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Ugro Capital Limited (IN:UGROCAP)
:UGROCAP
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Ugro Capital Limited
(UGROCAP)
Rating:46Neutral
Price Target:
₹162.00
▼(-3.89% Downside)
Ugro Capital Limited (UGROCAP) vs. iShares MSCI India ETF (INDA)
Market Cap
₹19.02B
Dividend YieldN/A
Average Volume (3M)21.96K
Price to Earnings (P/E)10.8
Beta (1Y)1.02
Revenue Growth34.09%
EPS Growth17.49%
CountryIN
Employees1,678
SectorFinancial
Sector Strength69
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)3.61
Shares Outstanding116,755,455
10 Day Avg. Volume17,471
30 Day Avg. Volume21,961
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)0.00
Price to Sales (P/S)0.00
P/FCF Ratio0.00
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹162.00Price Target Upside-3.89% Downside
Rating ConsensusHold
Number of Analyst Covering1
Ugro Capital Limited Business Overview & Revenue Model
Company DescriptionUgro Capital Limited (UGROCAP) is a financial services company focused on providing tailored lending solutions to small and medium-sized enterprises (SMEs) across India. The company operates primarily in the fintech sector, leveraging technology to streamline the lending process, enhance customer experience, and enable access to credit for underserved businesses. Ugro Capital offers a range of products, including term loans, working capital loans, and specialized financing options designed to meet the unique needs of various industries.
How the Company Makes MoneyUgro Capital generates revenue primarily through interest income from loans disbursed to SMEs. The company employs a data-driven approach to assess credit risk and determine loan eligibility, allowing it to offer competitive interest rates while managing risk effectively. Key revenue streams include interest payments from borrowers, processing fees, and service charges associated with loan origination and management. Additionally, Ugro Capital may engage in partnerships with financial institutions and technology providers to expand its reach and enhance its lending capabilities, contributing to its overall earnings.
Ugro Capital Limited Financial Statement Overview
Summary
Income Statement
Balance Sheet
Cash Flow
| Breakdown | Dec 2025 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 6.41B | 7.08B | 5.02B | 2.68B | 1.36B |
| Gross Profit | 6.41B | 1.01B | 683.93M | 618.12M | 514.42M |
| EBITDA | 8.78B | 2.19B | 741.57M | 1.70B | 684.25M |
| Net Income | 1.44B | 1.19B | 397.76M | 145.51M | 287.27M |
Balance Sheet | |||||
| Total Assets | 91.68B | 62.80B | 43.06B | 28.54B | 17.51B |
| Cash, Cash Equivalents and Short-Term Investments | 5.53B | 4.26B | 2.12B | 1.60B | 3.50B |
| Total Debt | 69.04B | 46.53B | 31.49B | 18.02B | 7.66B |
| Total Liabilities | 71.22B | 48.42B | 33.22B | 18.88B | 7.98B |
| Stockholders Equity | 20.46B | 14.38B | 9.84B | 9.67B | 9.52B |
Cash Flow | |||||
| Free Cash Flow | -25.00B | -15.75B | -12.61B | -11.46B | -3.59B |
| Operating Cash Flow | -24.74B | -15.35B | -12.20B | -11.32B | -3.47B |
| Investing Cash Flow | -799.24M | -2.30B | -845.42M | 413.80M | -459.17M |
| Financing Cash Flow | 26.55B | 18.14B | 12.79B | 10.33B | 5.08B |
Ugro Capital Limited Technical Analysis
Negative
168.55
Price Trends
173.45
Negative
174.69
Negative
189.76
Negative
Market Momentum
-1.99
Negative
45.59
Neutral
56.27
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:UGROCAP, the sentiment is Negative. The current price of 168.55 is below the 20-day moving average (MA) of 168.93, below the 50-day MA of 173.45, and below the 200-day MA of 189.76, indicating a bearish trend. The MACD of -1.99 indicates Negative momentum. The RSI at 45.59 is Neutral, neither overbought nor oversold. The STOCH value of 56.27 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:UGROCAP.
Ugro Capital Limited Peers Comparison
Overall Rating
UnderperformOutperform
Sector (58)
Financial Indicators
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
73 Outperform | ₹28.73B | 26.37 | 0.97% | 7.91% | 16.21% | ||
60 Neutral | ₹15.93B | 246.55 | ― | 0.02% | -96.51% | ||
58 Neutral | HK$112.28B | 6.37 | -4.87% | 3.89% | 9.01% | -45.73% | |
48 Neutral | ₹17.48B | 26.37 | ― | -26.77% | -431.45% | ||
46 Neutral | ₹19.02B | 10.75 | ― | 34.09% | 17.49% | ||
| ― | ₹26.94B | 5.03 | ― | ― | ― |
* Financial Sector Average
Performance Comparison
IN:UGROCAP
Ugro Capital Limited
168.55
-69.37
-29.16%
IN:ARMANFIN
Arman Financial Services Limited
1,456.80
-244.55
-14.37%
IN:MUTHOOTMF
Muthoot Microfin Ltd
159.30
-74.95
-32.00%
IN:SPANDANA
Spandana Sphoorty Financial Ltd.
248.55
-342.31
-57.93%
IN:TFCILTD
Tourism Finance Corporation of India Limited
309.15
128.69
71.31%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.