Intuit (INTU) AI Stock Analysis

• Market Cap: $213.30B
• Dividend Yield: 0.53%
• Average Volume (3M): 1.76M
• Price to Earnings (P/E): 62.2
• Beta (1Y): 0.91
• Revenue Growth: 14.99%
• EPS Growth: 12.89%
• Country: US
• Employees: 18,800
• Sector: Technology
• Sector Strength: 84
• Industry: Software - Application
• EPS (TTM): 11.65
• Shares Outstanding: 278,947,000
• 10 Day Avg. Volume: 2,356,668
• 30 Day Avg. Volume: 1,760,891
• PEG Ratio: 4.30
• Price to Book (P/B): 10.67
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 35.05
• Enterprise Value/Market Cap: 1.01
• Enterprise Value/Revenue: 3.16
• Enterprise Value/Gross Profit: 14.88
• Enterprise Value/Ebitda: 11.39
• 1Y Price Target: $812.33
• Price Target Upside: 5.94% Upside
• Rating Consensus: Strong Buy
• Number of Analyst Covering: 22

• Rating: 80 Outperform
• Price Target: $828.00 ▲(7.98%Upside)

Intuit's overall stock score of 80 reflects a strong financial performance bolstered by robust revenue growth and efficient cash flow management. The company's positive outlook from the earnings call and strategic focus on AI-driven innovations further support this score. However, high valuation metrics and technical indicators suggesting overbought conditions temper the optimism.

Positive Factors

Guidance Update

Management raised FY25F guidance for revenue, operating income, and EPS, reflecting confidence in its AI-driven platform strategy and continued margin expansion.

Revenue Performance

Revenue grew 15% y/y to USD7.8 bn, 2.5% above consensus, driven by outstanding performance across its platform, particularly in Global Business Solutions and Credit Karma.

Negative Factors

Competitive Pressure

Intensified competition could create downward pressure on product pricing and margins.

Regulatory Risk

There is downside risk to $590, which could be achieved under government regulatory intervention, macro deterioration, or key management transition.

Intuit Business Overview & Revenue Model

Company Description

Intuit Inc. provides financial management and compliance products and services for consumers, small businesses, self-employed, and accounting professionals in the United States, Canada, and internationally. The company operates in four segments: Small Business & Self-Employed, Consumer, Credit Karma, and ProConnect. The Small Business & Self-Employed segment provides QuickBooks online services and desktop software solutions comprising QuickBooks Online Advanced, a cloud-based solution; QuickBooks Enterprise, a hosted solution; QuickBooks Self-Employed solution; QuickBooks Commerce, a solution for product-based businesses; QuickBooks Online Accountant and QuickBooks Accountant Desktop Plus solutions; and payroll solutions, such as online payroll processing, direct deposit of employee paychecks, payroll reports, electronic payment of federal and state payroll taxes, and electronic filing of federal and state payroll tax forms. This segment also offers payment-processing solutions, including credit and debit cards, Apple Pay, and ACH payment services; QuickBooks Cash business bank account; and financial supplies and financing for small businesses. The Consumer segment provides TurboTax income tax preparation products and services; and personal finance. The Credit Karma segment offers consumers with a personal finance platform that provides personalized recommendations of home, auto, and personal loans, as well as credit cards and insurance products. The ProConnect segment provides Lacerte, ProSeries, and ProFile desktop tax-preparation software products; and ProConnect Tax Online tax products, electronic tax filing service, and bank products and related services. It sells products and services through various sales and distribution channels, including multi-channel shop-and-buy experiences, websites and call centers, mobile application stores, and retail and other channels. The company was founded in 1983 and is headquartered in Mountain View, California.

How the Company Makes Money

Intuit generates revenue primarily through the sale of its software products and services, which are offered via subscription and transaction-based models. The company's key revenue streams include its Small Business & Self-Employed segment, driven by QuickBooks accounting software and related services; the Consumer segment, powered by TurboTax, which offers tax preparation solutions; and the Credit Karma segment, which earns through credit services and financial product recommendations. Intuit also monetizes through its strategic partnerships with financial institutions, leveraging data-driven insights to enhance customer engagement and deliver personalized financial solutions.

Intuit Financial Statement Overview

Summary

Intuit's financial performance is robust, characterized by strong revenue growth, high profitability margins, and efficient cash flow management. The balance sheet remains strong with a balanced capital structure and high return on equity. While the company exhibits solid financial health, monitoring debt levels will be essential to maintain financial stability.

Income Statement

Intuit demonstrates strong revenue growth with a Revenue Growth Rate of 5.42% from 2024 to TTM (Trailing-Twelve-Months). The company maintains a robust Gross Profit Margin of 78.91% and a healthy Net Profit Margin of 17.69% in TTM. The EBIT Margin is solid at 22.24%, indicating effective cost management. However, the decline in EBITDA Margin from 28.13% in 2024 to 25.02% in TTM suggests a slight increase in operating expenses.

Balance Sheet

Intuit has a reasonable Debt-to-Equity Ratio of 0.39 in TTM, reflecting a balanced capital structure. The Return on Equity (ROE) is strong at 16.92% in TTM, indicating efficient use of equity. The Equity Ratio is stable at 56.66%, suggesting a healthy level of equity financing. However, the increase in Total Debt warrants monitoring.

Cash Flow

The company has shown a remarkable Free Cash Flow Growth Rate of 21.54% from 2024 to TTM. The Operating Cash Flow to Net Income Ratio is 1.91 in TTM, reflecting strong cash generation relative to earnings. Free Cash Flow to Net Income Ratio stands at 1.85, indicating efficient cash management. Continued growth in cash flow reflects solid operational performance.

Breakdown
TTM	Sep 2024	Sep 2023	Sep 2022	Sep 2021	Sep 2020
Income Statement		Total Revenue
18.18B	16.29B	14.37B	12.73B	9.63B	7.68B
	Gross Profit
14.50B	12.82B	11.22B	10.32B	7.95B	6.30B
	EBIT
4.43B	3.63B	3.14B	2.57B	2.50B	2.18B
	EBITDA
5.15B	4.58B	4.04B	3.37B	2.95B	2.43B
	Net Income Common Stockholders
3.47B	2.96B	2.38B	2.07B	2.06B	1.83B
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
2.46B	4.07B	3.66B	3.28B	3.87B	7.05B
	Total Assets
31.68B	32.13B	27.78B	27.73B	15.52B	10.93B
	Total Debt
6.89B	6.57B	6.60B	7.46B	2.41B	3.59B
	Net Debt
4.46B	2.96B	3.75B	4.66B	-148.00M	-2.85B
	Total Liabilities
13.73B	13.70B	10.51B	11.29B	5.65B	5.83B
	Stockholders Equity
17.95B	18.44B	17.27B	16.44B	9.87B	5.11B
Cash Flow		Free Cash Flow
6.10B	4.63B	4.79B	3.66B	3.13B	2.28B
	Operating Cash Flow
6.24B	4.88B	5.05B	3.89B	3.25B	2.41B
	Investing Cash Flow
-1.34B	-227.00M	-922.00M	-5.42B	-3.96B	-97.00M
	Financing Cash Flow
-1.20B	-397.00M	-4.27B	1.73B	-3.18B	2.03B

Intuit Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 766.81
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For INTU, the sentiment is Positive. The current price of 766.81 is above the 20-day moving average (MA) of 697.82, above the 50-day MA of 639.85, and above the 200-day MA of 626.53, indicating a bullish trend. The MACD of 38.09 indicates Negative momentum. The RSI at 80.85 is Negative, neither overbought nor oversold. The STOCH value of 98.53 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for INTU.

Intuit Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
INTU	80 Outperform	$213.30B	62.22	17.84%	0.53%	14.99%	12.89%
WDAY	75 Outperform	$66.15B	138.66	5.70%	―	15.38%	-67.58%
NOW	75 Outperform	$209.66B	137.22	16.86%	―	21.01%	-20.93%
CRM	72 Outperform	$250.11B	40.92	10.31%	0.61%	7.97%	14.85%
TEAM	70 Outperform	$54.13B	―	-34.33%	―	19.12%	-161.42%
FICO	66 Neutral	$42.56B	75.01	-47.82%	―	14.72%	21.81%
Sector *	61 Neutral	$11.55B	10.41	-6.86%	2.93%	7.50%	-8.30%

Intuit Corporate Events

Intuit Declares Cash Dividend of $1.04 Per Share

On May 22, 2025, Intuit announced that its Board of Directors approved a cash dividend of $1.04 per share, to be paid on July 18, 2025, to shareholders recorded by July 10, 2025. This decision reflects Intuit’s ongoing commitment to returning value to its shareholders and may influence investor perceptions positively regarding the company’s financial health and strategic direction.

The most recent analyst rating on (INTU) stock is a Buy with a $730.00 price target. To see the full list of analyst forecasts on Intuit stock, see the INTU Stock Forecast page.