India Shelter Finance Corp. Ltd. (IN:INDIASHLTR)
:INDIASHLTR
INDIASHLTR Stock Chart & Stats
₹785.20
₹4.10(0.60%)
At close: 4:00 PM EST
₹785.20
₹4.10(0.60%)
Day’s Range― - ―
52-Week Range₹650.05 - ₹1,011.45
Previous CloseN/A
Volume46.98K
Average Volume (3M)17.24K
Market Cap
₹83.31B
Enterprise Value₹137.20B
Total Cash (Recent Filing)₹1.94B
Total Debt (Recent Filing)₹54.92B
Price to Earnings (P/E)17.6
Beta0.39
Next Earnings
May 13, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.6%
Share Statistics
EPS (TTM)44.20
Shares Outstanding108,758,446
10 Day Avg. Volume31,272
30 Day Avg. Volume17,240
Financial Highlights & Ratios
PEG Ratio0.71
Price to Book (P/B)3.34
Price to Sales (P/S)9.07
P/FCF Ratio-6.27
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)55.56
Revenue Forecast (FY)₹13.26B
Bulls Say, Bears Say
Bulls Say
High Profit MarginsSustained high gross and net margins provide a durable earnings buffer that supports reinvestment, cushions credit shocks and funds branch expansion. High margins increase retained earnings and improve the firm's ability to sustain dividend policy and absorb cyclical loan losses over several quarters.
Solid Return On EquityA near-14% ROE indicates management converts shareholder capital into profitable lending efficiently, enabling internal capital formation for growth. Consistent ROE supports sustainable scaling of the loan book without proportionate equity raises, aiding long-term franchise development and investor confidence.
Secured, Retail-focused Mortgage FranchiseA branch-led, retail mortgage model focused on secured home loans to underserved low/middle-income segments yields sticky customer relationships and collateralized exposures. This structural positioning supports loan recoverability, stable originations in niche markets and differentiated distribution advantages over purely digital competitors.
Bears Say
High LeverageElevated debt-to-equity increases refinancing and liquidity risk, making the firm sensitive to rising funding costs and market dislocations. High leverage reduces capital buffer for credit losses, constrains strategic flexibility, and can amplify earnings volatility during economic slowdowns over the medium term.
Negative Operating Cash FlowsPersistent negative operating cash flow undermines internal funding for loan growth and debt service, forcing reliance on external borrowings. This weak cash conversion elevates liquidity risk, may increase funding costs, and limits capacity to invest in branches or absorb unexpected credit deterioration sustainably.
Revenue Decline And VolatilityA material revenue decline and volatility signal challenges in origination or demand that can erode scale economics and pressure margins. Reduced top-line predictability complicates provisioning and capital planning, and may require higher operating leverage or funding to restore growth, stressing medium-term profitability.
India Shelter Finance Corp. Ltd. News
INDIASHLTR FAQ
What was India Shelter Finance Corp. Ltd.’s price range in the past 12 months?
India Shelter Finance Corp. Ltd. lowest stock price was ₹650.05 and its highest was ₹1011.45 in the past 12 months.
What is India Shelter Finance Corp. Ltd.’s market cap?
India Shelter Finance Corp. Ltd.’s market cap is ₹83.31B.
When is India Shelter Finance Corp. Ltd.’s upcoming earnings report date?
India Shelter Finance Corp. Ltd.’s upcoming earnings report date is May 13, 2026 which is in 32 days.
How were India Shelter Finance Corp. Ltd.’s earnings last quarter?
India Shelter Finance Corp. Ltd. released its earnings results on Feb 07, 2026. The company reported ₹44.2 earnings per share for the quarter, beating the consensus estimate of N/A by ₹44.2.
Is India Shelter Finance Corp. Ltd. overvalued?
According to Wall Street analysts India Shelter Finance Corp. Ltd.’s price is currently Overvalued.
Does India Shelter Finance Corp. Ltd. pay dividends?
India Shelter Finance Corp. Ltd. pays a Notavailable dividend of ₹5 which represents an annual dividend yield of 0.6%. See more information on India Shelter Finance Corp. Ltd. dividends here
What is India Shelter Finance Corp. Ltd.’s EPS estimate?
India Shelter Finance Corp. Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does India Shelter Finance Corp. Ltd. have?
India Shelter Finance Corp. Ltd. has 108,758,446 shares outstanding.
What happened to India Shelter Finance Corp. Ltd.’s price movement after its last earnings report?
India Shelter Finance Corp. Ltd. reported an EPS of ₹44.2 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.085%.
Which hedge fund is a major shareholder of India Shelter Finance Corp. Ltd.?
Currently, no hedge funds are holding shares in IN:INDIASHLTR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
India Shelter Finance Corp. Ltd.
India Shelter Finance Corporation Limited, a housing finance company, provides home loans to low-middle income individuals in India. The company offers retail home loans, home equity loans, and loans against property. It also provides loans for home purchase, home improvements, home extension, and for construction of home. The company was formerly known as Satyaprakash Housing Finance India Limited and changed its name to India Shelter Finance Corporation Limited in March 2010. India Shelter Finance Corporation Limited was incorporated in 1998 and is based in Gurugram, India.
Technical Analysis
Can Fin Homes Ltd.
―
Capri Global Capital Limited
―
Paisalo Digital Ltd.
―
Repco Home Finance Ltd.
―
Share India Securities Ltd
―