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Arman Financial Services Limited (IN:ARMANFIN)
:ARMANFIN
ARMANFIN Stock Chart & Stats
₹1553.20
-₹2.95(-0.23%)
At close: 4:00 PM EST
₹1553.20
-₹2.95(-0.23%)
Day’s Range― - ―
52-Week Range₹1,111.00 - ₹1,849.95
Previous CloseN/A
Volume21.61K
Average Volume (3M)1.74K
Market Cap
₹17.96B
Enterprise Value₹27.86B
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)62.5
Beta1.02
Next Earnings
Jun 01, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)21.10
Shares Outstanding10,512,921
10 Day Avg. Volume1,643
30 Day Avg. Volume1,739
Financial Highlights & Ratios
PEG Ratio-0.36
Price to Book (P/B)1.61
Price to Sales (P/S)2.28
P/FCF Ratio3.01
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Improved Operating And Free Cash FlowSustained positive operating cash flow and healthy free cash flow enhance the firm’s ability to fund loan origination, meet interest and covenant obligations, and support strategic investments without immediate reliance on market funding, improving resilience over months.
Robust Gross Profit MarginA strong gross margin indicates durable core lending spread and operational efficiency in originating small-ticket loans. This structural profitability buffer helps absorb funding cost increases or elevated credit costs, supporting sustainable earnings over a multi-month horizon.
Rising Shareholder EquityAn expanding equity base strengthens capital adequacy, reduces leverage ratios and improves lender and regulator confidence. This structural improvement supports scalable lending, access to cheaper funding, and cushions against credit losses over the medium term.
Bears Say
High Leverage / Debt RelianceElevated debt-to-equity makes the business sensitive to interest rate rises and funding stress, constraining strategic flexibility. For an NBFC, high leverage increases refinancing and liquidity risk and limits ability to expand lending during adverse conditions over coming months.
Moderate Net Profit MarginModerate net margins constrain internal capital generation and reduce the buffer against loan losses or rising funding costs. This structural profitability limitation could require sustained cost control or higher yields to support growth without increasing leverage over the medium term.
Negative Reported Revenue GrowthA reported decline in revenue growth suggests slowing loan book expansion or pricing pressure. Persisting negative top-line trends reduce scale economics, limit margin recovery and make the company more dependent on funding markets and operational improvements to restore durable earnings growth.
Arman Financial Services Limited News
ARMANFIN FAQ
What was Arman Financial Services Limited’s price range in the past 12 months?
Arman Financial Services Limited lowest stock price was ₹1111.00 and its highest was ₹1849.95 in the past 12 months.
What is Arman Financial Services Limited’s market cap?
Arman Financial Services Limited’s market cap is ₹17.96B.
When is Arman Financial Services Limited’s upcoming earnings report date?
Arman Financial Services Limited’s upcoming earnings report date is Jun 01, 2026 which is in 99 days.
How were Arman Financial Services Limited’s earnings last quarter?
Arman Financial Services Limited released its earnings results on Feb 12, 2026. The company reported ₹21.1 earnings per share for the quarter, beating the consensus estimate of N/A by ₹21.1.
Is Arman Financial Services Limited overvalued?
According to Wall Street analysts Arman Financial Services Limited’s price is currently Overvalued.
Does Arman Financial Services Limited pay dividends?
Arman Financial Services Limited pays a Annually dividend of ₹1.4 which represents an annual dividend yield of N/A. See more information on Arman Financial Services Limited dividends here
What is Arman Financial Services Limited’s EPS estimate?
Arman Financial Services Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Arman Financial Services Limited have?
Arman Financial Services Limited has 10,512,921 shares outstanding.
What happened to Arman Financial Services Limited’s price movement after its last earnings report?
Arman Financial Services Limited reported an EPS of ₹21.1 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.882%.
Which hedge fund is a major shareholder of Arman Financial Services Limited?
Currently, no hedge funds are holding shares in IN:ARMANFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Arman Financial Services Limited
Arman Financial Services Limited, together with its subsidiary, Namra Finance Limited, operates as a non-banking finance company in India. It offers financing for the purchase of two and three wheelers. The company also provides loans to micro, small, and medium enterprises; and group based microfinance services. It operates through a network of 239 branches and approximately 55 dealer touchpoints. The company was incorporated in 1992 and is headquartered in Ahmedabad, India.
Technical Analysis
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