Oracle Financial Services Software Limited (OFSS) AI Stock Analysis

• Market Cap: ₹604.45B
• Dividend Yield: 5.05%
• Average Volume (3M): 11.53K
• Price to Earnings (P/E): 27.4
• Beta (1Y): 1.12
• Revenue Growth: 2.78%
• EPS Growth: -5.10%
• Country: IN
• Employees: 8,754
• Sector: Technology
• Sector Strength: 88
• Industry: Software - Infrastructure
• EPS (TTM): 75.30
• Shares Outstanding: 87,035,130
• 10 Day Avg. Volume: 5,276
• 30 Day Avg. Volume: 11,533
• PEG Ratio: 3.99
• Price to Book (P/B): 7.92
• Price to Sales (P/S): 9.67
• P/FCF Ratio: 30.61
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): 290.3
• Revenue Forecast (FY): ₹74.47B

• Rating: 72 Outperform
• Price Target: ₹7,712.00 ▼(-0.29% Downside)
• Action: Reiterated Date: 10/16/25
• Date: Action: Reiterated 10/16/25

The overall stock score of 72.1 reflects strong financial performance, which is the most significant factor, supported by robust revenue growth, profitability, and a solid balance sheet. Technical analysis presents a neutral outlook with mixed signals, while valuation indicates a potential overvaluation, balanced by a reasonable dividend yield.

Positive Factors

Strong balance sheet

Low financial leverage and a healthy equity ratio provide durable financial flexibility. This reduces solvency risk, supports capital allocation (R&D, cloud investments, dividends or buybacks), and helps the company withstand sector cyclicality and fund multi-year client implementations.

Negative Factors

Industry concentration

A business model focused on banks and financial institutions concentrates revenue exposure to one sector. That raises vulnerability to banking-specific cyclicality, regulatory shifts, or reduced IT spend among financial clients, which could materially affect multi-year contract demand.

Oracle Financial Services Software Limited Business Overview & Revenue Model

Company Description

Oracle Financial Services Software Limited provides information technology (IT) solutions and business processing services to the financial services industry worldwide. It operates in two segments, Product Licenses and Related Activities; and IT S...

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Oracle Financial Services Software Limited provides information technology (IT) solutions and business processing services to the financial services industry worldwide. It operates in two segments, Product Licenses and Related Activities; and IT S...

How the Company Makes Money

OFSS primarily makes money by licensing and subscribing its financial services software to banks and other financial institutions, and by providing services to implement and run those products in production environments. Key revenue streams typic...

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OFSS primarily makes money by licensing and subscribing its financial services software to banks and other financial institutions, and by providing services to implement and run those products in production environments. Key revenue streams typic...

Oracle Financial Services Software Limited Financial Statement Overview

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	69.58B	68.47B	63.73B	56.98B	52.21B	49.84B
Gross Profit	36.46B	36.17B	33.72B	29.10B	28.05B	27.71B
EBITDA	30.75B	30.53B	27.54B	24.37B	24.61B	24.23B
Net Income	24.05B	23.80B	22.19B	18.06B	18.89B	17.62B
Balance Sheet
Total Assets	87.03B	101.35B	99.36B	92.76B	87.35B	82.84B
Cash, Cash Equivalents and Short-Term Investments	42.75B	63.11B	54.45B	54.66B	50.13B	48.01B
Total Debt	369.00M	456.00M	429.61M	694.02M	833.85M	697.61M
Total Liabilities	19.50B	17.73B	20.77B	18.17B	16.35B	14.35B
Stockholders Equity	67.52B	83.62B	78.59B	74.59B	71.00B	68.49B
Cash Flow
Free Cash Flow	20.15B	21.64B	17.61B	17.20B	18.19B	19.01B
Operating Cash Flow	20.59B	21.99B	17.91B	17.58B	18.56B	19.20B
Investing Cash Flow	-11.17B	-24.53B	15.98B	1.37B	-1.67B	458.13M
Financing Cash Flow	-23.20B	-20.96B	-19.58B	-16.65B	-17.33B	-15.90B

Oracle Financial Services Software Limited Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 7734.60
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:OFSS, the sentiment is Neutral. The current price of 7734.6 is above the 20-day moving average (MA) of 6666.34, above the 50-day MA of 7075.29, and below the 200-day MA of 8121.77, indicating a neutral trend. The MACD of -105.82 indicates Negative momentum. The RSI at 55.51 is Neutral, neither overbought nor oversold. The STOCH value of 77.33 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for IN:OFSS.

Oracle Financial Services Software Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
MPHASIS	73 Outperform	₹403.07B	30.05	―	1.94%	8.73%	11.33%
OFSS	72 Outperform	₹604.45B	27.42	―	5.05%	2.78%	-5.10%
PERSISTENT	69 Neutral	₹772.45B	55.70	―	0.55%	23.27%	33.09%
LTIM	66 Neutral	₹1.25T	46.27	―	1.08%	8.72%	4.54%
CYIENT	64 Neutral	₹87.19B	33.59	―	2.62%	1.68%	-12.95%
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%
TECHM	55 Neutral	₹1.36T	31.42	―	2.76%	3.30%	36.78%