Geojit Financial Services Ltd (IN:GEOJITFSL)
:GEOJITFSL
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Geojit Financial Services Ltd
(GEOJITFSL)
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Rating:64Neutral
Price Target:
₹56.00
▼(-26.14% Downside)
Action:DowngradedDate:04/01/26
Overall score is supported by strong financial performance (profitability and low leverage), but is pulled down by weak technicals (price below key moving averages with negative MACD and oversold RSI) and a high P/E valuation, only partly offset by the dividend yield.
Positive Factors
High margins & improved profitability
Geojit reports materially higher margins and profitability through 2025 (gross 81.4%, net 22.4%) with stable EBIT/EBITDA, indicating a scalable cost base and pricing power in core services. That supports durable cash generation and reinvestment ability over the medium term.
Negative Factors
Recent revenue contraction
Reported revenue growth is negative, signaling a material recent contraction. If this trend persists it can erode scale economics, reduce operating leverage advantages and limit capacity to sustain investment in distribution or product development over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
High margins & improved profitability
Geojit reports materially higher margins and profitability through 2025 (gross 81.4%, net 22.4%) with stable EBIT/EBITDA, indicating a scalable cost base and pricing power in core services. That supports durable cash generation and reinvestment ability over the medium term.
Read all positive factors
Geojit Financial Services Ltd (GEOJITFSL) vs. iShares MSCI India ETF (INDA)
Market Cap
₹16.16B
Dividend Yield1.88%
Average Volume (3M)49.46K
Price to Earnings (P/E)40.7
Beta (1Y)1.63
Revenue Growth-11.33%
EPS Growth-40.39%
CountryIN
Employees2,568
SectorFinancial
Sector Strength70
IndustryFinancial - Capital Markets
Share Statistics
EPS (TTM)0.46
Shares Outstanding279,122,130
10 Day Avg. Volume33,059
30 Day Avg. Volume49,461
Financial Highlights & Ratios
PEG Ratio0.89
Price to Book (P/B)1.70
Price to Sales (P/S)3.38
P/FCF Ratio13.87
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Geojit Financial Services Ltd Business Overview & Revenue Model
Company Description
Geojit Financial Services Limited, an investment services company, provides broking and financial services in India, Oman, Kuwait, the United Arab Emirates, and Saudi Arabia. The company operates through Financial Services and Software Services se...
How the Company Makes Money
Geojit Financial Services Ltd makes money mainly by earning fees and commissions linked to client investing and trading activity. Key revenue streams typically include: (1) Brokerage income: charges/commissions on client trades executed in securit...
Geojit Financial Services Ltd Financial Statement Overview
Summary
Income Statement
85
Very Positive
Balance Sheet
78
Positive
Cash Flow
70
Positive
| Breakdown | TTM | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 5.60B | 5.84B | 4.98B | 3.54B | 4.29B | 3.74B |
| Gross Profit | 3.05B | 2.57B | 2.30B | 1.43B | 2.31B | 2.03B |
| EBITDA | 2.03B | 2.86B | 2.38B | 1.56B | 2.32B | 1.92B |
| Net Income | 1.17B | 1.68B | 1.45B | 971.77M | 1.51B | 1.23B |
Balance Sheet | ||||||
| Total Assets | 20.25B | 20.36B | 20.20B | 13.21B | 14.15B | 11.68B |
| Cash, Cash Equivalents and Short-Term Investments | 8.11B | 2.28B | 2.30B | 1.31B | 1.66B | 1.87B |
| Total Debt | 1.31B | 2.66B | 7.63B | 1.92B | 794.21M | 364.65M |
| Total Liabilities | 7.69B | 7.93B | 11.09B | 5.24B | 6.48B | 5.09B |
| Stockholders Equity | 11.67B | 11.59B | 8.32B | 7.23B | 6.97B | 5.92B |
Cash Flow | ||||||
| Free Cash Flow | -69.51M | 1.42B | -1.43B | 149.66M | 626.88M | -1.28B |
| Operating Cash Flow | 231.70M | 1.67B | -1.24B | 376.87M | 830.60M | -1.20B |
| Investing Cash Flow | -348.01M | -205.88M | -147.62M | -165.92M | -148.50M | 887.29M |
| Financing Cash Flow | -802.88M | -1.25B | 2.10B | -605.75M | -260.55M | -313.83M |
Geojit Financial Services Ltd Technical Analysis
Negative
75.82
Price Trends
63.97
Negative
68.74
Negative
72.88
Negative
Market Momentum
-2.16
Negative
45.16
Neutral
69.13
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:GEOJITFSL, the sentiment is Negative. The current price of 75.82 is above the 20-day moving average (MA) of 58.16, above the 50-day MA of 63.97, and above the 200-day MA of 72.88, indicating a bearish trend. The MACD of -2.16 indicates Negative momentum. The RSI at 45.16 is Neutral, neither overbought nor oversold. The STOCH value of 69.13 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:GEOJITFSL.
Geojit Financial Services Ltd Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
66 Neutral | ₹13.02B | 15.62 | ― | 0.70% | -5.03% | -54.73% | |
64 Neutral | ₹16.16B | 40.70 | ― | 1.88% | -11.33% | -40.39% | |
62 Neutral | ₹6.42B | 14.15 | ― | ― | -6.37% | -24.10% | |
61 Neutral | ₹2.25B | -33.32 | ― | 9.62% | ― | ― | |
38 Underperform | ₹552.15M | -3.45 | ― | ― | -26.63% | -1320.85% |
* Financial Sector Average
IN:GEOJITFSL
Geojit Financial Services Ltd
57.89
-8.80
-13.20%
IN:ASCOM
Ascom Leasing & Investments Ltd.
226.50
33.45
17.33%
IN:BIRLAMONEY
Aditya Birla Money Limited
113.55
-41.25
-26.65%
IN:CAPTRUST
Capital Trust Ltd. (India)
12.01
-40.75
-77.24%
IN:IVC
IL&FS Investment Managers Ltd.
7.17
-1.03
-12.56%
IN:SMCGLOBAL
SMC Global Securities Ltd. (India)
62.19
10.14
19.47%
Geojit Financial Services Ltd Corporate Events
Crisil Withdraws Geojit’s Rs 197-Crore Short-Term Bank Facility Rating
Mar 7, 2026
Geojit Financial Services Ltd has disclosed that Crisil Ratings has reaffirmed and subsequently withdrawn its short-term rating of Crisil A1 on the company’s bank facilities amounting to Rs 197 crore, following a request from Geojit. The wit...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.