Home First Finance Company India Ltd. (IN:HOMEFIRST)
:HOMEFIRST
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HOMEFIRST Stock Chart & Stats
₹1093.55
-₹19.30(-1.83%)
At close: 4:00 PM EST
₹1093.55
-₹19.30(-1.83%)
Day’s Range― - ―
52-Week Range₹893.95 - ₹1,518.80
Previous CloseN/A
Volume130.45K
Average Volume (3M)7.04K
Market Cap
₹107.60B
Enterprise Value₹208.76B
Total Cash (Recent Filing)₹7.99B
Total Debt (Recent Filing)₹96.53B
Price to Earnings (P/E)21.4
Beta1.40
Next Earnings
Jul 23, 2026EPS Estimate
14.43Next Dividend Ex-DateN/A
Dividend Yield0.33%
Share Statistics
EPS (TTM)47.00
Shares Outstanding104,458,480
10 Day Avg. Volume5,776
30 Day Avg. Volume7,043
Financial Highlights & Ratios
PEG Ratio0.78
Price to Book (P/B)2.14
Price to Sales (P/S)4.86
P/FCF Ratio15.04
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)63.59
Revenue Forecast (FY)₹13.73B
Bulls Say, Bears Say
Bulls Say
Sustained High Revenue GrowthConsistent, rapid top-line growth over multiple years indicates durable demand in the affordable first-time homebuyer segment and effective origination/distribution. A growing loan book supports net interest income expansion and provides a structural revenue runway over the next 2–6 months and beyond.
Consistently High Profitability And Operating LeverageSustained high net margins reflect pricing power and operating efficiency in mortgage origination and servicing. Durable profitability converts interest spread into retained earnings and supports reinvestment or deleveraging, underpinning returns even as the franchise scales.
Operating Cash Flow Turned Positive In Latest YearThe material swing to positive operating and free cash flow signals improved collection and funding dynamics, reducing near-term refinancing risk and enabling internal funding for growth or debt repayment. This structural cash improvement enhances financial flexibility versus prior years.
Bears Say
Elevated And Volatile LeverageHigh and historically volatile leverage increases sensitivity to rate moves and funding stress, constraining capital flexibility. Continued reliance on rising debt to fund asset growth raises refinancing and liquidity risk, which can pressure margins and limit strategic options in adverse conditions.
Multi-year Volatile Cash Generation HistoryA history of negative operating cash flow followed by a single-year improvement creates forecasting uncertainty for sustainable free-cash-flow generation. This variability implies dependence on external funding during past cycles and elevates execution risk as the firm scales its loan book.
Margin Compression With ScaleA meaningful drop in net margin as growth continued suggests pressure from rising funding costs, competition, or product mix shifts. Sustained margin erosion would weaken the firm's cash conversion and return profile, challenging the durability of historically strong profitability.
Home First Finance Company India Ltd. News
HOMEFIRST FAQ
What was Home First Finance Company India Ltd.’s price range in the past 12 months?
Home First Finance Company India Ltd. lowest stock price was ₹893.95 and its highest was ₹1518.80 in the past 12 months.
What is Home First Finance Company India Ltd.’s market cap?
Home First Finance Company India Ltd.’s market cap is ₹107.60B.
When is Home First Finance Company India Ltd.’s upcoming earnings report date?
Home First Finance Company India Ltd.’s upcoming earnings report date is Jul 23, 2026 which is in 39 days.
How were Home First Finance Company India Ltd.’s earnings last quarter?
Home First Finance Company India Ltd. released its earnings results on May 06, 2026. The company reported ₹14.4 earnings per share for the quarter, beating the consensus estimate of ₹14.08 by ₹0.32.
Is Home First Finance Company India Ltd. overvalued?
According to Wall Street analysts Home First Finance Company India Ltd.’s price is currently Overvalued.
Does Home First Finance Company India Ltd. pay dividends?
Home First Finance Company India Ltd. pays a Annually dividend of ₹5.2 which represents an annual dividend yield of 0.33%. See more information on Home First Finance Company India Ltd. dividends here
What is Home First Finance Company India Ltd.’s EPS estimate?
Home First Finance Company India Ltd.’s EPS estimate is 14.43.
How many shares outstanding does Home First Finance Company India Ltd. have?
Home First Finance Company India Ltd. has 104,458,480 shares outstanding.
What happened to Home First Finance Company India Ltd.’s price movement after its last earnings report?
Home First Finance Company India Ltd. reported an EPS of ₹14.4 in its last earnings report, beating expectations of ₹14.08. Following the earnings report the stock price went up 3.262%.
Which hedge fund is a major shareholder of Home First Finance Company India Ltd.?
Currently, no hedge funds are holding shares in IN:HOMEFIRST
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Home First Finance Company India Ltd.
Home First Finance Company India Limited operates as a specialized financial institution in India, primarily dedicated to providing housing finance. The company extends a range of lending options, including mortgages for the purchase or construction of residential properties, loans secured by existing real estate, financing for home improvements and expansions, and capital for acquiring commercial premises. Its services cater to a diverse clientele, encompassing both salaried professionals and self-employed individuals. The firm was established in 2010 and manages its central operations from its headquarters in Mumbai, India.
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