Aptus Value Housing Finance India Limited (IN:APTUS)
:APTUS
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APTUS Stock Chart & Stats
₹246.50
-₹3.05(-1.05%)
At close: 4:00 PM EST
₹246.50
-₹3.05(-1.05%)
Day’s Range― - ―
52-Week Range₹193.50 - ₹364.85
Previous CloseN/A
Volume193.28K
Average Volume (3M)67.64K
Market Cap
₹127.44B
Enterprise Value₹205.63B
Total Cash (Recent Filing)₹4.82B
Total Debt (Recent Filing)₹73.13B
Price to Earnings (P/E)14.8
Beta1.00
Next Earnings
May 06, 2026EPS Estimate
5.02Next Dividend Ex-DateN/A
Dividend Yield1.6%
Share Statistics
EPS (TTM)4.70
Shares Outstanding500,742,740
10 Day Avg. Volume76,405
30 Day Avg. Volume67,636
Financial Highlights & Ratios
PEG Ratio0.88
Price to Book (P/B)3.47
Price to Sales (P/S)8.33
P/FCF Ratio-10.61
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹357.50Price Target Upside45.03% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)21.83
Revenue Forecast (FY)₹18.87B
Bulls Say, Bears Say
Bulls Say
High Profitability And ROESustained very high net margins and a 17.4% ROE indicate durable operating efficiency and strong return on equity. This supports internal capital formation, allows absorption of credit costs, and underpins long-term ability to finance growth without immediate reliance on equity issuance.
Underserved Market Focus & Branch-led ModelAptus’s focus on self-employed, low/middle-income customers in semi-urban and rural areas with branch-led origination and tailored credit assessment is a structural advantage. This niche reduces direct competition, builds customer stickiness, and supports steady loan growth and collection effectiveness over time.
Historical Revenue And EPS GrowthDouble-digit historical revenue and EPS growth show the business has scaled revenue and profitability effectively. If underwriting standards and branch distribution remain intact, these trends reflect underlying demand and operational scalability that can drive durable expansion of the loan book and net interest income.
Bears Say
Negative Operating And Free Cash FlowsPersistent negative operating and free cash flows create a structural liquidity gap between reported profits and cash generation. This forces reliance on external funding for asset growth and interest obligations, increasing refinancing and funding-cost risk and limiting financial flexibility over months ahead.
Recent Sharp Revenue DecelerationA material slowdown in revenue growth signals weaker origination or market demand that can compress net interest income and earnings momentum. If the decline reflects persistent competitive or funding headwinds, it could reduce loan book expansion and pressure margins over the medium term.
Liquidity Concerns Despite Moderate LeverageAlthough leverage is moderate (D/E ~1.59), negative cash flows weaken liquidity buffers. Continued dependence on borrowings raises refinancing and rate sensitivity; in tighter funding conditions this could constrain lending, raise funding costs, or require slower growth to preserve capital.
Aptus Value Housing Finance India Limited News
APTUS FAQ
What was Aptus Value Housing Finance India Limited’s price range in the past 12 months?
Aptus Value Housing Finance India Limited lowest stock price was ₹193.50 and its highest was ₹364.85 in the past 12 months.
What is Aptus Value Housing Finance India Limited’s market cap?
Aptus Value Housing Finance India Limited’s market cap is ₹127.44B.
When is Aptus Value Housing Finance India Limited’s upcoming earnings report date?
Aptus Value Housing Finance India Limited’s upcoming earnings report date is May 06, 2026 which is in 8 days.
How were Aptus Value Housing Finance India Limited’s earnings last quarter?
Aptus Value Housing Finance India Limited released its earnings results on Feb 04, 2026. The company reported ₹4.7 earnings per share for the quarter, beating the consensus estimate of ₹4.615 by ₹0.085.
Is Aptus Value Housing Finance India Limited overvalued?
According to Wall Street analysts Aptus Value Housing Finance India Limited’s price is currently Undervalued.
Does Aptus Value Housing Finance India Limited pay dividends?
Aptus Value Housing Finance India Limited pays a Semiannually dividend of ₹2 which represents an annual dividend yield of 1.6%. See more information on Aptus Value Housing Finance India Limited dividends here
What is Aptus Value Housing Finance India Limited’s EPS estimate?
Aptus Value Housing Finance India Limited’s EPS estimate is 5.02.
How many shares outstanding does Aptus Value Housing Finance India Limited have?
Aptus Value Housing Finance India Limited has 500,742,740 shares outstanding.
What happened to Aptus Value Housing Finance India Limited’s price movement after its last earnings report?
Aptus Value Housing Finance India Limited reported an EPS of ₹4.7 in its last earnings report, beating expectations of ₹4.615. Following the earnings report the stock price went down -3.298%.
Which hedge fund is a major shareholder of Aptus Value Housing Finance India Limited?
Currently, no hedge funds are holding shares in IN:APTUS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Aptus Value Housing Finance India Limited
Aptus Value Housing Finance India Limited operates as a home loan company in India. It offers home construction, purchase, renovation, and extension loans; and loans against property for construction and purchase; and credit shield and property insurance. The company serves the needs of self-employed lower- and middle-income customers from semi urban and rural markets. It also provides finance in the form of loan against immovable properties. As of March 31, 2022, the company operated through a network of 208 branches across 5 states. Aptus Value Housing Finance India Limited was incorporated in 2009 and is headquartered in Chennai, India.
APTUS Stock 12 Month Forecast
Average Price Target
₹357.50
▲(45.03% Upside)
Technical Analysis
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