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Housing & Urban Development Corp. Ltd. (IN:HUDCO)
:HUDCO
India Market
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Housing & Urban Development Corp. Ltd. (HUDCO) Price & Analysis

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HUDCO Stock Chart & Stats

₹215.00
-₹1.12(-0.47%)
At close: 4:00 PM EST
₹215.00
-₹1.12(-0.47%)

Bulls Say, Bears Say

Bulls Say
Strong Revenue GrowthSustained ~30% revenue growth signals durable demand for HUDCO's housing and urban infrastructure lending. Over the next 2–6 months this supports a larger interest income base and loan pipeline, improving earnings scalability and enabling reinvestment into originations and servicing capabilities.
High Gross Profit MarginAn exceptionally high gross margin reflects efficient cost structure and pricing power in HUDCO's lending operations. This margin cushion is a durable buffer against rising funding costs and helps preserve net interest spread, supporting long-term profitability if loan quality and funding access remain stable.
Government Ownership And Borrower FocusState ownership and a borrower base of government-backed entities provide structural support: preferential access to mandates, lower counterparty credit risk versus corporates, and potential funding advantages. This underpins steady loan demand and policy-aligned business continuity over months ahead.
Bears Say
Very High LeverageA debt-to-equity ratio near 6x indicates heavy leverage that materially increases financial risk. Over a 2–6 month horizon, this amplifies sensitivity to rising funding costs or market strain, limits capital flexibility, and raises refinancing and covenant risk if operating cash generation weakens.
Negative Operating And Free Cash FlowsNegative operating and free cash flows point to reliance on external borrowings to fund operations and loan growth. Structurally this constrains the firm's ability to deleverage, increases liquidity risk, and makes HUDCO more vulnerable to tighter funding conditions or higher interest rates in the medium term.
Slightly Lower Net Margin; Limited Margin DetailA slipping net profit margin combined with absent EBIT/EBITDA detail limits visibility into core earnings quality. Persisting margin pressure would reduce internal cash generation and resilience, making it harder to absorb higher funding costs or loan loss volatility over the coming months.

Housing & Urban Development Corp. Ltd. News

HUDCO FAQ

What was Housing & Urban Development Corp. Ltd.’s price range in the past 12 months?
Housing & Urban Development Corp. Ltd. lowest stock price was ₹158.95 and its highest was ₹253.80 in the past 12 months.
    What is Housing & Urban Development Corp. Ltd.’s market cap?
    Housing & Urban Development Corp. Ltd.’s market cap is ₹423.30B.
      When is Housing & Urban Development Corp. Ltd.’s upcoming earnings report date?
      Housing & Urban Development Corp. Ltd.’s upcoming earnings report date is May 22, 2026 which is in 24 days.
        How were Housing & Urban Development Corp. Ltd.’s earnings last quarter?
        Housing & Urban Development Corp. Ltd. released its earnings results on Jan 29, 2026. The company reported ₹3.562 earnings per share for the quarter, beating the consensus estimate of N/A by ₹3.562.
          Is Housing & Urban Development Corp. Ltd. overvalued?
          According to Wall Street analysts Housing & Urban Development Corp. Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Housing & Urban Development Corp. Ltd. pay dividends?
            Housing & Urban Development Corp. Ltd. pays a Quarterly dividend of ₹1 which represents an annual dividend yield of 2.92%. See more information on Housing & Urban Development Corp. Ltd. dividends here
              What is Housing & Urban Development Corp. Ltd.’s EPS estimate?
              Housing & Urban Development Corp. Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Housing & Urban Development Corp. Ltd. have?
              Housing & Urban Development Corp. Ltd. has 2,001,900,000 shares outstanding.
                What happened to Housing & Urban Development Corp. Ltd.’s price movement after its last earnings report?
                Housing & Urban Development Corp. Ltd. reported an EPS of ₹3.562 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.22%.
                  Which hedge fund is a major shareholder of Housing & Urban Development Corp. Ltd.?
                  Currently, no hedge funds are holding shares in IN:HUDCO
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Housing & Urban Development Corp. Ltd.

                    Housing and Urban Development Corporation Limited provides long term finance for the construction of houses and to undertake housing and urban infrastructure development programs in India. The company offers loans for housing projects, such as urban and rural housing, co-operative housing, community toilets, slum upgradation, staff housing, repairs and renewals, land acquisition, and building technology, as well as implementing agencies comprising state government bodies, co-operative societies, corporate borrowers, and joint sectors. It also provides financing for infrastructure projects in the sectors of water supply; sewerage; drainage; solid waste management; roads and transport; power generation, transmission, and distribution; telecom sector and industrial infrastructure; and social infrastructure component, such as National games village, stadiums, sports complexes, shooting ranges, parks and play grounds, health centers, government hospitals, working women hostels, schools and colleges, universities, State Vidhan Sabha Sadans, law chambers, police academies and stations, fire stations, courts/collectorates/office buildings, rehabilitation centers, auditoriums, convention halls, crematoriums, abattoirs, etc., as well as commercial infrastructure components, including office buildings, shopping centers, market complexes, theatres/multiplexes/auditorials, trade and business centers, hotels, etc. In addition, the company offers consultancy services, including URP services, environmental engineering, and government programs consultancy services; and disaster mitigation services. Further, it provides home loans for individuals. Housing and Urban Development Corporation Limited was incorporated in 1970 and is based in New Delhi, India.

                    Housing & Urban Development Corp. Ltd. (HUDCO) Earnings & Revenues

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