Investment Trust of India Limited (THEINVEST) AI Stock Analysis

• Market Cap: ₹7.30B
• Dividend Yield: N/A
• Average Volume (3M): 7.36K
• Price to Earnings (P/E): 18.6
• Beta (1Y): 1.02
• Revenue Growth: 14.93%
• EPS Growth: 21.86%
• Country: IN
• Employees: 16
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Capital Markets
• EPS (TTM): 1.75
• Shares Outstanding: 52,242,218
• 10 Day Avg. Volume: 884
• 30 Day Avg. Volume: 7,356
• PEG Ratio: 0.12
• Price to Book (P/B): 0.92
• Price to Sales (P/S): 1.81
• P/FCF Ratio: 5.47
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹162.00
• Price Target Upside: 15.92% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 65 Neutral
• Price Target: ₹162.00 ▲(15.92% Upside)

The overall stock score is primarily influenced by strong financial performance, particularly the robust balance sheet and profitability. However, the negative revenue growth trend and cash flow volatility are significant concerns. The technical analysis indicates bearish momentum, and the valuation suggests moderate attractiveness. The absence of earnings call data and corporate events limits additional insights.

Investment Trust of India Limited Business Overview & Revenue Model

Company Description

Investment Trust of India Limited (THEINVEST) is a leading financial services company based in India, primarily engaged in offering a diverse range of investment solutions. The company operates in various sectors, including mutual funds, portfolio management services, and alternative investment funds. Through its core offerings, THEINVEST aims to cater to the investment needs of individual and institutional clients, providing them with avenues for wealth creation and financial growth.

How the Company Makes Money

Investment Trust of India Limited generates revenue through several key streams. Primarily, the company earns management fees from its mutual fund operations, which are charged as a percentage of the assets under management (AUM). Additionally, THEINVEST profits from performance fees on portfolio management services, particularly when investment returns exceed certain benchmarks. The company may also derive income from advisory services for institutional investors and from the distribution of financial products, including insurance and fixed-income securities. Strategic partnerships with banks and financial institutions further amplify its reach and client base, contributing to its overall earnings. Furthermore, any capital gains realized from the investment of its own funds can also bolster profitability.

Investment Trust of India Limited Financial Statement Overview

Summary

Investment Trust of India Limited demonstrates strong profitability and a solid balance sheet with minimal leverage, which is commendable. However, the negative revenue growth trend and past cash flow volatility are areas of concern. The company needs to focus on reversing the revenue decline to ensure long-term growth and stability.

Income Statement

The company exhibits strong gross profit margins, consistently above 40% in recent years, indicating effective cost management. However, revenue growth has been negative in recent periods, which is a concern for future profitability. The net profit margin has improved significantly, reaching 13.46% in the latest year, suggesting enhanced operational efficiency. Despite these strengths, the declining revenue trend poses a risk to sustained profitability.

Balance Sheet

The balance sheet is robust with a very low debt-to-equity ratio of 0.0004, indicating minimal leverage and financial risk. The return on equity has improved to 6.03%, reflecting better utilization of equity capital. The equity ratio stands at a healthy level, suggesting a strong capital structure. Overall, the company maintains a stable and low-risk financial position.

Cash Flow

The company has shown a remarkable turnaround in free cash flow, with significant growth from negative to positive territory. The operating cash flow to net income ratio is positive, indicating effective cash generation relative to net income. However, the volatility in free cash flow growth and past negative cash flows highlight potential risks in cash flow stability.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	3.60B	3.58B	3.00B	3.08B	3.27B	3.03B
Gross Profit	2.58B	3.38B	1.12B	1.09B	622.68M	734.97M
EBITDA	1.02B	672.64M	696.01M	470.76M	491.31M	705.89M
Net Income	392.98M	425.34M	185.73M	115.01M	15.80M	150.68M
Balance Sheet
Total Assets	0.00	15.42B	13.02B	11.18B	10.07B	11.41B
Cash, Cash Equivalents and Short-Term Investments	0.00	4.58B	1.91B	3.87B	3.38B	2.37B
Total Debt	0.00	3.78B	3.78B	2.00B	1.49B	2.82B
Total Liabilities	-7.53B	7.89B	6.15B	4.72B	4.06B	5.38B
Stockholders Equity	7.53B	7.05B	6.61B	6.36B	6.01B	6.01B
Cash Flow
Free Cash Flow	0.00	1.19B	-2.16B	-1.09B	2.96B	2.47B
Operating Cash Flow	0.00	1.25B	-2.09B	-980.64M	3.02B	2.49B
Investing Cash Flow	0.00	29.57M	9.41M	-254.51M	-517.79M	-121.88M
Financing Cash Flow	0.00	-148.66M	1.72B	657.29M	-1.86B	-1.45B

Investment Trust of India Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 139.75
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:THEINVEST, the sentiment is Negative. The current price of 139.75 is below the 20-day moving average (MA) of 146.37, below the 50-day MA of 150.89, and below the 200-day MA of 152.58, indicating a bearish trend. The MACD of -3.07 indicates Positive momentum. The RSI at 39.06 is Neutral, neither overbought nor oversold. The STOCH value of 36.52 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:THEINVEST.

Investment Trust of India Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ARIHANTCAP	72 Outperform	₹10.38B	19.73	―	0.50%	-14.90%	-32.34%
PRIMESECU	69 Neutral	₹9.43B	28.33	―	0.54%	34.10%	-15.20%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
THEINVEST	65 Neutral	₹7.30B	18.58	―	―	14.93%	21.86%
CSLFINANCE	64 Neutral	₹6.16B	8.11	―	1.11%	21.83%	7.57%
VLSFINANCE	61 Neutral	₹7.08B	31.63	―	0.71%	-82.51%	-92.88%