Home First Finance Company India Ltd. (IN:HOMEFIRST)
:HOMEFIRST
Want to see IN:HOMEFIRST full AI Analyst Report?
HOMEFIRST Stock Chart & Stats
₹1093.55
-₹19.30(-1.83%)
At close: 4:00 PM EST
₹1093.55
-₹19.30(-1.83%)
Day’s Range― - ―
52-Week Range₹893.95 - ₹1,518.80
Previous CloseN/A
Volume130.45K
Average Volume (3M)7.04K
Market Cap
₹112.60B
Enterprise Value₹210.21B
Total Cash (Recent Filing)₹7.99B
Total Debt (Recent Filing)₹96.53B
Price to Earnings (P/E)17.3
Beta1.34
Next Earnings
Jul 23, 2026EPS Estimate
14.43Next Dividend Ex-DateN/A
Dividend Yield0.33%
Share Statistics
EPS (TTM)47.00
Shares Outstanding104,458,480
10 Day Avg. Volume5,776
30 Day Avg. Volume7,043
Financial Highlights & Ratios
PEG Ratio0.78
Price to Book (P/B)2.14
Price to Sales (P/S)4.86
P/FCF Ratio15.04
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹1,375.00Price Target Upside25.74% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)63.84
Revenue Forecast (FY)₹13.75B
Bulls Say, Bears Say
Bulls Say
Revenue Growth & ProfitabilitySustained double-digit revenue growth with historically high net margins demonstrates scalable lending economics and durable earnings power. Over the medium term this supports reinvestment in distribution, maintains ROE at attractive levels, and provides buffer to absorb credit cycles.
Focused, Underserved Customer NicheConcentrating on first-time buyers and underserved segments creates structural demand advantage and lower direct competition from large HFCs. This niche yields higher customer stickiness and room for market share gains, enabling steady origination growth and predictable lifetime loan economics.
Improving Cash Generation (2026)The shift to positive operating cash flow and free cash flow parity with net income materially improves earnings quality and reduces near-term refinancing pressure. Over months, this enables deleveraging, funding flexibility, and more sustainable capital allocation versus prior negative-CF years.
Bears Say
Elevated & Volatile LeverageHigh and historically volatile leverage amplifies funding and interest-rate risk for a lending franchise. Persistent elevated debt limits strategic flexibility, increases refinancing vulnerability during stress, and can rapidly erode returns if credit costs or delinquencies rise.
Historically Volatile Cash FlowsMulti-year negative operating cash flow before 2026 signals structural variability in conversion of accounting profits to cash. That volatility raises reliance on external funding, complicates forecasting and heightens liquidity risk in tighter markets or if origination slows.
Margin Compression As Scale IncreasesDeclining net margins indicate pressure from funding costs, pricing competition, or shifting mix. Persistent compression reduces the cushion against credit losses, constrains retained earnings for growth, and could lower long-term ROE if not reversed.
Home First Finance Company India Ltd. News
HOMEFIRST FAQ
What was Home First Finance Company India Ltd.’s price range in the past 12 months?
Home First Finance Company India Ltd. lowest stock price was ₹893.95 and its highest was ₹1518.80 in the past 12 months.
What is Home First Finance Company India Ltd.’s market cap?
Home First Finance Company India Ltd.’s market cap is ₹112.60B.
When is Home First Finance Company India Ltd.’s upcoming earnings report date?
Home First Finance Company India Ltd.’s upcoming earnings report date is Jul 23, 2026 which is in 63 days.
How were Home First Finance Company India Ltd.’s earnings last quarter?
Home First Finance Company India Ltd. released its earnings results on May 06, 2026. The company reported ₹14.3 earnings per share for the quarter, beating the consensus estimate of ₹14.08 by ₹0.22.
Is Home First Finance Company India Ltd. overvalued?
According to Wall Street analysts Home First Finance Company India Ltd.’s price is currently Undervalued.
Does Home First Finance Company India Ltd. pay dividends?
Home First Finance Company India Ltd. pays a Annually dividend of ₹3.7 which represents an annual dividend yield of 0.33%. See more information on Home First Finance Company India Ltd. dividends here
What is Home First Finance Company India Ltd.’s EPS estimate?
Home First Finance Company India Ltd.’s EPS estimate is 14.43.
How many shares outstanding does Home First Finance Company India Ltd. have?
Home First Finance Company India Ltd. has 104,458,480 shares outstanding.
What happened to Home First Finance Company India Ltd.’s price movement after its last earnings report?
Home First Finance Company India Ltd. reported an EPS of ₹14.3 in its last earnings report, beating expectations of ₹14.08. Following the earnings report the stock price went up 3.262%.
Which hedge fund is a major shareholder of Home First Finance Company India Ltd.?
Currently, no hedge funds are holding shares in IN:HOMEFIRST
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Home First Finance Company India Ltd.
Home First Finance Company India Limited operates as a housing finance company in India. The company offers housing loans for the purchase or construction of homes, loans against property, loans for extension and renovation of home, and loans for purchase of commercial property. It serves salaried and self-employed customers. The company was incorporated in 2010 and is headquartered in Mumbai, India.
HOMEFIRST Stock 12 Month Forecast
Average Price Target
₹1,375.00
▲(25.74% Upside)
Technical Analysis
Aavas Financiers Ltd.
―
Aptus Value Housing Finance India Limited
―
Can Fin Homes Ltd.
―
India Shelter Finance Corp. Ltd.
―
Repco Home Finance Ltd.
―