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Indian Railway Finance Corp. Ltd. (IN:IRFC)
:IRFC
India Market
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Indian Railway Finance Corp. Ltd. (IRFC) Price & Analysis

28 Followers

IRFC Stock Chart & Stats

₹87.62
₹0.51(0.58%)
At close: 4:00 PM EDT
₹87.62
₹0.51(0.58%)

Bulls Say, Bears Say

Bulls Say
Government-linked Rail Financing FranchiseIRFC’s dedicated role and close alignment with Indian Railways provide a durable business franchise. The railway system’s recurring rolling-stock and infrastructure funding needs support demand for long-tenor financing over the medium term.
Strong Historical ProfitabilitySustained high net margins and rising earnings indicate that IRFC’s spread-based financing model has historically generated attractive profitability. This provides an earnings cushion, although preserving margins depends on funding costs and portfolio economics.
Stable Returns On EquityConsistent returns on equity suggest IRFC has been able to earn reasonable profits on its capital base despite operating as a highly leveraged lender. This supports the durability of its financial model and its ability to compound equity gradually.
Bears Say
Very High LeverageHeavy leverage increases refinancing and interest-rate sensitivity and leaves limited equity protection against adverse funding or credit conditions. Because IRFC funds long-duration assets with borrowings, balance-sheet risk remains a persistent constraint.
Volatile Cash GenerationLarge swings in operating and free cash flow indicate inconsistent cash conversion and funding needs. For a leveraged credit business, this variability can increase reliance on capital-market access and make liquidity planning more important over the medium term.
Slowing Growth And Margin PressureModerating revenue growth and a sharp latest-year decline in gross and operating profit suggest weaker incremental economics or higher costs, credit, or interest impacts. Continued pressure could reduce earnings momentum and weaken the model’s profitability cushion.

Indian Railway Finance Corp. Ltd. News

IRFC FAQ

What was Indian Railway Finance Corp. Ltd.’s price range in the past 12 months?
Indian Railway Finance Corp. Ltd. lowest stock price was ₹85.00 and its highest was ₹137.10 in the past 12 months.
    What is Indian Railway Finance Corp. Ltd.’s market cap?
    Indian Railway Finance Corp. Ltd.’s market cap is ₹1.13T.
      When is Indian Railway Finance Corp. Ltd.’s upcoming earnings report date?
      Indian Railway Finance Corp. Ltd.’s upcoming earnings report date is Nov 04, 2026 which is in 71 days.
        How were Indian Railway Finance Corp. Ltd.’s earnings last quarter?
        Indian Railway Finance Corp. Ltd. released its earnings results on Jul 30, 2026. The company reported ₹1.475 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is Indian Railway Finance Corp. Ltd. overvalued?
          According to Wall Street analysts Indian Railway Finance Corp. Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Indian Railway Finance Corp. Ltd. pay dividends?
            Indian Railway Finance Corp. Ltd. pays a Semiannually dividend of ₹1.05 which represents an annual dividend yield of 2.44%. See more information on Indian Railway Finance Corp. Ltd. dividends here
              What is Indian Railway Finance Corp. Ltd.’s EPS estimate?
              Indian Railway Finance Corp. Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Indian Railway Finance Corp. Ltd. have?
              Indian Railway Finance Corp. Ltd. has 13,068,506,000 shares outstanding.
                What happened to Indian Railway Finance Corp. Ltd.’s price movement after its last earnings report?
                Indian Railway Finance Corp. Ltd. reported an EPS of ₹1.475 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -0.124%.
                  Which hedge fund is a major shareholder of Indian Railway Finance Corp. Ltd.?
                  Currently, no hedge funds are holding shares in IN:IRFC
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Indian Railway Finance Corp. Ltd.

                    Indian Railway Finance Corporation Limited is an Indian financial institution that secures capital from financial markets. Its primary purpose is to fund the procurement and development of critical assets, which are subsequently leased to Indian Railways under finance lease arrangements. Additionally, IRFC operates as a non-deposit-taking non-banking financial company specifically focused on infrastructure finance. The corporation was founded in 1986 and maintains its headquarters in New Delhi, India.

                    Indian Railway Finance Corp. Ltd. (IRFC) Earnings & Revenues

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