PNB Housing Finance Limited (IN:PNBHOUSING)
:PNBHOUSING
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PNBHOUSING Stock Chart & Stats
₹869.95
-₹11.70(-1.32%)
At close: 4:00 PM EST
₹869.95
-₹11.70(-1.32%)
Day’s Range― - ―
52-Week Range₹730.00 - ₹1,141.85
Previous CloseN/A
Volume658.32K
Average Volume (3M)28.57K
Market Cap
₹272.40B
Enterprise Value₹769.81B
Total Cash (Recent Filing)₹30.02B
Total Debt (Recent Filing)₹469.13B
Price to Earnings (P/E)8.6
Beta1.31
Next Earnings
Jul 23, 2026EPS Estimate
20.27Next Dividend Ex-DateN/A
Dividend Yield0.53%
Share Statistics
EPS (TTM)25.10
Shares Outstanding260,549,600
10 Day Avg. Volume35,262
30 Day Avg. Volume28,566
Financial Highlights & Ratios
PEG Ratio0.47
Price to Book (P/B)1.02
Price to Sales (P/S)2.31
P/FCF Ratio9.88
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)92.24
Revenue Forecast (FY)₹41.01B
Bulls Say, Bears Say
Bulls Say
Margin Expansion And Rising ProfitabilitySustained margin expansion and a threefold rise in net profit over the FY2022–FY2026 period indicate structurally stronger earnings power. Higher margins improve the company’s ability to absorb funding cost increases, support incremental capital accumulation and recurring profitability over the next 2–6 months.
Leverage Improved Versus Prior PeakMaterial de‑leveraging from FY2021 levels reflects improved balance sheet management and lowers refinancing strain. The reduced leverage profile provides greater resilience to funding stress and gives incremental capacity to fund loan growth or shore up provisions without immediate equity raises.
Mortgage Lending Model Driving Core NII And GrowthA focused retail and secured mortgage franchise drives predictable net interest income and fee revenue. Mid‑teens EPS growth and double‑digit revenue trends point to scalable core economics: secured loans provide loss mitigation and predictable cash yields that support durable earnings generation.
Bears Say
High Absolute Leverage RemainsDespite improvement, absolute debt levels remain elevated for a housing financier, leaving the firm exposed to funding cost volatility and refinancing risk. High leverage constrains flexibility to absorb higher provisions or market shocks without raising expensive funding or capital.
Multi‑year Cash‑flow VolatilitySharp swings in operating and free cash flow over several years undermine confidence in persistent cash generation. Inconsistent cash conversion increases reliance on external funding to support growth and deleveraging, elevating refinancing and liquidity risk during adverse cycles.
Concentration In Housing And LAP LendingHeavy concentration in housing and loan‑against‑property ties asset quality to real estate cycles. A downturn in property markets or localized stress can quickly raise credit costs and provisions, given the firm’s secured‑loan concentration and residual leverage sensitivity.
PNB Housing Finance Limited News
PNBHOUSING FAQ
What was PNB Housing Finance Limited’s price range in the past 12 months?
PNB Housing Finance Limited lowest stock price was ₹730.00 and its highest was ₹1141.85 in the past 12 months.
What is PNB Housing Finance Limited’s market cap?
PNB Housing Finance Limited’s market cap is ₹272.40B.
When is PNB Housing Finance Limited’s upcoming earnings report date?
PNB Housing Finance Limited’s upcoming earnings report date is Jul 23, 2026 which is in 80 days.
How were PNB Housing Finance Limited’s earnings last quarter?
PNB Housing Finance Limited released its earnings results on Apr 20, 2026. The company reported ₹25.1 earnings per share for the quarter, beating the consensus estimate of ₹21.27 by ₹3.83.
Is PNB Housing Finance Limited overvalued?
According to Wall Street analysts PNB Housing Finance Limited’s price is currently Overvalued.
Does PNB Housing Finance Limited pay dividends?
PNB Housing Finance Limited pays a Annually dividend of ₹5 which represents an annual dividend yield of 0.53%. See more information on PNB Housing Finance Limited dividends here
What is PNB Housing Finance Limited’s EPS estimate?
PNB Housing Finance Limited’s EPS estimate is 20.27.
How many shares outstanding does PNB Housing Finance Limited have?
PNB Housing Finance Limited has 260,549,600 shares outstanding.
What happened to PNB Housing Finance Limited’s price movement after its last earnings report?
PNB Housing Finance Limited reported an EPS of ₹25.1 in its last earnings report, beating expectations of ₹21.27. Following the earnings report the stock price went down -2.012%.
Which hedge fund is a major shareholder of PNB Housing Finance Limited?
Currently, no hedge funds are holding shares in IN:PNBHOUSING
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
PNB Housing Finance Limited
PNB Housing Finance Limited operates as a housing finance company in India. It provides loans to individuals and corporate bodies for purchase, construction, repair, and up-gradation of houses/flats/commercial properties; residential plot loans and loans for NRIs; loan against property, lease rental discounting, and loans for real estate developers; and fixed deposit products. The company also provides Unnati home loans; and credit linked subsidy scheme for economical weaker section, and lower and middle income groups. As of March 31, 2022, it operated through a network of 99 branches. The company was incorporated in 1988 and is based in New Delhi, India.
Technical Analysis
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