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HOMEFIRST Stock Chart & Stats
₹1188.70
-₹0.20(-0.02%)
At close: 4:00 PM EDT
₹1188.70
-₹0.20(-0.02%)
Day’s Range― - ―
52-Week Range₹893.95 - ₹1,374.00
Previous CloseN/A
Volume290.25K
Average Volume (3M)7.04K
Market Cap
₹124.25B
Enterprise Value₹218.92K
Total Cash (Recent Filing)₹9.00B
Total Debt (Recent Filing)₹108.18B
Price to Earnings (P/E)21.3
Beta1.42
Next Earnings
Oct 22, 2026EPS Estimate
15.69Next Dividend Ex-DateN/A
Dividend Yield0.44%
Share Statistics
EPS (TTM)55.94
Shares Outstanding104,525,220
10 Day Avg. Volume5,776
30 Day Avg. Volume7,043
Financial Highlights & Ratios
PEG Ratio0.78
Price to Book (P/B)2.14
Price to Sales (P/S)4.86
P/FCF Ratio15.04
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)65.08
Revenue Forecast (FY)₹14.02B
Bulls Say, Bears Say
Bulls Say
Sustained Revenue GrowthConsistent, multi-year revenue expansion demonstrates durable product-market fit and scalable origination capability. Rapid top-line growth supports long-term earnings power, enables investment in distribution, and provides a larger base to absorb credit volatility as the franchise matures.
Focused Affordable-Housing FranchiseA clear focus on first-time, affordable homebuyers creates a niche specialization and repeatable origination pipeline. Branch-led plus partner channels allow targeted reach and unit economics optimization, supporting durable loan growth and deeper customer relationships in an underpenetrated segment.
Improved Cash Generation In 2026The swing to positive operating and free cash flow aligning with net income signals an improvement in earnings quality and cash conversion. This enhances funding flexibility, reduces near-term dependence on external debt, and provides capacity for reinvestment or gradual deleveraging.
Bears Say
Elevated LeverageSustained high leverage increases refinancing, interest-rate, and liquidity risk for a growth-focused lender. Even with recent improvement, high debt levels constrain capital allocation, amplify earnings sensitivity to credit shocks, and limit strategic flexibility during stress periods.
Volatile Cash Flows HistoricallyMulti-year negative operating cash flow followed by a single-year recovery highlights inconsistent cash conversion. Such volatility complicates forecasting, heightens reliance on external funding cycles, and means sustaining improved cash generation must be verified across multiple quarters.
Margin CompressionA notable decline in net margins as the business scaled suggests pressures from funding costs, pricing, or operating leverage limits. If margin compression persists, it can erode return on equity and reduce the buffer available for credit losses, impeding long-term profitability resilience.
Home First Finance Company India Ltd. News
HOMEFIRST FAQ
What was Home First Finance Company India Ltd.’s price range in the past 12 months?
Home First Finance Company India Ltd. lowest stock price was ₹893.95 and its highest was ₹1374.00 in the past 12 months.
What is Home First Finance Company India Ltd.’s market cap?
Home First Finance Company India Ltd.’s market cap is ₹124.25B.
When is Home First Finance Company India Ltd.’s upcoming earnings report date?
Home First Finance Company India Ltd.’s upcoming earnings report date is Oct 22, 2026 which is in 78 days.
How were Home First Finance Company India Ltd.’s earnings last quarter?
Home First Finance Company India Ltd. released its earnings results on Jul 27, 2026. The company reported ₹15.2 earnings per share for the quarter, beating the consensus estimate of ₹14.603 by ₹0.597.
Is Home First Finance Company India Ltd. overvalued?
According to Wall Street analysts Home First Finance Company India Ltd.’s price is currently Overvalued.
Does Home First Finance Company India Ltd. pay dividends?
Home First Finance Company India Ltd. pays a Annually dividend of ₹5.2 which represents an annual dividend yield of 0.44%. See more information on Home First Finance Company India Ltd. dividends here
What is Home First Finance Company India Ltd.’s EPS estimate?
Home First Finance Company India Ltd.’s EPS estimate is 15.69.
How many shares outstanding does Home First Finance Company India Ltd. have?
Home First Finance Company India Ltd. has 104,525,220 shares outstanding.
What happened to Home First Finance Company India Ltd.’s price movement after its last earnings report?
Home First Finance Company India Ltd. reported an EPS of ₹15.2 in its last earnings report, beating expectations of ₹14.603. Following the earnings report the stock price went up 0.788%.
Which hedge fund is a major shareholder of Home First Finance Company India Ltd.?
Currently, no hedge funds are holding shares in IN:HOMEFIRST
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Home First Finance Company India Ltd.
Home First Finance Company India Limited operates as a specialized financial institution in India, primarily dedicated to providing housing finance. The company extends a range of lending options, including mortgages for the purchase or construction of residential properties, loans secured by existing real estate, financing for home improvements and expansions, and capital for acquiring commercial premises. Its services cater to a diverse clientele, encompassing both salaried professionals and self-employed individuals. The firm was established in 2010 and manages its central operations from its headquarters in Mumbai, India.
Technical Analysis
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