PNB Housing Finance Limited (IN:PNBHOUSING)
:PNBHOUSING
Total Valuation
PNB Housing Finance Limited has a market cap or net worth of ₹204.38B. The enterprise value is ₹643.45B.
Market Cap₹204.38B
Enterprise Value₹643.45B
Share Statistics
PNB Housing Finance Limited has 260,549,600 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding260,549,600
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
PNB Housing Finance Limited’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is 2.99%.
Return on Equity (ROE)0.11
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)2.99%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee37.46M
Profits Per Employee9.67M
Employee Count2,003
Asset Turnover0.09
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of PNB Housing Finance Limited is 11.9. PNB Housing Finance Limited’s PEG ratio is 0.42.
PE Ratio11.9
PS Ratio3.02
PB Ratio1.34
Price to Fair Value1.34
Price to FCF-2.80
Price to Operating Cash Flow-5.28
PEG Ratio0.42
Income Statement
In the last 12 months, PNB Housing Finance Limited had revenue of 75.02B and earned 19.36B in profits. Earnings per share was 74.52.
Revenue75.02B
Gross Profit29.62B
Operating Income24.86B
Pretax Income24.86B
Net Income19.36B
EBITDA25.42B
Earnings Per Share (EPS)74.52
Cash Flow
In the last 12 months, operating cash flow was -38.71B and capital expenditures -162.90M, giving a free cash flow of -38.87B billion.
Operating Cash Flow-38.71B
Free Cash Flow-38.87B
Free Cash Flow per Share-149.18
Dividends & Yields
PNB Housing Finance Limited pays an annual dividend of ₹5, resulting in a dividend yield of 0.53%
Dividend Per Share₹5
Dividend Yield0.53%
Payout Ratio6.06%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.39
52-Week Price Change-16.95%
50-Day Moving Average823.41
200-Day Moving Average897.14
Relative Strength Index (RSI)47.09
Average Volume (3m)28.57K
Important Dates
PNB Housing Finance Limited upcoming earnings date is Apr 20, 2026, TBA (Confirmed).
Last Earnings DateJan 21, 2026
Next Earnings DateApr 20, 2026
Ex-Dividend Date―
Financial Position
PNB Housing Finance Limited as a current ratio of 0.21, with Debt / Equity ratio of 261.05%
Current Ratio0.21
Quick Ratio0.21
Debt to Market Cap1.97
Net Debt to EBITDA16.16
Interest Coverage Ratio0.55
Taxes
In the past 12 months, PNB Housing Finance Limited has paid 5.50B in taxes.
Income Tax5.50B
Effective Tax Rate0.22
Enterprise Valuation
PNB Housing Finance Limited EV to EBITDA ratio is 25.08, with an EV/FCF ratio of -7.86.
EV to Sales8.50
EV to EBITDA25.08
EV to Free Cash Flow-7.86
EV to Operating Cash Flow-7.91
Balance Sheet
PNB Housing Finance Limited has ₹30.02B in cash and marketable securities with ₹469.13B in debt, giving a net cash position of -₹439.11B billion.
Cash & Marketable Securities₹30.02B
Total Debt₹469.13B
Net Cash-₹439.11B
Net Cash Per Share-₹1.69K
Tangible Book Value Per Share₹647.67
Margins
Gross margin is 39.66%, with operating margin of 33.13%, and net profit margin of 25.81%.
Gross Margin39.66%
Operating Margin33.13%
Pretax Margin33.13%
Net Profit Margin25.81%
EBITDA Margin33.88%
EBIT Margin33.13%
Analyst Forecast
The average price target for PNB Housing Finance Limited is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast12.51%
EPS Growth Forecast27.75%