3i Infotech Limited (3IINFOLTD) AI Stock Analysis

• Market Cap: ₹3.82B
• Dividend Yield: N/A
• Average Volume (3M): 77.88K
• Price to Earnings (P/E): 5.4
• Beta (1Y): 1.59
• Revenue Growth: -10.35%
• EPS Growth: N/A
• Country: IN
• Employees: 5,600
• Sector: Technology
• Sector Strength: 97
• Industry: Information Technology Services
• EPS (TTM): 0.45
• Shares Outstanding: 169,627,240
• 10 Day Avg. Volume: 56,514
• 30 Day Avg. Volume: 77,879
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹25.00
• Price Target Upside: 12.01% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 56 Neutral
• Price Target: ₹25.00 ▲(12.01% Upside)

3i Infotech Limited's overall stock score reflects a combination of mixed financial performance and neutral technical indicators, balanced by a seemingly attractive valuation. The financials show improvement in cash flows but ongoing challenges in revenue and operational efficiency. The technical outlook is neutral, lacking clear momentum, while the valuation suggests potential undervaluation. The absence of earnings call data and corporate events limits further insights.

3i Infotech Limited Business Overview & Revenue Model

Company Description

3i Infotech Limited is a global information technology company headquartered in India. It operates across various sectors, including banking, insurance, capital markets, asset & wealth management, government, manufacturing, and retail. The company provides a wide range of IT solutions encompassing software products, IT services, and business process outsourcing (BPO). Its core products and services include enterprise resource planning (ERP) solutions, core banking software, insurance software, and managed IT services, tailored to enhance operational efficiency and business agility for its clients.

How the Company Makes Money

3i Infotech Limited generates revenue through multiple streams, primarily by offering its software products and IT services to clients in diverse industries. The company earns money from licensing fees for its proprietary software products, such as ERP and core banking solutions. Additionally, it provides managed services and IT consulting, which include system integration, infrastructure management, and digital transformation services, contributing to recurring income through long-term service contracts. Business process outsourcing (BPO) services also add to its revenue by managing and streamlining clients' business operations. Strategic partnerships and collaborations with technology vendors enhance its service offerings and market reach, further solidifying its earnings potential.

3i Infotech Limited Financial Statement Overview

Summary

The income statement shows challenging financial performance with declining margins and volatile revenue growth. The balance sheet indicates moderate financial health, with a stable debt-to-equity ratio but fluctuating equity. Cash flow is recovering but inconsistent, reflecting potential operational uncertainties.

Income Statement

The income statement reflects a challenging financial performance. Gross profit margin is declining, and EBIT margins are consistently negative, indicating operational inefficiencies. Net profit margin has improved from severe losses, yet remains under pressure. Revenue growth has been volatile, highlighting inconsistent business performance and market challenges.

Balance Sheet

The balance sheet shows moderate financial health with a declining debt-to-equity ratio, suggesting decreasing reliance on debt. However, equity has fluctuated significantly, and the equity ratio remains average. The company maintains a reasonable cash position, but asset base volatility poses potential risks.

Cash Flow

Cash flow statements indicate a recovery in free cash flow, despite historical volatility. Operating cash flow to net income ratio is healthy, suggesting effective cash generation relative to earnings. However, the free cash flow growth rate is inconsistent, highlighting potential operational uncertainties.

Breakdown	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	7.26B	8.14B	7.29B	6.77B	6.09B
Gross Profit	782.00M	907.20M	817.00M	973.40M	705.40M
EBITDA	469.80M	-2.47B	364.70M	-294.30M	3.74B
Net Income	253.50M	-2.98B	13.70M	-574.90M	3.91B
Balance Sheet
Total Assets	5.73B	6.64B	9.72B	9.60B	14.86B
Cash, Cash Equivalents and Short-Term Investments	1.22B	495.30M	606.00M	1.28B	6.76B
Total Debt	635.10M	844.90M	992.40M	1.19B	1.39B
Total Liabilities	2.66B	3.71B	3.29B	2.57B	7.33B
Stockholders Equity	3.07B	2.93B	6.43B	7.04B	7.53B
Cash Flow
Free Cash Flow	397.40M	596.70M	355.20M	-607.90M	790.30M
Operating Cash Flow	442.00M	731.50M	1.45B	-500.40M	790.30M
Investing Cash Flow	5.90M	-83.60M	-1.06B	-39.40M	8.03B
Financing Cash Flow	-259.10M	-251.80M	-412.00M	-4.94B	-2.96B

3i Infotech Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 22.32
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:3IINFOLTD, the sentiment is Negative. The current price of 22.32 is below the 20-day moving average (MA) of 23.84, below the 50-day MA of 24.47, and below the 200-day MA of 25.80, indicating a bearish trend. The MACD of -0.51 indicates Positive momentum. The RSI at 32.71 is Neutral, neither overbought nor oversold. The STOCH value of 5.37 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:3IINFOLTD.

3i Infotech Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
MOLDTECH	69 Neutral	₹3.98B	51.56		2.46%	-14.39%	-71.56%
INSPIRISYS	69 Neutral	₹4.16B	11.76		―	-27.51%	278.69%
DCI	65 Neutral	₹3.37B	21.06		―	20.57%	10.91%
Sector *	57 Neutral	€1.69B	12.24	1.59%	3.67%	2.96%	-106.86%
3IINFOLTD	56 Neutral	₹3.82B	5.39		―	-10.35%	―