Intuit Inc. (INTU)
NASDAQ:INTU
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Intuit
(NASDAQ:INTU)
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Rating:74Outperform
Price Target:
$344.00
▼(-12.52% Downside)
Action:Reiterated
Date:05/22/26
Score is driven primarily by strong financial fundamentals (high margins and excellent free-cash-flow generation) and very attractive valuation (low P/E with a dividend). These positives are tempered by weak technicals (price far below key moving averages with bearish momentum) and mixed-but-upgraded earnings-call takeaway (raised guidance, but restructuring and DIY/Mailchimp headwinds add execution risk).
Positive Factors
Cash generation
Sustained, near‑1x FCF conversion and multi‑billion operating cash flows provide durable self‑funding for R&D, buybacks and dividends. Strong cash conversion reduces refinancing risk, enables capex for AI initiatives, and supports shareholder returns without reliance on volatile capital markets.
Negative Factors
DIY TurboTax pressure
Erosion in the price‑sensitive DIY cohort signals a structural TAM challenge: slower unit growth and reliance on ARPU increases rather than broad adoption. Restoring competitiveness requires durable SKU/pricing changes and may compress growth and retention among lower‑income filers for multiple seasons.
Read all positive and negative factors
Positive Factors
Negative Factors
Cash generation
Sustained, near‑1x FCF conversion and multi‑billion operating cash flows provide durable self‑funding for R&D, buybacks and dividends. Strong cash conversion reduces refinancing risk, enables capex for AI initiatives, and supports shareholder returns without reliance on volatile capital markets.
Read all positive factors
Intuit Key Performance Indicators (KPIs)
Any
Revenue by Segment
Breaks down sales across Intuit's various business lines, revealing which areas are strongest and where there might be opportunities or challenges.
Breaks down sales across Intuit's various business lines, revealing which areas are strongest and where there might be opportunities or challenges.
Data provided by:
The Fly
The FlyIntuit (INTU) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$87.52B
Dividend Yield0.64%
Average Volume (3M)3.81M
Price to Earnings (P/E)8.7
Beta (1Y)0.51
Revenue Growth15.07%
EPS Growth33.69%
CountryUS
Employees18,800
SectorTechnology
Sector Strength88
IndustrySoftware - Application
Share Statistics
EPS (TTM)16.55
Shares Outstanding273,537,000
10 Day Avg. Volume6,132,941
30 Day Avg. Volume3,811,573
Financial Highlights & Ratios
PEG Ratio1.86
Price to Book (P/B)11.15
Price to Sales (P/S)11.67
P/FCF Ratio36.14
Enterprise Value/Market Cap1.03
Enterprise Value/Revenue4.29
Enterprise Value/Gross Profit5.29
Enterprise Value/Ebitda13.30
Forecast
1Y Price Target
$507.83Price Target Upside29.14% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering25
EPS Forecast (FY)23.7
Revenue Forecast (FY)$21.34B
Intuit Business Overview & Revenue Model
Company Description
Intuit Inc. provides financial management and compliance products and services for consumers, small businesses, self-employed, and accounting professionals in the United States, Canada, and internationally. The company operates in four segments: S...
How the Company Makes Money
Intuit makes money primarily by selling software subscriptions and related services across its consumer and small-business financial platforms, with additional revenue from transaction-based fees and advertising/lead-generation.
1) Subscriptions ...
Intuit Earnings Call Summary
Earnings Call Date:May 20, 2026
(Q3-2026)
| % Change Since: |
Next Earnings Date:Aug 20, 2026
Earnings Call Sentiment Positive
The call presented strong financial results and upgraded guidance, underpinned by outsized growth in assisted tax, money/payments, mid-market ecosystem traction, significant buybacks and a dividend increase. Management acknowledged meaningful weakness in the price-sensitive DIY TurboTax segment and industry-wide filing softness (~2 million units), announced a substantial 17% workforce reduction with ~$300M of restructuring charges and signaled rightsizing at Mailchimp. On balance the company delivered beat-and-raise results, clear AI-driven product roadmaps and multiple high-growth engines, while outlining targeted actions to address the DIY and Mailchimp challenges.Positive Updates
Strong Quarterly Revenue Growth
Q3 revenue of $8.6 billion, up 10% year-over-year, exceeding the top end of guidance across revenue, operating income and EPS.
Negative Updates
DIY TurboTax Pressure Among Price-Sensitive Filers
Weakness in the price-sensitive DIY TurboTax segment (filers earning < $50k), management said they “lost on price”; expecting to evolve SKU/pricing to win this cohort.
Read all updates
Q3-2026 Updates
Positive
Negative
Strong Quarterly Revenue Growth
Q3 revenue of $8.6 billion, up 10% year-over-year, exceeding the top end of guidance across revenue, operating income and EPS.
Read all positive updates
Company Guidance
Intuit raised full‑year guidance, now targeting total company revenue of $21.341–21.374 billion (growth of 13%–14%); Global Business Solutions revenue growth of ~16% (desktop mid‑single digits); Consumer Group revenue growth of ~10% (TurboTax ~7%, Credit Karma ~19%, ProTax ~4%); GAAP diluted EPS of $15.79–15.84 (≈16% growth) and non‑GAAP diluted EPS of $23.80–23.85 (≈18% growth); a GAAP tax rate of ~24%; and GAAP guidance includes $300 million of restructuring charges; management also gave a 2026 outlook of total company revenue growth of 11%–12%, GAAP EPS growth of $0.73–$0.79 and non‑GAAP EPS of $3.56–$3.62.Intuit Financial Statement Overview
Summary
Income Statement
88
Very Positive
Balance Sheet
82
Very Positive
Cash Flow
90
Very Positive
| Breakdown | TTM | Jul 2025 | Jul 2024 | Jul 2023 | Jul 2022 | Jul 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 20.93B | 18.83B | 16.29B | 14.37B | 12.73B | 9.63B |
| Gross Profit | 16.95B | 15.21B | 12.82B | 11.22B | 10.32B | 7.95B |
| EBITDA | 6.75B | 5.89B | 4.58B | 4.04B | 3.37B | 2.95B |
| Net Income | 4.58B | 3.87B | 2.96B | 2.38B | 2.07B | 2.06B |
Balance Sheet | ||||||
| Total Assets | 39.33B | 36.96B | 32.13B | 27.78B | 27.73B | 15.52B |
| Cash, Cash Equivalents and Short-Term Investments | 6.78B | 4.55B | 4.07B | 3.66B | 3.28B | 3.87B |
| Total Debt | 6.90B | 6.64B | 6.57B | 6.69B | 7.54B | 2.48B |
| Total Liabilities | 18.70B | 17.25B | 13.70B | 10.51B | 11.29B | 5.65B |
| Stockholders Equity | 20.63B | 19.71B | 18.44B | 17.27B | 16.44B | 9.87B |
Cash Flow | ||||||
| Free Cash Flow | 7.71B | 6.08B | 4.63B | 4.79B | 3.66B | 3.13B |
| Operating Cash Flow | 7.89B | 6.21B | 4.88B | 5.05B | 3.89B | 3.25B |
| Investing Cash Flow | -2.33B | -2.32B | -227.00M | -922.00M | -5.42B | -3.96B |
| Financing Cash Flow | -3.84B | -1.51B | -397.00M | -4.27B | 1.73B | -3.18B |
Intuit Technical Analysis
Negative
393.25
Price Trends
402.03
Negative
447.10
Negative
556.59
Negative
Market Momentum
-14.15
Positive
33.07
Neutral
16.29
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For INTU, the sentiment is Negative. The current price of 393.25 is above the 20-day moving average (MA) of 385.39, below the 50-day MA of 402.03, and below the 200-day MA of 556.59, indicating a bearish trend. The MACD of -14.15 indicates Positive momentum. The RSI at 33.07 is Neutral, neither overbought nor oversold. The STOCH value of 16.29 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for INTU.
Intuit Risk Analysis
Intuit disclosed 34 risk factors in its most recent earnings report. Intuit reported the most risks in the "Tech & Innovation" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Intuit Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
74 Outperform | $87.52B | 8.75 | 23.29% | 0.64% | 15.07% | 33.69% | |
72 Outperform | $206.17B | 22.29 | 17.25% | 1.07% | 14.77% | 41.36% | |
71 Outperform | $147.31B | 25.54 | 12.37% | 0.63% | 9.58% | 21.99% | |
67 Neutral | $50.88B | 47.92 | 39.89% | ― | 17.80% | 2.09% | |
67 Neutral | $31.65B | 35.00 | 10.41% | ― | 13.70% | 76.27% | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
56 Neutral | $59.69B | -53.27 | -60.27% | ― | 29.16% | -2.26% |
* Technology Sector Average
INTU
Intuit
319.94
-394.38
-55.21%
ADSK
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240.99
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WDAY
Workday
128.14
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SNOW
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-13.92%
Intuit Corporate Events
Business Operations and StrategyDividends
Intuit Announces Major Restructuring and Dividend Declaration
Negative
May 20, 2026
On May 20, 2026, Intuit announced a restructuring plan to streamline its organizational structure and become a faster, leaner company by cutting approximately 17% of its full-time workforce and considering closure of certain sites. The company exp...
Business Operations and StrategyExecutive/Board Changes
Intuit Reshapes Leadership of Small Business and Mid-Market
Neutral
Apr 28, 2026
On April 28, 2026, Intuit announced that Marianna Tessel will step down as Executive Vice President and General Manager of its Small Business Group, effective May 31, 2026, and will remain with the company in an advisory capacity until July 2, 202...
Business Operations and StrategyStock Buyback
Intuit Halts Insider Sales, Accelerates Share Repurchase Program
Positive
Mar 16, 2026
On March 16, 2026, Intuit announced that its founder and executive leadership team terminated all outstanding pre-scheduled stock sale plans that had been set up under Rule 10b5-1. The move signals a pause in automatic insider share disposals at a...
Dividends
Intuit Board Declares Cash Dividend, Signals Ongoing Confidence
Positive
Feb 26, 2026
On February 26, 2026, Intuit announced that its board of directors approved a cash dividend of $1.20 per share, reinforcing its practice of returning capital to shareholders. The dividend is scheduled to be paid on April 17, 2026, to shareholders ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.