Repco Home Finance Ltd. (IN:REPCOHOME)
:REPCOHOME
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REPCOHOME Stock Chart & Stats
₹417.90
-₹6.35(-1.52%)
At close: 4:00 PM EST
₹417.90
-₹6.35(-1.52%)
Day’s Range― - ―
52-Week Range₹333.90 - ₹463.60
Previous CloseN/A
Volume335.57K
Average Volume (3M)46.04K
Market Cap
₹23.11B
Enterprise Value₹143.21B
Total Cash (Recent Filing)₹1.81B
Total Debt (Recent Filing)₹114.94B
Price to Earnings (P/E)4.9
Beta1.34
Next Earnings
Aug 07, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.61%
Share Statistics
EPS (TTM)72.87
Shares Outstanding62,561,360
10 Day Avg. Volume32,072
30 Day Avg. Volume46,042
Financial Highlights & Ratios
PEG Ratio1.58
Price to Book (P/B)0.56
Price to Sales (P/S)1.27
P/FCF Ratio-2.46
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)72.6
Revenue Forecast (FY)₹8.84B
Bulls Say, Bears Say
Bulls Say
Stable High ProfitabilityConsistent mid-20% net margins and rising net income from 2022–2026 indicate durable earnings power from core mortgage spreads. Sustained margin levels provide a cushion against funding cost increases and support long-term return on equity for a retail housing lender.
Recent Revenue GrowthStrong revenue growth over the last two years reflects expanding loan originations and distribution effectiveness. Durable top-line expansion supports net interest income scale, improves operating leverage, and helps fund branch and servicing costs over a multi-quarter horizon.
Improving Leverage TrajectoryDebt-to-equity falling from ~4.8x to ~3.0x signals strengthening capital base and reduced solvency risk. An improving leverage profile increases capacity to absorb credit shocks, supports regulatory/market confidence, and enhances funding flexibility over the medium term.
Bears Say
Volatile Cash GenerationMarked swings and recurring negative operating/free cash flow despite accounting profits weaken earnings quality and strain liquidity. Persistent OCF volatility forces reliance on wholesale borrowings, raising refinancing risk and increasing vulnerability to funding stress over 2–6 months.
Elevated Funding SensitivityHigh debt levels typical of HFCs leave the balance sheet sensitive to wholesale market moves. Elevated leverage limits flexibility; a deterioration in funding availability or rising borrowing costs could compress margins and force slower loan growth or capital raises.
Margin And Revenue Quality VolatilityAn outsized 2026 revenue increase and fluctuating operating margins suggest part of recent performance may be transitory. Such variability complicates forecasting of net interest income and credit provisioning, undermining predictability of earnings and cash conversion.
Repco Home Finance Ltd. News
REPCOHOME FAQ
What was Repco Home Finance Ltd.’s price range in the past 12 months?
Repco Home Finance Ltd. lowest stock price was ₹333.90 and its highest was ₹463.60 in the past 12 months.
What is Repco Home Finance Ltd.’s market cap?
Repco Home Finance Ltd.’s market cap is ₹23.11B.
When is Repco Home Finance Ltd.’s upcoming earnings report date?
Repco Home Finance Ltd.’s upcoming earnings report date is Aug 07, 2026 which is in 55 days.
How were Repco Home Finance Ltd.’s earnings last quarter?
Repco Home Finance Ltd. released its earnings results on May 21, 2026. The company reported ₹20.6 earnings per share for the quarter, beating the consensus estimate of ₹18.9 by ₹1.7.
Is Repco Home Finance Ltd. overvalued?
According to Wall Street analysts Repco Home Finance Ltd.’s price is currently Overvalued.
Does Repco Home Finance Ltd. pay dividends?
Repco Home Finance Ltd. pays a Notavailable dividend of ₹2 which represents an annual dividend yield of 1.61%. See more information on Repco Home Finance Ltd. dividends here
What is Repco Home Finance Ltd.’s EPS estimate?
Repco Home Finance Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Repco Home Finance Ltd. have?
Repco Home Finance Ltd. has 62,561,360 shares outstanding.
What happened to Repco Home Finance Ltd.’s price movement after its last earnings report?
Repco Home Finance Ltd. reported an EPS of ₹20.6 in its last earnings report, beating expectations of ₹18.9. Following the earnings report the stock price went up 0.14%.
Which hedge fund is a major shareholder of Repco Home Finance Ltd.?
Currently, no hedge funds are holding shares in IN:REPCOHOME
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Repco Home Finance Ltd.
Repco Home Finance Limited operates as an Indian company primarily focused on providing housing finance. Its extensive range of offerings includes mortgages for constructing or purchasing residences, funding for home repairs, renovations, or extensions, and loans for acquiring plots designated for house construction. The company also caters to Non-Resident Indians seeking to build or buy homes in India, provides loans against the mortgage of fixed property, and finances the acquisition or development of non-residential and commercial properties. Additionally, it supports integrated residential-commercial projects, offers specific home loan products for salaried individuals, and grants loans for building on land owned by borrowers' parents. As of March 31, 2022, Repco Home Finance maintained a significant presence through 155 branches and 24 satellite centers across Indian states such as Tamil Nadu, Karnataka, Andhra Pradesh, Telangana, Kerala, Maharashtra, Odisha, West Bengal, Gujarat, Madhya Pradesh, Jharkhand, Rajasthan, and the Union Territory of Puducherry. The firm was founded in 2000 and has its headquarters located in Chennai, India.
Technical Analysis
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