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India Shelter Finance Corp. Ltd. (IN:INDIASHLTR)
:INDIASHLTR
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India Shelter Finance Corp. Ltd.
(INDIASHLTR)
Rating:55Neutral
Price Target:
₹931.00
▲(2.54% Upside)
India Shelter Finance Corp. Ltd. (INDIASHLTR) vs. iShares MSCI India ETF (INDA)
Market Cap
₹98.12B
Dividend Yield0.55%
Average Volume (3M)13.89K
Price to Earnings (P/E)24.2
Beta (1Y)0.64
Revenue Growth36.66%
EPS Growth39.33%
CountryIN
Employees3,323
SectorFinancial
Sector Strength71
IndustryFinancial - Mortgages
Share Statistics
EPS (TTM)11.10
Shares Outstanding108,071,686
10 Day Avg. Volume8,268
30 Day Avg. Volume13,886
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)0.00
Price to Sales (P/S)0.00
P/FCF Ratio0.00
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹931.00Price Target Upside2.54% Upside
Rating ConsensusHold
Number of Analyst Covering1
India Shelter Finance Corp. Ltd. Business Overview & Revenue Model
Company DescriptionIndia Shelter Finance Corporation Ltd. (INDIASHLTR) is a leading housing finance company based in India, focusing primarily on providing financial solutions to the affordable housing sector. The company offers a range of services, including home loans, loans against property, and other financial products aimed at individuals and developers in the real estate market. INDIASHLTR's mission is to enhance access to affordable housing finance, catering to low and middle-income segments across urban and semi-urban areas in India.
How the Company Makes MoneyIndia Shelter Finance Corp. Ltd. generates revenue primarily through interest income from the loans it provides to customers. The company offers various loan products, including home loans and loans against property, which are typically repaid over several years, allowing for consistent interest earnings. Additionally, INDIASHLTR may earn income from fees and charges associated with loan processing and servicing. The company may engage in partnerships with housing developers, government programs, and financial institutions to expand its reach and access to capital, further enhancing its revenue potential. The growing demand for affordable housing in India, coupled with the company's targeted focus on this segment, positions INDIASHLTR to benefit from increasing loan disbursements and a larger customer base.
India Shelter Finance Corp. Ltd. Financial Statement Overview
Summary
Income Statement
Balance Sheet
Cash Flow
| Breakdown | Dec 2025 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 7.95B | 5.54B | 4.97B | 3.71B | 2.66B |
| Gross Profit | 7.95B | 5.54B | 1.71B | 1.36B | 1.05B |
| EBITDA | 8.56B | 3.31B | 2.12B | 3.22B | 2.24B |
| Net Income | 3.78B | 2.48B | 1.55B | 1.28B | 873.89M |
Balance Sheet | |||||
| Total Assets | 77.48B | 57.94B | 42.96B | 32.21B | 24.63B |
| Cash, Cash Equivalents and Short-Term Investments | 3.43B | 3.92B | 5.17B | 2.92B | 3.79B |
| Total Debt | 49.69B | 34.15B | 29.89B | 20.70B | 14.91B |
| Total Liabilities | 50.39B | 34.96B | 30.55B | 21.45B | 15.25B |
| Stockholders Equity | 27.09B | 22.99B | 12.41B | 10.76B | 9.37B |
Cash Flow | |||||
| Free Cash Flow | -14.44B | -12.39B | -8.59B | -5.00B | -4.23B |
| Operating Cash Flow | -14.35B | -12.32B | -8.52B | -4.95B | -4.21B |
| Investing Cash Flow | -613.77M | -2.36B | 1.62B | -1.86B | 766.42M |
| Financing Cash Flow | 15.66B | 12.20B | 9.07B | 5.92B | 5.60B |
India Shelter Finance Corp. Ltd. Technical Analysis
Negative
907.95
Price Trends
913.38
Negative
887.59
Positive
789.43
Positive
Market Momentum
-1.06
Positive
47.38
Neutral
25.61
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:INDIASHLTR, the sentiment is Negative. The current price of 907.95 is below the 20-day moving average (MA) of 914.78, below the 50-day MA of 913.38, and above the 200-day MA of 789.43, indicating a neutral trend. The MACD of -1.06 indicates Positive momentum. The RSI at 47.38 is Neutral, neither overbought nor oversold. The STOCH value of 25.61 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:INDIASHLTR.
India Shelter Finance Corp. Ltd. Peers Comparison
Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
73 Outperform | ₹98.23B | 11.59 | 1.57% | 9.28% | 14.93% | ||
68 Neutral | $17.69B | 11.82 | 10.30% | 3.73% | 9.66% | 0.42% | |
67 Neutral | ₹32.97B | 10.57 | 0.66% | -14.58% | -43.92% | ||
64 Neutral | ₹27.34B | 13.28 | 0.33% | 13.28% | -6.19% | ||
61 Neutral | ₹22.38B | 4.95 | 1.82% | 9.72% | 7.08% | ||
56 Neutral | ₹183.24B | 27.40 | 0.08% | 39.82% | 96.03% | ||
55 Neutral | ₹98.12B | 24.24 | 0.55% | 36.66% | 39.33% |
* Financial Sector Average
Performance Comparison
IN:INDIASHLTR
India Shelter Finance Corp. Ltd.
907.95
170.18
23.07%
IN:CANFINHOME
Can Fin Homes Ltd.
737.70
-111.00
-13.08%
IN:CGCL
Capri Global Capital Limited
190.55
-23.85
-11.12%
IN:PAISALO
Paisalo Digital Ltd.
30.37
-32.36
-51.59%
IN:REPCOHOME
Repco Home Finance Ltd.
357.65
-135.19
-27.43%
IN:SHAREINDIA
Share India Securities Ltd
150.65
-139.78
-48.13%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.