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UGROCAP Stock Chart & Stats
₹92.96
₹2.88(3.10%)
At close: 4:00 PM EDT
₹92.96
₹2.88(3.10%)
Day’s Range― - ―
52-Week Range₹80.00 - ₹192.65
Previous CloseN/A
Volume180.06K
Average Volume (3M)20.96K
Market Cap
₹14.66B
Enterprise Value₹102.86K
Total Cash (Recent Filing)₹18.25B
Total Debt (Recent Filing)₹103.24B
Price to Earnings (P/E)6.8
Beta1.57
Next Earnings
Aug 04, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)14.00
Shares Outstanding155,288,330
10 Day Avg. Volume15,127
30 Day Avg. Volume20,963
Financial Highlights & Ratios
PEG Ratio-0.30
Price to Book (P/B)0.47
Price to Sales (P/S)0.92
P/FCF Ratio7.95
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)15.45
Revenue Forecast (FY)₹11.73B
Bulls Say, Bears Say
Bulls Say
Strong Revenue GrowthUGRO has delivered materially strong top‑line expansion (Fundamentals shows ~39.5% revenue growth) and a step‑up in scale since 2023. As an NBFC whose core revenue is net interest income, sustained loan‑book growth should translate into durable interest revenues and improved market penetration among MSMEs, supporting lasting income generation if credit costs remain controlled.
Focused MSME Lending Model And PartnershipsUGRO’s specialization in MSME lending and use of both direct origination and partner/co‑lending channels creates a durable business model: niche market expertise, broader distribution, and potential fee or shared economics from partner flows. These structural channels can lower acquisition costs, diversify sourcing, and help scale originations over the medium term.
Cash‑flow Turnaround In 2026After multi‑year weakness, operating and free cash flow turned positive in 2026 with free cash flow covering roughly 80% of net income. This improvement indicates the company can begin converting accounting profits into cash, strengthening self‑funding capacity and reducing reliance on external borrowings if the trend persists across business cycles.
Bears Say
High LeverageThe balance sheet is meaningfully levered (debt‑to‑equity ~3.55x), which reduces financial flexibility for a credit services firm. High leverage increases sensitivity to rising funding costs or market dislocation, constrains capacity to absorb credit losses, and limits strategic options during stress periods unless deleveraging or stronger cash conversion is sustained.
Historical Cash‑flow VolatilityOperating cash flows were deeply negative for several years prior to the 2026 rebound, indicating past reliance on balance‑sheet funding to sustain growth. This historical volatility implies funding risk if external liquidity tightens and underscores that the recent cash improvement must be sustained to materially reduce refinancing and solvency risk over the medium term.
Mixed Operating Profitability / Earnings QualityReported financials show negative operating (EBIT/EBITDA) margins even as net income is positive, raising concerns about earnings quality. The divergence suggests dependence on non‑operating items, provisioning timing, or accounting effects—questions that affect sustainability of core margins and the durability of reported profits absent clearer operating improvements.
Ugro Capital Limited News
UGROCAP FAQ
What was Ugro Capital Limited’s price range in the past 12 months?
Ugro Capital Limited lowest stock price was ₹80.00 and its highest was ₹192.65 in the past 12 months.
What is Ugro Capital Limited’s market cap?
Ugro Capital Limited’s market cap is ₹14.66B.
When is Ugro Capital Limited’s upcoming earnings report date?
Ugro Capital Limited’s upcoming earnings report date is Aug 04, 2026 which is today.
How were Ugro Capital Limited’s earnings last quarter?
Currently, no data Available
Is Ugro Capital Limited overvalued?
According to Wall Street analysts Ugro Capital Limited’s price is currently Overvalued.
Does Ugro Capital Limited pay dividends?
Ugro Capital Limited pays a Notavailable dividend of ₹3.5 which represents an annual dividend yield of N/A. See more information on Ugro Capital Limited dividends here
What is Ugro Capital Limited’s EPS estimate?
Ugro Capital Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Ugro Capital Limited have?
Ugro Capital Limited has 155,288,330 shares outstanding.
What happened to Ugro Capital Limited’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Ugro Capital Limited?
Currently, no hedge funds are holding shares in IN:UGROCAP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Ugro Capital Limited
UGRO Capital Limited functions as a non-banking financial company primarily engaged in offering various lending services. The firm provides business financing specifically targeting diverse sectors such as healthcare, education, chemicals, food processing/FMCG, hospitality, electrical equipment and components, auto components, and light engineering. Founded in 1993, the company is headquartered in Mumbai, India. It was formerly named Chokhani Securities Limited before officially changing to UGRO Capital Limited in September 2018.
Technical Analysis
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