updates
Q3-2026 Updates
Positive
Negative
Strong Quarterly Revenue Growth
Q3 revenue of $8.6 billion, up 10% year-over-year, exceeding the top end of guidance across revenue, operating income and EPS.
Read all positive updates
Company Guidance
Intuit raised full‑year guidance, now targeting total company revenue of $21.341–21.374 billion (growth of 13%–14%); Global Business Solutions revenue growth of ~16% (desktop mid‑single digits); Consumer Group revenue growth of ~10% (TurboTax ~7%, Credit Karma ~19%, ProTax ~4%); GAAP diluted EPS of $15.79–15.84 (≈16% growth) and non‑GAAP diluted EPS of $23.80–23.85 (≈18% growth); a GAAP tax rate of ~24%; and GAAP guidance includes $300 million of restructuring charges; management also gave a 2026 outlook of total company revenue growth of 11%–12%, GAAP EPS growth of $0.73–$0.79 and non‑GAAP EPS of $3.56–$3.62.Intuit Financial Statement Overview
Summary
Income Statement
88
Very Positive
Balance Sheet
82
Very Positive
Cash Flow
90
Very Positive
| Breakdown | TTM | Jul 2025 | Jul 2024 | Jul 2023 | Jul 2022 | Jul 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 20.93B | 18.83B | 16.29B | 14.37B | 12.73B | 9.63B |
| Gross Profit | 16.95B | 15.21B | 12.82B | 11.22B | 10.32B | 7.95B |
| EBITDA | 7.04B | 5.89B | 4.58B | 4.04B | 3.37B | 2.95B |
| Net Income | 4.58B | 3.87B | 2.96B | 2.38B | 2.07B | 2.06B |
Balance Sheet | ||||||
| Total Assets | 39.33B | 36.96B | 32.13B | 27.78B | 27.73B | 15.52B |
| Cash, Cash Equivalents and Short-Term Investments | 6.78B | 4.55B | 4.07B | 3.66B | 3.28B | 3.87B |
| Total Debt | 6.90B | 6.64B | 6.57B | 6.69B | 7.54B | 2.48B |
| Total Liabilities | 18.70B | 17.25B | 13.70B | 10.51B | 11.29B | 5.65B |
| Stockholders Equity | 20.63B | 19.71B | 18.44B | 17.27B | 16.44B | 9.87B |
Cash Flow | ||||||
| Free Cash Flow | 7.71B | 6.08B | 4.63B | 4.79B | 3.66B | 3.13B |
| Operating Cash Flow | 7.89B | 6.21B | 4.88B | 5.05B | 3.89B | 3.25B |
| Investing Cash Flow | -2.33B | -2.32B | -227.00M | -922.00M | -5.42B | -3.96B |
| Financing Cash Flow | -3.84B | -1.51B | -397.00M | -4.27B | 1.73B | -3.18B |
Intuit Technical Analysis
Negative
393.25
Price Trends
359.28
Negative
398.89
Negative
525.20
Negative
Market Momentum
-25.71
Positive
34.53
Neutral
21.30
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For INTU, the sentiment is Negative. The current price of 393.25 is above the 20-day moving average (MA) of 312.66, above the 50-day MA of 359.28, and below the 200-day MA of 525.20, indicating a bearish trend. The MACD of -25.71 indicates Positive momentum. The RSI at 34.53 is Neutral, neither overbought nor oversold. The STOCH value of 21.30 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for INTU.
Intuit Risk Analysis
Intuit disclosed 34 risk factors in its most recent earnings report. Intuit reported the most risks in the "Tech & Innovation" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Intuit Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
81 Outperform | $135.86B | 17.80 | 14.95% | 0.63% | 10.98% | 34.24% | |
74 Outperform | $75.70B | 16.97 | 23.29% | 0.64% | 15.07% | 33.69% | |
72 Outperform | $189.74B | 22.26 | 17.25% | 1.07% | 14.77% | 41.36% | |
71 Outperform | $41.87B | 28.64 | 49.42% | ― | 18.88% | 46.42% | |
67 Neutral | $32.31B | 38.85 | 10.41% | ― | 13.70% | 76.27% | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
61 Neutral | $80.68B | -69.47 | -57.21% | ― | 31.07% | 16.46% |
* Technology Sector Average
INTU
Intuit
280.99
-477.74
-62.97%
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Intuit Corporate Events
Business Operations and StrategyPrivate Placements and Financing
Intuit Raises $1.75 Billion Through Senior Notes Offering
Positive
Jun 11, 2026
On June 11, 2026, Intuit issued $1.75 billion of senior unsecured notes, including $750 million of 4.950% notes due 2031 and $1 billion of 5.500% notes due 2036, generating approximately $1.74 billion in net proceeds. The debt offering, arranged t...
Business Operations and StrategyDividends
Intuit Announces Major Restructuring and Dividend Declaration
Negative
May 20, 2026
On May 20, 2026, Intuit announced a restructuring plan to streamline its organizational structure and become a faster, leaner company by cutting approximately 17% of its full-time workforce and considering closure of certain sites. The company exp...
Business Operations and StrategyExecutive/Board Changes
Intuit Reshapes Leadership of Small Business and Mid-Market
Neutral
Apr 28, 2026
On April 28, 2026, Intuit announced that Marianna Tessel will step down as Executive Vice President and General Manager of its Small Business Group, effective May 31, 2026, and will remain with the company in an advisory capacity until July 2, 202...
Business Operations and StrategyStock Buyback
Intuit Halts Insider Sales, Accelerates Share Repurchase Program
Positive
Mar 16, 2026
On March 16, 2026, Intuit announced that its founder and executive leadership team terminated all outstanding pre-scheduled stock sale plans that had been set up under Rule 10b5-1. The move signals a pause in automatic insider share disposals at a...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.