Intuit (INTU) AI Stock Analysis

• Market Cap: $211.40B
• Dividend Yield: 0.55%
• Average Volume (3M): 1.80M
• Price to Earnings (P/E): 61.8
• Beta (1Y): 0.90
• Revenue Growth: 14.99%
• EPS Growth: 12.89%
• Country: US
• Employees: 18,800
• Sector: Technology
• Sector Strength: 89
• Industry: Software - Application
• EPS (TTM): 11.65
• Shares Outstanding: 278,947,000
• 10 Day Avg. Volume: 1,597,739
• 30 Day Avg. Volume: 1,795,803
• PEG Ratio: 4.27
• Price to Book (P/B): 10.59
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 34.79
• Enterprise Value/Market Cap: 1.01
• Enterprise Value/Revenue: 3.14
• Enterprise Value/Gross Profit: 14.77
• Enterprise Value/Ebitda: 11.30
• 1Y Price Target: $817.33
• Price Target Upside: 7.85% Upside
• Rating Consensus: Strong Buy
• Number of Analyst Covering: 22

• Rating: 80 Outperform
• Price Target: $828.00 ▲(9.26%Upside)

Intuit's strong financial performance and positive earnings call are the primary drivers of the overall score. The company's robust growth, profitability, and strategic use of AI position it well for future success. However, the high valuation and potential short-term technical corrections temper the outlook slightly.

Positive Factors

AI Adoption

Intuit is strategically positioning itself to capitalize on AI adoption across its product suite, including TurboTax, Credit Karma, QuickBooks, and Mailchimp.

Consumer Segment Performance

A strong fiscal 3Q fueled by the best performance in the Consumer segment in several years has cooled worries about the long-term tax opportunity.

Growth Opportunities

Significant runway exists to drive growth in the under-penetrated Assisted category, with several levers to sustain mid/high-teens growth in QuickBooks.

Negative Factors

Competitive Challenges

Despite capturing differentiated data, competition in AI offerings remains intense, challenging Intuit's ability to maintain its technological edge.

Market Volatility

Shares have lagged peers in the latest period of market volatility, creating challenges despite long-term growth potential.

Intuit Business Overview & Revenue Model

Company Description

Intuit Inc. is a global technology company that specializes in financial software and services. Headquartered in Mountain View, California, Intuit develops and sells business and financial management solutions for small and mid-sized businesses, consumers, and accounting professionals. Its core products include TurboTax, QuickBooks, Mint, and Credit Karma, which provide tools for tax preparation, accounting, personal finance, and credit monitoring, respectively.

How the Company Makes Money

Intuit generates revenue primarily through the sale of its software products and services, which are offered via subscription and transaction-based models. The company's key revenue streams include its Small Business & Self-Employed segment, driven by QuickBooks accounting software and related services; the Consumer segment, powered by TurboTax, which offers tax preparation solutions; and the Credit Karma segment, which earns through credit services and financial product recommendations. Intuit also monetizes through its strategic partnerships with financial institutions, leveraging data-driven insights to enhance customer engagement and deliver personalized financial solutions.

Intuit Financial Statement Overview

Summary

Intuit exhibits strong financial health with impressive revenue growth, robust profitability, and efficient operational margins. The balance sheet shows manageable leverage and high equity ratio, while cash flows are robust, supporting growth and operational needs efficiently.

Income Statement

Intuit's income statement shows impressive growth with a strong revenue increase of 11.65% from the previous year to TTM (Trailing-Twelve-Months). The gross profit margin stands at 79.73%, and the net profit margin is 19.07%, both indicating robust profitability. The EBIT margin of 24.37% and EBITDA margin of 28.33% further highlight operational efficiency. Overall, Intuit exhibits a healthy financial performance with consistent profitability and growth.

Balance Sheet

Intuit's balance sheet remains strong, with a debt-to-equity ratio of 0.36 indicating manageable leverage. The equity ratio of 54.99% shows a solid capital structure with substantial equity backing total assets. Return on equity stands at 17.23%, demonstrating effective use of equity to generate profits. The company maintains a stable financial position, though increased total liabilities warrant ongoing monitoring.

Cash Flow

The cash flow statement reveals a robust increase in free cash flow with a 31.66% growth rate in TTM (Trailing-Twelve-Months). The operating cash flow to net income ratio of 1.80 indicates strong cash generation relative to net income. Free cash flow to net income ratio is 1.76, reflecting effective conversion of income to cash flows. Intuit's cash flows are healthy, supporting its growth and operational needs efficiently.

Breakdown	TTM	Sep 2024	Sep 2023	Sep 2022	Sep 2021	Sep 2020
Income Statement
Total Revenue	18.18B	16.29B	14.37B	12.73B	9.63B	7.68B
Gross Profit	14.50B	12.82B	11.22B	10.32B	7.95B	6.30B
EBITDA	5.15B	4.58B	4.04B	3.37B	2.95B	2.43B
Net Income	3.47B	2.96B	2.38B	2.07B	2.06B	1.83B
Balance Sheet
Total Assets	36.59B	32.13B	27.78B	27.73B	15.52B	10.93B
Cash, Cash Equivalents and Short-Term Investments	5.44B	4.07B	3.66B	3.28B	3.87B	7.05B
Total Debt	7.31B	6.57B	6.60B	7.46B	2.41B	3.59B
Total Liabilities	16.47B	13.70B	10.51B	11.29B	5.65B	5.83B
Stockholders Equity	20.13B	18.44B	17.27B	16.44B	9.87B	5.11B
Cash Flow
Free Cash Flow	6.10B	4.63B	4.79B	3.66B	3.13B	2.28B
Operating Cash Flow	6.24B	4.88B	5.05B	3.89B	3.25B	2.41B
Investing Cash Flow	-1.34B	-227.00M	-922.00M	-5.42B	-3.96B	-97.00M
Financing Cash Flow	-1.20B	-397.00M	-4.27B	1.73B	-3.18B	2.03B

Intuit Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 757.86
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For INTU, the sentiment is Neutral. The current price of 757.86 is below the 20-day moving average (MA) of 761.98, above the 50-day MA of 687.31, and above the 200-day MA of 635.54, indicating a neutral trend. The MACD of 19.61 indicates Positive momentum. The RSI at 62.25 is Neutral, neither overbought nor oversold. The STOCH value of 45.79 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for INTU.

Intuit Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
INTU	80 Outperform	$211.40B	61.76	17.84%	0.55%	14.99%	12.89%
CRM	77 Outperform	$259.24B	41.20	10.31%	0.61%	7.97%	14.85%
NOW	75 Outperform	$203.09B	135.25	16.86%	―	21.01%	-20.93%
FICO	73 Outperform	$45.79B	82.98	-47.82%	―	14.72%	21.81%
WDAY	72 Outperform	$63.86B	132.08	5.70%	―	15.38%	-67.58%
TEAM	71 Outperform	$52.22B	―	-34.33%	―	19.12%	-161.42%
Sector *	63 Neutral	$32.92B	6.79	-11.98%	1.89%	5.66%	-22.06%

Intuit Corporate Events

Intuit Announces Leadership Transition in People & Places

On June 16, 2025, Intuit Inc. announced that Laura Fennell, the Executive Vice President and Chief People & Places Officer since August 2018, will transition to a new role effective July 31, 2025. During her transition period until September 1, 2027, she will receive a structured compensation package, and her equity awards will continue to vest. Caryl Hilliard, the current Senior Vice President, People & Places, will assume the role of Chief People & Places Officer starting August 1, 2025.

The most recent analyst rating on (INTU) stock is a Buy with a $730.00 price target. To see the full list of analyst forecasts on Intuit stock, see the INTU Stock Forecast page.

Intuit Declares Cash Dividend of $1.04 Per Share

On May 22, 2025, Intuit announced that its Board of Directors approved a cash dividend of $1.04 per share, to be paid on July 18, 2025, to shareholders recorded by July 10, 2025. This decision reflects Intuit’s ongoing commitment to returning value to its shareholders and may influence investor perceptions positively regarding the company’s financial health and strategic direction.

The most recent analyst rating on (INTU) stock is a Buy with a $730.00 price target. To see the full list of analyst forecasts on Intuit stock, see the INTU Stock Forecast page.