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REPCOHOME Stock Chart & Stats
₹417.90
-₹6.35(-1.52%)
At close: 4:00 PM EST
₹417.90
-₹6.35(-1.52%)
Day’s Range― - ―
52-Week Range₹333.90 - ₹463.60
Previous CloseN/A
Volume335.57K
Average Volume (3M)46.04K
Market Cap
₹27.05B
Enterprise Value₹143.57B
Total Cash (Recent Filing)₹1.81B
Total Debt (Recent Filing)₹114.94B
Price to Earnings (P/E)5.6
Beta1.33
Next Earnings
Aug 07, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.61%
Share Statistics
EPS (TTM)72.87
Shares Outstanding62,561,360
10 Day Avg. Volume32,072
30 Day Avg. Volume46,042
Financial Highlights & Ratios
PEG Ratio1.58
Price to Book (P/B)0.56
Price to Sales (P/S)1.27
P/FCF Ratio-2.46
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)72.6
Revenue Forecast (FY)₹8.84B
Bulls Say, Bears Say
Bulls Say
Profitability / Margin SustainabilitySustained mid-20% net margins and steadily rising net income from 2022–2026 indicate durable core profitability. For a mortgage lender, high recurring margins provide a structural earnings buffer versus cyclical credit cycles and support internal capital generation over the coming months.
Improving Leverage TrajectoryDebt-to-equity falling from ~4.8x to ~3.0x and rising equity signals deliberate deleveraging. That trend materially reduces balance-sheet vulnerability to funding stress and raises resilience to rate moves and refinancing needs, improving durable financial flexibility over 2–6 months.
Niche Branch-Led Distribution And Market FocusA branch-led focus on semi-urban and underserved retail borrowers creates sticky customer relationships and lower direct competition from large banks. This niche origination footprint supports steady loan flows and diversification across geographies, aiding predictable revenue over the medium term.
Bears Say
Operating Cash Flow VolatilityRepeated negative and volatile operating/free cash flows despite accounting profits weaken earnings quality and raise persistent reliance on external borrowing. This pattern increases funding risk and restricts the firm's ability to self-fund growth or absorb shocks in the coming quarters.
High Absolute Leverage And Funding SensitivityEven with improvement, a debt-to-equity range near 3x remains high, exposing the firm to interest-rate moves and wholesale funding volatility. Large debt relative to equity heightens refinancing and liquidity risk, a structural vulnerability for an HFC over 2–6 months.
Earnings Quality / One-off Revenue ConcernsA potentially one-off spike in 2026 revenue and volatile operating margins undermine confidence in sustainable revenue trends and earnings predictability. This raises the risk that near-term profitability may not translate into lasting cash generation or repeatable performance.
Repco Home Finance Ltd. News
REPCOHOME FAQ
What was Repco Home Finance Ltd.’s price range in the past 12 months?
Repco Home Finance Ltd. lowest stock price was ₹333.90 and its highest was ₹463.60 in the past 12 months.
What is Repco Home Finance Ltd.’s market cap?
Repco Home Finance Ltd.’s market cap is ₹27.05B.
When is Repco Home Finance Ltd.’s upcoming earnings report date?
Repco Home Finance Ltd.’s upcoming earnings report date is Aug 07, 2026 which is in 33 days.
How were Repco Home Finance Ltd.’s earnings last quarter?
Repco Home Finance Ltd. released its earnings results on May 21, 2026. The company reported ₹20.6 earnings per share for the quarter, beating the consensus estimate of ₹18.9 by ₹1.7.
Is Repco Home Finance Ltd. overvalued?
According to Wall Street analysts Repco Home Finance Ltd.’s price is currently Overvalued.
Does Repco Home Finance Ltd. pay dividends?
Repco Home Finance Ltd. pays a Notavailable dividend of ₹2 which represents an annual dividend yield of 1.61%. See more information on Repco Home Finance Ltd. dividends here
What is Repco Home Finance Ltd.’s EPS estimate?
Repco Home Finance Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Repco Home Finance Ltd. have?
Repco Home Finance Ltd. has 62,561,360 shares outstanding.
What happened to Repco Home Finance Ltd.’s price movement after its last earnings report?
Repco Home Finance Ltd. reported an EPS of ₹20.6 in its last earnings report, beating expectations of ₹18.9. Following the earnings report the stock price went up 0.14%.
Which hedge fund is a major shareholder of Repco Home Finance Ltd.?
Currently, no hedge funds are holding shares in IN:REPCOHOME
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Repco Home Finance Ltd.
Repco Home Finance Limited operates as an Indian company primarily focused on providing housing finance. Its extensive range of offerings includes mortgages for constructing or purchasing residences, funding for home repairs, renovations, or extensions, and loans for acquiring plots designated for house construction. The company also caters to Non-Resident Indians seeking to build or buy homes in India, provides loans against the mortgage of fixed property, and finances the acquisition or development of non-residential and commercial properties. Additionally, it supports integrated residential-commercial projects, offers specific home loan products for salaried individuals, and grants loans for building on land owned by borrowers' parents. As of March 31, 2022, Repco Home Finance maintained a significant presence through 155 branches and 24 satellite centers across Indian states such as Tamil Nadu, Karnataka, Andhra Pradesh, Telangana, Kerala, Maharashtra, Odisha, West Bengal, Gujarat, Madhya Pradesh, Jharkhand, Rajasthan, and the Union Territory of Puducherry. The firm was founded in 2000 and has its headquarters located in Chennai, India.
Technical Analysis
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