Home First Finance Company India Ltd. (IN:HOMEFIRST)
:HOMEFIRST
HOMEFIRST Stock Chart & Stats
₹1093.55
-₹19.30(-1.83%)
At close: 4:00 PM EST
₹1093.55
-₹19.30(-1.83%)
Day’s Range― - ―
52-Week Range₹838.65 - ₹1,518.80
Previous CloseN/A
Volume130.45K
Average Volume (3M)7.04K
Market Cap
₹100.26B
Enterprise Value₹186.04B
Total Cash (Recent Filing)₹7.99B
Total Debt (Recent Filing)₹96.53B
Price to Earnings (P/E)20.4
Beta1.24
Next Earnings
May 05, 2026EPS Estimate
12.88Next Dividend Ex-DateN/A
Dividend Yield0.33%
Share Statistics
EPS (TTM)13.32
Shares Outstanding104,328,020
10 Day Avg. Volume5,776
30 Day Avg. Volume7,043
Financial Highlights & Ratios
PEG Ratio0.99
Price to Book (P/B)3.56
Price to Sales (P/S)6.77
P/FCF Ratio-4.06
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹1,372.50Price Target Upside25.51% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)62.89
Revenue Forecast (FY)₹13.61B
Bulls Say, Bears Say
Bulls Say
Strong Revenue And EPS GrowthDouble-digit revenue (27.3%) and EPS (22.2%) growth indicate durable loan-book expansion and effective origination. Sustained top-line and earnings momentum supports scale economics, better provisioning coverage and reinvestment into distribution, remaining relevant over the next 2–6 months.
High And Improving Profitability MarginsVery high gross margins and improving net margins reflect structural margin strength of secured home loans and disciplined cost control. Robust margins provide a buffer against credit stress and fund growth investment, supporting sustained shareholder returns over the medium term.
Niche Focus On First-time And Underserved BorrowersConcentrating on first-time and underserved homebuyers creates a durable competitive niche with underpenetrated demand, strong origination runway and customer stickiness. This targeted positioning supports consistent loan growth and reduced direct competition over the next several months.
Bears Say
Significant Leverage On The Balance SheetElevated debt-to-equity is typical for HFCs but raises structural financial risk: higher interest burdens amplify earnings sensitivity to rate moves and limit capital flexibility. Sustained leverage can constrain strategic choices and increase refinancing vulnerability in stressed markets.
Negative Operating Cash FlowPersistent negative operating cash flow means accounting profits are not converting into cash, forcing reliance on external funding to support growth. This structural cash-generation weakness increases liquidity and refinancing risk and limits the company's ability to self-fund expansion or cushions.
Earnings Dependent On Net Interest Margin And Funding CostsEarnings hinge on the spread between lending yields and funding costs. Heavy reliance on market borrowings and debt funding makes margins sensitive to rate increases; rising funding costs can structurally compress NIM and loan economics, limiting margin resilience in the medium term.
Home First Finance Company India Ltd. News
HOMEFIRST FAQ
What was Home First Finance Company India Ltd.’s price range in the past 12 months?
Home First Finance Company India Ltd. lowest stock price was ₹838.65 and its highest was ₹1518.80 in the past 12 months.
What is Home First Finance Company India Ltd.’s market cap?
Home First Finance Company India Ltd.’s market cap is ₹100.26B.
When is Home First Finance Company India Ltd.’s upcoming earnings report date?
Home First Finance Company India Ltd.’s upcoming earnings report date is May 05, 2026 which is in 31 days.
How were Home First Finance Company India Ltd.’s earnings last quarter?
Home First Finance Company India Ltd. released its earnings results on Jan 22, 2026. The company reported ₹13.32 earnings per share for the quarter, beating the consensus estimate of ₹12.99 by ₹0.33.
Is Home First Finance Company India Ltd. overvalued?
According to Wall Street analysts Home First Finance Company India Ltd.’s price is currently Undervalued.
Does Home First Finance Company India Ltd. pay dividends?
Home First Finance Company India Ltd. pays a Annually dividend of ₹3.7 which represents an annual dividend yield of 0.33%. See more information on Home First Finance Company India Ltd. dividends here
What is Home First Finance Company India Ltd.’s EPS estimate?
Home First Finance Company India Ltd.’s EPS estimate is 12.88.
How many shares outstanding does Home First Finance Company India Ltd. have?
Home First Finance Company India Ltd. has 104,328,020 shares outstanding.
What happened to Home First Finance Company India Ltd.’s price movement after its last earnings report?
Home First Finance Company India Ltd. reported an EPS of ₹13.32 in its last earnings report, beating expectations of ₹12.99. Following the earnings report the stock price went up 0.879%.
Which hedge fund is a major shareholder of Home First Finance Company India Ltd.?
Currently, no hedge funds are holding shares in IN:HOMEFIRST
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Home First Finance Company India Ltd.
Home First Finance Company India Limited operates as a housing finance company in India. The company offers housing loans for the purchase or construction of homes, loans against property, loans for extension and renovation of home, and loans for purchase of commercial property. It serves salaried and self-employed customers. The company was incorporated in 2010 and is headquartered in Mumbai, India.
HOMEFIRST Stock 12 Month Forecast
Average Price Target
₹1,372.50
▲(25.51% Upside)
Technical Analysis
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