Education
About Us
Working with TipRanks
Follow Us
India Shelter Finance Corp. Ltd. (IN:INDIASHLTR)
:INDIASHLTR
INDIASHLTR Stock Chart & Stats
₹785.20
₹4.10(0.60%)
At close: 4:00 PM EST
₹785.20
₹4.10(0.60%)
Day’s Range― - ―
52-Week Range₹650.05 - ₹1,011.45
Previous CloseN/A
Volume46.98K
Average Volume (3M)17.24K
Market Cap
₹74.65B
Enterprise Value₹127.57B
Total Cash (Recent Filing)₹1.94B
Total Debt (Recent Filing)₹54.92B
Price to Earnings (P/E)17.6
Beta0.45
Next Earnings
May 13, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.6%
Share Statistics
EPS (TTM)11.40
Shares Outstanding108,715,750
10 Day Avg. Volume31,272
30 Day Avg. Volume17,240
Financial Highlights & Ratios
PEG Ratio0.71
Price to Book (P/B)3.34
Price to Sales (P/S)9.07
P/FCF Ratio-6.27
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)45.57
Revenue Forecast (FY)₹10.78B
Bulls Say, Bears Say
Bulls Say
High Profit MarginsVery high and sustained reported margins indicate durable underwriting and cost efficiency in core lending operations. Strong margins provide a buffer against credit losses, support reinvestment into branching and systems, and underpin long-term return generation if loan quality is maintained.
Attractive Return On EquityA ~14% ROE reflects effective use of equity in lending operations and suggests the business generates meaningful shareholder returns from deployed capital. This supports the company’s capacity to grow equity-backed lending and sustain payout or reinvestment strategies over multiple quarters.
Niche Retail Distribution And Market FocusA branch-led focus on low- and middle-income, informal-income borrowers represents a structural niche with high barriers to entry and stickier customer relationships. Deep local distribution and tailored credit assessment enable stable origination and differentiation over medium term.
Bears Say
High LeverageA debt-to-equity ratio near 1.8 means the firm relies heavily on borrowings to fund assets. That leverage raises refinancing and interest-rate sensitivity risks, limits capital flexibility, and can amplify losses if asset quality deteriorates, remaining a material constraint over months.
Negative Operating Cash FlowPersistent negative operating and free cash flows indicate earnings are not being converted into cash, forcing reliance on external funding to support lending. This weakens liquidity buffers and increases vulnerability to funding stress or tighter credit conditions over the medium term.
Volatile / Declining Revenue GrowthA recent material revenue decline and historical volatility reduce predictability of net interest income and fee generation. With high leverage and weak cash conversion, slowing top-line trends can constrain margin sustainability and the ability to scale lending profitably over coming quarters.
India Shelter Finance Corp. Ltd. News
INDIASHLTR FAQ
What was India Shelter Finance Corp. Ltd.’s price range in the past 12 months?
India Shelter Finance Corp. Ltd. lowest stock price was ₹650.05 and its highest was ₹1011.45 in the past 12 months.
What is India Shelter Finance Corp. Ltd.’s market cap?
India Shelter Finance Corp. Ltd.’s market cap is ₹74.65B.
When is India Shelter Finance Corp. Ltd.’s upcoming earnings report date?
India Shelter Finance Corp. Ltd.’s upcoming earnings report date is May 13, 2026 which is in 52 days.
How were India Shelter Finance Corp. Ltd.’s earnings last quarter?
India Shelter Finance Corp. Ltd. released its earnings results on Feb 07, 2026. The company reported ₹11.4 earnings per share for the quarter, beating the consensus estimate of N/A by ₹11.4.
Is India Shelter Finance Corp. Ltd. overvalued?
According to Wall Street analysts India Shelter Finance Corp. Ltd.’s price is currently Overvalued.
Does India Shelter Finance Corp. Ltd. pay dividends?
India Shelter Finance Corp. Ltd. pays a Notavailable dividend of ₹5 which represents an annual dividend yield of 0.6%. See more information on India Shelter Finance Corp. Ltd. dividends here
What is India Shelter Finance Corp. Ltd.’s EPS estimate?
India Shelter Finance Corp. Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does India Shelter Finance Corp. Ltd. have?
India Shelter Finance Corp. Ltd. has 108,715,750 shares outstanding.
What happened to India Shelter Finance Corp. Ltd.’s price movement after its last earnings report?
India Shelter Finance Corp. Ltd. reported an EPS of ₹11.4 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.085%.
Which hedge fund is a major shareholder of India Shelter Finance Corp. Ltd.?
Currently, no hedge funds are holding shares in IN:INDIASHLTR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
India Shelter Finance Corp. Ltd.
India Shelter Finance Corporation Limited, a housing finance company, provides home loans to low-middle income individuals in India. The company offers retail home loans, home equity loans, and loans against property. It also provides loans for home purchase, home improvements, home extension, and for construction of home. The company was formerly known as Satyaprakash Housing Finance India Limited and changed its name to India Shelter Finance Corporation Limited in March 2010. India Shelter Finance Corporation Limited was incorporated in 1998 and is based in Gurugram, India.
Technical Analysis
Can Fin Homes Ltd.
―
Capri Global Capital Limited
―
Paisalo Digital Ltd.
―
Repco Home Finance Ltd.
―
Share India Securities Ltd
―