Geojit Financial Services Ltd (GEOJITFSL) AI Stock Analysis

• Market Cap: ₹22.07B
• Dividend Yield: 1.9%
• Average Volume (3M): 54.27K
• Price to Earnings (P/E): 14.3
• Beta (1Y): 1.42
• Revenue Growth: 4.68%
• EPS Growth: -12.79%
• Country: IN
• Employees: 2,568
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Capital Markets
• EPS (TTM): 0.99
• Shares Outstanding: 279,122,130
• 10 Day Avg. Volume: 84,260
• 30 Day Avg. Volume: 54,275
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ₹93.00
• Price Target Upside: 17.63% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1

• Rating: 74 Outperform
• Price Target: ₹93.00 ▲(17.63% Upside)

Geojit Financial Services Ltd scores well due to its strong financial performance and reasonable valuation. The technical analysis suggests bullish momentum, though caution is advised due to overbought signals. The absence of earnings call and corporate events data limits additional insights.

Geojit Financial Services Ltd Business Overview & Revenue Model

Company Description

Geojit Financial Services Limited, an investment services company, provides broking and financial services in India, Oman, Kuwait, the United Arab Emirates, and Saudi Arabia. The company operates through Financial Services and Software Services segments. The Financial Services segment offers brokerage, depository, financial products distribution, portfolio management, and other related services. The Software Services segment develops and maintains software. The company was formerly known as Geojit BNP Paribas Financial Services Limited and changed its name to Geojit Financial Services Limited in February 2017. The company was founded in 1987 and is based in Kochi, India.

How the Company Makes Money

Geojit Financial Services Ltd generates revenue through multiple channels. Primarily, the company earns from brokerage fees charged on trading activities by clients in equities, commodities, and derivatives markets. Additionally, it receives commissions and fees from the distribution of mutual funds and insurance products. Geojit also benefits from portfolio management services fees and advisory charges for wealth management solutions. Strategic partnerships with financial institutions and banks augment its service offerings and revenue potential. The company's focus on leveraging technology to enhance customer experience and streamline operations also plays a crucial role in sustaining its financial performance.

Geojit Financial Services Ltd Financial Statement Overview

Summary

Geojit Financial Services Ltd shows strong financial performance with consistent revenue growth from ₹2,586 million in 2020 to ₹7,477 million in 2025, healthy gross profit margins, and improved net profit margins. The balance sheet is solid with low debt-to-equity ratio, although cash flow variability needs attention.

Income Statement

Geojit Financial Services Ltd has demonstrated strong financial performance with consistent revenue growth from ₹2,586 million in 2020 to ₹7,477 million in 2025. The company has maintained a healthy gross profit margin, reaching 81.4% in 2025. Net profit margin improved to 22.4% in 2025, indicating efficient cost management and profitability enhancement. EBIT and EBITDA margins have also shown stability, reflecting robust operational efficiency.

Balance Sheet

The balance sheet of Geojit Financial Services Ltd is solid, with a substantial increase in stockholders' equity from ₹5,041 million in 2020 to ₹11,585 million in 2025. The debt-to-equity ratio is low at 0.13, signaling prudent financial leverage. The equity ratio stands at 56.9%, showing a strong capitalization structure. However, the company should continue monitoring its asset management to optimize returns.

Cash Flow

Geojit Financial Services Ltd's cash flow performance is mixed. The operating cash flow has improved significantly to ₹1,667 million in 2025 from a deficit in 2024. Free cash flow has turned positive, reflecting better cash management. However, fluctuations in cash flows over the years highlight the need for consistent cash flow generation and strategic financial planning.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	6.56B	7.48B	4.98B	3.55B	4.28B	3.74B
Gross Profit	4.27B	6.09B	2.30B	1.33B	2.33B	2.03B
EBITDA	2.73B	2.91B	2.41B	1.59B	2.32B	1.93B
Net Income	1.68B	1.68B	1.45B	971.77M	1.51B	1.23B
Balance Sheet
Total Assets	20.36B	20.36B	20.20B	13.21B	14.15B	11.68B
Cash, Cash Equivalents and Short-Term Investments	10.33B	10.33B	10.73B	7.17B	1.67B	8.05B
Total Debt	1.56B	1.56B	3.98B	1.14B	794.21M	364.65M
Total Liabilities	7.93B	7.93B	11.09B	5.24B	6.48B	5.09B
Stockholders Equity	11.59B	11.59B	8.32B	7.23B	6.97B	5.92B
Cash Flow
Free Cash Flow	0.00	1.42B	-1.43B	149.66M	626.88M	-1.28B
Operating Cash Flow	0.00	1.67B	-1.24B	376.87M	830.60M	-1.20B
Investing Cash Flow	0.00	-205.88M	-147.62M	-165.92M	-148.50M	887.29M
Financing Cash Flow	0.00	-1.25B	2.10B	-605.75M	-260.55M	-313.83M

Geojit Financial Services Ltd Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 79.06
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:GEOJITFSL, the sentiment is Positive. The current price of 79.06 is above the 20-day moving average (MA) of 76.66, above the 50-day MA of 74.79, and below the 200-day MA of 83.06, indicating a neutral trend. The MACD of 1.25 indicates Negative momentum. The RSI at 57.49 is Neutral, neither overbought nor oversold. The STOCH value of 42.75 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IN:GEOJITFSL.

Geojit Financial Services Ltd Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
GEOJITFSL	74 Outperform	₹22.07B	14.30	―	1.90%	4.68%	-12.79%
BIRLAMONEY	72 Outperform	₹9.69B	13.23	31.42%	―	4.68%	22.23%
SMCGLOBAL	71 Outperform	₹14.58B	11.91	11.97%	1.72%	-1.20%	-41.78%
CAPTRUST	39 Underperform	₹937.55M	-8.69	1.29%	―	-3.14%	-429.98%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%

Geojit Financial Services Ltd Corporate Events

Geojit Financial Services Releases Q1 FY26 Earnings Update

Geojit Financial Services Ltd has released its Q1 FY26 earnings update, presenting the financial performance and strategic initiatives undertaken during the quarter. This announcement is crucial for stakeholders as it provides insights into the company’s financial health and operational strategies, potentially impacting its market position and investor confidence.