I.D.I. Insurance Company Ltd. (IL:IDIN)
TASE:IDIN
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Idi Insur
(TASE:IDIN)
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Rating:65Neutral
Price Target:
24,123.00
▼(-4.08% Downside)
Action:ReiteratedDate:03/30/26
The score is driven primarily by above-average fundamental performance (growth and profitability improvements) but held back by rising leverage and uneven cash flow quality. Valuation is a clear positive (low P/E and high dividend), while technical indicators remain weak with the stock trading below key moving averages and negative momentum.
Positive Factors
Sustained revenue growth (2023–2025)
Consistent top-line expansion through 2023–2025 indicates durable demand and successful distribution or product positioning. Sustained revenue growth supports scale economies, funds reinvestment in underwriting or product development, and reduces reliance on one-off gains for profitability.
Negative Factors
Rising leverage and debt build-up
A sharp increase in debt and higher debt-to-equity weaken financial flexibility and raise interest and refinancing risk. For an insurance company, greater leverage can constrain capacity to pay claims or invest in growth, and magnifies vulnerability to adverse underwriting or market shocks.
Read all positive and negative factors
Positive Factors
Negative Factors
Sustained revenue growth (2023–2025)
Consistent top-line expansion through 2023–2025 indicates durable demand and successful distribution or product positioning. Sustained revenue growth supports scale economies, funds reinvestment in underwriting or product development, and reduces reliance on one-off gains for profitability.
Read all positive factors
Idi Insur (IDIN) vs. iShares MSCI Israel ETF (EIS)
Market Cap
₪3.39B
Dividend Yield5.98%
Average Volume (3M)41.54K
Price to Earnings (P/E)10.0
Beta (1Y)1.30
Revenue Growth14.93%
EPS Growth38.41%
CountryIL
Employees1,693
SectorFinancial
Sector Strength70
IndustryInsurance - Diversified
Share Statistics
EPS (TTM)603.00
Shares Outstanding14,785,910
10 Day Avg. Volume35,082
30 Day Avg. Volume41,536
Financial Highlights & Ratios
PEG Ratio0.26
Price to Book (P/B)2.81
Price to Sales (P/S)0.88
P/FCF Ratio4.13
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Idi Insur Business Overview & Revenue Model
Company Description
I.D.I. Insurance Company Ltd. provides insurance products and services to individuals and corporate customers in Israel. It offers life, health, personal accidents, business, car, home, travel, mortgage, and motorcycle insurance, as well as profes...
How the Company Makes Money
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Idi Insur Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
62
Positive
Cash Flow
55
Neutral
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 4.04B | 3.52B | 2.73B | 2.20B | 2.16B |
| Gross Profit | 4.04B | 3.02B | 2.29B | 1.80B | 1.77B |
| EBITDA | 684.12M | 497.95M | 307.21M | 211.56M | 391.05M |
| Net Income | 356.94M | 257.08M | 139.21M | 84.44M | 201.20M |
Balance Sheet | |||||
| Total Assets | 6.79B | 7.13B | 6.44B | 6.20B | 6.30B |
| Cash, Cash Equivalents and Short-Term Investments | 264.05M | 98.45M | 257.87M | 253.20M | 705.96M |
| Total Debt | 788.22M | 583.86M | 541.92M | 69.88M | 73.24M |
| Total Liabilities | 5.52B | 6.14B | 5.52B | 5.35B | 5.44B |
| Stockholders Equity | 1.27B | 988.82M | 926.00M | 855.52M | 862.16M |
Cash Flow | |||||
| Free Cash Flow | 864.30M | 48.20M | 95.93M | -211.78M | 372.32M |
| Operating Cash Flow | 887.76M | 143.42M | 193.65M | -130.23M | 456.43M |
| Investing Cash Flow | -110.89M | -91.94M | -97.65M | -79.02M | -98.57M |
| Financing Cash Flow | -39.16M | -211.99M | -93.05M | -244.47M | -11.54M |
Idi Insur Technical Analysis
Positive
25150.00
Price Trends
22781.36
Positive
23351.19
Negative
21549.67
Positive
Market Momentum
55.44
Negative
54.27
Neutral
70.85
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IL:IDIN, the sentiment is Positive. The current price of 25150 is above the 20-day moving average (MA) of 21943.97, above the 50-day MA of 22781.36, and above the 200-day MA of 21549.67, indicating a bullish trend. The MACD of 55.44 indicates Negative momentum. The RSI at 54.27 is Neutral, neither overbought nor oversold. The STOCH value of 70.85 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IL:IDIN.
Idi Insur Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
75 Outperform | ₪30.37B | 9.62 | ― | 2.61% | 28.53% | 118.04% | |
72 Outperform | ₪4.25B | 5.26 | ― | 6.25% | ― | ― | |
70 Outperform | ₪20.26B | 8.91 | ― | 0.30% | 8.26% | 200.55% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | ₪20.81B | 7.20 | ― | 1.67% | -40.68% | 214.21% | |
66 Neutral | ₪37.73B | 12.54 | 23.23% | 2.21% | 12.85% | 216.23% | |
65 Neutral | ₪3.39B | 9.99 | ― | 5.98% | 14.93% | 38.41% |
* Financial Sector Average
IL:IDIN
Idi Insur
22,770.00
6,833.95
42.88%
IL:CLIS
Clal Insurance
25,510.00
15,921.29
166.04%
IL:HARL
Harel
18,300.00
12,540.29
217.72%
IL:MGDL
Migdal Insur.
1,881.00
1,170.00
164.56%
IL:MMHD
Menora Miv Hld
48,110.00
28,958.93
151.21%
IL:AYAL
Ayalon Hold.
15,300.00
10,650.02
229.03%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.