5paisa Capital Ltd. (IN:5PAISA)
:5PAISA
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5paisa Capital Ltd.
(5PAISA)
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Rating:68Neutral
Price Target:
₹327.00
▼(-11.38% Downside)
Action:ReiteratedDate:11/19/25
5paisa Capital Ltd. shows strong financial performance with robust revenue growth and a solid balance sheet, which are the most significant factors. Technical indicators suggest caution due to bearish momentum and near-overbought RSI levels. Valuation is reasonable, but the lack of dividend yield may deter income investors.
Positive Factors
Balance sheet strength
A strong equity base, falling leverage and a sizable cash/short-term investments buffer materially raise financial resilience. This durable capital structure lowers refinancing risk, supports strategic investments in technology or marketing, and shields operations during market stress.
Negative Factors
Recent revenue decline
A recent large negative revenue growth figure signals near-term volatility in trading volumes or client activity that can persist. Structural declines erode expected economies of scale, pressure unit economics and can slow reinvestment and product rollout plans if not reversed.
Read all positive and negative factors
Positive Factors
Negative Factors
Balance sheet strength
A strong equity base, falling leverage and a sizable cash/short-term investments buffer materially raise financial resilience. This durable capital structure lowers refinancing risk, supports strategic investments in technology or marketing, and shields operations during market stress.
Read all positive factors
5paisa Capital Ltd. (5PAISA) vs. iShares MSCI India ETF (INDA)
Market Cap
₹9.54B
Dividend YieldN/A
Average Volume (3M)45.24K
Price to Earnings (P/E)21.2
Beta (1Y)1.15
Revenue Growth-25.11%
EPS Growth-24.87%
CountryIN
Employees548
SectorFinancial
Sector Strength70
IndustryFinancial - Capital Markets
Share Statistics
EPS (TTM)3.94
Shares Outstanding31,254,839
10 Day Avg. Volume130,077
30 Day Avg. Volume45,241
Financial Highlights & Ratios
PEG Ratio0.72
Price to Book (P/B)1.93
Price to Sales (P/S)5.09
P/FCF Ratio12.96
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
5paisa Capital Ltd. Business Overview & Revenue Model
Company Description
5paisa Capital Limited provides an online technology platform for trading in National Stock Exchange of India Limited, BSE Limited, and MCX. The company offers financial services, including online discounted stock broking, depository services; dis...
How the Company Makes Money
5paisa Capital Ltd. generates revenue primarily from its retail broking and investment distribution activities delivered via its digital platform. Key revenue streams typically include: (1) brokerage and transaction-related charges earned when cli...
5paisa Capital Ltd. Financial Statement Overview
Summary
Income Statement
75
Positive
Balance Sheet
80
Positive
Cash Flow
70
Positive
| Breakdown | TTM | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 2.18B | 2.29B | 2.59B | 2.36B | 2.16B | 1.47B |
| Gross Profit | 862.73M | 939.29M | 1.29B | 1.03B | 1.31B | 1.01B |
| EBITDA | 861.79M | 1.22B | 1.06B | 831.50M | 434.12M | 421.26M |
| Net Income | 472.75M | 682.34M | 544.41M | 435.67M | 137.36M | 146.90M |
Balance Sheet | ||||||
| Total Assets | 17.53B | 16.67B | 20.48B | 16.42B | 16.09B | 8.67B |
| Cash, Cash Equivalents and Short-Term Investments | 12.82B | 13.37B | 16.37B | 13.01B | 1.98B | 1.81B |
| Total Debt | 1.11B | 2.17B | 6.88B | 1.72B | 2.79B | 2.37B |
| Total Liabilities | 11.27B | 10.63B | 15.08B | 11.78B | 12.35B | 7.11B |
| Stockholders Equity | 6.26B | 6.04B | 5.40B | 4.63B | 3.74B | 1.56B |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | 899.03M | -1.11B | 110.27M | -1.48B | -20.34M |
| Operating Cash Flow | 0.00 | 979.35M | -916.85M | 245.94M | -1.41B | 20.91M |
| Investing Cash Flow | 0.00 | -70.31M | -125.38M | -80.64M | -120.42M | -8.14M |
| Financing Cash Flow | 0.00 | -1.41B | 1.54B | -850.11M | 2.25B | -44.82M |
5paisa Capital Ltd. Technical Analysis
Neutral
369.00
Price Trends
310.21
Negative
323.89
Negative
343.84
Negative
Market Momentum
-4.63
Negative
55.22
Neutral
94.54
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:5PAISA, the sentiment is Neutral. The current price of 369 is above the 20-day moving average (MA) of 286.62, above the 50-day MA of 310.21, and above the 200-day MA of 343.84, indicating a neutral trend. The MACD of -4.63 indicates Negative momentum. The RSI at 55.22 is Neutral, neither overbought nor oversold. The STOCH value of 94.54 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for IN:5PAISA.
5paisa Capital Ltd. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | ₹9.54B | 21.20 | ― | ― | -25.11% | -24.87% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
66 Neutral | ₹10.01B | 217.94 | ― | 1.69% | ― | ― | |
63 Neutral | ₹4.50B | 7.07 | ― | 0.49% | ― | ― | |
51 Neutral | ₹14.23B | 10.24 | ― | ― | ― | ― | |
43 Neutral | ₹1.13B | 4.64 | ― | ― | 1057.49% | ― |
* Financial Sector Average
IN:5PAISA
5paisa Capital Ltd.
305.15
-72.70
-19.24%
IN:RHFL
Reliance Home Finance Ltd.
2.33
-1.01
-30.24%
IN:SILINV
SIL Investments Limited
425.15
-183.24
-30.12%
IN:SURYODAY
Suryoday Small Finance Bank Limited
133.90
14.40
12.05%
IN:WEALTH
Wealth First Portfolio Managers Ltd.
939.10
42.32
4.72%
5paisa Capital Ltd. Corporate Events
5paisa Capital to Appeal Tax Order Over Input Credit Dispute
Mar 13, 2026
5paisa Capital Ltd. has disclosed that it received a tax order dated March 12, 2026 from the Superintendent of Central Tax in Bengaluru under CGST, KGST and IGST laws for FY 2019-20. The order raises a demand of ₹9.98 lakh, including interes...
5paisa Capital Sets Terms for ₹4,688 Million Rights Issue at ₹300 a Share
Mar 11, 2026
5paisa Capital Ltd.’s board has approved detailed terms for a rights issue of fully paid equity shares to existing shareholders, aiming to raise up to ₹4,688.23 million. The issue, priced at ₹300 per share including a significant...
5paisa Capital Sets Terms for ₹4,688 Million Rights Issue to Bolster Capital Base
Mar 11, 2026
5paisa Capital Ltd. has approved detailed terms for a rights issue of fully paid equity shares to raise up to ₹4,688.23 million, following earlier board approval and in-principle clearances from BSE and NSE. The offer, priced at ₹300 p...
5paisa Capital Files Q3 FY26 Earnings Call Transcript with Exchanges
Jan 20, 2026
5paisa Capital Limited has submitted to the stock exchanges the official transcript of its earnings conference call discussing the company’s unaudited consolidated and standalone financial results for the quarter and nine months ended Decemb...
5paisa Capital Publishes Q3 FY26 Unaudited Results in Leading Dailies
Jan 14, 2026
5paisa Capital Limited has published its unaudited consolidated and standalone financial results for the quarter and nine months ended December 31, 2025, in leading English and Marathi newspapers, including Business Standard, Free Press Journal an...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.