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Intellicheck Mobilisia (IDN)
NASDAQ:IDN

Intellicheck Mobilisia (IDN) AI Stock Analysis

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Intellicheck Mobilisia

(NASDAQ:IDN)

Rating:51Neutral
Price Target:
The overall stock score reflects challenges in profitability and cash flow, offset by strengths in revenue growth and diversification strategies. While the stock shows neutral technical indicators, its valuation appears high considering current financial metrics. The company's strategic focus on growth and diversification, along with positive earnings adjustments, provides a moderate outlook despite ongoing challenges in the retail sector.
Positive Factors
Contract Expansion
A new contract expansion with a Southeastern Regional Bank will now make them a top 3 customer for IDN, indicating significant revenue growth potential.
Revenue Growth
The recent contract with Truist represents a $1.3-1.5M+ expansion in annual revenue in the first year, demonstrating strong growth momentum.
Technology Advantage
The company's ID verification technology achieves a 99%+ accuracy rate, far exceeding the 60-70% accuracy rate of competitors, providing significant value to customers.
Negative Factors
Macroeconomic Uncertainty
Elevated levels of macroeconomic uncertainty during the quarter served as a headwind, especially in the retail channel.
Retail Revenue Decline
This resulted in a 26.0% decline in retail revenue from year ago levels.

Intellicheck Mobilisia (IDN) vs. SPDR S&P 500 ETF (SPY)

Intellicheck Mobilisia Business Overview & Revenue Model

Company DescriptionIntellicheck, Inc., a technology company, develops, integrates, and markets threat identification and identity authentication solutions for bank and retail fraud prevention, law enforcement threat identification, and mobile and handheld access control and security systems primarily in the United States. It provides identity systems products, including commercial identification products, such as Intellicheck Platform, an identity solution that checks whether an ID is valid, matches the ID to the person presenting it, and provides a risk score to determine the risk of doing business with that person; IDN-Portal that provides the ability to scan an ID using a mobile phone; IDN-Portal+ that uses a retail scanner to validate an ID, and get additional data for analytics and analysis; IDN-Direct that provides access to additional data and the ability to use the platform's Risk Score capability to help with decision-making; and Intellicheck mobile app, which provides the ability to login and scan an ID. The company also offers State Aware Software solution, which provides or restricts information that is electronically scanned from an ID based on the electronic reading laws according to the state in which the ID is scanned; data collection devices that enable its software applications to be used on a variety of commercially available credit card terminals, PDAs, tablets, laptops, desktops, mobile phones, and point-of-sale terminals; and instant credit application kiosk software applications. It serves government, military, and commercial markets. The company was formerly known as Intellicheck Mobilisa, Inc. and changed its name to Intellicheck, Inc. in May 2017. Intellicheck, Inc. was incorporated in 1994 and is headquartered in Melville, New York.
How the Company Makes MoneyIntellicheck Mobilisia generates revenue primarily through the sale and licensing of its identity verification software solutions. The company offers its products as software-as-a-service (SaaS), charging clients subscription fees based on usage or the number of transactions processed. Additionally, Intellicheck leverages partnerships with key players in the retail and financial sectors to expand its market reach and integrate its verification technology into larger ecosystems, further driving its revenue. The company's focus on reducing fraudulent transactions and enhancing security for businesses is a significant factor contributing to its earnings.

Intellicheck Mobilisia Earnings Call Summary

Earnings Call Date:May 13, 2025
(Q1-2025)
|
% Change Since: 82.33%|
Next Earnings Date:Aug 07, 2025
Earnings Call Sentiment Positive
The earnings call reflects a positive sentiment overall, with significant growth in recurring revenue, diversity in market expansion, and successful technology migration. However, the decline in retail revenue and challenging macroeconomic conditions are noted as areas of concern.
Q1-2025 Updates
Positive Updates
Strong Growth in Recurring Revenue
Intellicheck's recurring revenue grew from under $2 million per year to almost $20 million last year. In Q1 2025, they renewed $10 million in annual contract value.
Successful Technology Migration
Progress in migrating clients from Azure to AWS is underway, expected to result in cloud savings and easier onboarding of new clients.
Diverse Market Expansion
Intellicheck is expanding into new verticals such as retail banking, title insurance, auto, and logistics, moving away from being tied to retail credit cards.
Record First Quarter Revenue
Q1 2025 revenues increased 5% year-over-year to a record $4,894,000, with SaaS revenue growing 6%.
Improvement in Adjusted Gross Margin
Adjusted gross margin improved to 91.8% in Q1 2025 from 91.2% in Q1 2024.
New Sales Leadership
Appointment of Tim Poulin as Senior Vice President of Sales, bringing extensive experience and adding three additional sales associates.
Increased Cash Reserves
Cash and cash equivalents were at $5.1 million at the end of Q1 2025, higher than the market consensus of $3.4 million.
Negative Updates
Decline in Retail Revenue
Retail revenue was down 26% year-over-year in Q1 2025.
Challenging Macro Environment
Despite growth, Intellicheck faced challenges due to economic conditions, including consumer confidence down nearly 8% from last year.
Company Guidance
During the Intellicheck First Quarter 2025 Earnings Conference Call, the company provided several key metrics highlighting their performance and strategic direction. The company reported a 5% increase in first-quarter revenue year-over-year, reaching a record $4.894 million, with SaaS revenue up 6% to $4.868 million, representing over 99% of total revenue. Adjusted EBITDA improved by $100,000, nearing breakeven with a $17,000 loss. The adjusted gross margin, excluding software amortization expenses, rose to 91.8% from 91.2% in Q1 2024. The company also noted a significant increase in deferred revenue and SaaS remaining performance obligations, up by $3.5 million quarter-over-quarter, indicating robust future revenue prospects. Additionally, they highlighted their successful AWS migration, with financial benefits expected to follow, and an optimistic outlook on cash flow, anticipating higher cash levels by the end of 2025 compared to Q1.

Intellicheck Mobilisia Financial Statement Overview

Summary
Intellicheck Mobilisia faces challenges in profitability and cash flow despite a solid equity position and no debt. Negative margins and cash flow indicate the need for operational improvement.
Income Statement
35
Negative
The company has experienced volatile revenue growth with recent declines. Gross and net profit margins have been negative, indicating challenges in achieving profitability. EBIT and EBITDA margins are also negative, highlighting operational inefficiencies.
Balance Sheet
60
Neutral
The balance sheet shows a strong equity base with no debt, resulting in a favorable debt-to-equity ratio. However, the return on equity is negative due to sustained net losses, and the equity ratio indicates a stable position in terms of asset financing.
Cash Flow
40
Negative
Cash flow analysis reveals negative free cash flow growth, with operating cash flows often being negative. The ratios of operating and free cash flow to net income are unfavorable, indicating cash flow challenges despite equity strengths.
Breakdown
TTMDec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income StatementTotal Revenue
20.21M20.00M18.91M15.97M16.39M10.73M
Gross Profit
18.31M18.17M17.53M14.69M12.88M9.31M
EBIT
-1.01M-1.17M-2.28M-3.72M-4.16M-259.65K
EBITDA
-643.00K-732.00K-1.99M-3.75M-7.32M-3.12M
Net Income Common Stockholders
-794.00K-918.00K-1.98M-3.85M-4.13M1.38M
Balance SheetCash, Cash Equivalents and Short-Term Investments
5.15M4.67M8.98M10.08M13.65M13.12M
Total Assets
24.56M20.93M23.81M22.45M25.71M24.34M
Total Debt
0.000.000.000.000.0032.62K
Net Debt
-5.15M-4.67M-3.98M-5.20M-13.65M-13.09M
Total Liabilities
6.95M3.19M6.53M3.95M4.51M2.13M
Stockholders Equity
17.61M17.75M17.28M18.50M21.20M22.21M
Cash FlowFree Cash Flow
-2.48M-2.75M-1.15M-3.58M454.00K-463.92K
Operating Cash Flow
-2.81M-2.69M-647.00K-3.38M1.12M-19.02K
Investing Cash Flow
-1.67M2.90M-414.00K-5.07M-662.00K-415.88K
Financing Cash Flow
390.00K485.00K-155.00K97.00K76.00K10.21M

Intellicheck Mobilisia Technical Analysis

Technical Analysis Sentiment
Positive
Last Price5.47
Price Trends
50DMA
3.54
Positive
100DMA
3.08
Positive
200DMA
2.77
Positive
Market Momentum
MACD
0.62
Positive
RSI
62.88
Neutral
STOCH
24.48
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IDN, the sentiment is Positive. The current price of 5.47 is above the 20-day moving average (MA) of 4.96, above the 50-day MA of 3.54, and above the 200-day MA of 2.77, indicating a bullish trend. The MACD of 0.62 indicates Positive momentum. The RSI at 62.88 is Neutral, neither overbought nor oversold. The STOCH value of 24.48 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IDN.

Intellicheck Mobilisia Risk Analysis

Intellicheck Mobilisia disclosed 21 risk factors in its most recent earnings report. Intellicheck Mobilisia reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

Intellicheck Mobilisia Peers Comparison

Overall Rating
UnderperformOutperform
Sector (62)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
78
Outperform
$442.88M34.376.11%7.76%
62
Neutral
$11.80B10.10-7.47%2.99%7.37%-8.16%
53
Neutral
$37.12M-16.05%-9.72%25.68%
IDIDN
51
Neutral
$107.76M-4.57%5.78%54.19%
$5.65M-79.06%
TGTGL
41
Neutral
$4.84M-8.88%-96.03%95.03%
QHQH
39
Underperform
$100.91M0.61%-18.93%-1133.29%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
IDN
Intellicheck Mobilisia
5.47
2.21
67.79%
AWRE
Aware
1.81
-0.05
-2.69%
MITK
Mitek Systems
9.77
-1.17
-10.69%
FTFT
Future FinTech Group
1.13
-4.76
-80.81%
QH
Quhuo
1.11
0.62
126.53%
TGL
Treasure Global, Inc.
1.26
-150.24
-99.17%

Intellicheck Mobilisia Corporate Events

Business Operations and Strategy
Intellicheck Mobilisia to Present at Investor Showcase
Neutral
Apr 23, 2025

Intellicheck Mobilisia announced that its senior executives will be presenting to investors at the Planet Microcap Showcase in Las Vegas, NV, from April 22-24, 2025. This event provides an opportunity for the company to engage with investors and potentially enhance its market presence.

Spark’s Take on IDN Stock

According to Spark, TipRanks’ AI Analyst, IDN is a Neutral.

Intellicheck Mobilisia’s overall stock score reflects challenges in achieving profitability and managing cash flow, despite a solid equity position. Technical indicators are bearish, and valuation metrics are weak due to ongoing losses. The recent earnings call provided optimism with strong SaaS growth and strategic diversification, offering potential for improvement.

To see Spark’s full report on IDN stock, click here.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.