Geojit Financial Services Ltd (GEOJITFSL) AI Stock Analysis

• Market Cap: ₹20.22B
• Dividend Yield: 2.02%
• Average Volume (3M): 35.72K
• Price to Earnings (P/E): 13.4
• Beta (1Y): 1.41
• Revenue Growth: 4.68%
• EPS Growth: -12.79%
• Country: IN
• Employees: 2,568
• Sector: Financial
• Sector Strength: 76
• Industry: Financial - Capital Markets
• EPS (TTM): 0.99
• Shares Outstanding: 279,122,130
• 10 Day Avg. Volume: 30,956
• 30 Day Avg. Volume: 35,715
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹86.00
• Price Target Upside: 11.43% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1

• Rating: 72 Outperform
• Price Target: ₹86.00 ▲(11.43% Upside)

Geojit Financial Services Ltd has a strong financial foundation with solid revenue growth and profitability. While technical indicators show a mixed outlook, the stock's valuation is reasonable, making it a balanced investment option. The absence of earnings call data and corporate events does not impact the overall assessment.

Geojit Financial Services Ltd Business Overview & Revenue Model

Company Description

Geojit Financial Services Ltd (GEOJITFSL) is a prominent Indian financial services company specializing in a wide array of investment solutions. Established as a key player in the financial sector, Geojit offers services such as online trading, portfolio management, mutual fund distribution, and financial advisory. The company caters to both individual and institutional clients, leveraging technology to provide an extensive suite of products including equities, derivatives, commodities, and currency trading.

How the Company Makes Money

Geojit Financial Services Ltd generates revenue through multiple channels. Primarily, the company earns from brokerage fees charged on trading activities by clients in equities, commodities, and derivatives markets. Additionally, it receives commissions and fees from the distribution of mutual funds and insurance products. Geojit also benefits from portfolio management services fees and advisory charges for wealth management solutions. Strategic partnerships with financial institutions and banks augment its service offerings and revenue potential. The company's focus on leveraging technology to enhance customer experience and streamline operations also plays a crucial role in sustaining its financial performance.

Geojit Financial Services Ltd Financial Statement Overview

Summary

Geojit Financial Services Ltd shows strong financial performance with consistent revenue growth from ₹2,586 million in 2020 to ₹7,477 million in 2025, healthy gross profit margins, and improved net profit margins. The balance sheet is solid with low debt-to-equity ratio, although cash flow variability needs attention.

Income Statement

Geojit Financial Services Ltd has demonstrated strong financial performance with consistent revenue growth from ₹2,586 million in 2020 to ₹7,477 million in 2025. The company has maintained a healthy gross profit margin, reaching 81.4% in 2025. Net profit margin improved to 22.4% in 2025, indicating efficient cost management and profitability enhancement. EBIT and EBITDA margins have also shown stability, reflecting robust operational efficiency.

Balance Sheet

The balance sheet of Geojit Financial Services Ltd is solid, with a substantial increase in stockholders' equity from ₹5,041 million in 2020 to ₹11,585 million in 2025. The debt-to-equity ratio is low at 0.13, signaling prudent financial leverage. The equity ratio stands at 56.9%, showing a strong capitalization structure. However, the company should continue monitoring its asset management to optimize returns.

Cash Flow

Geojit Financial Services Ltd's cash flow performance is mixed. The operating cash flow has improved significantly to ₹1,667 million in 2025 from a deficit in 2024. Free cash flow has turned positive, reflecting better cash management. However, fluctuations in cash flows over the years highlight the need for consistent cash flow generation and strategic financial planning.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	6.56B	7.48B	4.98B	3.55B	4.28B	3.74B
Gross Profit	4.27B	6.09B	2.30B	1.33B	2.33B	2.03B
EBITDA	2.73B	2.91B	2.41B	1.59B	2.32B	1.93B
Net Income	1.68B	1.68B	1.45B	971.77M	1.51B	1.23B
Balance Sheet
Total Assets	20.36B	20.36B	20.20B	13.21B	14.15B	11.68B
Cash, Cash Equivalents and Short-Term Investments	10.33B	10.33B	10.73B	7.17B	1.67B	8.05B
Total Debt	1.56B	1.56B	3.98B	1.14B	794.21M	364.65M
Total Liabilities	7.93B	7.93B	11.09B	5.24B	6.48B	5.09B
Stockholders Equity	11.59B	11.59B	8.32B	7.23B	6.97B	5.92B
Cash Flow
Free Cash Flow	0.00	1.42B	-1.43B	149.66M	626.88M	-1.28B
Operating Cash Flow	0.00	1.67B	-1.24B	376.87M	830.60M	-1.20B
Investing Cash Flow	0.00	-205.88M	-147.62M	-165.92M	-148.50M	887.29M
Financing Cash Flow	0.00	-1.25B	2.10B	-605.75M	-260.55M	-313.83M

Geojit Financial Services Ltd Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 77.18
• 50DMA: Positive
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:GEOJITFSL, the sentiment is Positive. The current price of 77.18 is above the 20-day moving average (MA) of 73.19, above the 50-day MA of 76.86, and below the 200-day MA of 86.48, indicating a neutral trend. The MACD of -0.51 indicates Negative momentum. The RSI at 60.88 is Neutral, neither overbought nor oversold. The STOCH value of 62.17 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:GEOJITFSL.

Geojit Financial Services Ltd Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
GEOJITFSL	72 Outperform	₹20.22B	13.43		2.02%	4.68%	-12.79%
Sector *	68 Neutral	$17.88B	11.66	10.46%	3.76%	9.66%	1.70%
ASCOM	―		―		―	―	―
BIRLAMONEY	73 Outperform	₹10.14B	13.82		―	4.68%	22.23%
CAPTRUST	39 Underperform	₹975.54M	81.24		―	-3.14%	-429.98%
IVC	―	₹2.61B	20.19		8.28%	―	―
SMCGLOBAL	68 Neutral	₹14.32B	11.70		1.75%	-1.20%	-41.78%

Geojit Financial Services Ltd Corporate Events

Geojit Financial Services Releases Q1 FY26 Earnings Update

Geojit Financial Services Ltd has released its Q1 FY26 earnings update, presenting the financial performance and strategic initiatives undertaken during the quarter. This announcement is crucial for stakeholders as it provides insights into the company’s financial health and operational strategies, potentially impacting its market position and investor confidence.