Aptus Value Housing Finance India Limited (IN:APTUS)
:APTUS
APTUS Stock Chart & Stats
₹207.20
-₹3.05(-1.05%)
At close: 4:00 PM EST
₹207.20
-₹3.05(-1.05%)
Day’s Range― - ―
52-Week Range₹197.95 - ₹364.85
Previous CloseN/A
Volume193.28K
Average Volume (3M)67.64K
Market Cap
₹103.75B
Enterprise Value₹178.93B
Total Cash (Recent Filing)₹4.82B
Total Debt (Recent Filing)₹73.13B
Price to Earnings (P/E)14.8
Beta0.89
Next Earnings
Apr 30, 2026EPS Estimate
5.03Next Dividend Ex-DateN/A
Dividend Yield1.6%
Share Statistics
EPS (TTM)4.71
Shares Outstanding500,742,740
10 Day Avg. Volume76,405
30 Day Avg. Volume67,636
Financial Highlights & Ratios
PEG Ratio0.88
Price to Book (P/B)3.47
Price to Sales (P/S)8.33
P/FCF Ratio-10.61
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹357.50Price Target Upside72.54% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)18.57
Revenue Forecast (FY)₹15.84B
Bulls Say, Bears Say
Bulls Say
Targeted Mortgage FranchiseAptus's focus on underserved, self-employed borrowers in semi-urban and rural markets creates a durable niche with less direct competition from large banks. Tailored underwriting for informal incomes supports steady loan demand, higher customer stickiness, and predictable origination pipelines over months.
High Profitability And Return On EquitySustained very high margins and a ~17.4% ROE signal structural earnings strength and efficient operating leverage. High profitability provides internal capital generation to support growth, absorb credit losses, and fund branch network expansion over the medium term.
Branch-led Distribution And Tailored Credit AssessmentA branch-led model plus underwriting calibrated to informal incomes supports superior local origination, better borrower relationships and more accurate risk assessment in target markets. These capabilities sustain origination quality and limit volatility in credit performance long-term.
Bears Say
Negative Operating And Free Cash FlowsPersistent negative operating and free cash flows indicate earnings do not consistently convert to cash. That creates structural liquidity risk, limits self-funding of loan growth, and increases reliance on external funding sources, tightening flexibility over months.
Declining Revenue Growth TrendA pronounced slowdown in revenue growth reduces the pace of loan book expansion and limits scaling benefits. If growth weakness persists, fixed-cost absorption and future earnings momentum could be impaired, pressuring long-term profit growth and capital generation.
Funding/liquidity Sensitivity With Moderate LeverageWith debt-to-equity around 1.6 and negative cash flow trends, the business remains sensitive to wholesale funding availability and cost. Structural reliance on external borrowings increases refinancing and interest-rate exposure, constraining growth and resiliency over the medium term.
Aptus Value Housing Finance India Limited News
APTUS FAQ
What was Aptus Value Housing Finance India Limited’s price range in the past 12 months?
Aptus Value Housing Finance India Limited lowest stock price was ₹197.95 and its highest was ₹364.85 in the past 12 months.
What is Aptus Value Housing Finance India Limited’s market cap?
Aptus Value Housing Finance India Limited’s market cap is ₹103.75B.
When is Aptus Value Housing Finance India Limited’s upcoming earnings report date?
Aptus Value Housing Finance India Limited’s upcoming earnings report date is Apr 30, 2026 which is in 34 days.
How were Aptus Value Housing Finance India Limited’s earnings last quarter?
Aptus Value Housing Finance India Limited released its earnings results on Feb 04, 2026. The company reported ₹4.71 earnings per share for the quarter, beating the consensus estimate of ₹4.615 by ₹0.095.
Is Aptus Value Housing Finance India Limited overvalued?
According to Wall Street analysts Aptus Value Housing Finance India Limited’s price is currently Undervalued.
Does Aptus Value Housing Finance India Limited pay dividends?
Aptus Value Housing Finance India Limited pays a Semiannually dividend of ₹2 which represents an annual dividend yield of 1.6%. See more information on Aptus Value Housing Finance India Limited dividends here
What is Aptus Value Housing Finance India Limited’s EPS estimate?
Aptus Value Housing Finance India Limited’s EPS estimate is 5.03.
How many shares outstanding does Aptus Value Housing Finance India Limited have?
Aptus Value Housing Finance India Limited has 500,742,740 shares outstanding.
What happened to Aptus Value Housing Finance India Limited’s price movement after its last earnings report?
Aptus Value Housing Finance India Limited reported an EPS of ₹4.71 in its last earnings report, beating expectations of ₹4.615. Following the earnings report the stock price went down -3.298%.
Which hedge fund is a major shareholder of Aptus Value Housing Finance India Limited?
Currently, no hedge funds are holding shares in IN:APTUS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Aptus Value Housing Finance India Limited
Aptus Value Housing Finance India Limited operates as a home loan company in India. It offers home construction, purchase, renovation, and extension loans; and loans against property for construction and purchase; and credit shield and property insurance. The company serves the needs of self-employed lower- and middle-income customers from semi urban and rural markets. It also provides finance in the form of loan against immovable properties. As of March 31, 2022, the company operated through a network of 208 branches across 5 states. Aptus Value Housing Finance India Limited was incorporated in 2009 and is headquartered in Chennai, India.
APTUS Stock 12 Month Forecast
Average Price Target
₹357.50
▲(72.54% Upside)
Technical Analysis
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