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Intellicheck Mobilisia (IDN)
NASDAQ:IDN
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Intellicheck Mobilisia
(NASDAQ:IDN)
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Rating:62Neutral
Price Target:
$6.00
▼(-5.96% Downside)
The score is driven primarily by improving financial performance (strong gross margins, better TTM profitability/cash flow, and a low-risk balance sheet) and a positive earnings call with strong growth and profitability metrics. These positives are partially offset by an expensive valuation (very high P/E) and only moderately strong technical momentum.
Positive Factors
High gross margins & SaaS unit economics
Sustained ~90% gross margins indicate strong unit economics and low incremental cost for each verification. Coupled with a SaaS delivery model, high margins support scalable profitability as volumes grow and provide pricing flexibility versus competitors, a durable structural advantage.
Conservative balance sheet, near-zero debt
Near-zero debt materially reduces financing risk and preserves optionality for strategic investments or acquisitions. A conservative capital structure improves resilience to downturns and gives management flexibility to fund product development or absorb customer onboarding delays over the medium term.
Enterprise wins and recurring SaaS revenue mix
Large enterprise renewals, vertical expansions and an almost entirely SaaS revenue base create predictable recurring revenue and higher customer stickiness. Durable enterprise contracts (multi-year, mid-7-figure renewal) support steady ARR growth and lower churn risk over 2–6 months and beyond.
Negative Factors
Inconsistent profitability over multiple years
Despite recent profitable quarters, the company’s multi-year net losses and negative returns on equity signal that earnings power has not been consistently established. Persistent profitability inconsistency can limit internal reinvestment and makes long-term margin sustainability uncertain.
Volatile cash flow and FCF inconsistency
Improved TTM cash flow is a positive inflection, but pronounced FCF volatility and prior cash burn raise questions about predictable cash conversion. Irregular cash generation can constrain R&D and sales investments or necessitate external funding during growth phases.
Retail exposure decline and integration delays
Retail still represents a material share (~30%) and its decline reduces diversification and near-term revenue stability. Extended integrations with large clients prolong realization of expected contract value, increasing execution risk and delaying durable revenue expansion across verticals.
Intellicheck Mobilisia (IDN) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$97.79M
Dividend YieldN/A
Average Volume (3M)146.28K
Price to Earnings (P/E)488.9
Beta (1Y)1.57
Revenue Growth14.20%
EPS GrowthN/A
CountryUS
Employees47
SectorTechnology
Sector Strength88
IndustrySoftware - Application
Share Statistics
EPS (TTM)0.01
Shares Outstanding20,204,906
10 Day Avg. Volume171,067
30 Day Avg. Volume146,278
Financial Highlights & Ratios
PEG Ratio1.12
Price to Book (P/B)3.05
Price to Sales (P/S)2.71
P/FCF Ratio-19.67
Enterprise Value/Market Cap0.91
Enterprise Value/Revenue4.05
Enterprise Value/Gross Profit4.48
Enterprise Value/Ebitda109.28
Forecast
1Y Price Target
$7.88Price Target Upside23.43% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Intellicheck Mobilisia Business Overview & Revenue Model
Company DescriptionIntellicheck Mobilisia, Inc. (IDN) is a technology company specializing in identity verification and authentication solutions. The company serves sectors such as retail, financial services, hospitality, and law enforcement by providing real-time ID verification and fraud prevention services. Its core products include software applications that utilize advanced algorithms and data analytics to authenticate government-issued identifications and detect fraudulent activity.
How the Company Makes MoneyIntellicheck Mobilisia generates revenue primarily through the sale and licensing of its identity verification software solutions. The company offers its products as software-as-a-service (SaaS), charging clients subscription fees based on usage or the number of transactions processed. Additionally, Intellicheck leverages partnerships with key players in the retail and financial sectors to expand its market reach and integrate its verification technology into larger ecosystems, further driving its revenue. The company's focus on reducing fraudulent transactions and enhancing security for businesses is a significant factor contributing to its earnings.
Intellicheck Mobilisia Earnings Call Summary
Earnings Call Date:Nov 12, 2025
(Q3-2025)
| % Change Since: |
Next Earnings Date:Mar 19, 2026
Earnings Call Sentiment Positive
The earnings call presented a generally positive outlook for Intellicheck, with strong revenue growth, high gross margins, and significant client wins outweighing challenges in the retail segment and delays with a social media client.Q3-2025 Updates
Positive Updates
Revenue Growth
Intellicheck reported a 28% year-over-year increase in revenues, reaching $6 million, with SaaS revenue up 26%.
High Gross Margin
The company maintained a strong gross margin of 90.5%, with an adjusted gross margin of 92.8%.
Record Adjusted EBITDA
Adjusted EBITDA reached a third-quarter record of $631,000, an improvement of $798,000 compared to the previous year.
Positive Net Income
Intellicheck achieved a positive net income of $290,000 for the quarter, compared to a loss the previous year.
Notable Client Wins and Renewals
The company secured significant contracts with banks and credit card issuers, including a 3-year renewal with an annual contract value in the low mid-7-figure range.
Leadership Recognition
Intellicheck was named a leader in the IDC MarketScape Worldwide Identity Verification and Financial Services 2025 Vendor Assessment.
New Product Developments
The company launched several new products, including an enhanced optical character recognition (OCR) tool and a new desktop application.
Negative Updates
Retail Segment Decline
Retail revenue declined approximately 5% year-over-year and represented about 30% of quarterly revenue.
Social Media Client Challenges
The integration with a major social media client is taking longer than expected, affecting potential revenue growth.
Company Guidance
In the Intellicheck Third Quarter 2025 Earnings Call, the company reported a robust financial performance with a revenue increase of 28% year-over-year, reaching $6 million, and a gross margin of 91%. Key metrics highlighted included a positive net income of $290,000 and earnings per share of $0.01. The adjusted EBITDA reached a record $631,000 for the third quarter. Significant growth drivers were attributed to partnerships with a regional bank and a leading lease-to-own company, which grew over 700%, as well as a 60% growth with their largest bank and credit card issuer. New and expanded agreements with title insurance companies and banks were noted, contributing to a 14% increase in new business average price per scan. The company's SaaS revenue accounted for 98% of the total revenue, and strong cash flow was maintained with cash and cash equivalents of $7.2 million. The strategic focus on diversifying revenue sources and expanding market penetration across various verticals was emphasized as a key factor in the company's continued success.Intellicheck Mobilisia Financial Statement Overview
Summary
Revenue has grown over time with exceptionally strong ~90%+ gross margins and a clear TTM improvement in profitability and cash generation. However, multi-year net losses and volatile free cash flow keep overall financial quality only moderate despite a conservative, near-zero debt balance sheet.Income Statement
Revenue has trended upward over the period (from $10.7M in 2020 to $22.0M in TTM (Trailing-Twelve-Months), with 6.3% growth in the latest period), and gross margins are exceptionally strong (~90%+ recently), indicating solid unit economics. However, profitability has been inconsistent: the company has posted net losses in most years (2021–2024) and margins remain slightly negative in TTM (Trailing-Twelve-Months), even though results improved materially versus 2022–2023. Overall, strong gross profitability and improving earnings trajectory are tempered by still-thin/negative bottom-line performance.56
Neutral
Balance Sheet
The balance sheet appears conservative with essentially no debt (debt-to-equity at 0.0 in recent periods), which meaningfully reduces financial risk and provides flexibility. Equity is solid and stable (about $18.9M in TTM (Trailing-Twelve-Months) versus $17.7M in 2024). The key weakness is that returns on equity remain negative in recent periods, reflecting that the business has not consistently generated profits despite the strong capitalization.78
Positive
Cash Flow
Cash generation improved sharply in TTM (Trailing-Twelve-Months), with positive operating cash flow ($0.83M) and positive free cash flow ($0.77M), a notable turnaround from 2024 when both were materially negative. That said, free cash flow growth is highly volatile (down 72.7% in the latest period) and prior-year cash burn raises questions about consistency. A positive sign is that free cash flow exceeds net income in TTM (Trailing-Twelve-Months), suggesting earnings quality is supported by cash conversion, but the multi-year variability keeps the cash-flow profile mixed.52
Neutral
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 21.97M | 20.00M | 18.91M | 15.97M | 16.39M | 10.73M |
| Gross Profit | 19.84M | 18.17M | 17.53M | 14.69M | 12.88M | 9.31M |
| EBITDA | 814.00K | -732.00K | -1.99M | -3.69M | -7.32M | -3.19M |
| Net Income | 209.00K | -918.00K | -1.98M | -4.16M | -7.48M | -2.48M |
Balance Sheet | ||||||
| Total Assets | 25.26M | 20.93M | 23.81M | 22.45M | 25.71M | 24.34M |
| Cash, Cash Equivalents and Short-Term Investments | 7.22M | 4.67M | 8.98M | 10.08M | 13.65M | 13.12M |
| Total Debt | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 33.00K |
| Total Liabilities | 6.35M | 3.19M | 6.53M | 3.95M | 4.51M | 2.13M |
| Stockholders Equity | 18.91M | 17.75M | 17.28M | 18.50M | 19.58M | 22.21M |
Cash Flow | ||||||
| Free Cash Flow | 772.00K | -2.75M | -1.15M | -3.67M | 454.00K | -463.92K |
| Operating Cash Flow | 826.00K | -2.69M | -647.00K | -3.48M | 1.12M | -19.02K |
| Investing Cash Flow | -479.00K | 2.90M | -414.00K | -5.07M | -662.00K | -415.88K |
| Financing Cash Flow | 1.13M | 485.00K | -155.00K | 97.00K | 76.00K | 10.21M |
Intellicheck Mobilisia Technical Analysis
Negative
6.38
Price Trends
6.30
Negative
5.71
Negative
5.21
Negative
Market Momentum
-0.27
Positive
20.96
Positive
8.44
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IDN, the sentiment is Negative. The current price of 6.38 is above the 20-day moving average (MA) of 5.98, above the 50-day MA of 6.30, and above the 200-day MA of 5.21, indicating a bearish trend. The MACD of -0.27 indicates Positive momentum. The RSI at 20.96 is Positive, neither overbought nor oversold. The STOCH value of 8.44 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IDN.
Intellicheck Mobilisia Risk Analysis
Intellicheck Mobilisia disclosed 25 risk factors in its most recent earnings report. Intellicheck Mobilisia reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Intellicheck Mobilisia Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
62 Neutral | $97.79M | 488.89 | 1.17% | ― | 14.20% | ― | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
48 Neutral | $38.05M | -6.74 | -18.98% | ― | 2.73% | 25.65% | |
48 Neutral | $34.35M | -0.57 | -451.95% | ― | 35.79% | 14.85% | |
45 Neutral | $37.00M | -20.59 | -15.71% | ― | -7.76% | -291.41% | |
43 Neutral | $33.51M | -2.81 | -18.69% | ― | ― | ― |
* Technology Sector Average
IDN
Intellicheck Mobilisia
4.84
2.17
81.27%
AWRE
Aware
1.78
0.11
6.59%
TROO
TROOPS
4.09
2.68
190.07%
PHUN
Phunware
1.66
-2.22
-57.22%
INLX
Intellinetics
8.26
-4.84
-36.95%
PSQH
PSQ Holdings
0.69
-3.26
-82.51%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.