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PNB Housing Finance Limited (IN:PNBHOUSING)
:PNBHOUSING
PNBHOUSING Stock Chart & Stats
₹869.95
-₹11.70(-1.32%)
At close: 4:00 PM EST
₹869.95
-₹11.70(-1.32%)
Day’s Range― - ―
52-Week Range₹730.00 - ₹1,141.85
Previous CloseN/A
Volume658.32K
Average Volume (3M)28.57K
Market Cap
₹195.49B
Enterprise Value₹634.69B
Total Cash (Recent Filing)₹30.02B
Total Debt (Recent Filing)₹469.13B
Price to Earnings (P/E)11.9
Beta1.39
Next Earnings
Apr 29, 2026EPS Estimate
21.46Next Dividend Ex-DateN/A
Dividend Yield0.53%
Share Statistics
EPS (TTM)19.97
Shares Outstanding260,508,580
10 Day Avg. Volume35,262
30 Day Avg. Volume28,566
Financial Highlights & Ratios
PEG Ratio0.42
Price to Book (P/B)1.34
Price to Sales (P/S)3.02
P/FCF Ratio-2.80
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)84.79
Revenue Forecast (FY)₹35.22B
Bulls Say, Bears Say
Bulls Say
Consistent Revenue GrowthSustained mid-teens revenue growth indicates expanding loan volumes and stronger interest income over time. For a mortgage lender, consistent top-line growth supports scale economics, improves net interest income potential, and underpins durable earnings capacity across a 2–6 month horizon.
Healthy Operating MarginsHealthy gross and EBIT margins reflect efficient underwriting and cost control in core housing finance operations. Margin resilience in an asset‑backed lending model supports the company’s ability to absorb funding cost swings and maintain operating profitability over the medium term.
Strong Return On EquityA robust ROE signals efficient capital deployment in the loan book, enabling higher earnings per unit of equity. This capital efficiency permits continued growth and dividend/reinvestment flexibility without immediate equity raises, a durable advantage for expansion over months.
Bears Say
High Leverage / Debt RelianceHeavy dependence on borrowed funds increases sensitivity to interest rates and refinancing conditions. Elevated leverage constrains financial flexibility and raises funding cost risk, which can compress net interest margins and limit strategic maneuverability over a multi-month horizon.
Negative Free Cash FlowPersistent negative free cash flow implies the firm is not generating sufficient cash from operations to fund investments, increasing reliance on external funding. This pressure can restrict loan growth, raise funding costs, and amplify liquidity risk over the coming months.
Volatile Net Profit MarginFluctuating net margins suggest earnings are exposed to variable credit costs, provisioning cycles, or funding rate moves. Margin volatility undermines predictability of earnings and complicates capital planning and provisioning over a 2–6 month period.
PNB Housing Finance Limited News
PNBHOUSING FAQ
What was PNB Housing Finance Limited’s price range in the past 12 months?
PNB Housing Finance Limited lowest stock price was ₹730.00 and its highest was ₹1141.85 in the past 12 months.
What is PNB Housing Finance Limited’s market cap?
PNB Housing Finance Limited’s market cap is ₹195.49B.
When is PNB Housing Finance Limited’s upcoming earnings report date?
PNB Housing Finance Limited’s upcoming earnings report date is Apr 29, 2026 which is in 36 days.
How were PNB Housing Finance Limited’s earnings last quarter?
PNB Housing Finance Limited released its earnings results on Jan 21, 2026. The company reported ₹19.97 earnings per share for the quarter, missing the consensus estimate of ₹21.36 by -₹1.39.
Is PNB Housing Finance Limited overvalued?
According to Wall Street analysts PNB Housing Finance Limited’s price is currently Overvalued.
Does PNB Housing Finance Limited pay dividends?
PNB Housing Finance Limited pays a Annually dividend of ₹5 which represents an annual dividend yield of 0.53%. See more information on PNB Housing Finance Limited dividends here
What is PNB Housing Finance Limited’s EPS estimate?
PNB Housing Finance Limited’s EPS estimate is 21.46.
How many shares outstanding does PNB Housing Finance Limited have?
PNB Housing Finance Limited has 260,508,580 shares outstanding.
What happened to PNB Housing Finance Limited’s price movement after its last earnings report?
PNB Housing Finance Limited reported an EPS of ₹19.97 in its last earnings report, missing expectations of ₹21.36. Following the earnings report the stock price went down -1.963%.
Which hedge fund is a major shareholder of PNB Housing Finance Limited?
Currently, no hedge funds are holding shares in IN:PNBHOUSING
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
PNB Housing Finance Limited
PNB Housing Finance Limited operates as a housing finance company in India. It provides loans to individuals and corporate bodies for purchase, construction, repair, and up-gradation of houses/flats/commercial properties; residential plot loans and loans for NRIs; loan against property, lease rental discounting, and loans for real estate developers; and fixed deposit products. The company also provides Unnati home loans; and credit linked subsidy scheme for economical weaker section, and lower and middle income groups. As of March 31, 2022, it operated through a network of 99 branches. The company was incorporated in 1988 and is based in New Delhi, India.
Technical Analysis
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