Home First Finance Company India Ltd. (IN:HOMEFIRST)
:HOMEFIRST
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HOMEFIRST Stock Chart & Stats
₹1093.55
-₹19.30(-1.83%)
At close: 4:00 PM EST
₹1093.55
-₹19.30(-1.83%)
Day’s Range― - ―
52-Week Range₹893.95 - ₹1,518.80
Previous CloseN/A
Volume130.45K
Average Volume (3M)7.04K
Market Cap
₹118.42B
Enterprise Value₹206.18B
Total Cash (Recent Filing)₹7.99B
Total Debt (Recent Filing)₹96.53B
Price to Earnings (P/E)20.4
Beta1.31
Next Earnings
May 05, 2026EPS Estimate
14.08Next Dividend Ex-DateN/A
Dividend Yield0.33%
Share Statistics
EPS (TTM)13.32
Shares Outstanding104,328,020
10 Day Avg. Volume5,776
30 Day Avg. Volume7,043
Financial Highlights & Ratios
PEG Ratio0.99
Price to Book (P/B)3.56
Price to Sales (P/S)6.77
P/FCF Ratio-4.06
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹1,372.50Price Target Upside25.51% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)63.17
Revenue Forecast (FY)₹13.63B
Bulls Say, Bears Say
Bulls Say
Revenue GrowthSustained top-line growth (~27% reported) indicates durable demand for the company’s retail mortgage products. Over 2–6 months this supports scale benefits, stronger origination capacity and continued market share gains in its target segments, underpinning long-term earnings power.
High Margins And ProfitabilityExceptionally high gross margins and improving net margins reflect a capital-light, secured-lending model with low direct cost of loans. Strong EBIT/EBITDA margins and cost control support durable profitability, higher ROE and internal capacity to absorb credit cost shocks over time.
Niche Retail FocusConcentrating on first-time and underserved homebuyers creates a differentiated franchise with less direct competition, deeper customer relationships and predictable origination pipelines. This strategic focus supports steady demand and portfolio diversification over the medium term.
Bears Say
High LeverageRelatively high debt-to-equity raises sensitivity to funding shocks and rate moves. Over the next few months leverage can constrain flexibility, amplify earnings volatility if credit costs rise, and increase refinancing and liquidity risk for a lending-focused balance sheet.
Weak Cash ConversionNegative operating cash flow indicates accounting profits are not fully converting to cash, increasing reliance on external funding to grow or service debt. Persistent weak cash conversion can strain liquidity, limit reinvestment, and elevate funding costs over time.
Funding And NIM SensitivityEarnings are structurally linked to net interest margin and the cost/availability of borrowings. Given the company’s debt reliance and negative cash conversion, upward pressure on funding costs or margin compression would directly erode profitability and constrain sustainable growth.
Home First Finance Company India Ltd. News
HOMEFIRST FAQ
What was Home First Finance Company India Ltd.’s price range in the past 12 months?
Home First Finance Company India Ltd. lowest stock price was ₹893.95 and its highest was ₹1518.80 in the past 12 months.
What is Home First Finance Company India Ltd.’s market cap?
Home First Finance Company India Ltd.’s market cap is ₹118.42B.
When is Home First Finance Company India Ltd.’s upcoming earnings report date?
Home First Finance Company India Ltd.’s upcoming earnings report date is May 05, 2026 which is in 7 days.
How were Home First Finance Company India Ltd.’s earnings last quarter?
Home First Finance Company India Ltd. released its earnings results on Jan 22, 2026. The company reported ₹13.32 earnings per share for the quarter, beating the consensus estimate of ₹12.99 by ₹0.33.
Is Home First Finance Company India Ltd. overvalued?
According to Wall Street analysts Home First Finance Company India Ltd.’s price is currently Undervalued.
Does Home First Finance Company India Ltd. pay dividends?
Home First Finance Company India Ltd. pays a Annually dividend of ₹3.7 which represents an annual dividend yield of 0.33%. See more information on Home First Finance Company India Ltd. dividends here
What is Home First Finance Company India Ltd.’s EPS estimate?
Home First Finance Company India Ltd.’s EPS estimate is 14.08.
How many shares outstanding does Home First Finance Company India Ltd. have?
Home First Finance Company India Ltd. has 104,328,020 shares outstanding.
What happened to Home First Finance Company India Ltd.’s price movement after its last earnings report?
Home First Finance Company India Ltd. reported an EPS of ₹13.32 in its last earnings report, beating expectations of ₹12.99. Following the earnings report the stock price went up 0.879%.
Which hedge fund is a major shareholder of Home First Finance Company India Ltd.?
Currently, no hedge funds are holding shares in IN:HOMEFIRST
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Home First Finance Company India Ltd.
Home First Finance Company India Limited operates as a housing finance company in India. The company offers housing loans for the purchase or construction of homes, loans against property, loans for extension and renovation of home, and loans for purchase of commercial property. It serves salaried and self-employed customers. The company was incorporated in 2010 and is headquartered in Mumbai, India.
HOMEFIRST Stock 12 Month Forecast
Average Price Target
₹1,372.50
▲(25.51% Upside)
Technical Analysis
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