Can Fin Homes Ltd. (IN:CANFINHOME)
:CANFINHOME
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Can Fin Homes Ltd.
(CANFINHOME)
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Rating:73Outperform
Price Target:
₹1,058.00
▲(22.28% Upside)
Action:ReiteratedDate:10/29/25
Can Fin Homes Ltd. scores well due to strong financial performance and reasonable valuation. However, technical indicators suggest caution due to overbought conditions. The company's high leverage and historical cash flow volatility are risks that need ongoing management.
Positive Factors
Revenue & Profit Growth
Sustained top-line growth and robust net margins signal a scalable lending franchise and disciplined pricing. Over 2-6 months this underpins internal capital generation and reserves for loan growth, supporting reinvestment and resilience to cyclical headwinds.
Negative Factors
High Leverage
Elevated leverage increases sensitivity to funding costs and interest-rate moves and reduces balance sheet flexibility. Over months this can constrain growth, amplify earnings volatility, and heighten refinancing and liquidity risks during stress periods.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue & Profit Growth
Sustained top-line growth and robust net margins signal a scalable lending franchise and disciplined pricing. Over 2-6 months this underpins internal capital generation and reserves for loan growth, supporting reinvestment and resilience to cyclical headwinds.
Read all positive factors
Can Fin Homes Ltd. (CANFINHOME) vs. iShares MSCI India ETF (INDA)
Market Cap
₹112.22B
Dividend Yield1.37%
Average Volume (3M)9.95K
Price to Earnings (P/E)11.7
Beta (1Y)1.18
Revenue Growth8.92%
EPS Growth12.32%
CountryIN
Employees903
SectorFinancial
Sector Strength70
IndustryFinancial - Mortgages
Share Statistics
EPS (TTM)19.90
Shares Outstanding133,154,130
10 Day Avg. Volume13,995
30 Day Avg. Volume9,947
Financial Highlights & Ratios
PEG Ratio0.73
Price to Book (P/B)1.74
Price to Sales (P/S)2.29
P/FCF Ratio9.64
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹1,100.00Price Target Upside27.14% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)82.45
Revenue Forecast (FY)₹18.23B
Can Fin Homes Ltd. Business Overview & Revenue Model
Company Description
Can Fin Homes Limited provides housing finance services primarily to individuals and builders/developers in India. The company offers housing loans, such as individual housing loans, affordable housing loans, composite loans, and top-up loans; and...
How the Company Makes Money
Can Fin Homes generates revenue primarily through the interest earned on home loans and other financial products it offers to customers. The company provides various types of loans, including housing loans, loans against property, and construction...
Can Fin Homes Ltd. Financial Statement Overview
Summary
Income Statement
82
Very Positive
Balance Sheet
75
Positive
Cash Flow
68
Positive
| Breakdown | TTM | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 40.39B | 38.49B | 34.97B | 27.10B | 19.62B | 20.06B |
| Gross Profit | 14.78B | 13.64B | 12.68B | 10.12B | 8.13B | 8.01B |
| EBITDA | 11.72B | 10.90B | 9.70B | 8.36B | 6.45B | 6.27B |
| Net Income | 9.21B | 8.57B | 7.51B | 6.21B | 4.71B | 4.56B |
Balance Sheet | ||||||
| Total Assets | 417.55B | 409.67B | 370.14B | 330.70B | 279.44B | 220.74B |
| Cash, Cash Equivalents and Short-Term Investments | 3.05B | 3.08B | 4.59B | 3.09B | 3.25B | 224.47M |
| Total Debt | 359.13B | 348.64B | 316.45B | 286.33B | 241.89B | 188.87B |
| Total Liabilities | 362.93B | 359.00B | 322.58B | 294.23B | 248.78B | 194.64B |
| Stockholders Equity | 54.62B | 50.67B | 43.44B | 36.47B | 30.67B | 26.10B |
Cash Flow | ||||||
| Free Cash Flow | -11.80B | 9.17B | -25.90B | -40.53B | -39.20B | -8.54B |
| Operating Cash Flow | -11.73B | 9.33B | -25.70B | -40.44B | -39.16B | -8.51B |
| Investing Cash Flow | 1.93B | -7.85B | -1.70B | -3.27B | -13.80B | -282.64M |
| Financing Cash Flow | 9.81B | -1.49B | 27.38B | 43.70B | 52.99B | 5.08B |
Can Fin Homes Ltd. Technical Analysis
Positive
865.20
Price Trends
866.04
Negative
885.37
Negative
833.33
Positive
Market Momentum
-10.33
Negative
51.12
Neutral
61.07
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:CANFINHOME, the sentiment is Positive. The current price of 865.2 is above the 20-day moving average (MA) of 830.71, below the 50-day MA of 866.04, and above the 200-day MA of 833.33, indicating a neutral trend. The MACD of -10.33 indicates Negative momentum. The RSI at 51.12 is Neutral, neither overbought nor oversold. The STOCH value of 61.07 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:CANFINHOME.
Can Fin Homes Ltd. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
73 Outperform | ₹112.22B | 11.69 | ― | 1.37% | 8.92% | 12.32% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
66 Neutral | ₹110.53B | 20.38 | ― | 0.33% | 31.75% | 21.70% | |
62 Neutral | ₹23.91B | 5.62 | ― | 1.61% | 8.10% | 2.97% | |
58 Neutral | ₹111.77B | 14.79 | ― | 1.60% | 28.47% | 24.63% | |
55 Neutral | ₹84.03B | 17.57 | ― | 0.60% | 35.30% | 41.06% | |
53 Neutral | ₹98.62B | 17.04 | ― | ― | ― | ― |
* Financial Sector Average
IN:CANFINHOME
Can Fin Homes Ltd.
842.75
201.63
31.45%
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9.77%
Can Fin Homes Ltd. Corporate Events
Can Fin Homes Files Q3 FY26 Earnings Call Transcript with Exchanges
Jan 24, 2026
Can Fin Homes Ltd. has submitted to the stock exchanges the official transcript of its Q3 FY26 earnings conference call, held on January 19, 2026, in compliance with SEBI’s disclosure requirements. The company has also made the transcript av...
Can Fin Homes Publishes Q3 and Nine-Month FY2025 Unaudited Results in Newspapers
Jan 19, 2026
Can Fin Homes Limited has notified the stock exchanges that it has published its unaudited standalone financial results for the third quarter and nine months ended December 31, 2025, in the Financial Express (English) and Kannada Prabha (Kannada)....
Can Fin Homes Clears Q3 FY2025-26 Un-Audited Results, Files SEBI-Mandated Disclosures
Jan 17, 2026
Can Fin Homes Limited’s board of directors has approved the company’s un-audited standalone financial results for the third quarter and nine months ended December 31, 2025, following a recommendation from its audit committee. Alongside...
Can Fin Homes Board Clears Q3 and Nine-Month FY2025 Unaudited Results, Confirms NCD Fund Utilization
Jan 17, 2026
Can Fin Homes Ltd. announced that its Board of Directors, following the Audit Committee’s recommendation, has approved the company’s unaudited standalone financial results for the third quarter and nine months ended 31 December 2025. A...
Can Fin Homes Releases Q3 FY26 Investor Presentation
Jan 17, 2026
Can Fin Homes Limited has released an investor presentation detailing its financial results for the third quarter of FY26, which has been filed with the stock exchanges in compliance with disclosure regulations and made available on the company...
Can Fin Homes Posts 25% Jump in Q3 Net Profit as Loan Book and Margins Strengthen
Jan 17, 2026
Can Fin Homes reported a strong third quarter for the fiscal year ending December 31, 2025, with net profit rising 25% year-on-year to Rs 265 crore and profit before tax up 27%, driven by improved spreads and net interest margins. The company̵...
Can Fin Homes Moves Q3 FY26 Earnings Call to Online Audio/Video Format
Jan 14, 2026
Can Fin Homes Limited has announced an update regarding its Q3 FY26 earnings conference call, confirming that the call will take place as scheduled on January 19, 2026, at 3:00 pm IST, with participation from senior management including the managi...
Can Fin Homes Opens Special Window for Re-lodgement of Physical Share Transfers
Dec 18, 2025
Can Fin Homes Limited has notified the stock exchanges that it has published a newspaper notice about a special window to facilitate the re-lodgement of transfer requests for physical shares. The company has submitted this disclosure under SEBI...
Can Fin Homes Declares Interim Dividend and Re-appoints CEO
Dec 15, 2025
Can Fin Homes Limited announced an interim dividend of Rs. 7 per equity share for the financial year 2025-26, with the record date set for December 19, 2025, and payment to be completed by January 13, 2026. Additionally, the Board approved the re-...
Can Fin Homes Declares Interim Dividend and Re-appoints CEO
Dec 15, 2025
Can Fin Homes Limited announced significant decisions from its recent board meeting, including the declaration of an interim dividend of Rs. 7.00 per equity share for the financial year 2025-26, with a record date set for December 19, 2025. Additi...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.