Bajaj Housing Finance Ltd. (IN:BAJAJHFL)
:BAJAJHFL
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BAJAJHFL Stock Chart & Stats
₹109.10
-₹2.29(-1.85%)
At close: 4:00 PM EST
₹109.10
-₹2.29(-1.85%)
Day’s Range― - ―
52-Week Range₹72.60 - ₹128.50
Previous CloseN/A
Volume4.32M
Average Volume (3M)2.26M
Market Cap
₹724.16B
Enterprise Value₹1.76T
Total Cash (Recent Filing)₹1.40B
Total Debt (Recent Filing)₹940.13B
Price to Earnings (P/E)22.8
Beta1.28
Next Earnings
Jul 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.83
Shares Outstanding8,332,335,000
10 Day Avg. Volume748,942
30 Day Avg. Volume2,256,665
Financial Highlights & Ratios
PEG Ratio1.59
Price to Book (P/B)2.71
Price to Sales (P/S)5.47
P/FCF Ratio14.19
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)3.62
Revenue Forecast (FY)₹52.11B
Bulls Say, Bears Say
Bulls Say
Sustained Revenue Scaling & Healthy MarginsMulti-year revenue expansion with consistently healthy net margins (~19–24%) and rising 2026 net income indicate a scalable lending franchise and durable core profitability, implying the business model generates recurring earnings as loan book and fee income grow over the medium term.
2026 Cash Generation TurnaroundThe strong reversal to positive operating and free cash flow in 2026 demonstrates improving ability to convert accounting profits into cash, reducing structural funding pressure for a leveraged mortgage lender and supporting reinvestment or liability management if sustained.
Equity Growth And Steady ROEMeaningful equity growth alongside a steady ROE (~11%) suggests retained earnings are financing growth and producing reasonable shareholder returns, indicating capital generation that can fund future loan origination without immediate dilution if leverage remains managed.
Bears Say
Elevated Leverage ProfileMaterial leverage (debt-to-equity historically 4–6x) is intrinsic to the mortgage model but increases sensitivity to rising funding costs and credit stress; high structural leverage can amplify earnings but raises refinancing and liquidity risk across credit cycles.
Volatile, Historically Negative Cash FlowsMulti-year negative and highly volatile free cash flow before 2026 creates structural funding dependence on borrowings and capital markets; such swingy cash generation can impair durability of growth and raises risk during periods of tighter liquidity or higher funding spreads.
Reporting And Comparability InconsistenciesInconsistencies in key reported metrics and gross margin presentation reduce transparency for investors and complicate trend analysis, making assessment of recurring profitability and leverage less reliable and increasing the execution and monitoring risk over the medium term.
Bajaj Housing Finance Ltd. News
BAJAJHFL FAQ
What was Bajaj Housing Finance Ltd.’s price range in the past 12 months?
Bajaj Housing Finance Ltd. lowest stock price was ₹72.60 and its highest was ₹128.50 in the past 12 months.
What is Bajaj Housing Finance Ltd.’s market cap?
Bajaj Housing Finance Ltd.’s market cap is ₹724.16B.
When is Bajaj Housing Finance Ltd.’s upcoming earnings report date?
Bajaj Housing Finance Ltd.’s upcoming earnings report date is Jul 29, 2026 which is in 84 days.
How were Bajaj Housing Finance Ltd.’s earnings last quarter?
Bajaj Housing Finance Ltd. released its earnings results on Apr 29, 2026. The company reported ₹0.8 earnings per share for the quarter, the consensus estimate of ₹0.8 by ₹0.
Is Bajaj Housing Finance Ltd. overvalued?
According to Wall Street analysts Bajaj Housing Finance Ltd.’s price is currently Overvalued.
Does Bajaj Housing Finance Ltd. pay dividends?
Bajaj Housing Finance Ltd. does not currently pay dividends.
What is Bajaj Housing Finance Ltd.’s EPS estimate?
Bajaj Housing Finance Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Bajaj Housing Finance Ltd. have?
Bajaj Housing Finance Ltd. has 8,332,335,000 shares outstanding.
What happened to Bajaj Housing Finance Ltd.’s price movement after its last earnings report?
Bajaj Housing Finance Ltd. reported an EPS of ₹0.8 in its last earnings report, expectations of ₹0.8. Following the earnings report the stock price went down -1.544%.
Which hedge fund is a major shareholder of Bajaj Housing Finance Ltd.?
Currently, no hedge funds are holding shares in IN:BAJAJHFL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Bajaj Housing Finance Ltd.
Bajaj Housing Finance Limited provides housing finance services in India. It offers finance to individuals, as well as corporate entities for the purchase and renovation of homes or commercial spaces. The company also provides loans against property for business or personal needs, as well as working capital for business expansion purposes. In addition, it offers finance to developers engaged in the construction of residential and commercial properties, as well as lease rental discounting to developers and high-net-worth individuals. The company was formerly known as Bajaj Financial Solutions Limited and changed its name to Bajaj Housing Finance Limited in November 2014. The company was incorporated in 2008 and is based in Pune, India. Bajaj Housing Finance Limited operates as a subsidiary of Bajaj Finance Limited.
Technical Analysis
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