Intellect Design Arena Ltd (INTELLECT) AI Stock Analysis

• Market Cap: ₹129.33B
• Dividend Yield: 0.76%
• Average Volume (3M): 13.68K
• Price to Earnings (P/E): 36.6
• Beta (1Y): 1.62
• Revenue Growth: 4.93%
• EPS Growth: 15.12%
• Country: IN
• Employees: 6,075
• Sector: Technology
• Sector Strength: 97
• Industry: Software - Application
• EPS (TTM): 6.70
• Shares Outstanding: 139,049,360
• 10 Day Avg. Volume: 12,512
• 30 Day Avg. Volume: 13,680
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹1,128.00
• Price Target Upside: 20.10% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 68 Neutral
• Price Target: ₹1,128.00 ▲(20.10% Upside)

Intellect Design Arena Ltd has a strong financial performance, which is the most significant factor in its overall score. The company's solid revenue growth, profitability, and healthy cash flows are positive indicators. However, mixed technical indicators and a high P/E ratio suggest caution. The stock's valuation and technical analysis are less favorable, impacting the overall score.

Intellect Design Arena Ltd Business Overview & Revenue Model

Company Description

Intellect Design Arena Ltd (INTELLECT) is a global leader in financial technology for banking, insurance, and other financial services. The company offers a comprehensive suite of products and solutions that cater to various segments like retail banking, corporate banking, and treasury management. Intellect Design Arena leverages advanced technology and design thinking to deliver cutting-edge digital transformation solutions that enhance the efficiency and customer experience of financial institutions worldwide.

How the Company Makes Money

Intellect Design Arena Ltd generates revenue primarily through the sale of its software products and solutions tailored for the financial services industry. The company's revenue model includes license fees, subscription fees, and implementation services for its comprehensive suite of products. Moreover, Intellect Design Arena earns money through ongoing support and maintenance contracts, ensuring continuous client engagement. Strategic partnerships with leading technology providers and financial institutions also contribute to its earnings by expanding its market reach and enhancing its product offerings. Additionally, the company might engage in consulting services, helping clients optimize their operations using the company's technology solutions.

Intellect Design Arena Ltd Financial Statement Overview

Summary

Intellect Design Arena Ltd exhibits strong financial performance with consistent revenue and profit growth, a solid balance sheet with low leverage, and healthy cash flows. However, attention should be given to the recent decline in gross profit and the increase in liabilities.

Income Statement

Intellect Design Arena Ltd has shown consistent revenue growth over the past five years, with a particularly strong increase from 2021 to 2022. The company maintains healthy gross and net profit margins, indicating strong profitability. However, there was a notable decline in gross profit in the most recent year, which might need attention. The EBIT and EBITDA margins remain robust, reflecting efficient cost management and operational efficiency.

Balance Sheet

The balance sheet of Intellect Design Arena Ltd demonstrates solid financial health with a strong equity position. The debt-to-equity ratio is low, indicating prudent leverage management, and the equity ratio is high, suggesting that the company is well-capitalized. Return on equity has been stable, reflecting consistent profitability. However, there has been an increase in total liabilities, which needs monitoring to maintain financial stability.

Cash Flow

The company has maintained positive operating and free cash flow, with a positive trend in free cash flow growth, which highlights strong cash generation capability. The operating cash flow to net income ratio is healthy, indicating efficient cash conversion from profits. The free cash flow to net income ratio is also favorable, underscoring effective capital expenditure management. The company should continue to focus on optimizing its cash flow to support growth and investment.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	25.00B	25.00B	25.06B	22.31B	18.78B	14.97B
Gross Profit	13.52B	9.78B	11.56B	20.85B	5.69B	14.18B
EBITDA	5.83B	5.31B	6.01B	4.90B	5.15B	3.71B
Net Income	3.33B	3.33B	3.21B	2.67B	3.49B	2.63B
Balance Sheet
Total Assets	38.82B	38.82B	34.05B	28.87B	25.94B	20.44B
Cash, Cash Equivalents and Short-Term Investments	5.31B	5.31B	3.03B	1.16B	5.02B	2.49B
Total Debt	717.78M	717.78M	443.03M	271.28M	204.19M	824.61M
Total Liabilities	10.65B	10.65B	9.54B	8.19B	7.72B	6.39B
Stockholders Equity	27.86B	27.86B	24.39B	20.58B	18.09B	13.93B
Cash Flow
Free Cash Flow	0.00	2.60B	2.37B	85.09M	3.24B	3.50B
Operating Cash Flow	0.00	4.31B	4.10B	1.74B	4.53B	4.63B
Investing Cash Flow	0.00	-2.45B	-2.55B	-1.77B	-3.99B	-1.90B
Financing Cash Flow	0.00	-633.06M	-490.26M	-495.42M	-521.01M	-2.25B

Intellect Design Arena Ltd Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 939.20
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Positive
• RSI: Positive
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:INTELLECT, the sentiment is Negative. The current price of 939.2 is below the 20-day moving average (MA) of 1053.89, below the 50-day MA of 1111.31, and above the 200-day MA of 884.23, indicating a neutral trend. The MACD of -52.94 indicates Positive momentum. The RSI at 29.40 is Positive, neither overbought nor oversold. The STOCH value of 13.62 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:INTELLECT.

Intellect Design Arena Ltd Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
INTELLECT	68 Neutral	₹129.33B	36.58		0.76%	4.93%	15.12%
NEWGEN	66 Neutral	₹121.98B	38.00		0.58%	14.23%	17.64%
LATENTVIEW	65 Neutral	₹82.01B	44.02		―	34.69%	12.48%
DATAPATTNS	61 Neutral	₹141.45B	65.94		0.32%	31.71%	13.71%
TEJASNET	54 Neutral	₹97.36B	52.92		0.45%	100.45%	6.29%
Sector *	50 Neutral	C$3.52B	0.80	-5.03%	7.64%	16.88%	-2.22%

Intellect Design Arena Ltd Corporate Events

Intellect Design Arena Engages with Investors at Singapore Conference

Intellect Design Arena Ltd participated in the ‘Avendus Spark INDX – Asia Edition’ investor conference in Singapore, engaging with multiple institutional investors. This engagement reflects the company’s proactive approach to investor relations and its commitment to transparency, potentially strengthening its market position and stakeholder confidence.

Intellect Design Arena Schedules Key Investor Meeting

Intellect Design Arena Ltd has announced a scheduled meeting with Hornbill Capital Advisers, represented by CEO Rajesh Saxena, to discuss potential collaborations or insights. The meeting, which will be held both virtually and physically at Intellect’s Dubai office, signifies the company’s ongoing efforts to engage with institutional investors and analysts, potentially impacting its market positioning and stakeholder relations.

Intellect Design Arena Grants 185,500 RSUs to Associates

Intellect Design Arena Ltd has announced the grant of 185,500 Restricted Stock Units (RSUs) to 17 associates under its ISOP 2016 Scheme. The RSUs, which have a grant price of Rs. 5, will vest over a period of four to five years, allowing associates to convert them into shares during the exercise period. This move is part of the company’s strategy to incentivize and retain talent, potentially strengthening its market position and aligning employee interests with company growth.