Industrial Investment Trust Limited (IITL) AI Stock Analysis

• Market Cap: ₹3.36B
• Dividend Yield: N/A
• Average Volume (3M): 880.00
• Price to Earnings (P/E): ―
• Beta (1Y): 0.55
• Revenue Growth: -90.21%
• EPS Growth: -106.42%
• Country: IN
• Employees: 20
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Credit Services
• EPS (TTM): -1.68
• Shares Outstanding: 22,547,550
• 10 Day Avg. Volume: 134
• 30 Day Avg. Volume: 880
• PEG Ratio: -1.30
• Price to Book (P/B): 1.10
• Price to Sales (P/S): 28.16
• P/FCF Ratio: 48.18
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 54 Neutral
• Price Target: ₹159.00 ▼(-5.92% Downside)

The score is held back mainly by volatile income/cash-flow performance despite a strong balance sheet, and by weak technicals with price below key moving averages. Valuation inputs are not supportive due to a negative P/E and missing dividend yield.

Positive Factors

Strong Balance Sheet

A strong balance sheet with low leverage provides financial stability and flexibility, enabling the company to withstand economic fluctuations and invest in growth opportunities.

Improved Gross Profit Margins

Improved gross profit margins suggest effective cost management, which can enhance profitability and provide a competitive edge in the long term.

Diverse Revenue Streams

Diverse revenue streams reduce dependency on any single source, enhancing resilience and providing multiple growth avenues, which can stabilize earnings over time.

Negative Factors

Revenue Growth Instability

Unstable revenue growth can hinder long-term planning and investment, potentially affecting the company's ability to capitalize on market opportunities and sustain profitability.

Cash Flow Volatility

Volatile cash flow can strain liquidity, limiting the company's ability to fund operations and growth initiatives, and may necessitate external financing, increasing financial risk.

Net Profit Margin Fluctuations

Fluctuating net profit margins indicate inconsistent profitability, which can undermine investor confidence and affect the company's ability to reinvest in its business.

Industrial Investment Trust Limited Business Overview & Revenue Model

Company Description

Industrial Investment Trust Limited, a non-banking financial company, engages in the investment activities in India. It invests in securities, including shares, mutual funds, debentures, and bonds. The company also provides private equity, margin funding, and loans and advances; and equity trading, stock broking, depository, investment advisory, mutual fund distribution, and business consultancy services. In addition, it engages in the real estate development activities and construction of residential complex, as well as offers real estate advisory services. Further, it provides life, general, and health insurance broking services. The company was incorporated in 1933 and is based in Mumbai, India.

How the Company Makes Money

IITL generates revenue through multiple key streams, primarily through its investment portfolio, which includes equity, debt, and real estate assets. The company earns returns on its investments through capital appreciation and dividends from its equity holdings, as well as interest income from debt instruments. Additionally, IITL charges management fees for its asset management services and earns advisory fees for financial consultancy provided to clients. Strategic partnerships with other financial institutions and investment firms also enhance its revenue potential, as they enable IITL to leverage collective expertise and co-invest in lucrative projects, further optimizing returns.

Industrial Investment Trust Limited Financial Statement Overview

Summary

Industrial Investment Trust Limited shows a mixed financial performance. The balance sheet is strong with low leverage, but income and cash flow statements indicate volatility and inconsistency. The company needs to stabilize revenue growth and improve cash flow efficiency.

Income Statement

The income statement shows a mixed performance. Gross profit margins have improved significantly over time, indicating better cost management. However, revenue growth has been inconsistent, with a significant drop in the latest year. Net profit margins have fluctuated, showing instability in profitability. While EBIT and EBITDA margins have shown recovery, they need consistent improvement to ensure long-term stability.

Balance Sheet

The balance sheet appears robust with a strong equity base relative to total assets, indicating low leverage and financial stability. The debt-to-equity ratio is favorable, suggesting the company is not over-reliant on debt financing. However, fluctuations in stockholder equity reflect volatility that may impact future stability.

Cash Flow

Cash flow analysis reveals some concern with operating cash flow volatility, which could impact liquidity. While free cash flow has improved, it remains inconsistent, reflecting challenges in maintaining a steady cash flow. The operating cash flow to net income ratio suggests potential inefficiencies in cash generation relative to earnings.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	302.69M	312.56M	275.93M	70.91M	30.87M	30.77M
Gross Profit	268.75M	279.40M	227.33M	45.10M	4.67M	14.92M
EBITDA	112.91M	73.55M	778.06M	531.85M	366.08M	-460.50M
Net Income	69.43M	40.05M	648.62M	449.45M	324.41M	-420.49M
Balance Sheet
Total Assets	0.00	4.40B	4.36B	3.83B	3.49B	3.29B
Cash, Cash Equivalents and Short-Term Investments	371.54M	371.54M	560.76M	221.05M	2.53B	235.66M
Total Debt	0.00	23.94M	21.96M	995.02K	11.24M	16.09M
Total Liabilities	-4.34B	57.22M	67.64M	248.04M	350.39M	502.40M
Stockholders Equity	4.34B	4.43B	4.39B	3.74B	3.29B	2.97B
Cash Flow
Free Cash Flow	0.00	101.15M	-454.50M	2.77B	-2.24B	-26.25M
Operating Cash Flow	0.00	131.97M	-448.39M	2.77B	-2.24B	-12.31M
Investing Cash Flow	0.00	-251.79M	433.76M	-2.74B	2.25B	-3.93M
Financing Cash Flow	0.00	20.00M	-4.88M	-10.70M	-6.80M	10.21M

Industrial Investment Trust Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 169.00
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:IITL, the sentiment is Negative. The current price of 169 is above the 20-day moving average (MA) of 162.52, below the 50-day MA of 170.86, and below the 200-day MA of 180.82, indicating a bearish trend. The MACD of -5.17 indicates Positive momentum. The RSI at 34.40 is Neutral, neither overbought nor oversold. The STOCH value of 0.88 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:IITL.

Industrial Investment Trust Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
BAIDFIN	64 Neutral	₹1.59B	7.61	―	0.85%	27.19%	73.43%
IITL	54 Neutral	₹3.36B	-63.06	―	―	-90.21%	-106.42%
MAHAPEXLTD	54 Neutral	₹1.40B	15.49	―	―	-6.94%	-97.47%
VIJIFIN	49 Neutral	₹485.93M	294.55	―	―	39.46%	―
TRU	44 Neutral	₹935.44M	-0.83	―	0.12%	-26.94%	-1105.24%
CAPTRUST	38 Underperform	₹595.82M	-1.24	―	―	-26.63%	-1320.85%