PNB Housing Finance Limited (IN:PNBHOUSING)
:PNBHOUSING
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Total Valuation
PNB Housing Finance Limited has a market cap or net worth of ₹269.28B. The enterprise value is ₹769.94B.
Market Cap₹269.28B
Enterprise Value₹769.94B
Share Statistics
PNB Housing Finance Limited has 260,549,600 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding260,549,600
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
PNB Housing Finance Limited’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 2.64%.
Return on Equity (ROE)0.12
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)2.64%
Return on Capital Employed (ROCE)0.03
Revenue Per Employee42.46M
Profits Per Employee11.44M
Employee Count2,003
Asset Turnover0.09
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of PNB Housing Finance Limited is 8.6. PNB Housing Finance Limited’s PEG ratio is 0.47.
PE Ratio8.6
PS Ratio2.31
PB Ratio1.02
Price to Fair Value1.02
Price to FCF9.88
Price to Operating Cash Flow-6.94
PEG Ratio0.47
Income Statement
In the last 12 months, PNB Housing Finance Limited had revenue of 85.05B and earned 22.91B in profits. Earnings per share was 88.01.
Revenue85.05B
Gross Profit33.61B
Operating Income25.84B
Pretax Income29.71B
Net Income22.91B
EBITDA30.37B
Earnings Per Share (EPS)88.01
Cash Flow
In the last 12 months, operating cash flow was -38.71B and capital expenditures -162.90M, giving a free cash flow of -38.87B billion.
Operating Cash Flow-38.71B
Free Cash Flow-38.87B
Free Cash Flow per Share-149.18
Dividends & Yields
PNB Housing Finance Limited pays an annual dividend of ₹5, resulting in a dividend yield of 0.53%
Dividend Per Share₹5
Dividend Yield0.53%
Payout Ratio6.06%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.31
52-Week Price Change1.73%
50-Day Moving Average821.77
200-Day Moving Average888.52
Relative Strength Index (RSI)67.89
Average Volume (3m)28.57K
Important Dates
PNB Housing Finance Limited upcoming earnings date is Jul 23, 2026, TBA (Confirmed).
Last Earnings DateApr 20, 2026
Next Earnings DateJul 23, 2026
Ex-Dividend Date―
Financial Position
PNB Housing Finance Limited as a current ratio of 0.19, with Debt / Equity ratio of 276.51%
Current Ratio0.19
Quick Ratio0.19
Debt to Market Cap2.70
Net Debt to EBITDA16.40
Interest Coverage Ratio0.00
Taxes
In the past 12 months, PNB Housing Finance Limited has paid 6.79B in taxes.
Income Tax6.79B
Effective Tax Rate0.23
Enterprise Valuation
PNB Housing Finance Limited EV to EBITDA ratio is 22.87, with an EV/FCF ratio of 34.91.
EV to Sales8.17
EV to EBITDA22.87
EV to Free Cash Flow34.91
EV to Operating Cash Flow34.34
Balance Sheet
PNB Housing Finance Limited has ₹30.02B in cash and marketable securities with ₹469.13B in debt, giving a net cash position of -₹439.11B billion.
Cash & Marketable Securities₹30.02B
Total Debt₹469.13B
Net Cash-₹439.11B
Net Cash Per Share-₹1.69K
Tangible Book Value Per Share₹736.82
Margins
Gross margin is 41.18%, with operating margin of 30.39%, and net profit margin of 26.94%.
Gross Margin41.18%
Operating Margin30.39%
Pretax Margin34.93%
Net Profit Margin26.94%
EBITDA Margin35.71%
EBIT Margin34.93%
Analyst Forecast
The average price target for PNB Housing Finance Limited is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast11.92%
EPS Growth Forecast18.09%