Intuit (INTU)
NASDAQ:INTU
Top Page
Intuit
(NASDAQ:INTU)
Select Model
Select Model
Rating:73Outperform
Price Target:
$391.00
▲(11.42% Upside)
Action:ReiteratedDate:03/17/26
The score is primarily supported by strong financial performance (durable margins and strong free cash flow) and a constructive earnings outlook with reaffirmed FY26 growth and EPS guidance. These positives are tempered by weak technical positioning (below major moving averages with negative MACD) and a demanding valuation (P/E ~50), while recent buyback/dividend actions modestly add support.
Positive Factors
Strong free cash flow
Consistent, large free cash flow that closely tracks earnings gives Intuit durable financial flexibility to fund R&D, product investment, refunds and shareholder returns. Reliable FCF supports reinvestment in ecosystem expansion and cushions execution risks over the next 2–6 months.
Negative Factors
Mailchimp integration underperformance
An acquired business that lags expectations imposes execution and resource strain and delays expected cross-sell synergies. Prolonged underperformance can weigh on consolidated growth and force reallocation of marketing or product resources, affecting mid-term revenue momentum.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong free cash flow
Consistent, large free cash flow that closely tracks earnings gives Intuit durable financial flexibility to fund R&D, product investment, refunds and shareholder returns. Reliable FCF supports reinvestment in ecosystem expansion and cushions execution risks over the next 2–6 months.
Read all positive factors
Intuit (INTU) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$97.05B
Dividend Yield0.64%
Average Volume (3M)3.67M
Price to Earnings (P/E)50.2
Beta (1Y)0.48
Revenue Growth17.14%
EPS Growth41.18%
CountryUS
Employees18,800
SectorTechnology
Sector Strength88
IndustrySoftware - Application
Share Statistics
EPS (TTM)4.15
Shares Outstanding276,550,000
10 Day Avg. Volume3,520,434
30 Day Avg. Volume3,667,509
Financial Highlights & Ratios
PEG Ratio1.86
Price to Book (P/B)11.15
Price to Sales (P/S)11.67
P/FCF Ratio36.14
Enterprise Value/Market Cap1.11
Enterprise Value/Revenue5.34
Enterprise Value/Gross Profit6.57
Enterprise Value/Ebitda16.32
Forecast
1Y Price Target
$579.67Price Target Upside65.18% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering23
EPS Forecast (FY)23.22
Revenue Forecast (FY)$21.25B
Intuit Business Overview & Revenue Model
Company Description
Intuit Inc. provides financial management and compliance products and services for consumers, small businesses, self-employed, and accounting professionals in the United States, Canada, and internationally. The company operates in four segments: S...
How the Company Makes Money
Intuit makes money primarily by selling software subscriptions and related services across its consumer and small-business financial platforms, with additional revenue from transaction-based fees and advertising/lead-generation.
1) Subscriptions ...
Intuit Key Performance Indicators (KPIs)
Any
Revenue by Segment
Breaks down sales across Intuit's various business lines, revealing which areas are strongest and where there might be opportunities or challenges.
Breaks down sales across Intuit's various business lines, revealing which areas are strongest and where there might be opportunities or challenges.
Data provided by:
The Fly
The FlyIntuit Earnings Call Summary
Earnings Call Date:Feb 26, 2026
(Q2-2026)
| % Change Since: |
Next Earnings Date:May 21, 2026
Earnings Call Sentiment Positive
The call conveyed strong execution and momentum across Intuit's core growth vectors (AI+HI, mid-market, payments, and consumer tax), backed by robust revenue growth (Q2 +17%), margin expansion and clear product adoption signals (AI agents, QuickBooks Live, payments). Management reiterated confident full-year guidance and announced aggressive capital returns. Key near-term challenges include Mailchimp underperformance, timing-related margin cadence into Q3, and market concerns about third-party LLM partnerships; however, management addressed controls and emphasized the strength of proprietary data and human-intelligence integration. Overall, the positives substantially outweigh the negatives.Positive Updates
Strong Top-Line Growth
Total Q2 revenue of $4.7 billion, up 17% year-over-year; first-half revenue growth of 18%, demonstrating sustained momentum across the business.
Negative Updates
Mailchimp Underperformance and Longer Fix Timeline
Mailchimp revenue was down slightly year-over-year and management said improving churn and acquisition among smaller customers is taking longer than expected; Mailchimp is now expected to return to double-digit growth sometime beyond fiscal 2026.
Read all updates
Q2-2026 Updates
Positive
Negative
Strong Top-Line Growth
Total Q2 revenue of $4.7 billion, up 17% year-over-year; first-half revenue growth of 18%, demonstrating sustained momentum across the business.
Read all positive updates
Company Guidance
Intuit reaffirmed fiscal 2026 guidance with total company revenue of $20.997B–$21.186B (growth 12%–13%); Global Business Solutions Group revenue +14%–15%; Consumer Group revenue +8%–9% (TurboTax +8%, Credit Karma +10%–13%, ProTax +2%–3%). GAAP diluted EPS guided to $15.49–$15.69 (up 13%–15%), non‑GAAP diluted EPS $22.98–$23.18 (up 14%–15%), and an expected GAAP tax rate of ~23%. Q3 guidance calls for ~10% revenue growth with GAAP EPS $10.56–$10.62 and non‑GAAP EPS $12.45–$12.51. On the balance sheet and capital allocation, Intuit finished the quarter with ~ $3B cash & investments, $6.2B debt, repurchased $961M of stock in Q2 and plans increased share buybacks, and the Board approved a $1.20 quarterly dividend (payable Apr 17, 2026; +15% YoY); Mailchimp is expected to return to double‑digit growth sometime beyond FY26.Intuit Financial Statement Overview
Summary
Income Statement
86
Very Positive
Balance Sheet
78
Positive
Cash Flow
84
Very Positive
| Breakdown | TTM | Jul 2025 | Jul 2024 | Jul 2023 | Jul 2022 | Jul 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 20.12B | 18.83B | 16.29B | 14.37B | 12.73B | 9.63B |
| Gross Profit | 16.34B | 15.21B | 12.82B | 11.22B | 10.32B | 7.95B |
| EBITDA | 6.58B | 5.89B | 4.58B | 4.04B | 3.37B | 2.95B |
| Net Income | 4.34B | 3.87B | 2.96B | 2.38B | 2.07B | 2.06B |
Balance Sheet | ||||||
| Total Assets | 34.28B | 36.96B | 32.13B | 27.78B | 27.73B | 15.52B |
| Cash, Cash Equivalents and Short-Term Investments | 2.98B | 4.55B | 4.07B | 3.66B | 3.28B | 3.87B |
| Total Debt | 7.53B | 6.64B | 6.57B | 6.69B | 7.54B | 2.48B |
| Total Liabilities | 15.23B | 17.25B | 13.70B | 10.51B | 11.29B | 5.65B |
| Stockholders Equity | 19.05B | 19.71B | 18.44B | 17.27B | 16.44B | 9.87B |
Cash Flow | ||||||
| Free Cash Flow | 6.84B | 6.08B | 4.63B | 4.79B | 3.66B | 3.13B |
| Operating Cash Flow | 6.98B | 6.21B | 4.88B | 5.05B | 3.89B | 3.25B |
| Investing Cash Flow | -1.14B | -2.32B | -227.00M | -922.00M | -5.42B | -3.96B |
| Financing Cash Flow | -4.42B | -1.51B | -397.00M | -4.27B | 1.73B | -3.18B |
Intuit Technical Analysis
Negative
350.94
Price Trends
424.63
Negative
527.48
Negative
613.69
Negative
Market Momentum
-17.91
Positive
25.90
Positive
7.24
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For INTU, the sentiment is Negative. The current price of 350.94 is below the 20-day moving average (MA) of 424.50, below the 50-day MA of 424.63, and below the 200-day MA of 613.69, indicating a bearish trend. The MACD of -17.91 indicates Positive momentum. The RSI at 25.90 is Positive, neither overbought nor oversold. The STOCH value of 7.24 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for INTU.
Intuit Risk Analysis
Intuit disclosed 34 risk factors in its most recent earnings report. Intuit reported the most risks in the "Tech & Innovation" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Intuit Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
73 Outperform | $97.05B | 50.22 | 22.20% | 0.64% | 17.14% | 41.18% | |
71 Outperform | $152.26B | 27.05 | 12.37% | 0.63% | 8.41% | 22.92% | |
69 Neutral | $190.18B | 34.25 | 16.82% | 1.07% | 11.85% | 167.23% | |
69 Neutral | $28.91B | 66.22 | 7.97% | ― | 13.35% | -60.76% | |
67 Neutral | $46.09B | 47.92 | 39.89% | ― | 15.62% | 2.59% | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
55 Neutral | $41.87B | -48.84 | -60.27% | ― | 28.48% | -19.12% |
* Technology Sector Average
INTU
Intuit
350.94
-237.82
-40.39%
ADSK
Autodesk
218.45
-42.26
-16.21%
CRM
Salesforce
164.96
-87.70
-34.71%
SAP
SAP AG
163.10
-94.80
-36.76%
WDAY
Workday
112.50
-119.84
-51.58%
SNOW
Snowflake
121.11
-23.44
-16.22%
Intuit Corporate Events
Business Operations and StrategyStock Buyback
Intuit Halts Insider Sales, Accelerates Share Repurchase Program
Positive
Mar 16, 2026
On March 16, 2026, Intuit announced that its founder and executive leadership team terminated all outstanding pre-scheduled stock sale plans that had been set up under Rule 10b5-1. The move signals a pause in automatic insider share disposals at a...
Dividends
Intuit Board Declares Cash Dividend, Signals Ongoing Confidence
Positive
Feb 26, 2026
On February 26, 2026, Intuit announced that its board of directors approved a cash dividend of $1.20 per share, reinforcing its practice of returning capital to shareholders. The dividend is scheduled to be paid on April 17, 2026, to shareholders ...
Business Operations and StrategyPrivate Placements and Financing
Intuit Secures New Short-Term Credit Facility for Refunds
Positive
Jan 30, 2026
On January 30, 2026, Intuit Inc. entered into a new Credit Agreement with a syndicate of lenders led by JPMorgan Chase Bank, establishing a $5.8 billion unsecured short-term revolving credit facility maturing on March 31, 2026, dedicated exclusive...
Executive/Board ChangesShareholder Meetings
Intuit updates director pay and confirms board leadership
Neutral
Jan 27, 2026
On January 22, 2026, Intuit’s board approved an amended compensation program for non-employee directors, signaling an update to how the company rewards its outside board members. On the same day, at its annual meeting of stockholders, shareh...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.