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Tourism Finance Corporation of India Limited (IN:TFCILTD)
:TFCILTD
India Market
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Tourism Finance Corporation of India Limited (TFCILTD) Price & Analysis

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TFCILTD Stock Chart & Stats

₹65.33
-₹2.38(-1.41%)
At close: 4:00 PM EST
₹65.33
-₹2.38(-1.41%)

Bulls Say, Bears Say

Bulls Say
High Net MarginsConsistently high net margins across FY2023–FY2025 indicate durable earning power from lending and fee income. Sustained margins support internal capital formation, buffer against credit shocks, and enable reinvestment into the loan book without immediate external capital needs.
Revenue RecoveryTwo consecutive years of accelerating revenue growth signal a recovering and expanding loan book and higher demand for financing. A steadier top line increases interest income base and fees, improving prospects for scalable, repeatable cash generation if underwriting discipline continues.
Improved LeverageLower leverage and rising equity reduce financial risk and increase capacity to originate loans. A stronger capital structure improves resilience to credit stress, lowers default vulnerability, and provides long-term flexibility to finance growth or absorb cyclical tourism demand shocks.
Bears Say
Volatile Cash GenerationLarge swings between negative and positive operating/free cash flows undermine predictability of internal funding. This volatility raises refinancing risk, complicates dividend and lending plans, and forces greater reliance on external funding or capital raises during weaker cash periods.
Debt Rebound In FY2026A renewed increase in total debt after prior deleveraging can pressure interest expense and capital ratios over time. Combined with only mid-to-high single-digit ROE, rising leverage may limit margin expansion and raise refinancing needs, weighing on sustainable return enhancement.
Inconsistent Growth & Disclosure GapUneven historical growth and absent FY2026 margin detail increase uncertainty about long-term earnings durability. Given the firm's focus on tourism/hospitality-linked lending, this inconsistency heightens sensitivity to sector cyclicality and makes forecasting loan performance and provisioning harder.

TFCILTD FAQ

What was Tourism Finance Corporation of India Limited’s price range in the past 12 months?
Tourism Finance Corporation of India Limited lowest stock price was ₹39.62 and its highest was ₹84.64 in the past 12 months.
    What is Tourism Finance Corporation of India Limited’s market cap?
    Tourism Finance Corporation of India Limited’s market cap is ₹33.89B.
      When is Tourism Finance Corporation of India Limited’s upcoming earnings report date?
      Tourism Finance Corporation of India Limited’s upcoming earnings report date is Aug 12, 2026 which is in 83 days.
        How were Tourism Finance Corporation of India Limited’s earnings last quarter?
        Tourism Finance Corporation of India Limited released its earnings results on May 13, 2026. The company reported ₹0.69 earnings per share for the quarter, beating the consensus estimate of N/A by ₹0.69.
          Is Tourism Finance Corporation of India Limited overvalued?
          According to Wall Street analysts Tourism Finance Corporation of India Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Tourism Finance Corporation of India Limited pay dividends?
            Tourism Finance Corporation of India Limited pays a Annually dividend of ₹0.6 which represents an annual dividend yield of 0.92%. See more information on Tourism Finance Corporation of India Limited dividends here
              What is Tourism Finance Corporation of India Limited’s EPS estimate?
              Tourism Finance Corporation of India Limited’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Tourism Finance Corporation of India Limited have?
              Tourism Finance Corporation of India Limited has 462,977,230 shares outstanding.
                What happened to Tourism Finance Corporation of India Limited’s price movement after its last earnings report?
                Tourism Finance Corporation of India Limited reported an EPS of ₹0.69 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -2.134%.
                  Which hedge fund is a major shareholder of Tourism Finance Corporation of India Limited?
                  Currently, no hedge funds are holding shares in IN:TFCILTD
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Tourism Finance Corporation of India Limited

                    Tourism Finance Corporation of India Limited provides financial assistance to tourism-related activities/projects in India. The company offers rupee term loans, project loans, corporate loans, loans against securities, bridge loans, subscription in equity shares/debentures, etc.; structured solutions to corporate clients; advisory/investment solutions to manage, leverage, and enhance capital structure by various offerings, such as convertible preference shares, mezzanine loans, venture capital debt, convertible bonds, etc.; and structured finance, PE placement, mergers and acquisitions, project and infrastructure finance, debt syndication, and debt restructuring services. It also provides research and consultancy services; financial assistance to greenfield, as well as for expansion, diversification, and modernization projects; and financial assistance for small and medium businesses. Tourism Finance Corporation of India Limited was incorporated in 1989 and is based in New Delhi, India.

                    Tourism Finance Corporation of India Limited (TFCILTD) Earnings & Revenues

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