Oracle Financial Services Software Limited (IN:OFSS)
:OFSS
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Oracle Financial Services Software Limited
(OFSS)
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Rating:85Outperform
Price Target:
₹10,332.00
▲(33.58% Upside)
Action:ReiteratedDate:04/24/26
The score is driven primarily by robust financial quality (strong profitability, very low leverage, and high cash conversion). Technicals are supportive via a clear uptrend, but the stock appears overbought on RSI/Stoch, which tempers the near-term outlook. Valuation is balanced with a reasonable P/E and a strong dividend yield.
Positive Factors
High operating and net margins
Sustained high operating and net margins reflect a software business with scalable product economics and pricing power. Durable profitability supports reinvestment, shareholder returns and resilience to cyclical demand shifts, underpinning long-term cash generation and strategic optionality.
Negative Factors
Evidence of margin compression
A decline in gross and incremental margin compression suggests cost or pricing pressure that could erode the company’s high profitability over time. If sustained, this reduces cash available for reinvestment or shareholder returns and signals competitive or structural pricing headwinds.
Read all positive and negative factors
Positive Factors
Negative Factors
High operating and net margins
Sustained high operating and net margins reflect a software business with scalable product economics and pricing power. Durable profitability supports reinvestment, shareholder returns and resilience to cyclical demand shifts, underpinning long-term cash generation and strategic optionality.
Read all positive factors
Oracle Financial Services Software Limited (OFSS) vs. iShares MSCI India ETF (INDA)
Market Cap
₹843.58B
Dividend Yield5.05%
Average Volume (3M)11.53K
Price to Earnings (P/E)17.4
Beta (1Y)0.98
Revenue Growth12.05%
EPS Growth10.67%
CountryIN
Employees8,754
SectorTechnology
Sector Strength88
IndustrySoftware - Infrastructure
Share Statistics
EPS (TTM)277.01
Shares Outstanding87,050,070
10 Day Avg. Volume5,276
30 Day Avg. Volume11,533
Financial Highlights & Ratios
PEG Ratio2.08
Price to Book (P/B)7.48
Price to Sales (P/S)7.63
P/FCF Ratio20.65
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)324.5
Revenue Forecast (FY)₹83.30B
Oracle Financial Services Software Limited Business Overview & Revenue Model
Company Description
Oracle Financial Services Software Limited provides information technology (IT) solutions and business processing services to the financial services industry worldwide. It operates in two segments, Product Licenses and Related Activities; and IT S...
How the Company Makes Money
OFSS primarily generates revenue by licensing and supporting enterprise software used by financial institutions, and by providing related services to implement, customize, and operate those solutions.
Key revenue streams include:
1) Software lice...
Oracle Financial Services Software Limited Financial Statement Overview
Summary
Income Statement
86
Very Positive
Balance Sheet
93
Very Positive
Cash Flow
90
Very Positive
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 69.58B | 76.72B | 68.47B | 63.73B | 56.98B | 52.21B |
| Gross Profit | 36.46B | 37.77B | 36.17B | 33.72B | 29.10B | 28.05B |
| EBITDA | 30.75B | 34.77B | 30.53B | 27.54B | 24.37B | 24.61B |
| Net Income | 24.05B | 26.39B | 23.80B | 22.19B | 18.06B | 18.89B |
Balance Sheet | ||||||
| Total Assets | 87.03B | 99.34B | 101.35B | 99.36B | 92.76B | 87.35B |
| Cash, Cash Equivalents and Short-Term Investments | 42.75B | 55.10B | 63.11B | 54.45B | 54.66B | 50.13B |
| Total Debt | 369.00M | 325.00M | 456.00M | 429.61M | 694.02M | 833.85M |
| Total Liabilities | 19.50B | 21.07B | 17.73B | 20.77B | 18.17B | 16.35B |
| Stockholders Equity | 67.52B | 78.27B | 83.62B | 78.59B | 74.59B | 71.00B |
Cash Flow | ||||||
| Free Cash Flow | 20.15B | 28.34B | 21.64B | 17.61B | 17.20B | 18.19B |
| Operating Cash Flow | 20.59B | 28.86B | 21.99B | 17.91B | 17.58B | 18.56B |
| Investing Cash Flow | -11.17B | 6.89B | -24.53B | 15.98B | 1.37B | -1.67B |
| Financing Cash Flow | -23.20B | -34.49B | -20.96B | -19.58B | -16.65B | -17.33B |
Oracle Financial Services Software Limited Technical Analysis
Positive
7734.60
Price Trends
6931.47
Positive
7414.49
Positive
7999.90
Negative
Market Momentum
228.97
Negative
73.92
Negative
98.34
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:OFSS, the sentiment is Positive. The current price of 7734.6 is above the 20-day moving average (MA) of 6969.32, above the 50-day MA of 6931.47, and below the 200-day MA of 7999.90, indicating a neutral trend. The MACD of 228.97 indicates Negative momentum. The RSI at 73.92 is Negative, neither overbought nor oversold. The STOCH value of 98.34 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:OFSS.
Oracle Financial Services Software Limited Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
85 Outperform | ₹843.58B | 17.40 | ― | 5.05% | 12.05% | 10.67% | |
67 Neutral | ₹1.28T | 21.36 | ― | 1.08% | 11.31% | 9.00% | |
64 Neutral | ₹21.43B | 29.12 | ― | 1.34% | 8.19% | -1.00% | |
63 Neutral | ₹430.12B | 24.00 | ― | 0.88% | 33.81% | 89.36% | |
62 Neutral | ₹109.53B | 118.88 | ― | 0.69% | 22.17% | 32.02% | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
55 Neutral | ₹3.61B | 40.24 | ― | ― | -4.24% | ― |
* Technology Sector Average
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Oracle Financial Services Software Limited Corporate Events
Oracle Financial Services clears FY26 results, declares hefty second interim dividend
Apr 22, 2026
Oracle Financial Services Software Limited announced that its board has approved the audited standalone and consolidated financial results for the quarter and year ended March 31, 2026, with the statutory auditors issuing an unmodified opinion on ...
Oracle Financial Services Software Declares Second Interim Dividend and Approves FY 2026 Results
Apr 22, 2026
Oracle Financial Services Software Limited announced that its Board of Directors has approved the audited standalone and consolidated financial results for the quarter and year ended March 31, 2026, with the statutory auditors issuing unmodified o...
Oracle Financial Services Software Clears FY26 Results, Declares Second Interim Dividend
Apr 22, 2026
Oracle Financial Services Software Limited’s board has approved the audited standalone and consolidated financial results for the quarter and year ended March 31, 2026, with the statutory auditors issuing an unmodified opinion, underscoring ...
Oracle Financial Services Software Posts Double-Digit FY26 Growth and Declares Second Interim Dividend
Apr 22, 2026
Oracle Financial Services Software reported consolidated revenue of Rs. 6,708 crore for the fiscal year ended March 31, 2026, an 18% increase year-on-year, with operating income up 14% to Rs. 2,144 crore and net income rising 22% to Rs. 2,813 cror...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.