Aptus Value Housing Finance India Limited (IN:APTUS)
:APTUS
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APTUS Stock Chart & Stats
₹246.50
-₹3.05(-1.05%)
At close: 4:00 PM EST
₹246.50
-₹3.05(-1.05%)
Day’s Range― - ―
52-Week Range₹193.50 - ₹364.85
Previous CloseN/A
Volume193.28K
Average Volume (3M)67.64K
Market Cap
₹134.72B
Enterprise Value₹207.88B
Total Cash (Recent Filing)₹4.82B
Total Debt (Recent Filing)₹73.13B
Price to Earnings (P/E)10.3
Beta1.05
Next Earnings
Jul 30, 2026EPS Estimate
4.83Next Dividend Ex-DateN/A
Dividend Yield1.6%
Share Statistics
EPS (TTM)16.89
Shares Outstanding500,742,740
10 Day Avg. Volume76,405
30 Day Avg. Volume67,636
Financial Highlights & Ratios
PEG Ratio0.41
Price to Book (P/B)1.92
Price to Sales (P/S)4.34
P/FCF Ratio10.67
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹350.00Price Target Upside41.99% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)21.77
Revenue Forecast (FY)₹18.79B
Bulls Say, Bears Say
Bulls Say
High And Stable ProfitabilityConsistently high net and operating margins indicate durable unit economics for mortgage lending to the company’s borrower cohort. Sustained mid-50% operating margins provide structural earnings resilience and capacity to absorb cyclical credit losses while funding branch-led growth over multiple years.
Strong Revenue ScalingDouble-digit revenue growth over the period reflects successful loan-book expansion and market penetration. Consistent top-line scaling supports operating leverage, helps cover fixed branch and underwriting costs, and enables reinvestment into origination capabilities for medium-term growth sustainability.
Focused Underserved Mortgage NicheAptus’s specialization in informal-income, semi-urban and rural borrowers with a branch-led model creates a differentiated origination capability and niche competitive advantage. This structural market focus targets an underpenetrated segment with durable demand and higher switching costs for local distribution.
Bears Say
Rising LeverageMaterial increase in leverage reduces financial flexibility and raises refinancing and funding risks if credit conditions tighten. Higher debt-to-equity can magnify earnings volatility and constrain the firm’s ability to absorb credit shocks or pursue opportunistic growth without raising costly capital.
Volatile Cash GenerationMulti-year negative operating and free cash flow before a 2026 recovery signals unstable cash conversion from reported earnings. This volatility elevates reliance on external funding for loan growth and interest servicing, increasing structural liquidity and execution risk over the medium term.
Margin Pressure Vs PeakA modest downward trend in margins versus earlier peaks implies rising cost of growth or competitive pricing pressure in targeted segments. Persistent margin compression could erode ROE and reduce the cushion against credit losses, making sustained high profitability harder to maintain long term.
Aptus Value Housing Finance India Limited News
APTUS FAQ
What was Aptus Value Housing Finance India Limited’s price range in the past 12 months?
Aptus Value Housing Finance India Limited lowest stock price was ₹193.50 and its highest was ₹364.85 in the past 12 months.
What is Aptus Value Housing Finance India Limited’s market cap?
Aptus Value Housing Finance India Limited’s market cap is ₹134.72B.
When is Aptus Value Housing Finance India Limited’s upcoming earnings report date?
Aptus Value Housing Finance India Limited’s upcoming earnings report date is Jul 30, 2026 which is in 70 days.
How were Aptus Value Housing Finance India Limited’s earnings last quarter?
Aptus Value Housing Finance India Limited released its earnings results on May 06, 2026. The company reported ₹5.215 earnings per share for the quarter, beating the consensus estimate of ₹5.015 by ₹0.2.
Is Aptus Value Housing Finance India Limited overvalued?
According to Wall Street analysts Aptus Value Housing Finance India Limited’s price is currently Undervalued.
Does Aptus Value Housing Finance India Limited pay dividends?
Aptus Value Housing Finance India Limited pays a Semiannually dividend of ₹2 which represents an annual dividend yield of 1.6%. See more information on Aptus Value Housing Finance India Limited dividends here
What is Aptus Value Housing Finance India Limited’s EPS estimate?
Aptus Value Housing Finance India Limited’s EPS estimate is 4.83.
How many shares outstanding does Aptus Value Housing Finance India Limited have?
Aptus Value Housing Finance India Limited has 500,742,740 shares outstanding.
What happened to Aptus Value Housing Finance India Limited’s price movement after its last earnings report?
Aptus Value Housing Finance India Limited reported an EPS of ₹5.215 in its last earnings report, beating expectations of ₹5.015. Following the earnings report the stock price went up 3.05%.
Which hedge fund is a major shareholder of Aptus Value Housing Finance India Limited?
Currently, no hedge funds are holding shares in IN:APTUS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Aptus Value Housing Finance India Limited
Aptus Value Housing Finance India Limited operates as a home loan company in India. It offers home construction, purchase, renovation, and extension loans; and loans against property for construction and purchase; and credit shield and property insurance. The company serves the needs of self-employed lower- and middle-income customers from semi urban and rural markets. It also provides finance in the form of loan against immovable properties. As of March 31, 2022, the company operated through a network of 208 branches across 5 states. Aptus Value Housing Finance India Limited was incorporated in 2009 and is headquartered in Chennai, India.
APTUS Stock 12 Month Forecast
Average Price Target
₹350.00
▲(41.99% Upside)
Technical Analysis
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