SRG Housing Finance Ltd. (IN:SRGHFL)
:SRGHFL
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SRGHFL Stock Chart & Stats
₹279.55
-₹0.70(-0.19%)
At close: 4:00 PM EST
₹279.55
-₹0.70(-0.19%)
Day’s Range― - ―
52-Week Range₹205.20 - ₹351.00
Previous CloseN/A
Volume2.22K
Average Volume (3M)249.00
Market Cap
₹4.09B
Enterprise Value₹11.20B
Total Cash (Recent Filing)₹213.16M
Total Debt (Recent Filing)₹6.85B
Price to Earnings (P/E)14.2
Beta0.57
Next Earnings
May 21, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)5.23
Shares Outstanding15,701,838
10 Day Avg. Volume356
30 Day Avg. Volume249
Financial Highlights & Ratios
PEG Ratio2.47
Price to Book (P/B)1.79
Price to Sales (P/S)3.34
P/FCF Ratio-3.49
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue GrowthSustained high revenue growth indicates accelerating loan origination and market penetration in core mortgage products. Over 2-6 months this supports scale benefits, stronger fee generation potential, and a larger interest-earning asset base that can underpin future net interest income if underwriting quality holds.
Operating Margins / EfficiencyRobust EBIT and EBITDA margins show structural operating efficiency in lending operations. This margin profile provides resilience to cost pressures and supports reinvestment into distribution or technology, helping sustain profitability across economic cycles if credit costs remain controlled.
Return On Equity And Capital BaseA near-double-digit ROE with a c.30% equity ratio signals the company is generating respectable returns on a moderately capitalized base. This suggests the business can leverage equity to expand lending while retaining some capital cushion, supporting sustainable growth if risk metrics are managed.
Bears Say
Margin CompressionSignificant drop in gross and net margins indicates rising funding or operating costs or mix shifts that erode core profitability. Persisting margin compression would reduce internal cash available for growth, make the business more rate-sensitive, and limit buffer against higher credit costs.
High LeverageA debt-to-equity of 2.26 elevates funding and refinancing risk for a mortgage lender. Elevated leverage increases sensitivity to interest-rate moves and funding spreads, constrains capital flexibility, and raises the consequences of credit deterioration, making long-term stability contingent on reliable funding access.
Weak Cash Conversion / LiquidityNegative operating cash flow and poor conversion of earnings into cash signal structural liquidity pressure for a lending franchise. This forces reliance on external borrowings to fund growth and operations, increasing funding costs and risk if wholesale markets tighten or refinancing windows narrow.
SRG Housing Finance Ltd. News
SRGHFL FAQ
What was SRG Housing Finance Ltd.’s price range in the past 12 months?
SRG Housing Finance Ltd. lowest stock price was ₹205.20 and its highest was ₹351.00 in the past 12 months.
What is SRG Housing Finance Ltd.’s market cap?
SRG Housing Finance Ltd.’s market cap is ₹4.09B.
When is SRG Housing Finance Ltd.’s upcoming earnings report date?
SRG Housing Finance Ltd.’s upcoming earnings report date is May 21, 2026 which is in 23 days.
How were SRG Housing Finance Ltd.’s earnings last quarter?
SRG Housing Finance Ltd. released its earnings results on Feb 06, 2026. The company reported ₹5.231 earnings per share for the quarter, beating the consensus estimate of N/A by ₹5.231.
Is SRG Housing Finance Ltd. overvalued?
According to Wall Street analysts SRG Housing Finance Ltd.’s price is currently Overvalued.
Does SRG Housing Finance Ltd. pay dividends?
SRG Housing Finance Ltd. does not currently pay dividends.
What is SRG Housing Finance Ltd.’s EPS estimate?
SRG Housing Finance Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does SRG Housing Finance Ltd. have?
SRG Housing Finance Ltd. has 15,701,838 shares outstanding.
What happened to SRG Housing Finance Ltd.’s price movement after its last earnings report?
SRG Housing Finance Ltd. reported an EPS of ₹5.231 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.019%.
Which hedge fund is a major shareholder of SRG Housing Finance Ltd.?
Currently, no hedge funds are holding shares in IN:SRGHFL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
SRG Housing Finance Ltd.
SRG Housing Finance Limited operates as a housing finance company in India. It offers home loans for construction, purchase, extension, and renovation purposes. The company also provides individual home loans and builder loans. In addition, it offers loan against property for business expansion, debt restructuring, converting existing loans via attractive rate of interest, children education, marriage, and other purposes. It operates in the state of Rajasthan, Madhya Pradesh, Gujarat, Delhi, and Maharashtra. The company was incorporated in 1999 and is headquartered in Udaipur, India.
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