I.D.I. Insurance Company Ltd. (IL:IDIN)
TASE:IDIN
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Idi Insur
(TASE:IDIN)
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Rating:65Neutral
Price Target:
22,876.00
▼(-9.04% Downside)
Action:ReiteratedDate:03/30/26
The score is driven primarily by above-average fundamental performance (growth and profitability improvements) but held back by rising leverage and uneven cash flow quality. Valuation is a clear positive (low P/E and high dividend), while technical indicators remain weak with the stock trading below key moving averages and negative momentum.
Positive Factors
Revenue and Profit Acceleration
Sustained revenue acceleration and improving operating and net margins through 2023–2025 indicate durable demand and better underwriting or pricing power. That structural improvement supports persistent earnings, reinvestment capacity and a stronger ability to fund dividends over the medium term.
Negative Factors
Rising Leverage
Material increase in leverage reduces financial flexibility and raises solvency and interest-rate exposure for an insurer. Over the medium term this can constrain underwriting capacity, force higher regulatory capital buffers, elevate financing costs, and limit growth or dividend sustainability.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue and Profit Acceleration
Sustained revenue acceleration and improving operating and net margins through 2023–2025 indicate durable demand and better underwriting or pricing power. That structural improvement supports persistent earnings, reinvestment capacity and a stronger ability to fund dividends over the medium term.
Read all positive factors
Idi Insur (IDIN) vs. iShares MSCI Israel ETF (EIS)
Market Cap
₪3.26B
Dividend Yield5.98%
Average Volume (3M)41.54K
Price to Earnings (P/E)10.0
Beta (1Y)1.34
Revenue Growth19.48%
EPS Growth53.61%
CountryIL
Employees1,693
SectorFinancial
Sector Strength70
IndustryInsurance - Diversified
Share Statistics
EPS (TTM)603.00
Shares Outstanding14,785,910
10 Day Avg. Volume35,082
30 Day Avg. Volume41,536
Financial Highlights & Ratios
PEG Ratio0.26
Price to Book (P/B)2.81
Price to Sales (P/S)0.88
P/FCF Ratio4.13
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Idi Insur Business Overview & Revenue Model
Company Description
I.D.I. Insurance Company Ltd. provides insurance products and services to individuals and corporate customers in Israel. It offers life, health, personal accidents, business, car, home, travel, mortgage, and motorcycle insurance, as well as profes...
How the Company Makes Money
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Idi Insur Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
62
Positive
Cash Flow
55
Neutral
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 4.04B | 3.52B | 2.73B | 2.20B | 2.16B |
| Gross Profit | 4.04B | 3.02B | 2.29B | 1.80B | 1.77B |
| EBITDA | 684.12M | 497.95M | 307.21M | 211.56M | 391.05M |
| Net Income | 356.94M | 257.08M | 139.21M | 84.44M | 201.20M |
Balance Sheet | |||||
| Total Assets | 6.79B | 7.13B | 6.44B | 6.20B | 6.30B |
| Cash, Cash Equivalents and Short-Term Investments | 264.05M | 98.45M | 257.87M | 253.20M | 705.96M |
| Total Debt | 788.22M | 583.86M | 541.92M | 69.88M | 73.24M |
| Total Liabilities | 5.52B | 6.14B | 5.52B | 5.35B | 5.44B |
| Stockholders Equity | 1.27B | 988.82M | 926.00M | 855.52M | 862.16M |
Cash Flow | |||||
| Free Cash Flow | 864.30M | 48.20M | 95.93M | -211.78M | 372.32M |
| Operating Cash Flow | 887.76M | 143.42M | 193.65M | -130.23M | 456.43M |
| Investing Cash Flow | -110.89M | -91.94M | -97.65M | -79.02M | -98.57M |
| Financing Cash Flow | -39.16M | -211.99M | -93.05M | -244.47M | -11.54M |
Idi Insur Technical Analysis
Positive
25150.00
Price Trends
23472.40
Negative
23820.29
Negative
21856.75
Positive
Market Momentum
-607.77
Positive
46.37
Neutral
18.91
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:IDIN, the sentiment is Positive. The current price of 25150 is above the 20-day moving average (MA) of 22355.50, above the 50-day MA of 23472.40, and above the 200-day MA of 21856.75, indicating a neutral trend. The MACD of -607.77 indicates Positive momentum. The RSI at 46.37 is Neutral, neither overbought nor oversold. The STOCH value of 18.91 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IL:IDIN.
Idi Insur Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
72 Outperform | ₪3.80B | 3.64 | ― | 6.25% | 22.57% | 73.32% | |
71 Outperform | ₪27.98B | 8.61 | ― | 2.61% | 23.28% | 124.99% | |
69 Neutral | ₪16.99B | 8.91 | ― | 0.30% | 6.00% | 36.33% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | ₪17.31B | 7.20 | ― | 1.67% | -27.87% | 229.49% | |
66 Neutral | ₪34.68B | 11.54 | 23.23% | 2.21% | 5.84% | 138.80% | |
65 Neutral | ₪3.26B | 9.99 | ― | 5.98% | 19.48% | 53.61% |
* Financial Sector Average
IL:IDIN
Idi Insur
22,060.00
7,290.05
49.36%
IL:CLIS
Clal Insurance
21,440.00
12,584.39
142.11%
IL:HARL
Harel
16,850.00
11,324.89
204.97%
IL:MGDL
Migdal Insur.
1,606.00
973.30
153.83%
IL:MMHD
Menora Miv Hld
44,800.00
27,518.81
159.24%
IL:AYAL
Ayalon Hold.
13,940.00
9,774.59
234.66%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.