PNB Housing Finance Limited (IN:PNBHOUSING)
:PNBHOUSING
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PNBHOUSING Stock Chart & Stats
₹869.95
-₹11.70(-1.32%)
At close: 4:00 PM EST
₹869.95
-₹11.70(-1.32%)
Day’s Range― - ―
52-Week Range₹730.00 - ₹1,141.85
Previous CloseN/A
Volume658.32K
Average Volume (3M)28.57K
Market Cap
₹275.95B
Enterprise Value₹774.12B
Total Cash (Recent Filing)₹30.02B
Total Debt (Recent Filing)₹469.13B
Price to Earnings (P/E)8.6
Beta1.29
Next Earnings
Jul 23, 2026EPS Estimate
20.27Next Dividend Ex-DateN/A
Dividend Yield0.53%
Share Statistics
EPS (TTM)82.64
Shares Outstanding260,589,940
10 Day Avg. Volume35,262
30 Day Avg. Volume28,566
Financial Highlights & Ratios
PEG Ratio0.47
Price to Book (P/B)1.02
Price to Sales (P/S)2.31
P/FCF Ratio9.88
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)92.37
Revenue Forecast (FY)₹41.01B
Bulls Say, Bears Say
Bulls Say
Profitability & Margin ExpansionSustained net profit growth and marked margin expansion indicate stronger core lending economics and improved underwriting. Higher margins increase retained earnings and provide a durable buffer for provisions, supporting capital build and reinvestment over the medium term.
Improving Leverage TrendA material reduction in leverage over several years improves financial flexibility and reduces vulnerability to funding shocks. This trend lowers refinancing risk and creates room for gradual balance-sheet growth while maintaining lender and regulator confidence.
Core Mortgage Lending FranchiseA focused mortgage franchise earns stable net interest income and benefits from predictable amortizing retail loans. Diversified retail and developer exposure plus securitisation options support persistent cash yields and funding flexibility across housing cycles.
Bears Say
High Absolute LeverageEven after improvement, elevated absolute debt levels leave limited capital buffers and amplify sensitivity to rising funding costs or credit stress. High leverage constrains strategic optionality and raises the probability of capital or refinancing actions under adverse cycles.
Volatile Cash GenerationSharp multi-year swings in operating and free cash flow reduce predictability of internal funding for growth, debt servicing and dividends. This inconsistency increases reliance on external funding or securitisations and raises execution risk during tightening liquidity.
Slowing Revenue GrowthModerating top-line growth suggests loan book expansion may be losing pace. Coupled with high leverage and funding sensitivity, slower revenue growth can limit absolute earnings gains absent further margin improvement or a shift toward higher-yielding assets.
PNB Housing Finance Limited News
PNBHOUSING FAQ
What was PNB Housing Finance Limited’s price range in the past 12 months?
PNB Housing Finance Limited lowest stock price was ₹730.00 and its highest was ₹1141.85 in the past 12 months.
What is PNB Housing Finance Limited’s market cap?
PNB Housing Finance Limited’s market cap is ₹275.95B.
When is PNB Housing Finance Limited’s upcoming earnings report date?
PNB Housing Finance Limited’s upcoming earnings report date is Jul 23, 2026 which is in 59 days.
How were PNB Housing Finance Limited’s earnings last quarter?
PNB Housing Finance Limited released its earnings results on Apr 20, 2026. The company reported ₹25.1 earnings per share for the quarter, beating the consensus estimate of ₹21.27 by ₹3.83.
Is PNB Housing Finance Limited overvalued?
According to Wall Street analysts PNB Housing Finance Limited’s price is currently Overvalued.
Does PNB Housing Finance Limited pay dividends?
PNB Housing Finance Limited pays a Annually dividend of ₹5 which represents an annual dividend yield of 0.53%. See more information on PNB Housing Finance Limited dividends here
What is PNB Housing Finance Limited’s EPS estimate?
PNB Housing Finance Limited’s EPS estimate is 20.27.
How many shares outstanding does PNB Housing Finance Limited have?
PNB Housing Finance Limited has 260,589,940 shares outstanding.
What happened to PNB Housing Finance Limited’s price movement after its last earnings report?
PNB Housing Finance Limited reported an EPS of ₹25.1 in its last earnings report, beating expectations of ₹21.27. Following the earnings report the stock price went down -2.012%.
Which hedge fund is a major shareholder of PNB Housing Finance Limited?
Currently, no hedge funds are holding shares in IN:PNBHOUSING
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
PNB Housing Finance Limited
PNB Housing Finance Limited operates as a housing finance company in India. It provides loans to individuals and corporate bodies for purchase, construction, repair, and up-gradation of houses/flats/commercial properties; residential plot loans and loans for NRIs; loan against property, lease rental discounting, and loans for real estate developers; and fixed deposit products. The company also provides Unnati home loans; and credit linked subsidy scheme for economical weaker section, and lower and middle income groups. As of March 31, 2022, it operated through a network of 99 branches. The company was incorporated in 1988 and is based in New Delhi, India.
Technical Analysis
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