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Housing & Urban Development Corp. Ltd. (IN:HUDCO)
:HUDCO
India Market

Housing & Urban Development Corp. Ltd. (HUDCO) Price & Analysis

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HUDCO Stock Chart & Stats

₹215.00
-₹1.12(-0.47%)
At close: 4:00 PM EST
₹215.00
-₹1.12(-0.47%)

Bulls Say, Bears Say

Bulls Say
Robust Revenue GrowthSustained revenue expansion (30.49% latest year) indicates growing loan book and demand for housing and urban projects. Over 2-6 months this supports asset quality through diversification, enhances interest income prospects, and provides a firmer base for earnings and provisioning buffers.
High Gross Profit MarginAn exceptionally high gross margin points to disciplined cost structure and favorable loan spread economics. Margin resilience supports long-term profitability even if funding costs fluctuate, enabling the company to absorb credit costs and sustain core earnings from lending and consultancy services.
Public-sector Strategic RoleAs a public-sector institution focused on affordable housing and urban infrastructure, HUDCO benefits from policy alignment, priority access to government programs and stable loan demand. This structural positioning supports long-term franchise value and steady project pipelines beyond cyclical private demand.
Bears Say
Very High LeverageA debt-to-equity ratio near 6x indicates significant financial leverage, increasing sensitivity to interest rates and credit stress. High leverage constrains capital flexibility, raises funding costs and limits the firm's ability to absorb shocks or expand selectively without raising costly capital or reducing lending.
Negative Operating & Free Cash FlowsPersistent negative operating and free cash flows signal liquidity strain and reliance on external funding. Over months this can force tighter lending, higher borrowing, or asset sales to cover obligations, weakening operational flexibility and increasing refinancing and interest-rate vulnerabilities.
Funding Dependence On Bond MarketsHeavy reliance on bond/debenture issuance and interest income ties business health to capital market access and interest-rate spreads. If market conditions tighten or rates rise, funding costs climb and net interest margins can compress, eroding sustainable earnings and long-term credit growth capacity.

Housing & Urban Development Corp. Ltd. News

HUDCO FAQ

What was Housing & Urban Development Corp. Ltd.’s price range in the past 12 months?
Housing & Urban Development Corp. Ltd. lowest stock price was ₹158.90 and its highest was ₹253.80 in the past 12 months.
    What is Housing & Urban Development Corp. Ltd.’s market cap?
    Housing & Urban Development Corp. Ltd.’s market cap is ₹394.37B.
      When is Housing & Urban Development Corp. Ltd.’s upcoming earnings report date?
      Housing & Urban Development Corp. Ltd.’s upcoming earnings report date is May 22, 2026 which is in 89 days.
        How were Housing & Urban Development Corp. Ltd.’s earnings last quarter?
        Housing & Urban Development Corp. Ltd. released its earnings results on Jan 29, 2026. The company reported ₹3.562 earnings per share for the quarter, beating the consensus estimate of N/A by ₹3.562.
          Is Housing & Urban Development Corp. Ltd. overvalued?
          According to Wall Street analysts Housing & Urban Development Corp. Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Housing & Urban Development Corp. Ltd. pay dividends?
            Housing & Urban Development Corp. Ltd. pays a Quarterly dividend of ₹1 which represents an annual dividend yield of 2.92%. See more information on Housing & Urban Development Corp. Ltd. dividends here
              What is Housing & Urban Development Corp. Ltd.’s EPS estimate?
              Housing & Urban Development Corp. Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Housing & Urban Development Corp. Ltd. have?
              Housing & Urban Development Corp. Ltd. has 2,001,900,000 shares outstanding.
                What happened to Housing & Urban Development Corp. Ltd.’s price movement after its last earnings report?
                Housing & Urban Development Corp. Ltd. reported an EPS of ₹3.562 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.22%.
                  Which hedge fund is a major shareholder of Housing & Urban Development Corp. Ltd.?
                  Currently, no hedge funds are holding shares in IN:HUDCO
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Housing & Urban Development Corp. Ltd.

                    Housing and Urban Development Corporation Limited provides long term finance for the construction of houses and to undertake housing and urban infrastructure development programs in India. The company offers loans for housing projects, such as urban and rural housing, co-operative housing, community toilets, slum upgradation, staff housing, repairs and renewals, land acquisition, and building technology, as well as implementing agencies comprising state government bodies, co-operative societies, corporate borrowers, and joint sectors. It also provides financing for infrastructure projects in the sectors of water supply; sewerage; drainage; solid waste management; roads and transport; power generation, transmission, and distribution; telecom sector and industrial infrastructure; and social infrastructure component, such as National games village, stadiums, sports complexes, shooting ranges, parks and play grounds, health centers, government hospitals, working women hostels, schools and colleges, universities, State Vidhan Sabha Sadans, law chambers, police academies and stations, fire stations, courts/collectorates/office buildings, rehabilitation centers, auditoriums, convention halls, crematoriums, abattoirs, etc., as well as commercial infrastructure components, including office buildings, shopping centers, market complexes, theatres/multiplexes/auditorials, trade and business centers, hotels, etc. In addition, the company offers consultancy services, including URP services, environmental engineering, and government programs consultancy services; and disaster mitigation services. Further, it provides home loans for individuals. Housing and Urban Development Corporation Limited was incorporated in 1970 and is based in New Delhi, India.

                    Housing & Urban Development Corp. Ltd. (HUDCO) Earnings & Revenues

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