Indian Railway Finance Corp. Ltd. (IN:IRFC)
:IRFC
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IRFC Stock Chart & Stats
₹133.50
-₹2.23(-1.53%)
At close: 4:00 PM EST
₹133.50
-₹2.23(-1.53%)
Day’s Range― - ―
52-Week Range₹87.05 - ₹148.90
Previous CloseN/A
Volume16.30M
Average Volume (3M)706.29K
Market Cap
₹1.27T
Enterprise Value₹5.62T
Total Cash (Recent Filing)₹9.78B
Total Debt (Recent Filing)₹4.36T
Price to Earnings (P/E)16.3
Beta1.60
Next Earnings
Aug 07, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.52%
Share Statistics
EPS (TTM)5.37
Shares Outstanding13,068,506,000
10 Day Avg. Volume630,644
30 Day Avg. Volume706,290
Financial Highlights & Ratios
PEG Ratio2.13
Price to Book (P/B)2.01
Price to Sales (P/S)4.17
P/FCF Ratio28.22
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Government Backing / Exclusive RoleIRFC's statutory role and government ownership create a durable structural advantage: predictable mandate to finance Indian Railways, strong policy priority and implicit sovereign support. This underpins long-term funding demand, stable counterparty exposure and preferential market access for debt issuance.
High Historical ProfitabilityConsistently elevated net margins and multi-year earnings growth indicate the business has generated strong operating profits over time. For a spread-based lender, sustained margins reflect the ability to price loans/leases above funding costs and to absorb normal cost cycles while preserving core earnings power.
Strong Returns On EquityROE in the low-mid teens shows efficient use of limited equity capital to generate profits. For a highly leveraged specialized financier, stable ROE supports internal capital generation, credibility with lenders and the capacity to deliver shareholder returns or modest equity growth over time despite a capital-light equity base.
Bears Say
Very High LeverageExtremely high and rising leverage materially increases refinancing and interest-rate sensitivity for a debt-funded lessor. Even with government ties, the heavy reliance on borrowed funds magnifies funding cost shifts, heightens default/rollover risk in stress, and reduces flexibility to absorb shocks without new support.
Volatile Cash GenerationIrregular cash conversion undermines the firm's ability to self-fund a debt-heavy balance sheet. Multi-year negative FCF followed by a swing and a renewed drop indicates inconsistent receipt/timing of loan repayments or lease receipts and increases reliance on external markets or parent support for debt servicing and capex.
Margin Compression & Slowing GrowthSlowing top-line growth and a 2026 decline in gross/operating profit signal structural pressure on spreads or higher funding/operating costs. For a spread-reliant financier, persistent margin compression reduces excess earnings available to service elevated debt and erodes resilience to future rate or demand shocks.
Indian Railway Finance Corp. Ltd. News
IRFC FAQ
What was Indian Railway Finance Corp. Ltd.’s price range in the past 12 months?
Indian Railway Finance Corp. Ltd. lowest stock price was ₹87.05 and its highest was ₹148.90 in the past 12 months.
What is Indian Railway Finance Corp. Ltd.’s market cap?
Indian Railway Finance Corp. Ltd.’s market cap is ₹1.27T.
When is Indian Railway Finance Corp. Ltd.’s upcoming earnings report date?
Indian Railway Finance Corp. Ltd.’s upcoming earnings report date is Aug 07, 2026 which is in 78 days.
How were Indian Railway Finance Corp. Ltd.’s earnings last quarter?
Indian Railway Finance Corp. Ltd. released its earnings results on May 14, 2026. The company reported ₹1.29 earnings per share for the quarter, beating the consensus estimate of N/A by ₹1.29.
Is Indian Railway Finance Corp. Ltd. overvalued?
According to Wall Street analysts Indian Railway Finance Corp. Ltd.’s price is currently Overvalued.
Does Indian Railway Finance Corp. Ltd. pay dividends?
Indian Railway Finance Corp. Ltd. pays a Semiannually dividend of ₹1.05 which represents an annual dividend yield of 1.52%. See more information on Indian Railway Finance Corp. Ltd. dividends here
What is Indian Railway Finance Corp. Ltd.’s EPS estimate?
Indian Railway Finance Corp. Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Indian Railway Finance Corp. Ltd. have?
Indian Railway Finance Corp. Ltd. has 13,068,506,000 shares outstanding.
What happened to Indian Railway Finance Corp. Ltd.’s price movement after its last earnings report?
Indian Railway Finance Corp. Ltd. reported an EPS of ₹1.29 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.183%.
Which hedge fund is a major shareholder of Indian Railway Finance Corp. Ltd.?
Currently, no hedge funds are holding shares in IN:IRFC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Indian Railway Finance Corp. Ltd.
Indian Railway Finance Corporation Limited operates as a financing company in India. The company engages in borrowing funds from the financial markets to finance the acquisition/creation of assets that are leased out to the Indian Railways as finance lease. It also operates as a non-deposit taking non-banking financial and infrastructure finance company. The company was incorporated in 1986 and is based in New Delhi, India.
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