Capital Trust Ltd. (India) (IN:CAPTRUST)
:CAPTRUST
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Capital Trust Ltd. (India)
(CAPTRUST)
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Rating:46Neutral
Price Target:
₹14.00
▲(8.02% Upside)
Action:Upgraded
Date:06/01/26
The score is held down primarily by weak financial performance, driven by the FY2026 large loss, revenue decline, and negative operating/free cash flow, despite improved leverage. Technicals are moderately supportive in the near term (price above key short/intermediate DMAs with positive MACD), but longer-term trend weakness and a loss-driven negative P/E keep the overall score below average.
Positive Factors
Improved leverage / capital structure
Material reduction in debt-to-equity meaningfully lowers financial fixed costs and improves resilience to funding stress. A less leveraged balance sheet gives management room to support lending operations or absorb shocks without immediate equity raises, a durable structural strength if sustained.
Negative Factors
Large FY2026 loss and revenue decline
A sharp swing to a large net loss coupled with a ~23% revenue drop materially erodes capital and operational momentum. This weakens the lending franchise, increases the need for corrective actions, and creates a multi-quarter headwind to restoring profitability and balance-sheet health.
Read all positive and negative factors
Positive Factors
Negative Factors
Improved leverage / capital structure
Material reduction in debt-to-equity meaningfully lowers financial fixed costs and improves resilience to funding stress. A less leveraged balance sheet gives management room to support lending operations or absorb shocks without immediate equity raises, a durable structural strength if sustained.
Read all positive factors
Capital Trust Ltd. (India) (CAPTRUST) vs. iShares MSCI India ETF (INDA)
Market Cap
₹638.12M
Dividend YieldN/A
Average Volume (3M)15.23K
Price to Earnings (P/E)―
Beta (1Y)0.99
Revenue Growth-55.88%
EPS Growth-3929.98%
CountryIN
Employees1,834
SectorFinancial
Sector Strength70
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)-11.69
Shares Outstanding46,169,190
10 Day Avg. Volume25,804
30 Day Avg. Volume15,226
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)0.46
Price to Sales (P/S)0.67
P/FCF Ratio-1.49
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Capital Trust Ltd. (India) Business Overview & Revenue Model
Company Description
Capital Trust Limited operates as a Non-Banking Finance Company (NBFC), primarily delivering 'capital magic' solutions and micro business loans across India. The firm extends its financial services to a diverse array of economic segments, includin...
How the Company Makes Money
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Capital Trust Ltd. (India) Financial Statement Overview
Summary
Income Statement
24
Negative
Balance Sheet
46
Neutral
Cash Flow
32
Negative
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 552.82M | 423.57M | 844.46M | 583.18M | 647.72M | 851.94M |
| Gross Profit | 110.41M | 282.50M | 312.28M | 177.37M | 230.66M | 343.06M |
| EBITDA | -114.80M | -360.90M | 49.94M | 48.49M | -472.26M | 19.77M |
| Net Income | -260.62M | -468.25M | 11.11M | 21.46M | -456.41M | -108.20M |
Balance Sheet | ||||||
| Total Assets | 1.48B | 1.12B | 2.04B | 1.79B | 1.88B | 3.54B |
| Cash, Cash Equivalents and Short-Term Investments | 110.35M | 48.95M | 570.30M | 254.68M | 212.48M | 672.72M |
| Total Debt | 801.90M | 401.15M | 1.02B | 800.85M | 959.28M | 2.08B |
| Total Liabilities | 884.47M | 501.40M | 1.18B | 1.03B | 1.14B | 2.34B |
| Stockholders Equity | 597.22M | 614.87M | 859.28M | 767.00M | 745.38M | 1.20B |
Cash Flow | ||||||
| Free Cash Flow | 113.67M | -189.83M | -200.42M | 196.03M | 741.05M | 155.27M |
| Operating Cash Flow | 120.23M | -188.40M | -193.53M | 201.28M | 742.54M | 158.84M |
| Investing Cash Flow | 69.80M | 485.26M | -105.76M | -10.12M | 420.74M | -1.45M |
| Financing Cash Flow | -218.62M | -398.27M | 294.87M | -150.31M | -1.13B | -494.05M |
Capital Trust Ltd. (India) Technical Analysis
Negative
12.96
Price Trends
13.12
Positive
13.38
Positive
18.17
Negative
Market Momentum
0.14
Positive
48.76
Neutral
47.40
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:CAPTRUST, the sentiment is Negative. The current price of 12.96 is below the 20-day moving average (MA) of 13.66, below the 50-day MA of 13.12, and below the 200-day MA of 18.17, indicating a neutral trend. The MACD of 0.14 indicates Positive momentum. The RSI at 48.76 is Neutral, neither overbought nor oversold. The STOCH value of 47.40 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:CAPTRUST.
Capital Trust Ltd. (India) Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
58 Neutral | ₹1.55B | 16.08 | ― | 0.85% | 20.16% | 3.56% | |
53 Neutral | ₹3.07B | -24.80 | ― | ― | -188.77% | -209.64% | |
46 Neutral | ₹638.12M | -1.00 | ― | ― | -55.88% | -3929.98% | |
46 Neutral | ₹1.32B | -9.64 | ― | ― | -40.07% | -156.45% | |
41 Neutral | ₹659.68M | -0.43 | ― | 0.12% | -51.04% | -71.19% |
* Financial Sector Average
IN:CAPTRUST
Capital Trust Ltd. (India)
13.88
-49.21
-78.00%
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Capital Trust Ltd. (India) Corporate Events
Capital Trust Responds to Exchange Query on Quarterly Financial Disclosures
Apr 21, 2026
Capital Trust Limited has received a clarification request from the stock exchange regarding its financial results for the quarter ended 31 December 2025, specifically in relation to compliance with Regulation 33 of the SEBI Listing Obligations an...
Capital Trust to Close Trading Window Ahead of FY26 Results
Mar 30, 2026
Capital Trust Limited has announced that its trading window for dealing in the company’s shares will be closed for designated persons, their immediate relatives and others with access to unpublished price-sensitive information from 1 April 2...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.