Intellicheck Mobilisia (IDN) AI Stock Analysis

• Market Cap: $106.76M
• Dividend Yield: N/A
• Average Volume (3M): 581.60K
• Price to Earnings (P/E): ―
• Beta (1Y): 1.87
• Revenue Growth: 5.78%
• EPS Growth: 54.19%
• Country: US
• Employees: 47
• Sector: Technology
• Sector Strength: 83
• Industry: Software - Application
• EPS (TTM): -0.02
• Shares Outstanding: 19,844,587
• 10 Day Avg. Volume: 540,496
• 30 Day Avg. Volume: 581,596
• PEG Ratio: 1.08
• Price to Book (P/B): 2.04
• Price to Sales (P/S): 0.00
• P/FCF Ratio: -10.54
• Enterprise Value/Market Cap: 0.30
• Enterprise Value/Revenue: 0.41
• Enterprise Value/Gross Profit: 1.77
• Enterprise Value/Ebitda: -11.98
• 1Y Price Target: $5.38
• Price Target Upside: 0.00%
• Rating Consensus: Strong Buy
• Number of Analyst Covering: 4

• Rating: 51 Neutral
• Price Target: ―

The overall stock score reflects challenges in profitability and cash flow, offset by strengths in revenue growth and diversification strategies. While the stock shows neutral technical indicators, its valuation appears high considering current financial metrics. The company's strategic focus on growth and diversification, along with positive earnings adjustments, provides a moderate outlook despite ongoing challenges in the retail sector.

Positive Factors

Contract Expansion

A new contract expansion with a Southeastern Regional Bank will now make them a top 3 customer for IDN, indicating significant revenue growth potential.

Financial Performance

Quarterly revenue came in well above expectations, $5.9M versus our $5.2M estimate and $5.0M for the Street.

Technology Advantage

The company's ID verification technology achieves a 99%+ accuracy rate, far exceeding the 60-70% accuracy rate of competitors, providing significant value to customers.

Negative Factors

Macroeconomic Uncertainty

Elevated levels of macroeconomic uncertainty during the quarter served as a headwind, especially in the retail channel.

Retail Revenue Decline

This resulted in a 26.0% decline in retail revenue from year ago levels.

Intellicheck Mobilisia Business Overview & Revenue Model

Company Description

Intellicheck Mobilisia, Inc. (IDN) is a technology company specializing in identity verification and authentication solutions. The company serves sectors such as retail, financial services, hospitality, and law enforcement by providing real-time ID verification and fraud prevention services. Its core products include software applications that utilize advanced algorithms and data analytics to authenticate government-issued identifications and detect fraudulent activity.

How the Company Makes Money

Intellicheck Mobilisia generates revenue primarily through the sale and licensing of its identity verification software solutions. The company offers its products as software-as-a-service (SaaS), charging clients subscription fees based on usage or the number of transactions processed. Additionally, Intellicheck leverages partnerships with key players in the retail and financial sectors to expand its market reach and integrate its verification technology into larger ecosystems, further driving its revenue. The company's focus on reducing fraudulent transactions and enhancing security for businesses is a significant factor contributing to its earnings.

Intellicheck Mobilisia Financial Statement Overview

Summary

Intellicheck Mobilisia faces challenges in profitability and cash flow despite a solid equity position and no debt. Negative margins and cash flow indicate the need for operational improvement.

Income Statement

The company has experienced volatile revenue growth with recent declines. Gross and net profit margins have been negative, indicating challenges in achieving profitability. EBIT and EBITDA margins are also negative, highlighting operational inefficiencies.

Balance Sheet

The balance sheet shows a strong equity base with no debt, resulting in a favorable debt-to-equity ratio. However, the return on equity is negative due to sustained net losses, and the equity ratio indicates a stable position in terms of asset financing.

Cash Flow

Cash flow analysis reveals negative free cash flow growth, with operating cash flows often being negative. The ratios of operating and free cash flow to net income are unfavorable, indicating cash flow challenges despite equity strengths.

Breakdown
TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement		Total Revenue
20.21M	20.00M	18.91M	15.97M	16.39M	10.73M
	Gross Profit
18.31M	18.17M	17.53M	14.69M	12.88M	9.31M
	EBIT
-1.01M	-1.17M	-2.28M	-3.72M	-4.16M	-259.65K
	EBITDA
-643.00K	-732.00K	-1.99M	-3.75M	-7.32M	-3.12M
	Net Income Common Stockholders
-794.00K	-918.00K	-1.98M	-3.85M	-4.13M	1.38M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
5.15M	4.67M	8.98M	10.08M	13.65M	13.12M
	Total Assets
24.56M	20.93M	23.81M	22.45M	25.71M	24.34M
	Total Debt
0.00	0.00	0.00	0.00	0.00	32.62K
	Net Debt
-5.15M	-4.67M	-3.98M	-5.20M	-13.65M	-13.09M
	Total Liabilities
6.95M	3.19M	6.53M	3.95M	4.51M	2.13M
	Stockholders Equity
17.61M	17.75M	17.28M	18.50M	21.20M	22.21M
Cash Flow		Free Cash Flow
-2.48M	-2.75M	-1.15M	-3.58M	454.00K	-463.92K
	Operating Cash Flow
-2.81M	-2.69M	-647.00K	-3.38M	1.12M	-19.02K
	Investing Cash Flow
-1.67M	2.90M	-414.00K	-5.07M	-662.00K	-415.88K
	Financing Cash Flow
390.00K	485.00K	-155.00K	97.00K	76.00K	10.21M

Intellicheck Mobilisia Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 5.38
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IDN, the sentiment is Positive. The current price of 5.38 is above the 20-day moving average (MA) of 5.28, above the 50-day MA of 3.77, and above the 200-day MA of 2.83, indicating a bullish trend. The MACD of 0.46 indicates Positive momentum. The RSI at 60.65 is Neutral, neither overbought nor oversold. The STOCH value of 14.91 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IDN.

Intellicheck Mobilisia Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
MITK	78 Outperform	$431.04M	33.45	6.11%	―	7.76%	―
Sector *	62 Neutral	$11.91B	9.99	-7.22%	4.96%	7.31%	-8.91%
AWRE	56 Neutral	$40.50M	―	-16.05%	―	-9.72%	25.68%
IDN	51 Neutral	$106.76M	―	-4.57%	―	5.78%	54.19%
TGL	42 Neutral	$4.23M	―	-8.88%	―	-96.03%	95.03%
QH	39 Underperform	$99.11M	―	0.61%	―	-18.93%	-1133.29%

Intellicheck Mobilisia Corporate Events

Intellicheck Mobilisia to Present at Investor Showcase

Intellicheck Mobilisia announced that its senior executives will be presenting to investors at the Planet Microcap Showcase in Las Vegas, NV, from April 22-24, 2025. This event provides an opportunity for the company to engage with investors and potentially enhance its market presence.

Spark’s Take on IDN Stock

According to Spark, TipRanks’ AI Analyst, IDN is a Neutral.

Intellicheck Mobilisia’s overall stock score reflects challenges in achieving profitability and managing cash flow, despite a solid equity position. Technical indicators are bearish, and valuation metrics are weak due to ongoing losses. The recent earnings call provided optimism with strong SaaS growth and strategic diversification, offering potential for improvement.

To see Spark’s full report on IDN stock, click here.