Indian Railway Finance Corp. Ltd. (IN:IRFC)
:IRFC
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IRFC Stock Chart & Stats
₹133.50
-₹2.23(-1.53%)
At close: 4:00 PM EST
₹133.50
-₹2.23(-1.53%)
Day’s Range― - ―
52-Week Range₹87.05 - ₹148.90
Previous CloseN/A
Volume16.30M
Average Volume (3M)706.29K
Market Cap
₹1.36T
Enterprise Value₹5.55T
Total Cash (Recent Filing)₹6.83B
Total Debt (Recent Filing)₹4.18T
Price to Earnings (P/E)22.6
Beta1.67
Next Earnings
May 27, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.52%
Share Statistics
EPS (TTM)1.38
Shares Outstanding13,068,506,000
10 Day Avg. Volume630,644
30 Day Avg. Volume706,290
Financial Highlights & Ratios
PEG Ratio17.52
Price to Book (P/B)3.08
Price to Sales (P/S)6.00
P/FCF Ratio19.73
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)6.9
Revenue Forecast (FY)₹91.87B
Bulls Say, Bears Say
Bulls Say
Government-owned FranchiseIRFC's status as the Government of India–owned dedicated financing vehicle for Indian Railways creates durable structural demand. Long-term lease/finance arrangements with a sovereign rail operator support predictable contract flows and preferential access to funding markets over multi-year horizons.
Strong Profitability MarginsConsistently high reported EBIT and net margins indicate meaningful spread capture in the financing model. Robust margins support internal capital generation and the capacity to absorb some funding-cost pressure, underpinning long-term earnings resilience despite cyclical funding conditions.
Improved Cash GenerationRecent turnaround to positive operating and free cash flow and close FCF-to-net-income conversion strengthen debt servicing capacity and financial flexibility. Sustained cash conversion reduces reliance on fresh markets for routine refinancing and supports long-term funding plans.
Bears Say
Very High LeverageExtremely elevated leverage materially increases refinancing and interest-rate sensitivity, constraining balance-sheet flexibility. High debt loads raise funding rollover risk and amplify the impact of rate moves on net interest spreads and future profitability over the medium term.
Declining Revenue TrendA meaningful TTM revenue decline signals lower new financing or lease deployment versus prior periods, which can compress forward interest and lease income. Persistent volume weakness would limit scale benefits and could erode the spreads that underpin durable earnings.
Volatile Historical Cash FlowsA history of large negative cash flows followed by recent improvement indicates inconsistent cash generation tied to funding and deployment timing. This volatility weakens predictability for servicing high debt and raises execution risk for multi-year financing plans.
Indian Railway Finance Corp. Ltd. News
IRFC FAQ
What was Indian Railway Finance Corp. Ltd.’s price range in the past 12 months?
Indian Railway Finance Corp. Ltd. lowest stock price was ₹87.05 and its highest was ₹148.90 in the past 12 months.
What is Indian Railway Finance Corp. Ltd.’s market cap?
Indian Railway Finance Corp. Ltd.’s market cap is ₹1.36T.
When is Indian Railway Finance Corp. Ltd.’s upcoming earnings report date?
Indian Railway Finance Corp. Ltd.’s upcoming earnings report date is May 27, 2026 which is in 28 days.
How were Indian Railway Finance Corp. Ltd.’s earnings last quarter?
Indian Railway Finance Corp. Ltd. released its earnings results on Jan 19, 2026. The company reported ₹1.379 earnings per share for the quarter, beating the consensus estimate of N/A by ₹1.379.
Is Indian Railway Finance Corp. Ltd. overvalued?
According to Wall Street analysts Indian Railway Finance Corp. Ltd.’s price is currently Overvalued.
Does Indian Railway Finance Corp. Ltd. pay dividends?
Indian Railway Finance Corp. Ltd. pays a Semiannually dividend of ₹1.05 which represents an annual dividend yield of 1.52%. See more information on Indian Railway Finance Corp. Ltd. dividends here
What is Indian Railway Finance Corp. Ltd.’s EPS estimate?
Indian Railway Finance Corp. Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Indian Railway Finance Corp. Ltd. have?
Indian Railway Finance Corp. Ltd. has 13,068,506,000 shares outstanding.
What happened to Indian Railway Finance Corp. Ltd.’s price movement after its last earnings report?
Indian Railway Finance Corp. Ltd. reported an EPS of ₹1.379 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.269%.
Which hedge fund is a major shareholder of Indian Railway Finance Corp. Ltd.?
Currently, no hedge funds are holding shares in IN:IRFC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Indian Railway Finance Corp. Ltd.
Indian Railway Finance Corporation Limited operates as a financing company in India. The company engages in borrowing funds from the financial markets to finance the acquisition/creation of assets that are leased out to the Indian Railways as finance lease. It also operates as a non-deposit taking non-banking financial and infrastructure finance company. The company was incorporated in 1986 and is based in New Delhi, India.
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