3i Infotech Limited (3IINFOLTD) AI Stock Analysis

• Market Cap: ₹4.56B
• Dividend Yield: N/A
• Average Volume (3M): 73.26K
• Price to Earnings (P/E): 5.6
• Beta (1Y): 1.68
• Revenue Growth: -10.35%
• EPS Growth: N/A
• Country: IN
• Employees: 5,600
• Sector: Technology
• Sector Strength: 88
• Industry: Information Technology Services
• EPS (TTM): 0.42
• Shares Outstanding: 207,382,640
• 10 Day Avg. Volume: 97,059
• 30 Day Avg. Volume: 73,256
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹24.50
• Price Target Upside: 11.46% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 0

• Rating: 60 Neutral
• Price Target: ₹24.50 ▲(11.46% Upside)

The overall stock score of 60 reflects a combination of mixed financial performance and neutral technical indicators, offset by an attractive valuation. The company's financials show signs of improvement, but operational challenges persist. The stock's valuation suggests potential upside, but the lack of earnings call insights and corporate events limits further assessment.

3i Infotech Limited Business Overview & Revenue Model

Company Description

3i Infotech Limited provides IP based software solutions and information technology services in India, North America, the Asia Pacific, the Middle East, Africa, the Kingdom of Saudi Arabia, and South Asia. The company offers NuRe Edge that provides consolidated secure access services in one single platform; NuRe desk, a next-generation virtual desktop solution that has a virtualization engine; NuRe 3i that designs, constructs, and manages full-stack cloud solutions, including maintain crucial operational applications supporting the entire Eco-system in the cloud; and NuRe 3i+, an enterprise-grade cloud converged infrastructure that allows customers to consolidate business critical middleware and application workloads on the Oracle OCI or at the edge. It also provides MAGGIET, an integrated intelligent process automation solution; Flexib, a unique digital testing platform to accelerate QAOps for functional and Non-functional test automations in a DevOps and non-DevOps environments; Momenta, a solution with integrated AI and data science analytics platform; 3iAires Suite that digitizes enterprise's core processes to orchestrate a robust brand experience across all engagement channels; and Universo, a scheme management solution with modular and configurable options, which is developed on Open Source technologies to enable quick automation of the scheme management process right from beneficiary management to benefit disbursement and reconciliation through various intermediate processes. The company serves customers in banking, insurance, capital markets, asset and wealth management, government, manufacturing, retail, distribution, telecom, and healthcare industry verticals. 3i Infotech Limited was incorporated in 1993 and is headquartered in Navi Mumbai, India.

How the Company Makes Money

3i Infotech Limited generates revenue through multiple streams, primarily by offering its software products and IT services to clients in diverse industries. The company earns money from licensing fees for its proprietary software products, such as ERP and core banking solutions. Additionally, it provides managed services and IT consulting, which include system integration, infrastructure management, and digital transformation services, contributing to recurring income through long-term service contracts. Business process outsourcing (BPO) services also add to its revenue by managing and streamlining clients' business operations. Strategic partnerships and collaborations with technology vendors enhance its service offerings and market reach, further solidifying its earnings potential.

3i Infotech Limited Financial Statement Overview

Summary

3i Infotech Limited shows a mixed financial performance. The income statement indicates operational inefficiencies with negative EBIT margins and volatile revenue growth. The balance sheet is moderately healthy with a declining debt-to-equity ratio, but asset volatility is a concern. Cash flows are recovering, yet inconsistent free cash flow growth suggests potential operational uncertainties.

Income Statement

The income statement reflects a challenging financial performance. Gross profit margin is declining, and EBIT margins are consistently negative, indicating operational inefficiencies. Net profit margin has improved from severe losses, yet remains under pressure. Revenue growth has been volatile, highlighting inconsistent business performance and market challenges.

Balance Sheet

The balance sheet shows moderate financial health with a declining debt-to-equity ratio, suggesting decreasing reliance on debt. However, equity has fluctuated significantly, and the equity ratio remains average. The company maintains a reasonable cash position, but asset base volatility poses potential risks.

Cash Flow

Cash flow statements indicate a recovery in free cash flow, despite historical volatility. Operating cash flow to net income ratio is healthy, suggesting effective cash generation relative to earnings. However, the free cash flow growth rate is inconsistent, highlighting potential operational uncertainties.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	7.26B	7.26B	8.14B	7.29B	6.77B	6.09B
Gross Profit	754.80M	782.00M	907.20M	817.00M	973.40M	705.40M
EBITDA	469.80M	469.80M	-2.47B	364.70M	-294.30M	3.74B
Net Income	253.50M	253.50M	-2.98B	13.70M	-574.90M	3.91B
Balance Sheet
Total Assets	5.73B	5.73B	6.64B	9.72B	9.60B	14.86B
Cash, Cash Equivalents and Short-Term Investments	1.22B	1.22B	495.30M	606.00M	1.28B	6.76B
Total Debt	635.10M	635.10M	844.90M	992.40M	1.19B	1.39B
Total Liabilities	2.66B	2.66B	3.71B	3.29B	2.57B	7.33B
Stockholders Equity	3.07B	3.07B	2.93B	6.43B	7.04B	7.53B
Cash Flow
Free Cash Flow	0.00	397.40M	596.70M	355.20M	-607.90M	790.30M
Operating Cash Flow	0.00	442.00M	731.50M	1.45B	-500.40M	790.30M
Investing Cash Flow	0.00	5.90M	-83.60M	-1.06B	-39.40M	8.03B
Financing Cash Flow	0.00	-259.10M	-251.80M	-412.00M	-4.94B	-2.96B

3i Infotech Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 21.98
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:3IINFOLTD, the sentiment is Negative. The current price of 21.98 is below the 20-day moving average (MA) of 22.73, below the 50-day MA of 22.38, and below the 200-day MA of 23.84, indicating a bearish trend. The MACD of 0.17 indicates Positive momentum. The RSI at 41.12 is Neutral, neither overbought nor oversold. The STOCH value of 14.94 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:3IINFOLTD.

3i Infotech Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
INSPIRISYS	69 Neutral	₹3.86B	10.92	54.21%	―	-27.51%	278.69%
DCI	68 Neutral	₹4.42B	24.77	20.08%	―	20.57%	10.91%
MOLDTECH	68 Neutral	₹4.97B	64.25	10.34%	0.58%	-14.39%	-71.52%
3IINFOLTD	60 Neutral	₹4.56B	5.57	―	―	-10.35%	―
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%

3i Infotech Limited Corporate Events

3i Infotech Announces Virtual AGM for September 2025

3i Infotech Limited has announced its 32nd Annual General Meeting (AGM) scheduled for September 10, 2025, to be conducted via video conferencing, adhering to regulatory guidelines. The company has set September 3, 2025, as the cut-off date for determining voting eligibility and has made the AGM notice and annual report for the financial year 2024-25 available electronically to registered members. The register of members and share transfer books will be closed from September 4 to September 10, 2025, for the AGM.

3i Infotech Schedules Virtual AGM for September 2025

3i Infotech Limited has announced the scheduling of its 32nd Annual General Meeting (AGM) on September 10, 2025, to be held virtually. The company has set September 3, 2025, as the cut-off date for determining voting eligibility, and the AGM notice along with the Annual Report for the financial year 2024-25 is being distributed electronically. The Register of Members and Share Transfer Books will be closed from September 4 to September 10, 2025, for the AGM. This announcement reflects the company’s adherence to regulatory requirements and its commitment to engaging with stakeholders through digital means.

3i Infotech Saudi Subsidiary to Initiate Bankruptcy Proceedings

3i Infotech Limited has announced that its subsidiary, 3i Infotech Saudi Arabia LLC, will initiate bankruptcy proceedings due to cash flow issues and the inability to meet tax payment obligations under the Zakat, Tax and Customs Authority’s Amnesty Scheme. This decision follows the realization that voluntary liquidation is not feasible under Saudi laws, and the subsidiary is not considered material to the parent company’s overall operations.

3i Infotech’s US Subsidiary Secures Additional Employee Retention Grant

3i Infotech Limited announced that its US subsidiary, 3i Infotech Inc., has received an additional grant of USD 2,260,973.87 under the Employee Retention Tax Credit Scheme, bringing the total grant entitlement to USD 4,405,790.74. This development is significant for the company as it enhances its financial position and supports its employee retention efforts, potentially strengthening its market position and stakeholder confidence.