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Geojit Financial Services Ltd
(GEOJITFSL)
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Rating:69Neutral
Price Target:
₹88.00
▲(16.06% Upside)
Action:Reiterated
Date:07/07/26
The score is driven primarily by a sound but uneven financial profile: strong revenue growth, improved FY2026 cash generation, and low current leverage are tempered by a sharp drop in profitability and softer ROE. Technicals are supportive with a clear uptrend and positive momentum, while valuation is a restraint due to a relatively high P/E given earnings volatility and only a moderate dividend yield.
Positive Factors
Conservative balance sheet / low leverage
A low debt-to-equity (~0.10) and a sizeable equity base provide durable financial flexibility for a capital-markets firm. This reduces refinancing and liquidity risk during market stress, supports regulatory/compliance buffers, and enables measured investments in technology or distribution without urgent external funding.
Negative Factors
Sharply weaker profitability
A collapse in net margin and halving of net income signals structural pressure on profitability—whether from cost creep, product mix shifts, or competitive pricing. Persistently lower margins reduce reinvestment capacity, limit dividend flexibility, and make return recovery dependent on sustained revenue or expense remediation.
Read all positive and negative factors
Positive Factors
Negative Factors
Conservative balance sheet / low leverage
A low debt-to-equity (~0.10) and a sizeable equity base provide durable financial flexibility for a capital-markets firm. This reduces refinancing and liquidity risk during market stress, supports regulatory/compliance buffers, and enables measured investments in technology or distribution without urgent external funding.
Read all positive factors
Geojit Financial Services Ltd (GEOJITFSL) vs. iShares MSCI India ETF (INDA)
Market Cap
₹22.18B
Dividend Yield1.88%
Average Volume (3M)49.46K
Price to Earnings (P/E)27.6
Beta (1Y)1.64
Revenue Growth-9.79%
EPS Growth-53.61%
CountryIN
Employees2,568
SectorGeneral
Sector StrengthN/A
IndustryFinancial - Capital Markets
Share Statistics
EPS (TTM)2.88
Shares Outstanding279,122,130
10 Day Avg. Volume33,059
30 Day Avg. Volume49,461
Financial Highlights & Ratios
PEG Ratio-0.34
Price to Book (P/B)1.22
Price to Sales (P/S)2.18
P/FCF Ratio8.66
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Geojit Financial Services Ltd Business Overview & Revenue Model
Company Description
Geojit Financial Services Limited operates as an investment firm, providing brokerage and diverse financial solutions across India and the Middle East, specifically in Oman, Kuwait, the United Arab Emirates, and Saudi Arabia. The company's busines...
How the Company Makes Money
Geojit primarily earns revenue from fee- and commission-based financial services. Key revenue streams typically include: (1) Brokerage and transaction income: fees charged to clients for executing trades and transactions in securities/market instr...
Geojit Financial Services Ltd Financial Statement Overview
Summary
Income Statement
71
Positive
Balance Sheet
77
Positive
Cash Flow
63
Positive
| Breakdown | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 6.71B | 5.84B | 4.98B | 3.54B | 4.29B |
| Gross Profit | 5.07B | 2.57B | 2.30B | 1.43B | 2.31B |
| EBITDA | 1.61B | 2.86B | 2.38B | 1.56B | 2.32B |
| Net Income | 804.15M | 1.68B | 1.45B | 971.77M | 1.51B |
Balance Sheet | |||||
| Total Assets | 21.34B | 20.36B | 20.20B | 13.21B | 14.15B |
| Cash, Cash Equivalents and Short-Term Investments | 9.36B | 2.28B | 2.30B | 1.31B | 1.66B |
| Total Debt | 1.23B | 2.66B | 7.63B | 1.92B | 794.21M |
| Total Liabilities | 8.39B | 7.93B | 11.09B | 5.24B | 6.48B |
| Stockholders Equity | 12.01B | 11.59B | 8.32B | 7.23B | 6.97B |
Cash Flow | |||||
| Free Cash Flow | 1.69B | 1.42B | -1.43B | 149.66M | 626.88M |
| Operating Cash Flow | 2.23B | 1.67B | -1.24B | 376.87M | 830.60M |
| Investing Cash Flow | -2.12B | -205.88M | -147.62M | -165.92M | -148.50M |
| Financing Cash Flow | -1.09B | -1.25B | 2.10B | -605.75M | -260.55M |
Geojit Financial Services Ltd Technical Analysis
Positive
75.82
Price Trends
73.04
Positive
67.21
Positive
69.98
Positive
Market Momentum
1.48
Positive
62.17
Neutral
25.02
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:GEOJITFSL, the sentiment is Positive. The current price of 75.82 is below the 20-day moving average (MA) of 76.94, above the 50-day MA of 73.04, and above the 200-day MA of 69.98, indicating a bullish trend. The MACD of 1.48 indicates Positive momentum. The RSI at 62.17 is Neutral, neither overbought nor oversold. The STOCH value of 25.02 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:GEOJITFSL.
Geojit Financial Services Ltd Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
70 Outperform | ₹2.57B | 66.50 | ― | 9.62% | 40.30% | -70.76% | |
69 Neutral | ₹22.18B | 27.57 | ― | 1.88% | -9.79% | -53.61% | |
59 Neutral | ₹8.44B | 14.48 | ― | ― | 2.33% | -21.18% | |
58 Neutral | ₹15.70B | 10.31 | ― | 0.70% | 5.45% | -29.94% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
46 Neutral | ₹574.21M | -0.68 | ― | ― | -55.88% | -3929.98% |
* General Sector Average
IN:GEOJITFSL
Geojit Financial Services Ltd
79.46
-1.16
-1.44%
IN:ASCOM
Ascom Leasing & Investments Ltd.
259.35
66.30
34.34%
IN:BIRLAMONEY
Aditya Birla Money Limited
149.30
-26.30
-14.98%
IN:CAPTRUST
Capital Trust Ltd. (India)
12.49
-31.54
-71.63%
IN:IVC
IL&FS Investment Managers Ltd.
8.17
>-0.01
-0.12%
IN:SMCGLOBAL
SMC Global Securities Ltd. (India)
74.98
1.20
1.63%
Geojit Financial Services Ltd Corporate Events
Geojit Financial Services Releases Q4 FY26 Earnings Investor Presentation
Apr 30, 2026
Geojit Financial Services Ltd has released its Q4 FY26 earnings update through a shareholder investor presentation submitted to the National Stock Exchange of India and BSE. The disclosure, made under SEBI’s listing and disclosure regulation...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.