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Insteel Industries (IIIN)
NYSE:IIIN
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Insteel Industries (IIIN) AI Stock Analysis

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IIIN

Insteel Industries

(NYSE:IIIN)

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Neutral 69 (OpenAI - 5.2)
Rating:69Neutral
Price Target:
$32.00
▲(1.07% Upside)
Action:Reiterated
Date:07/16/26
IIIN scores as a balanced, mid-to-upper tier setup driven by a very strong, low-leverage balance sheet and solid profitability, tempered by weak TTM cash flow/negative free cash flow. Valuation is supportive (mid-teens P/E and ~3.8% yield), while technicals and the latest earnings call point to only modest near-term improvement amid ongoing cost and margin pressure.
Positive Factors
Balance sheet strength
Insteel’s minimal leverage and substantial equity base materially reduce solvency and refinancing risk. With effectively no debt and solid ROE, the company has durable financial flexibility to fund operations, opportunistic buybacks, or capex without debt reliance over the coming months.
Negative Factors
Weak cash generation / negative FCF
Trailing twelve‑month cash conversion has deteriorated sharply, with near-zero OCF and negative free cash flow. That reduces the company’s internal funding capacity, heightens reliance on cash reserves for buybacks/dividends, and constrains flexibility for sustained capex or working-capital swings.
Read all positive and negative factors
Positive Factors
Negative Factors
Balance sheet strength
Insteel’s minimal leverage and substantial equity base materially reduce solvency and refinancing risk. With effectively no debt and solid ROE, the company has durable financial flexibility to fund operations, opportunistic buybacks, or capex without debt reliance over the coming months.
Read all positive factors

Insteel Industries (IIIN) vs. SPDR S&P 500 ETF (SPY)

Insteel Industries Business Overview & Revenue Model

Company Description
Insteel Industries, Inc., along with its various subsidiaries, focuses on the manufacturing and commercialization of steel wire reinforcement products specifically for concrete construction applications. The company's primary offerings include pre...
How the Company Makes Money
Insteel makes money by manufacturing steel wire reinforcement products and selling them to customers in construction and concrete-related supply chains. Its primary revenue stream is product sales, chiefly from (1) PC strand—steel strand used to p...

Insteel Industries Earnings Call Summary

Earnings Call Date:Jul 16, 2026
(Q3-2026)
|
% Change Since: |
Next Earnings Date:Oct 15, 2026
Earnings Call Sentiment Neutral
The call presented a mixed picture: operational and commercial positives (shipments growth, price increases, strong operating cash flow, no debt and continued buybacks) were outweighed in the quarter by meaningful profitability pressure — a ~41% decline in net earnings and a 690 bp gross margin contraction driven by elevated raw material, freight, and manufacturing costs, and timing-related delivery delays. Management is cautiously optimistic about demand (especially infrastructure and prospective data center shipments) and expects modest margin improvement if further pricing is realized, but trade/tariff uncertainty and input inflation continue to constrain near-term earnings upside.
Positive Updates
Improved Shipments
Third quarter shipments increased 1.7% year-over-year, supported by healthy infrastructure activity and improved shipment activity versus the weather-impacted prior quarter.
Negative Updates
Significant Decline in Net Earnings and EPS
Net earnings fell to $9.0 million ($0.46 per share) in Q3, down from $15.2 million ($0.78 per share) a year ago — an earnings decline of roughly 41% year-over-year.
Read all updates
Q3-2026 Updates
Negative
Improved Shipments
Third quarter shipments increased 1.7% year-over-year, supported by healthy infrastructure activity and improved shipment activity versus the weather-impacted prior quarter.
Read all positive updates
Company Guidance
Management guided that Q4 gross margins should remain near current levels with potential for modest improvement if additional pricing offsets ongoing inflation; Q3 gross margin was 10.2% (down 690 bps YoY from 17.1% but up 60 bps sequentially) and Q3 gross profit was about $10.8M. They expect shipments to accelerate in Q4 as delayed data‑center projects resume (Q3 shipments were +1.7% YoY), inventories to modestly decline from ~3.5 months of forward shipments (3.5 vs 3.4 months in Q2), and full‑year capital expenditures to be roughly $15.0M (YTD $9.1M; Q3 capex $3.2M), reduced from a prior $20M estimate with some spend pushed into FY27. Operating cash flow was $13.7M in Q3, cash was $22.9M with no borrowings on a $100M revolver, SG&A was $8.5M (4.3% of sales) vs $10.6M (5.9% a year ago), effective tax rate is expected near 23% (Q3: 22.8%), management noted ASPs up 8.1% YoY (2.3% sequential) but spreads remain tight due to raw material, freight and conversion cost pressure, and they’ve announced price increases effective July 13; the company also repurchased 75k shares for $1.9M.

Insteel Industries Financial Statement Overview

Summary
Profitability remains solid with positive earnings and healthy net/EBIT margins, and the balance sheet is a major strength with effectively no debt. However, TTM cash generation is the key risk: operating cash flow is very low and free cash flow is negative, weakening earnings quality and near-term flexibility.
Income Statement
72
Positive
Balance Sheet
90
Very Positive
Cash Flow
34
Negative
BreakdownTTMSep 2025Sep 2024Sep 2023Sep 2022Sep 2021
Income Statement
Total Revenue707.68M647.71M529.20M649.19M826.83M590.60M
Gross Profit83.27M93.44M49.63M65.40M197.31M121.55M
EBITDA61.04M72.25M40.79M55.15M176.30M100.72M
Net Income36.38M41.02M19.30M32.41M125.01M66.61M
Balance Sheet
Total Assets473.94M462.65M422.55M447.51M471.75M390.71M
Cash, Cash Equivalents and Short-Term Investments22.95M38.63M111.54M125.67M48.32M89.88M
Total Debt2.58M3.90M1.69M1.94M1.57M1.73M
Total Liabilities102.54M91.12M71.70M66.01M82.00M88.67M
Stockholders Equity371.40M371.53M350.86M381.50M389.74M302.04M
Cash Flow
Free Cash Flow-11.90M18.95M39.06M111.50M-10.23M52.38M
Operating Cash Flow-1.12M27.16M58.21M142.20M5.67M69.88M
Investing Cash Flow-6.46M-75.67M-19.64M-20.90M-6.04M-17.80M
Financing Cash Flow-25.51M-24.40M-52.70M-43.95M-41.20M-30.88M

Insteel Industries Technical Analysis

Technical Analysis Sentiment
Positive
Last Price31.66
Price Trends
50DMA
28.31
Positive
100DMA
30.11
Positive
200DMA
31.48
Negative
Market Momentum
MACD
0.37
Negative
RSI
63.77
Neutral
STOCH
54.19
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IIIN, the sentiment is Positive. The current price of 31.66 is above the 20-day moving average (MA) of 29.76, above the 50-day MA of 28.31, and above the 200-day MA of 31.48, indicating a neutral trend. The MACD of 0.37 indicates Negative momentum. The RSI at 63.77 is Neutral, neither overbought nor oversold. The STOCH value of 54.19 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IIIN.

Insteel Industries Risk Analysis

Insteel Industries disclosed 18 risk factors in its most recent earnings report. Insteel Industries reported the most risks in the "Macro & Political" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

Insteel Industries Peers Comparison

Overall Rating
UnderperformOutperform
Sector (63)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
78
Outperform
$1.33B31.8410.73%10.67%30.61%
73
Outperform
$4.42B22.2724.53%0.67%5.68%-23.91%
69
Neutral
$600.11M16.5811.72%3.49%17.06%16.89%
69
Neutral
$2.75B17.4811.58%1.27%19.72%63.76%
63
Neutral
$10.79B15.437.44%2.01%2.89%-14.66%
58
Neutral
$788.27M-39.14-6.76%-0.04%-172.38%
* Industrials Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IIIN
Insteel Industries
31.00
-4.78
-13.37%
AZZ
AZZ
147.21
36.52
32.99%
NWPX
Northwest Pipe Company
138.20
97.21
237.16%
WOR
Worthington Industries
55.77
-5.53
-9.02%
MEC
Mayville Engineering Company
30.92
15.59
101.70%

Insteel Industries Corporate Events

Dividends
Insteel Industries Declares Regular Quarterly Cash Dividend
Positive
May 12, 2026
On May 12, 2026, Insteel Industries Inc. announced that its board of directors declared a regular quarterly cash dividend of $0.03 per share of common stock. The dividend will be paid on June 26, 2026, to shareholders of record as of June 12, 2026...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 16, 2026