The Intergroup (INTG) AI Stock Analysis

• Market Cap: $63.73M
• Dividend Yield: N/A
• Average Volume (3M): 16.92K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.45
• Revenue Growth: 9.82%
• EPS Growth: 37.93%
• Country: US
• Employees: 28
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Travel Lodging
• EPS (TTM): N/A
• Shares Outstanding: 2,148,812
• 10 Day Avg. Volume: 15,187
• 30 Day Avg. Volume: 16,920
• PEG Ratio: 0.11
• Price to Book (P/B): -0.29
• Price to Sales (P/S): 0.39
• P/FCF Ratio: 6.86
• Enterprise Value/Market Cap: 4.00
• Enterprise Value/Revenue: 3.90
• Enterprise Value/Gross Profit: 15.33
• Enterprise Value/Ebitda: 18.50
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 47 Neutral
• Price Target: $29.00 ▲(14.49% Upside)

The score is primarily held down by weak financial health—loss-making performance, inconsistent cash flow, and a high-risk balance sheet with negative equity and heavy leverage. Technical indicators are neutral to mildly supportive, and a recent asset sale improves liquidity and reduces debt, but these positives are not enough to outweigh the underlying financial risk.

Positive Factors

Top-line Growth

Sustained revenue growth near 10% indicates persistent demand or successful business expansion in the travel lodging segment. Over 2–6 months this supports scale benefits, revenue diversification and provides a foundation to improve margins if operational leverage is realized.

Liquidity from Asset Disposition

The realized proceeds and debt paydown materially improve near-term liquidity and working capital. Management's ability to monetize non-core assets reduces leverage, lowers short-term solvency risk, and provides cash to fund core operations or targeted investments over the medium term.

Hidden Asset Value (Real Estate)

The transaction suggests the property portfolio may be undervalued on GAAP books, implying intrinsic asset backing. This structural advantage can enhance creditor confidence, enable refinancing or further strategic asset recycling to shore up the balance sheet long-term.

Negative Factors

Negative Equity / High Leverage

Negative shareholders' equity and elevated leverage are durable solvency red flags that constrain financing options, increase default risk, and can trigger covenant breaches. This structural weakness limits strategic flexibility and raises cost of capital over months to years.

Weak, Volatile Cash Generation

Inconsistent and weak operating cash flow undermines the firm's ability to self-fund operations, capex, or debt service. Over the medium term this forces reliance on asset sales, external financing, or dilutive measures, increasing execution risk and financial fragility.

Ongoing Profitability Pressure

Persistent negative net margins despite revenue growth show structural challenges in converting sales to profit. This reduces retained earnings, limits reinvestment capacity, and makes recovery dependent on sustained margin improvement or non-recurring asset monetizations.

The Intergroup Business Overview & Revenue Model

Company Description

The InterGroup Corporation, through its subsidiaries, operates a hotel under the Hilton San Francisco Financial District name located in San Francisco, California. It operates through three segments: Hotel Operations, Real Estate Operations, and Investment Transactions. The company's hotel consists of 544 guest rooms and luxury suites with approximately 22,000 square feet of meeting room space, a grand ballroom, 5 levels underground parking garage, a pedestrian bridge, and a Chinese culture center. As of June 30, 2021, it owned, managed, and invested in 16 apartment complexes, 3 single-family houses as strategic investments, and 1 commercial real estate property located in the United States, as well as approximately 2 acres of unimproved land in Maui, Hawaii. Further, the company invests in income-producing instruments, corporate debt and equity securities, publicly traded investment funds, mortgage-backed securities, securities issued by REITs, and other companies that invest primarily in real estate. The InterGroup Corporation was incorporated in 1965 and is based in Los Angeles, California.

How the Company Makes Money

The Intergroup generates revenue through several key streams. Primarily, the company earns income from its real estate operations, which include leasing residential and commercial properties, property management fees, and income from property sales. Additionally, INTG generates revenue from its investment management services, where it charges fees for managing client assets and providing financial advisory services. Significant partnerships with financial institutions and real estate developers enhance its market reach and operational capabilities, contributing to its overall earnings. The company's diverse portfolio helps mitigate risks and stabilize income across various economic conditions.

The Intergroup Financial Statement Overview

Summary

Financial statements indicate elevated risk: revenue growth is offset by ongoing profitability pressure (negative net margins), inconsistent/weak cash generation, and a highly concerning balance sheet with negative stockholders’ equity and significant leverage.

Income Statement

The Intergroup's income statement shows mixed performance. While there is a positive revenue growth trend, the company is struggling with profitability, as indicated by negative net profit margins. The gross profit margin is moderate, but the EBIT and EBITDA margins suggest operational challenges. Overall, the income statement reflects growth potential but significant profitability issues.

Balance Sheet

The balance sheet reveals a concerning financial structure with negative stockholders' equity and a high debt-to-equity ratio, indicating significant leverage. The return on equity is positive, but this is due to negative equity, which is a red flag. The equity ratio is also negative, highlighting financial instability. The balance sheet suggests high financial risk and potential solvency issues.

Cash Flow

Cash flow analysis shows volatility, with negative free cash flow growth and low operating cash flow coverage. The free cash flow to net income ratio is positive, but this is due to negative net income, which is not a healthy indicator. Overall, the cash flow statement indicates liquidity challenges and inconsistent cash generation.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	65.39M	64.38M	58.14M	57.61M	47.22M	28.66M
Gross Profit	16.63M	17.20M	12.16M	13.13M	11.07M	2.88M
EBITDA	13.79M	14.27M	7.24M	14.10M	3.42M	29.03M
Net Income	-5.49M	-5.35M	-9.80M	-6.72M	-8.72M	10.41M
Balance Sheet
Total Assets	102.52M	104.10M	107.81M	122.36M	126.05M	140.35M
Cash, Cash Equivalents and Short-Term Investments	6.01M	6.05M	11.79M	24.30M	25.42M	42.60M
Total Debt	196.93M	197.09M	191.34M	194.83M	197.89M	187.15M
Total Liabilities	218.03M	218.41M	214.28M	216.96M	209.05M	211.58M
Stockholders Equity	-86.70M	-86.11M	-80.34M	-71.15M	-62.13M	-51.56M
Cash Flow
Free Cash Flow	-720.00K	3.64M	425.00K	-8.29M	-3.77M	-23.81M
Operating Cash Flow	2.24M	5.89M	6.81M	-107.00K	921.00K	-19.82M
Investing Cash Flow	-4.31M	-3.92M	-6.41M	-6.05M	-3.89M	8.19M
Financing Cash Flow	5.25M	4.53M	-4.58M	-4.32M	10.92M	-1.26M

The Intergroup Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 25.33
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For INTG, the sentiment is Negative. The current price of 25.33 is below the 20-day moving average (MA) of 29.54, below the 50-day MA of 29.44, and above the 200-day MA of 20.69, indicating a neutral trend. The MACD of 0.30 indicates Negative momentum. The RSI at 49.55 is Neutral, neither overbought nor oversold. The STOCH value of 54.11 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for INTG.

The Intergroup Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
WH	67 Neutral	$5.47B	16.68	57.98%	2.13%	3.38%	38.04%
CHH	63 Neutral	$4.71B	12.49	1418.13%	1.32%	2.76%	56.02%
Sector *	61 Neutral	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%
GHG	53 Neutral	$153.30M	10.03	―	2.85%	―	―
INTG	47 Neutral	$63.73M	-11.58	―	―	9.82%	37.93%
SHCO	41 Neutral	$1.76B	-22.48	―	―	8.09%	43.02%

The Intergroup Corporate Events

The InterGroup Sells Non-Core Los Angeles Apartment Asset

On December 29, 2025, The InterGroup Corporation completed the sale of a non-core 12-unit apartment complex in Los Angeles County for approximately $4.85 million, a transaction announced on January 6, 2026. The deal is expected to generate a GAAP net gain of about $3.51 million, with roughly $1.86 million of debt repaid at closing and net cash proceeds of approximately $2.58 million after repayment of debt and closing costs, enhancing the company’s liquidity and working capital. Management characterized the sale as part of its ongoing portfolio management strategy to focus on core holdings and highlighted that the sizeable gain underscores a disconnect between historical-cost GAAP accounting and the higher realizable values of its real estate assets, suggesting additional intrinsic value in its property portfolio that may not be fully reflected in reported financials.

The most recent analyst rating on (INTG) stock is a Hold with a $29.00 price target. To see the full list of analyst forecasts on The Intergroup stock, see the INTG Stock Forecast page.