Aditya Birla Money Limited (IN:BIRLAMONEY)
:BIRLAMONEY
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Aditya Birla Money Limited
(BIRLAMONEY)
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Rating:62Neutral
Price Target:
₹109.00
▼(-23.86% Downside)
Action:ReiteratedDate:03/24/26
The score is anchored by solid financial performance (strong profitability and improved balance sheet), but is materially reduced by very weak technical momentum (below key moving averages with deeply depressed RSI/Stoch). Valuation appears reasonable on P/E, though no dividend yield support is available.
Positive Factors
Improving profitability and margins
Expanded gross, net, and EBITDA margins signal improved operational efficiency and pricing power. Sustained margin improvement enhances the firm's ability to internally fund investments, absorb trading slowdowns, and deliver durable earnings even if top-line growth moderates.
Negative Factors
Negative operating and free cash flow
Persistently negative operating and free cash flows indicate accounting profits are not fully converting to cash. That constrains reinvestment, dividends, or debt paydown, and forces reliance on external financing or equity to fund growth or client capital requirements over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Improving profitability and margins
Expanded gross, net, and EBITDA margins signal improved operational efficiency and pricing power. Sustained margin improvement enhances the firm's ability to internally fund investments, absorb trading slowdowns, and deliver durable earnings even if top-line growth moderates.
Read all positive factors
Aditya Birla Money Limited (BIRLAMONEY) vs. iShares MSCI India ETF (INDA)
Market Cap
₹5.83B
Dividend YieldN/A
Average Volume (3M)21.59K
Price to Earnings (P/E)14.1
Beta (1Y)1.44
Revenue Growth-6.37%
EPS Growth-24.10%
CountryIN
Employees718
SectorFinancial
Sector Strength70
IndustryFinancial - Capital Markets
Share Statistics
EPS (TTM)2.52
Shares Outstanding56,509,200
10 Day Avg. Volume17,108
30 Day Avg. Volume21,593
Financial Highlights & Ratios
PEG Ratio0.30
Price to Book (P/B)3.82
Price to Sales (P/S)2.16
P/FCF Ratio-6.77
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Aditya Birla Money Limited Business Overview & Revenue Model
Company Description
Aditya Birla Money Limited engages in financial services business in India. The company provides stock broking and portfolio management services, as well as depository and e-insurance repository solutions and distribution of other financial produc...
How the Company Makes Money
Aditya Birla Money Limited primarily makes money by earning fees and commissions linked to client participation in capital markets. Key revenue streams include: (1) brokerage income from executing client trades in securities (and other market inst...
Aditya Birla Money Limited Financial Statement Overview
Summary
Income Statement
85
Very Positive
Balance Sheet
78
Positive
Cash Flow
70
Positive
| Breakdown | TTM | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 3.91B | 4.18B | 3.60B | 2.51B | 2.15B | 1.77B |
| Gross Profit | 2.33B | 2.45B | 1.81B | 1.19B | 830.40M | 645.20M |
| EBITDA | 1.87B | 2.37B | 1.68B | 1.03B | 684.11M | 513.77M |
| Net Income | 566.62M | 741.91M | 529.68M | 339.02M | 261.33M | 157.84M |
Balance Sheet | ||||||
| Total Assets | 25.78B | 24.71B | 21.16B | 13.63B | 12.67B | 8.83B |
| Cash, Cash Equivalents and Short-Term Investments | 696.58M | 16.42B | 8.90B | 5.76B | 4.84B | 2.81B |
| Total Debt | 1.01B | 31.86B | 13.99B | 16.03B | 7.40B | 6.64B |
| Total Liabilities | 23.11B | 22.35B | 19.53B | 12.54B | 11.92B | 8.36B |
| Stockholders Equity | 2.68B | 2.36B | 1.63B | 1.09B | 744.33M | 478.83M |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | -1.33B | -4.53B | -839.97M | -2.86B | -1.57B |
| Operating Cash Flow | 0.00 | -1.26B | -4.44B | -765.07M | -2.84B | -1.55B |
| Investing Cash Flow | 0.00 | -10.09M | -41.04M | -37.61M | 3.24M | 1.61M |
| Financing Cash Flow | 0.00 | 1.73B | 4.03B | 1.06B | 3.11B | 1.27B |
Aditya Birla Money Limited Technical Analysis
Negative
143.15
Price Trends
125.25
Negative
138.00
Negative
157.82
Negative
Market Momentum
-6.59
Positive
29.45
Positive
25.70
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:BIRLAMONEY, the sentiment is Negative. The current price of 143.15 is above the 20-day moving average (MA) of 119.10, above the 50-day MA of 125.25, and below the 200-day MA of 157.82, indicating a bearish trend. The MACD of -6.59 indicates Positive momentum. The RSI at 29.45 is Positive, neither overbought nor oversold. The STOCH value of 25.70 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:BIRLAMONEY.
Aditya Birla Money Limited Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
73 Outperform | ₹15.57B | 40.70 | ― | 1.88% | -11.33% | -40.39% | |
68 Neutral | ₹20.45B | 21.20 | ― | ― | -25.11% | -24.87% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
66 Neutral | ₹12.48B | 15.62 | ― | 0.70% | -5.03% | -54.73% | |
62 Neutral | ₹5.83B | 14.15 | ― | ― | -6.37% | -24.10% | |
59 Neutral | ₹4.84B | 13.06 | ― | ― | -9.21% | -48.40% | |
58 Neutral | ₹6.82B | 45.88 | ― | 0.53% | -27.65% | -44.96% |
* Financial Sector Average
IN:BIRLAMONEY
Aditya Birla Money Limited
103.10
-57.40
-35.76%
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55.77
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59.60
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Aditya Birla Money Limited Corporate Events
Aditya Birla Money Settles SEBI Probe on Algo Platform Associations
Mar 21, 2026
Aditya Birla Money Limited has disclosed that India’s securities regulator SEBI has passed a settlement order under its 2025 scheme concerning associations with certain algorithmic trading platforms. The order follows an investigation into w...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.