India Shelter Finance Corp. Ltd. (IN:INDIASHLTR)
:INDIASHLTR
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INDIASHLTR Stock Chart & Stats
₹785.20
₹4.10(0.60%)
At close: 4:00 PM EST
₹785.20
₹4.10(0.60%)
Day’s Range― - ―
52-Week Range₹650.05 - ₹1,011.45
Previous CloseN/A
Volume46.98K
Average Volume (3M)17.24K
Market Cap
₹88.01B
Enterprise Value₹142.63B
Total Cash (Recent Filing)₹1.94B
Total Debt (Recent Filing)₹54.92B
Price to Earnings (P/E)17.6
Beta0.37
Next Earnings
Aug 06, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.6%
Share Statistics
EPS (TTM)41.33
Shares Outstanding108,778,700
10 Day Avg. Volume31,272
30 Day Avg. Volume17,240
Financial Highlights & Ratios
PEG Ratio0.71
Price to Book (P/B)3.34
Price to Sales (P/S)9.07
P/FCF Ratio-6.27
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)55.59
Revenue Forecast (FY)₹13.21B
Bulls Say, Bears Say
Bulls Say
High ProfitabilityVery high reported gross and net margins demonstrate durable operating efficiency for a housing finance model. Strong margins provide a buffer against credit losses and funding cost rises, supporting sustainable earnings generation from the secured loan portfolio over the next 2–6 months.
Solid Return On EquityAn ROE near 14% indicates effective use of shareholder capital to generate profits. Coupled with profitable operations, this level of ROE supports the company’s ability to deliver returns and reinvest in origination capacity, assuming stable asset quality and margins.
Secured, Niche Housing FocusA focused, branch-led retail model serving low/middle-income borrowers with collateralized home loans supports steady origination and recovery prospects. The secured, mortgage-backed nature of lending and physical distribution creates durable customer access and loss mitigation over time.
Bears Say
High Financial LeverageA debt-to-equity ratio near 1.8 signifies significant leverage for a housing finance firm. This raises refinancing and interest-rate sensitivity risks, reduces capital flexibility, and heightens vulnerability to funding stress or asset-quality deterioration over the medium term.
Negative Cash FlowsReported negative operating and free cash flows indicate the business is not consistently self-funding growth and operations. Continued cash negative operating performance forces reliance on external borrowings, constraining liquidity, dividend capacity, and ability to scale originations sustainably.
Volatile / Declining Revenue GrowthA notable latest-year revenue decline after prior growth signals challenges in origination momentum or market demand. Persistent volatility in loan growth harms scale economies, fee income, and long-term margin stability, complicating forecasts for earnings and capital generation.
India Shelter Finance Corp. Ltd. News
INDIASHLTR FAQ
What was India Shelter Finance Corp. Ltd.’s price range in the past 12 months?
India Shelter Finance Corp. Ltd. lowest stock price was ₹650.05 and its highest was ₹1011.45 in the past 12 months.
What is India Shelter Finance Corp. Ltd.’s market cap?
India Shelter Finance Corp. Ltd.’s market cap is ₹88.01B.
When is India Shelter Finance Corp. Ltd.’s upcoming earnings report date?
India Shelter Finance Corp. Ltd.’s upcoming earnings report date is Aug 06, 2026 which is in 93 days.
How were India Shelter Finance Corp. Ltd.’s earnings last quarter?
India Shelter Finance Corp. Ltd. released its earnings results on May 02, 2026. The company reported ₹19.35 earnings per share for the quarter, beating the consensus estimate of N/A by ₹19.35.
Is India Shelter Finance Corp. Ltd. overvalued?
According to Wall Street analysts India Shelter Finance Corp. Ltd.’s price is currently Overvalued.
Does India Shelter Finance Corp. Ltd. pay dividends?
India Shelter Finance Corp. Ltd. pays a Notavailable dividend of ₹5 which represents an annual dividend yield of 0.6%. See more information on India Shelter Finance Corp. Ltd. dividends here
What is India Shelter Finance Corp. Ltd.’s EPS estimate?
India Shelter Finance Corp. Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does India Shelter Finance Corp. Ltd. have?
India Shelter Finance Corp. Ltd. has 108,778,700 shares outstanding.
What happened to India Shelter Finance Corp. Ltd.’s price movement after its last earnings report?
India Shelter Finance Corp. Ltd. reported an EPS of ₹19.35 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.085%.
Which hedge fund is a major shareholder of India Shelter Finance Corp. Ltd.?
Currently, no hedge funds are holding shares in IN:INDIASHLTR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
India Shelter Finance Corp. Ltd.
India Shelter Finance Corporation Limited, a housing finance company, provides home loans to low-middle income individuals in India. The company offers retail home loans, home equity loans, and loans against property. It also provides loans for home purchase, home improvements, home extension, and for construction of home. The company was formerly known as Satyaprakash Housing Finance India Limited and changed its name to India Shelter Finance Corporation Limited in March 2010. India Shelter Finance Corporation Limited was incorporated in 1998 and is based in Gurugram, India.
Technical Analysis
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