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PTC India Financial Services Limited (IN:PFS)
:PFS
PFS Stock Chart & Stats
₹32.58
-₹0.57(-1.37%)
At close: 4:00 PM EST
₹32.58
-₹0.57(-1.37%)
Day’s Range― - ―
52-Week Range₹24.03 - ₹44.49
Previous CloseN/A
Volume338.69K
Average Volume (3M)41.78K
Market Cap
₹17.68B
Enterprise Value₹30.09B
Total Cash (Recent Filing)₹9.88B
Total Debt (Recent Filing)₹22.77B
Price to Earnings (P/E)11.0
Beta1.83
Next Earnings
Jun 15, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.76
Shares Outstanding642,283,300
10 Day Avg. Volume32,916
30 Day Avg. Volume41,777
Financial Highlights & Ratios
PEG Ratio0.27
Price to Book (P/B)0.76
Price to Sales (P/S)3.75
P/FCF Ratio1.83
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Margin QualityPTC India Financial Services reports strong EBIT/EBITDA margins, indicating efficient core lending operations. Durable margin strength provides a buffer against credit cost volatility, supports internal capital generation and reinvestment, and helps sustain profitability even if top-line growth is uneven.
Cash GenerationThe company shows a strong free cash flow to net income ratio, reflecting solid cash conversion from earnings. Reliable cash generation underpins debt servicing, loan book funding and potential deleveraging, enhancing long-term financial resilience versus peers with weaker cash conversion.
Leverage ImprovementReported improvement in debt-to-equity signals management focus on leverage reduction. Progressive deleveraging improves financial flexibility, lowers refinancing risk and interest burden, and strengthens the balance sheet foundation for sustainable lending activity over the medium term.
Bears Say
Negative Revenue TrendRevenue decline of roughly 15% is a structural concern for an NBFC whose earnings depend on loan growth and interest income. Sustained top-line contraction reduces scale, limits ability to absorb credit costs, and pressures long-term earnings and reinvestment capacity if not reversed.
Elevated LeverageAlthough leverage has improved, the balance sheet remains relatively highly geared. Persistent elevated debt amplifies sensitivity to rising funding costs and asset-quality shocks, constrains strategic flexibility and increases the importance of consistent cash generation to meet obligations.
Inconsistent FCF GrowthVolatility in free cash flow growth undermines predictability of funding for lending, deleveraging and provisioning. For a credit-focused lender, inconsistent FCF growth raises execution risk on balance sheet repair and limits confidence in sustaining investments or absorbing cyclical credit losses.
PTC India Financial Services Limited News
PFS FAQ
What was PTC India Financial Services Limited’s price range in the past 12 months?
PTC India Financial Services Limited lowest stock price was ₹24.03 and its highest was ₹44.49 in the past 12 months.
What is PTC India Financial Services Limited’s market cap?
PTC India Financial Services Limited’s market cap is ₹17.68B.
When is PTC India Financial Services Limited’s upcoming earnings report date?
PTC India Financial Services Limited’s upcoming earnings report date is Jun 15, 2026 which is in 90 days.
How were PTC India Financial Services Limited’s earnings last quarter?
PTC India Financial Services Limited released its earnings results on Jan 20, 2026. The company reported ₹0.764 earnings per share for the quarter, beating the consensus estimate of N/A by ₹0.764.
Is PTC India Financial Services Limited overvalued?
According to Wall Street analysts PTC India Financial Services Limited’s price is currently Overvalued.
Does PTC India Financial Services Limited pay dividends?
PTC India Financial Services Limited pays a Annually dividend of ₹1 which represents an annual dividend yield of N/A. See more information on PTC India Financial Services Limited dividends here
What is PTC India Financial Services Limited’s EPS estimate?
PTC India Financial Services Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does PTC India Financial Services Limited have?
PTC India Financial Services Limited has 642,283,300 shares outstanding.
What happened to PTC India Financial Services Limited’s price movement after its last earnings report?
PTC India Financial Services Limited reported an EPS of ₹0.764 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -3.789%.
Which hedge fund is a major shareholder of PTC India Financial Services Limited?
Currently, no hedge funds are holding shares in IN:PFS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
PTC India Financial Services Limited
PTC India Financial Services Limited, a non-banking finance company, provides various financing solutions. It offers fund based/non-fund based financial assistance in the form of debt or structured debt instruments, such as term debt or project debt, corporate debt, bridge debt, and bills discounting, as well as letters of comfort, credit enhancement schemes, and deferred payment guarantees. The company also acts as underwriter, lead FI, syndicator, security and facility agent, project appraiser, and DPR consultant/preparer. In addition, it invests in green-field and brown-field projects. The company was incorporated in 2006 and is based in New Delhi, India. PTC India Financial Services Limited is a subsidiary of PTC India Limited.
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