Can Fin Homes Ltd. (IN:CANFINHOME)
:CANFINHOME
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Can Fin Homes Ltd.
(CANFINHOME)
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Rating:70Outperform
Price Target:
₹1,000.00
▲(15.58% Upside)
Action:ReiteratedDate:04/27/26
The score is driven primarily by strong profitability and growth, tempered by balance-sheet leverage and historically volatile cash flows. Technicals are supportive with bullish trend/momentum, and valuation appears reasonable with a moderate P/E and modest yield.
Positive Factors
Steady multi-year revenue growth
A sustained increase in revenues and a sharp acceleration in the latest year indicate durable loan book expansion and stronger origination. For a mortgage lender, persistent top-line growth supports scale economics, fee income, and long-term earnings capacity over the next 2–6 months.
Negative Factors
Elevated balance-sheet leverage
Very high debt-to-equity is typical for mortgage lenders but increases sensitivity to funding stress and interest-rate moves. Elevated leverage limits strategic flexibility, raises refinancing and liquidity risk, and can amplify losses if asset quality weakens over the next several months.
Read all positive and negative factors
Positive Factors
Negative Factors
Steady multi-year revenue growth
A sustained increase in revenues and a sharp acceleration in the latest year indicate durable loan book expansion and stronger origination. For a mortgage lender, persistent top-line growth supports scale economics, fee income, and long-term earnings capacity over the next 2–6 months.
Read all positive factors
Can Fin Homes Ltd. (CANFINHOME) vs. iShares MSCI India ETF (INDA)
Market Cap
₹115.13B
Dividend Yield1.37%
Average Volume (3M)9.95K
Price to Earnings (P/E)9.7
Beta (1Y)1.13
Revenue Growth8.73%
EPS Growth26.67%
CountryIN
Employees903
SectorFinancial
Sector Strength70
IndustryFinancial - Mortgages
Share Statistics
EPS (TTM)69.19
Shares Outstanding133,154,130
10 Day Avg. Volume13,995
30 Day Avg. Volume9,947
Financial Highlights & Ratios
PEG Ratio0.36
Price to Book (P/B)1.76
Price to Sales (P/S)2.50
P/FCF Ratio10.23
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹1,075.00Price Target Upside24.25% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)82.92
Revenue Forecast (FY)₹18.31B
Can Fin Homes Ltd. Business Overview & Revenue Model
Company Description
Can Fin Homes Limited provides housing finance services primarily to individuals and builders/developers in India. The company offers housing loans, such as individual housing loans, affordable housing loans, composite loans, and top-up loans; and...
How the Company Makes Money
Can Fin Homes primarily makes money through the spread between the interest it earns on loans and the cost of the funds it uses to finance those loans (net interest income). The company disburses home loans and other mortgage-backed loans to custo...
Can Fin Homes Ltd. Financial Statement Overview
Summary
Income Statement
82
Very Positive
Balance Sheet
58
Neutral
Cash Flow
45
Neutral
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 40.39B | 42.18B | 38.49B | 34.97B | 27.10B | 19.62B |
| Gross Profit | 14.78B | 16.11B | 13.64B | 12.68B | 10.12B | 8.13B |
| EBITDA | 11.72B | 13.20B | 10.90B | 9.70B | 8.36B | 6.45B |
| Net Income | 9.21B | 10.86B | 8.57B | 7.51B | 6.21B | 4.71B |
Balance Sheet | ||||||
| Total Assets | 417.55B | 443.81B | 409.67B | 370.14B | 330.70B | 279.44B |
| Cash, Cash Equivalents and Short-Term Investments | 3.05B | 3.04B | 3.08B | 4.59B | 3.09B | 3.25B |
| Total Debt | 359.13B | 380.42B | 348.64B | 316.45B | 286.33B | 241.89B |
| Total Liabilities | 362.93B | 384.01B | 359.00B | 322.58B | 294.23B | 248.78B |
| Stockholders Equity | 54.62B | 59.80B | 50.67B | 43.44B | 36.47B | 30.67B |
Cash Flow | ||||||
| Free Cash Flow | -11.80B | 10.31B | 9.17B | -25.90B | -40.53B | -39.20B |
| Operating Cash Flow | -11.73B | 10.48B | 9.33B | -25.70B | -40.44B | -39.16B |
| Investing Cash Flow | 1.93B | -38.37B | -7.85B | -1.70B | -3.27B | -13.80B |
| Financing Cash Flow | 9.81B | 27.89B | -1.49B | 27.38B | 43.70B | 52.99B |
Can Fin Homes Ltd. Technical Analysis
Positive
865.20
Price Trends
860.98
Positive
884.10
Negative
835.51
Positive
Market Momentum
0.60
Negative
58.77
Neutral
92.33
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:CANFINHOME, the sentiment is Positive. The current price of 865.2 is above the 20-day moving average (MA) of 831.63, above the 50-day MA of 860.98, and above the 200-day MA of 835.51, indicating a bullish trend. The MACD of 0.60 indicates Negative momentum. The RSI at 58.77 is Neutral, neither overbought nor oversold. The STOCH value of 92.33 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:CANFINHOME.
Can Fin Homes Ltd. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
70 Outperform | ₹115.13B | 9.71 | ― | 1.37% | 8.73% | 26.67% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
66 Neutral | ₹121.04B | 20.38 | ― | 0.33% | 27.31% | 22.25% | |
62 Neutral | ₹25.51B | 5.62 | ― | 1.61% | 5.45% | 1.41% | |
58 Neutral | ₹130.42B | 14.79 | ― | 1.60% | 26.86% | 25.30% | |
55 Neutral | ₹88.01B | 17.57 | ― | 0.60% | 32.46% | 35.20% | |
53 Neutral | ₹109.31B | 17.04 | ― | ― | ― | ― |
* Financial Sector Average
IN:CANFINHOME
Can Fin Homes Ltd.
895.60
190.90
27.09%
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-23.75%
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India Shelter Finance Corp. Ltd.
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IN:REPCOHOME
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24.82
6.43%
Can Fin Homes Ltd. Corporate Events
Can Fin Homes Releases Post-Q4 FY26 Investor Presentation
Apr 25, 2026
Can Fin Homes Ltd., a listed housing finance company headquartered in Bengaluru and focused on retail home loan and mortgage offerings, has released an investor presentation following its fourth quarter fiscal 2026 results. The company continues t...
Can Fin Homes Posts 31% Q4 Profit Surge as Loan Book and Margins Strengthen
Apr 25, 2026
Can Fin Homes reported a robust set of results for the quarter and year ended 31 March 2026, with net profit for the fourth quarter rising 31% year-on-year to Rs. 346 crore and full-year profit after tax up 27% to Rs. 1,086 crore. The company̵...
Can Fin Homes Deputy MD Resigns Following Transfer by Parent Canara Bank
Apr 15, 2026
Can Fin Homes Ltd. announced that Deputy Managing Director and key managerial personnel Vikram Saha has resigned from the board with effect from the start of business hours on April 15, 2026, due to his transfer by parent bank Canara Bank. The res...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.