Intellect Design Arena Ltd (IN:INTELLECT)
:INTELLECT
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Intellect Design Arena Ltd
(INTELLECT)
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Rating:62Neutral
Price Target:
₹730.00
▼(-23.91% Downside)
Action:DowngradedDate:02/03/26
The score is supported primarily by strong financial performance (growth, profitability, solid balance sheet, and healthy cash generation). This is meaningfully offset by weak technicals (price below key moving averages and negative MACD) and a relatively high P/E with a modest dividend yield.
Positive Factors
Consistent Revenue Growth
Sustained multi-year revenue growth indicates continued market adoption of Intellect's fintech platforms and cross-sell potential into existing accounts. This durable top-line expansion supports reinvestment in product development and broadens the revenue base, improving long-term resilience.
Negative Factors
Recent Gross Profit Decline
A recent drop in gross profit signals margin pressure that could stem from pricing, higher costs, or unfavorable contract mix. If persistent, this reduces the cushion for operating leverage and limits reinvestment capacity, potentially eroding long-term profitability.
Read all positive and negative factors
Positive Factors
Negative Factors
Consistent Revenue Growth
Sustained multi-year revenue growth indicates continued market adoption of Intellect's fintech platforms and cross-sell potential into existing accounts. This durable top-line expansion supports reinvestment in product development and broadens the revenue base, improving long-term resilience.
Read all positive factors
Intellect Design Arena Ltd (INTELLECT) vs. iShares MSCI India ETF (INDA)
Market Cap
₹98.91B
Dividend Yield0.69%
Average Volume (3M)15.60K
Price to Earnings (P/E)118.9
Beta (1Y)1.52
Revenue Growth22.17%
EPS Growth32.02%
CountryIN
Employees6,075
SectorTechnology
Sector Strength88
IndustrySoftware - Application
Share Statistics
EPS (TTM)2.80
Shares Outstanding139,677,120
10 Day Avg. Volume8,543
30 Day Avg. Volume15,602
Financial Highlights & Ratios
PEG Ratio12.07
Price to Book (P/B)3.46
Price to Sales (P/S)3.86
P/FCF Ratio37.18
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)35.2
Revenue Forecast (FY)₹33.85B
Intellect Design Arena Ltd Business Overview & Revenue Model
Company Description
Intellect Design Arena Limited provides software development and related services for banking, insurance, and other financial services in India and internationally. It offers platforms and products, such as iGTB, a suite of transaction banking sol...
How the Company Makes Money
Intellect primarily makes money by selling and supporting financial-technology software used by financial institutions. Key revenue streams typically include: (1) License/subscription fees for its software products and platforms (including recurri...
Intellect Design Arena Ltd Financial Statement Overview
Summary
Income Statement
85
Very Positive
Balance Sheet
80
Positive
Cash Flow
78
Positive
| Breakdown | TTM | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 27.95B | 25.00B | 25.06B | 22.31B | 18.78B | 14.97B |
| Gross Profit | 9.32B | 9.69B | 11.56B | 10.74B | 9.57B | 6.89B |
| EBITDA | 5.38B | 3.97B | 4.25B | 3.31B | 3.90B | 2.96B |
| Net Income | 4.02B | 3.33B | 3.21B | 2.67B | 3.49B | 2.63B |
Balance Sheet | ||||||
| Total Assets | 40.94B | 38.82B | 34.05B | 28.87B | 25.94B | 20.44B |
| Cash, Cash Equivalents and Short-Term Investments | 4.29B | 5.31B | 3.03B | 1.27B | 4.08B | 2.49B |
| Total Debt | 898.06M | 717.78M | 443.03M | 271.28M | 204.19M | 824.61M |
| Total Liabilities | 11.07B | 10.65B | 9.54B | 8.19B | 7.72B | 6.39B |
| Stockholders Equity | 29.57B | 27.86B | 24.39B | 20.58B | 18.09B | 13.93B |
Cash Flow | ||||||
| Free Cash Flow | -152.95M | 2.60B | 2.37B | 85.09M | 3.24B | 3.50B |
| Operating Cash Flow | 802.56M | 4.31B | 4.10B | 1.74B | 4.53B | 4.63B |
| Investing Cash Flow | 790.15M | -2.45B | -2.55B | -1.77B | -3.99B | -1.90B |
| Financing Cash Flow | -1.04B | -633.06M | -490.26M | -495.42M | -521.01M | -2.25B |
Intellect Design Arena Ltd Technical Analysis
Positive
959.35
Price Trends
689.63
Positive
845.05
Negative
942.83
Negative
Market Momentum
-1.99
Negative
54.24
Neutral
74.87
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:INTELLECT, the sentiment is Positive. The current price of 959.35 is above the 20-day moving average (MA) of 659.13, above the 50-day MA of 689.63, and above the 200-day MA of 942.83, indicating a neutral trend. The MACD of -1.99 indicates Negative momentum. The RSI at 54.24 is Neutral, neither overbought nor oversold. The STOCH value of 74.87 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:INTELLECT.
Intellect Design Arena Ltd Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
70 Outperform | ₹165.81B | 50.66 | ― | 0.68% | 19.02% | 7.38% | |
65 Neutral | ₹40.81B | 39.71 | ― | 0.21% | 38.73% | 25.42% | |
65 Neutral | ₹70.22B | 47.37 | ― | 0.59% | 8.33% | -3.45% | |
64 Neutral | ₹21.19B | 29.12 | ― | 1.34% | 8.19% | -1.00% | |
62 Neutral | ₹98.91B | 118.88 | ― | 0.69% | 22.17% | 32.02% | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
53 Neutral | ₹16.10B | 163.07 | ― | ― | 18.25% | ― |
* Technology Sector Average
IN:INTELLECT
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-8.79%
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6.49%
Intellect Design Arena Ltd Corporate Events
Intellect Design Arena Announces Senior Management Changes Effective March 2026
Mar 16, 2026
Intellect Design Arena Ltd, a financial technology provider to banks and financial institutions, has announced changes in its senior management as part of an upcoming leadership transition. The company, which offers digital platforms and software ...
Intellect Design Arena Schedules One-on-One Virtual Meet With Hornbill Capital Advisers
Mar 9, 2026
Intellect Design Arena Ltd has notified the exchanges that senior management from its IntellectAI division will hold a one-on-one virtual meeting with Hornbill Capital Advisers LLP on March 9, 2026, from 12 p.m. IST onward. The session, led by Int...
Intellect Design Schedules One-on-One Meet With CJW Investments
Mar 2, 2026
Intellect Design Arena Ltd has notified the stock exchanges about a scheduled one-on-one virtual meeting with CJW Investments on March 2, 2026, starting at 1:30 p.m. IST. The interaction will feature the company’s Chief Financial Officer, Va...
Intellect Design Arena Plans One-to-One Investor Meet with Nine Rivers Capital
Mar 2, 2026
Intellect Design Arena Ltd has scheduled a one-to-one virtual meeting with Nine Rivers Capital on March 2, 2026, starting at 2:30 p.m. IST. The session will be attended by Chairman and Managing Director Arun Jain, Chief Financial Officer Vasudha S...
Intellect Design Arena Schedules One-on-One Meet With WhiteOak Capital
Mar 2, 2026
Intellect Design Arena Ltd. has announced the schedule for a one-on-one virtual meeting with analyst and institutional investor WhiteOak Capital on March 2, 2026, from 3:30 PM IST onwards. The session will feature Chairman and Managing Director Ar...
Intellect Design Arena Posts Q3 FY26 Earnings Call Recording Online
Jan 30, 2026
Intellect Design Arena Limited has announced that the audio and video recording of its Q3 FY26 investors’ earnings conference call, held on January 30, 2026, has been made available on the company’s website. By publishing the recording...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.