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Housing & Urban Development Corp. Ltd. (IN:HUDCO)
:HUDCO
India Market

Housing & Urban Development Corp. Ltd. (HUDCO) Price & Analysis

8 Followers

HUDCO Stock Chart & Stats

₹215.00
-₹1.12(-0.47%)
At close: 4:00 PM EST
₹215.00
-₹1.12(-0.47%)

Bulls Say, Bears Say

Bulls Say
Government Ownership / Policy SupportSovereign ownership provides durable credit credibility and policy alignment with public housing programmes, supporting stable access to government business and funding channels. Over months, this lowers counterparty risk with public borrowers and can facilitate preferential funding or implicit support in stress scenarios.
Strong Revenue GrowthSustained 30% revenue expansion reflects strong loan disbursement growth and structural demand for urban housing/infrastructure finance. This scale expansion improves serviceability of fixed costs, strengthens net interest spread potential, and supports durable earnings growth if credit quality remains controlled over the next several months.
Moderate Return On EquityROE around 15% indicates the company earns a reasonable spread on equity deployment, helping internal capital generation and potential dividend capacity. Over a medium horizon this level of profitability can support reinvestment in the loan book and absorb moderate credit stress if maintained.
Bears Say
Very High LeverageDebt/equity near 6x creates persistent refinancing and interest-rate sensitivity for a long-tenor lender. High leverage constrains financial flexibility, raises funding cost volatility risk, and increases the probability that adverse rate or credit moves materially strain capital ratios over the coming months.
Negative Operating And Free Cash FlowsNegative operating and free cash flows indicate earnings are not converting to cash, forcing reliance on external funding to sustain lending. For a long-duration financer, persistent negative cash conversion heightens liquidity and rollover risk and can pressure margins and lending capacity over a 2–6 month horizon.
Margin Pressure / Limited Margin DisclosureA declining net margin plus missing EBIT/EBITDA metrics reduces transparency on core operating profitability and cost trends. This hampers assessment of margin sustainability and could mask rising credit costs or funding expense increases that would impair earnings durability over the medium term.

Housing & Urban Development Corp. Ltd. News

HUDCO FAQ

What was Housing & Urban Development Corp. Ltd.’s price range in the past 12 months?
Housing & Urban Development Corp. Ltd. lowest stock price was ₹158.95 and its highest was ₹253.80 in the past 12 months.
    What is Housing & Urban Development Corp. Ltd.’s market cap?
    Housing & Urban Development Corp. Ltd.’s market cap is ₹344.63B.
      When is Housing & Urban Development Corp. Ltd.’s upcoming earnings report date?
      Housing & Urban Development Corp. Ltd.’s upcoming earnings report date is May 22, 2026 which is in 44 days.
        How were Housing & Urban Development Corp. Ltd.’s earnings last quarter?
        Housing & Urban Development Corp. Ltd. released its earnings results on Jan 29, 2026. The company reported ₹3.562 earnings per share for the quarter, beating the consensus estimate of N/A by ₹3.562.
          Is Housing & Urban Development Corp. Ltd. overvalued?
          According to Wall Street analysts Housing & Urban Development Corp. Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Housing & Urban Development Corp. Ltd. pay dividends?
            Housing & Urban Development Corp. Ltd. pays a Quarterly dividend of ₹1 which represents an annual dividend yield of 2.92%. See more information on Housing & Urban Development Corp. Ltd. dividends here
              What is Housing & Urban Development Corp. Ltd.’s EPS estimate?
              Housing & Urban Development Corp. Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Housing & Urban Development Corp. Ltd. have?
              Housing & Urban Development Corp. Ltd. has 2,001,900,000 shares outstanding.
                What happened to Housing & Urban Development Corp. Ltd.’s price movement after its last earnings report?
                Housing & Urban Development Corp. Ltd. reported an EPS of ₹3.562 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.22%.
                  Which hedge fund is a major shareholder of Housing & Urban Development Corp. Ltd.?
                  Currently, no hedge funds are holding shares in IN:HUDCO
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Housing & Urban Development Corp. Ltd.

                    Housing and Urban Development Corporation Limited provides long term finance for the construction of houses and to undertake housing and urban infrastructure development programs in India. The company offers loans for housing projects, such as urban and rural housing, co-operative housing, community toilets, slum upgradation, staff housing, repairs and renewals, land acquisition, and building technology, as well as implementing agencies comprising state government bodies, co-operative societies, corporate borrowers, and joint sectors. It also provides financing for infrastructure projects in the sectors of water supply; sewerage; drainage; solid waste management; roads and transport; power generation, transmission, and distribution; telecom sector and industrial infrastructure; and social infrastructure component, such as National games village, stadiums, sports complexes, shooting ranges, parks and play grounds, health centers, government hospitals, working women hostels, schools and colleges, universities, State Vidhan Sabha Sadans, law chambers, police academies and stations, fire stations, courts/collectorates/office buildings, rehabilitation centers, auditoriums, convention halls, crematoriums, abattoirs, etc., as well as commercial infrastructure components, including office buildings, shopping centers, market complexes, theatres/multiplexes/auditorials, trade and business centers, hotels, etc. In addition, the company offers consultancy services, including URP services, environmental engineering, and government programs consultancy services; and disaster mitigation services. Further, it provides home loans for individuals. Housing and Urban Development Corporation Limited was incorporated in 1970 and is based in New Delhi, India.

                    Housing & Urban Development Corp. Ltd. (HUDCO) Earnings & Revenues

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