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Oracle Financial Services Software Limited
(OFSS)
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Rating:83Outperform
Price Target:
₹13,579.00
▲(75.56% Upside)
Action:Reiterated
Date:07/11/26
The score is driven primarily by very strong financial quality (high profitability, minimal leverage, strong cash conversion). Technicals are supportive with a clear uptrend, though momentum is nearing overbought levels. Valuation is the main offset due to a high P/E, despite an attractive dividend yield.
Positive Factors
High Profitability
Sustained high EBIT and net margins indicate durable operating leverage and pricing power in OFSS’s financial software niche. Strong margins support reinvestment in product development, fund shareholder returns, and provide a buffer versus cyclical revenue swings, underpinning long-term cash generation.
Negative Factors
Margin Compression
A persistent decline in gross and net margins can erode the company’s profitability moat. If driven by pricing pressure, higher cloud/hosting costs, or competitive mix shifts, this reduces free cash flow potential and constrains long-term investment and payout capacity unless margins stabilize.
Read all positive and negative factors
Positive Factors
Negative Factors
High Profitability
Sustained high EBIT and net margins indicate durable operating leverage and pricing power in OFSS’s financial software niche. Strong margins support reinvestment in product development, fund shareholder returns, and provide a buffer versus cyclical revenue swings, underpinning long-term cash generation.
Read all positive factors
Oracle Financial Services Software Limited (OFSS) vs. iShares MSCI India ETF (INDA)
Market Cap
₹969.12B
Dividend Yield5.05%
Average Volume (3M)11.53K
Price to Earnings (P/E)38.4
Beta (1Y)0.86
Revenue Growth12.05%
EPS Growth10.67%
CountryIN
Employees8,754
SectorGeneral
Sector StrengthN/A
IndustrySoftware - Infrastructure
Share Statistics
EPS (TTM)303.52
Shares Outstanding87,072,136
10 Day Avg. Volume5,276
30 Day Avg. Volume11,533
Financial Highlights & Ratios
PEG Ratio2.08
Price to Book (P/B)7.48
Price to Sales (P/S)7.63
P/FCF Ratio20.65
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)361.2
Revenue Forecast (FY)₹87.40B
Oracle Financial Services Software Limited Business Overview & Revenue Model
Company Description
Oracle Financial Services Software Limited is a global provider of information technology (IT) solutions and business process services tailored for the financial industry. The company operates through two primary segments: the licensing of its pro...
How the Company Makes Money
OFSS primarily generates revenue by licensing and supporting enterprise software used by financial institutions, and by providing related services to implement, customize, and operate those solutions.
Key revenue streams include:
1) Software lice...
Oracle Financial Services Software Limited Financial Statement Overview
Summary
Income Statement
86
Very Positive
Balance Sheet
93
Very Positive
Cash Flow
90
Very Positive
| Breakdown | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 76.72B | 68.47B | 63.73B | 56.98B | 52.21B |
| Gross Profit | 37.77B | 36.17B | 33.72B | 29.10B | 28.05B |
| EBITDA | 37.48B | 30.53B | 27.54B | 24.37B | 24.61B |
| Net Income | 26.39B | 23.80B | 22.19B | 18.06B | 18.89B |
Balance Sheet | |||||
| Total Assets | 99.34B | 101.35B | 99.36B | 92.76B | 87.35B |
| Cash, Cash Equivalents and Short-Term Investments | 55.10B | 63.11B | 54.45B | 54.66B | 50.13B |
| Total Debt | 325.00M | 456.00M | 429.61M | 694.02M | 833.85M |
| Total Liabilities | 21.07B | 17.73B | 20.77B | 18.17B | 16.35B |
| Stockholders Equity | 78.27B | 83.62B | 78.59B | 74.59B | 71.00B |
Cash Flow | |||||
| Free Cash Flow | 28.34B | 21.64B | 17.61B | 17.20B | 18.19B |
| Operating Cash Flow | 28.86B | 21.99B | 17.91B | 17.58B | 18.56B |
| Investing Cash Flow | 6.89B | -24.53B | 15.98B | 1.37B | -1.67B |
| Financing Cash Flow | -34.49B | -20.96B | -19.58B | -16.65B | -17.33B |
Oracle Financial Services Software Limited Technical Analysis
Positive
7734.60
Price Trends
9920.45
Positive
8411.47
Positive
8178.71
Positive
Market Momentum
475.50
Negative
75.13
Negative
77.58
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:OFSS, the sentiment is Positive. The current price of 7734.6 is below the 20-day moving average (MA) of 10419.71, below the 50-day MA of 9920.45, and below the 200-day MA of 8178.71, indicating a bullish trend. The MACD of 475.50 indicates Negative momentum. The RSI at 75.13 is Negative, neither overbought nor oversold. The STOCH value of 77.58 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:OFSS.
Oracle Financial Services Software Limited Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
83 Outperform | ₹969.12B | 38.39 | ― | 5.05% | 12.05% | 10.67% | |
73 Outperform | ₹631.56B | 32.42 | ― | 0.88% | 33.81% | 89.36% | |
69 Neutral | ₹19.90B | 16.97 | ― | 1.34% | 5.26% | -27.91% | |
67 Neutral | ₹1.14T | 23.84 | ― | 1.08% | 11.31% | 9.00% | |
63 Neutral | ₹104.24B | 30.45 | ― | 0.69% | 21.53% | 3.07% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
55 Neutral | ₹3.78B | 9.78 | ― | ― | -4.46% | -36.03% |
* General Sector Average
IN:OFSS
Oracle Financial Services Software Limited
11,655.95
3,294.26
39.40%
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Oracle Financial Services Software Limited Corporate Events
Oracle Financial Services Software Announces Trading Window Closure Ahead of Quarterly Results
Jun 30, 2026
Oracle Financial Services Software Limited has announced the closure of its trading window for dealings in the company’s equity shares from July 1, 2026, in line with its Code of Conduct and SEBI’s Prohibition of Insider Trading Regula...
Oracle Financial Services Software Expands Equity Base via ESOP Allotment
Jun 17, 2026
Oracle Financial Services Software Limited has allotted 7,810 equity shares of face value Rs. 5 each to eligible employees who exercised stock options under the OFSS Stock Plan 2014, with no shares allotted to directors. Following this employee st...
Oracle Promoter Entity Confirms OFSS Shares Unencumbered for FY 2026
Jun 10, 2026
Oracle Global (Mauritius) Limited, along with Oracle Corporation and other persons acting in concert, has informed Indian stock exchanges that none of its shares in Oracle Financial Services Software Limited were encumbered during the financial ye...
Oracle Financial Services Software Finalises Perpetual Licence Deal With Global U.S. Bank
May 27, 2026
Oracle Financial Services Software Limited has confirmed that all conditions precedent have been satisfied for a previously announced deal with a long-standing U.S.-headquartered global bank customer, under which the company will grant a perpetual...
Oracle Financial Services Software Allots ESOP Shares, Slightly Raises Paid-Up Capital
Apr 29, 2026
Oracle Financial Services Software Limited has modestly expanded its equity base through the allotment of 12,381 equity shares under its OFSS Stock Plan 2014 to eligible employees who exercised their stock options. The newly issued shares, which e...
Oracle Financial Services clears FY26 results, declares hefty second interim dividend
Apr 22, 2026
Oracle Financial Services Software Limited announced that its board has approved the audited standalone and consolidated financial results for the quarter and year ended March 31, 2026, with the statutory auditors issuing an unmodified opinion on ...
Oracle Financial Services Software Declares Second Interim Dividend and Approves FY 2026 Results
Apr 22, 2026
Oracle Financial Services Software Limited announced that its Board of Directors has approved the audited standalone and consolidated financial results for the quarter and year ended March 31, 2026, with the statutory auditors issuing unmodified o...
Oracle Financial Services Software Clears FY26 Results, Declares Second Interim Dividend
Apr 22, 2026
Oracle Financial Services Software Limited’s board has approved the audited standalone and consolidated financial results for the quarter and year ended March 31, 2026, with the statutory auditors issuing an unmodified opinion, underscoring ...
Oracle Financial Services Software Posts Double-Digit FY26 Growth and Declares Second Interim Dividend
Apr 22, 2026
Oracle Financial Services Software reported consolidated revenue of Rs. 6,708 crore for the fiscal year ended March 31, 2026, an 18% increase year-on-year, with operating income up 14% to Rs. 2,144 crore and net income rising 22% to Rs. 2,813 cror...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.