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India Shelter Finance Corp. Ltd. (IN:INDIASHLTR)
:INDIASHLTR
INDIASHLTR Stock Chart & Stats
₹785.20
₹4.10(0.60%)
At close: 4:00 PM EST
₹785.20
₹4.10(0.60%)
Day’s Range― - ―
52-Week Range₹635.75 - ₹1,011.45
Previous CloseN/A
Volume46.98K
Average Volume (3M)17.24K
Market Cap
₹77.53B
Enterprise Value₹130.57B
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)16.4
Beta0.49
Next Earnings
May 13, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.6%
Share Statistics
EPS (TTM)11.40
Shares Outstanding108,651,980
10 Day Avg. Volume31,272
30 Day Avg. Volume17,240
Financial Highlights & Ratios
PEG Ratio0.71
Price to Book (P/B)3.34
Price to Sales (P/S)9.07
P/FCF Ratio-6.27
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
High Profitability And MarginsSustained high gross and net margins indicate structural pricing power and efficient cost control in core lending operations. Durable margins support reinvestment into origination, absorb credit shocks, and underpin return generation even if top-line growth softens, strengthening long-term resilience.
Affordable-housing Focus With Structural TailwindsConcentrated exposure to affordable housing taps a large, underpenetrated market backed by government schemes and institutional partnerships. Structural demand and supportive policy reduce cyclical volatility in originations versus luxury segments, enabling steady loan flow and long-term franchise growth.
Solid Return On EquityROE near 14% demonstrates the firm converts equity into earnings efficiently, signaling disciplined underwriting and profitable asset mix. Persistent ROE at this level supports capital reinvestment and shareholder value creation over multiple cycles, provided capital and credit quality are maintained.
Bears Say
High LeverageA debt-to-equity ratio of 1.83 raises structural funding and interest-rate sensitivity, constraining financial flexibility. Elevated leverage increases default and liquidity risk during stress, limiting the firm's ability to absorb shocks or pursue growth without raising costly capital or diluting equity.
Negative Operating And Free Cash FlowPersistent negative operating and free cash flows imply earnings are not converting to cash, forcing reliance on external funding. Over time this can increase funding costs, strain liquidity, and limit capacity to reduce leverage, pay down debt, or invest in origination capacity without raising new capital.
Recent Revenue Decline And VolatilityA meaningful year-over-year revenue contraction signals structural pressure on origination volumes or pricing. Continued top-line volatility undermines scalability of the business, stresses margin sustainability assumptions, and makes long-term earnings visibility and strategic planning more difficult.
India Shelter Finance Corp. Ltd. News
INDIASHLTR FAQ
What was India Shelter Finance Corp. Ltd.’s price range in the past 12 months?
India Shelter Finance Corp. Ltd. lowest stock price was ₹635.75 and its highest was ₹1011.45 in the past 12 months.
What is India Shelter Finance Corp. Ltd.’s market cap?
India Shelter Finance Corp. Ltd.’s market cap is ₹77.53B.
When is India Shelter Finance Corp. Ltd.’s upcoming earnings report date?
India Shelter Finance Corp. Ltd.’s upcoming earnings report date is May 13, 2026 which is in 77 days.
How were India Shelter Finance Corp. Ltd.’s earnings last quarter?
India Shelter Finance Corp. Ltd. released its earnings results on Feb 07, 2026. The company reported ₹11.4 earnings per share for the quarter, beating the consensus estimate of N/A by ₹11.4.
Is India Shelter Finance Corp. Ltd. overvalued?
According to Wall Street analysts India Shelter Finance Corp. Ltd.’s price is currently Overvalued.
Does India Shelter Finance Corp. Ltd. pay dividends?
India Shelter Finance Corp. Ltd. pays a Notavailable dividend of ₹5 which represents an annual dividend yield of 0.6%. See more information on India Shelter Finance Corp. Ltd. dividends here
What is India Shelter Finance Corp. Ltd.’s EPS estimate?
India Shelter Finance Corp. Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does India Shelter Finance Corp. Ltd. have?
India Shelter Finance Corp. Ltd. has 108,651,980 shares outstanding.
What happened to India Shelter Finance Corp. Ltd.’s price movement after its last earnings report?
India Shelter Finance Corp. Ltd. reported an EPS of ₹11.4 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.085%.
Which hedge fund is a major shareholder of India Shelter Finance Corp. Ltd.?
Currently, no hedge funds are holding shares in IN:INDIASHLTR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
India Shelter Finance Corp. Ltd.
India Shelter Finance Corporation Limited, a housing finance company, provides home loans to low-middle income individuals in India. The company offers retail home loans, home equity loans, and loans against property. It also provides loans for home purchase, home improvements, home extension, and for construction of home. The company was formerly known as Satyaprakash Housing Finance India Limited and changed its name to India Shelter Finance Corporation Limited in March 2010. India Shelter Finance Corporation Limited was incorporated in 1998 and is based in Gurugram, India.
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