Repco Home Finance Ltd. (IN:REPCOHOME)
:REPCOHOME
REPCOHOME Stock Chart & Stats
₹417.90
-₹6.35(-1.52%)
At close: 4:00 PM EST
₹417.90
-₹6.35(-1.52%)
Day’s Range― - ―
52-Week Range₹319.80 - ₹463.60
Previous CloseN/A
Volume335.57K
Average Volume (3M)46.04K
Market Cap
₹22.77B
Enterprise Value₹136.47B
Total Cash (Recent Filing)₹1.81B
Total Debt (Recent Filing)₹114.94B
Price to Earnings (P/E)5.6
Beta1.45
Next Earnings
May 27, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.61%
Share Statistics
EPS (TTM)17.20
Shares Outstanding62,561,360
10 Day Avg. Volume32,072
30 Day Avg. Volume46,042
Financial Highlights & Ratios
PEG Ratio0.39
Price to Book (P/B)0.62
Price to Sales (P/S)1.27
P/FCF Ratio-3.36
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹440.00Price Target Upside5.29% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)74.69
Revenue Forecast (FY)₹9.17B
Bulls Say, Bears Say
Bulls Say
High Profitability MarginsSustained very high reported margins indicate the lending spread and fee mix generate strong earnings power. Over 2–6 months this buffer supports profit retention, cushions credit/funding shocks and funds organic capital build-up, aiding resilient franchise economics.
Consistent Revenue GrowthRecurring mid-single-digit revenue growth points to steady loan origination and portfolio expansion through its branch network. This trend supports predictable interest income and underwriting scale, underpinning medium-term earnings stability and operational planning.
Efficient Return On EquityROE near mid-teens shows the company converts equity into profitable lending returns, which helps attract capital and retain earnings. Over months this efficiency supports capital generation and competitiveness in retail mortgage markets despite modest equity base.
Bears Say
High Leverage (debt-to-equity)Elevated leverage amplifies sensitivity to interest-rate moves and refinancing cycles. Structurally, high debt limits balance sheet flexibility, raises funding costs in stress periods and constrains capacity to absorb credit losses over a multi-month horizon.
Negative Operating And Free Cash FlowsPersistent negative operating/FCF signals cash generation lags accounting profits, forcing reliance on external funding. This structural cash shortfall can increase borrowing, pressure liquidity and impede deleveraging or investment plans over the coming months.
Dependence On Wholesale BorrowingsHeavy reliance on external wholesale funding exposes the business to market liquidity and cost cycles. Structurally, this funding mix increases refinancing and interest-rate risk, which can compress net interest margins and raise credit cost sensitivity over time.
Repco Home Finance Ltd. News
REPCOHOME FAQ
What was Repco Home Finance Ltd.’s price range in the past 12 months?
Repco Home Finance Ltd. lowest stock price was ₹319.80 and its highest was ₹463.60 in the past 12 months.
What is Repco Home Finance Ltd.’s market cap?
Repco Home Finance Ltd.’s market cap is ₹22.77B.
When is Repco Home Finance Ltd.’s upcoming earnings report date?
Repco Home Finance Ltd.’s upcoming earnings report date is May 27, 2026 which is in 50 days.
How were Repco Home Finance Ltd.’s earnings last quarter?
Repco Home Finance Ltd. released its earnings results on Feb 05, 2026. The company reported ₹17.2 earnings per share for the quarter, missing the consensus estimate of ₹17.9 by -₹0.7.
Is Repco Home Finance Ltd. overvalued?
According to Wall Street analysts Repco Home Finance Ltd.’s price is currently Undervalued.
Does Repco Home Finance Ltd. pay dividends?
Repco Home Finance Ltd. pays a Notavailable dividend of ₹2.5 which represents an annual dividend yield of 1.61%. See more information on Repco Home Finance Ltd. dividends here
What is Repco Home Finance Ltd.’s EPS estimate?
Repco Home Finance Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Repco Home Finance Ltd. have?
Repco Home Finance Ltd. has 62,561,360 shares outstanding.
What happened to Repco Home Finance Ltd.’s price movement after its last earnings report?
Repco Home Finance Ltd. reported an EPS of ₹17.2 in its last earnings report, missing expectations of ₹17.9. Following the earnings report the stock price went down -1.972%.
Which hedge fund is a major shareholder of Repco Home Finance Ltd.?
Currently, no hedge funds are holding shares in IN:REPCOHOME
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Repco Home Finance Ltd.
Repco Home Finance Limited operates as a housing finance company in India. It provides housing loans for the construction or purchase of homes; loans for the repairs, renovation, and/or extension of homes; loans for the purchase of plot for construction of a house; loans to non-resident Indians for the construction/purchase of house in India; loans against the mortgage of immovable property; and loans for the purchase and/or construction of non-residential and commercial properties. The company also offers loans for the construction/purchase of integrated buildings comprising residential and commercial structures; home loans to salaried individuals; and loans for construction on land owned by borrower's parents. As of March 31, 2022, it operated through a network of 155 branches and 24 satellite centers located in Tamil Nadu, Karnataka, Andhra Pradesh, Telangana, Kerala, Maharashtra, Odisha, West Bengal, Gujarat, Madhya Pradesh, Jharkhand, Rajasthan, and the Union Territory of Puducherry. The company was incorporated in 2000 and is headquartered in Chennai, India.
REPCOHOME Stock 12 Month Forecast
Average Price Target
₹440.00
▲(5.29% Upside)
Technical Analysis
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