SRG Housing Finance Ltd. (IN:SRGHFL)
:SRGHFL
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SRGHFL Stock Chart & Stats
₹279.55
-₹0.70(-0.19%)
At close: 4:00 PM EST
₹279.55
-₹0.70(-0.19%)
Day’s Range― - ―
52-Week Range₹205.20 - ₹351.00
Previous CloseN/A
Volume2.22K
Average Volume (3M)249.00
Market Cap
₹4.25B
Enterprise Value₹12.96B
Total Cash (Recent Filing)₹213.16M
Total Debt (Recent Filing)₹6.85B
Price to Earnings (P/E)10.3
Beta0.60
Next Earnings
Jul 30, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)18.18
Shares Outstanding15,701,838
10 Day Avg. Volume356
30 Day Avg. Volume249
Financial Highlights & Ratios
PEG Ratio0.63
Price to Book (P/B)1.28
Price to Sales (P/S)1.91
P/FCF Ratio10.73
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue And Profitability RecoveryA strong revenue step-up and rising net income over multiple years indicate improving core lending economics and growing scale. Sustained top-line expansion supports recurring net interest income and provides a foundation for reinvesting in distribution and credit capacity over the next 2–6 months.
Expanding Asset BaseMaterial growth in total assets signals successful loan origination scale and a larger interest-earning base. A bigger portfolio improves revenue diversification across loan cohorts and enhances operational leverage, supporting durable earnings provided credit metrics remain controlled.
Secured Mortgage Lending ModelA business concentrated on secured home loans and mortgage-backed products benefits from collateralized lending and steady structural demand for housing finance. Collateral reduces loss severity and supports long-term net interest margins versus unsecured consumer lending.
Bears Say
Elevated Leverage And Rising DebtHigh and rising leverage makes the company more sensitive to funding-cost shocks and tightening credit markets. With a debt-funded growth profile, liquidity or margin pressure could force tighter underwriting or higher funding costs, constraining durable profitability and strategic flexibility.
Inconsistent Cash GenerationVolatile and frequently negative operating cash flow until 2026 indicates weak cash conversion and reliance on external funding. This pattern raises refinancing and execution risk over the medium term, especially if funding markets tighten or borrower behavior shifts.
Margin And Earnings-quality VariabilitySignificant year-to-year margin swings point to sensitivity of spreads, pricing, or credit provisions. Unstable margins complicate forward earnings predictability and suggest earnings quality can deteriorate if yields compress or credit costs normalize.
SRG Housing Finance Ltd. News
SRGHFL FAQ
What was SRG Housing Finance Ltd.’s price range in the past 12 months?
SRG Housing Finance Ltd. lowest stock price was ₹205.20 and its highest was ₹351.00 in the past 12 months.
What is SRG Housing Finance Ltd.’s market cap?
SRG Housing Finance Ltd.’s market cap is ₹4.25B.
When is SRG Housing Finance Ltd.’s upcoming earnings report date?
SRG Housing Finance Ltd.’s upcoming earnings report date is Jul 30, 2026 which is in 69 days.
How were SRG Housing Finance Ltd.’s earnings last quarter?
SRG Housing Finance Ltd. released its earnings results on May 11, 2026. The company reported ₹5.89 earnings per share for the quarter, beating the consensus estimate of N/A by ₹5.89.
Is SRG Housing Finance Ltd. overvalued?
According to Wall Street analysts SRG Housing Finance Ltd.’s price is currently Overvalued.
Does SRG Housing Finance Ltd. pay dividends?
SRG Housing Finance Ltd. does not currently pay dividends.
What is SRG Housing Finance Ltd.’s EPS estimate?
SRG Housing Finance Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does SRG Housing Finance Ltd. have?
SRG Housing Finance Ltd. has 15,701,838 shares outstanding.
What happened to SRG Housing Finance Ltd.’s price movement after its last earnings report?
SRG Housing Finance Ltd. reported an EPS of ₹5.89 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 5.081%.
Which hedge fund is a major shareholder of SRG Housing Finance Ltd.?
Currently, no hedge funds are holding shares in IN:SRGHFL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
SRG Housing Finance Ltd.
SRG Housing Finance Limited operates as a housing finance company in India. It offers home loans for construction, purchase, extension, and renovation purposes. The company also provides individual home loans and builder loans. In addition, it offers loan against property for business expansion, debt restructuring, converting existing loans via attractive rate of interest, children education, marriage, and other purposes. It operates in the state of Rajasthan, Madhya Pradesh, Gujarat, Delhi, and Maharashtra. The company was incorporated in 1999 and is headquartered in Udaipur, India.
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