Haverty Furn Cl A SC (HVT.A) AI Stock Analysis

• Market Cap: $345.88M
• Dividend Yield: 5.36%
• Average Volume (3M): 67.00
• Price to Earnings (P/E): 16.8
• Beta (1Y): 1.14
• Revenue Growth: -12.29%
• EPS Growth: -55.73%
• Country: US
• Employees: 2,334
• Sector: Consumer Cyclical
• Sector Strength: 64
• Industry: Home Improvement
• EPS (TTM): 0.23
• Shares Outstanding: 1,244,976
• 10 Day Avg. Volume: 61
• 30 Day Avg. Volume: 67
• PEG Ratio: 0.31
• Price to Book (P/B): 1.62
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 20.69
• Enterprise Value/Market Cap: 1.64
• Enterprise Value/Revenue: 0.19
• Enterprise Value/Gross Profit: 1.29
• Enterprise Value/Ebitda: 2.84
• 1Y Price Target: $22.00
• Price Target Upside: 2.56% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 0

• Rating: 72 Outperform
• Price Target: $25.00 ▲(16.55%Upside)

HVT.A's overall stock score is driven by solid financial performance and positive technical trends. Valuation metrics are favorable, with a strong dividend yield. However, challenges in revenue and market dynamics, as highlighted in the earnings call, moderate the score. Shareholder engagement is a positive aspect.

Haverty Furn Cl A SC Business Overview & Revenue Model

Company Description

Haverty Furn Cl A SC (HVT.A) is a leading furniture retailer in the United States, specializing in high-quality residential furniture. The company operates in the retail sector, offering a wide range of furniture products including living room, dining room, bedroom, and home office furniture, as well as mattresses and home accessories. Haverty's focus on providing stylish and durable furniture solutions caters to various customer preferences and budgets, with an emphasis on delivering exceptional customer service and creating an inviting shopping experience.

How the Company Makes Money

Haverty Furn Cl A SC generates revenue primarily through the sale of its furniture and home accessory products in its retail stores and online platform. The company's key revenue streams include retail sales from its network of physical store locations across multiple states, as well as growing e-commerce sales. Additionally, Haverty's offers financing options to customers, which can contribute to its earnings. The company also leverages strategic partnerships and vendor relationships to optimize its product offerings and maintain competitive pricing. Seasonal promotions and marketing campaigns play a significant role in driving foot traffic and sales, especially during peak shopping periods.

Haverty Furn Cl A SC Financial Statement Overview

Summary

Haverty Furn Cl A SC demonstrates strong gross margins and cash flow efficiency, but faces challenges with declining revenues and net income margins. The balance sheet is stable with moderate leverage, and cash flow metrics suggest solid operational cash generation, providing a buffer against revenue pressures.

Income Statement

The company has shown a declining revenue trend from 2022 to the latest TTM period. Gross Profit Margin is solid at 70.7% for TTM, indicating good control over cost of goods sold. However, the Net Profit Margin has decreased over time, now at 3.0% for TTM, reflecting pressure on profitability. EBIT Margin stands at 12.2% for TTM, suggesting reasonable operational efficiency despite lower revenues.

Balance Sheet

The Debt-to-Equity Ratio is stable at approximately 0.71, indicating a balanced approach to leveraging. The Return on Equity (ROE) has diminished over time, currently at 7.0% for TTM, which may concern investors regarding efficiency in generating returns. The Equity Ratio is robust at 47.5%, demonstrating a solid equity base relative to assets.

Cash Flow

Operating Cash Flow to Net Income Ratio is strong at 2.90, suggesting efficient cash conversion. Free Cash Flow has shown growth from the previous year, with a Free Cash Flow to Net Income Ratio of 1.41, indicating healthy cash generation capabilities despite revenue challenges.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	720.47M	722.90M	862.13M	1.05B	1.01B	748.25M
Gross Profit	439.14M	439.08M	523.09M	604.23M	574.63M	418.99M
EBITDA	44.63M	41.47M	85.88M	134.85M	134.66M	59.91M
Net Income	21.34M	19.96M	56.32M	89.36M	90.80M	59.15M
Balance Sheet
Total Assets	642.69M	648.75M	654.13M	649.05M	686.29M	680.37M
Cash, Cash Equivalents and Short-Term Investments	111.94M	120.03M	120.64M	123.13M	166.15M	200.06M
Total Debt	217.74M	218.38M	217.75M	221.29M	230.35M	233.67M
Total Liabilities	337.33M	341.19M	345.77M	359.65M	430.32M	427.40M
Stockholders Equity	305.36M	307.56M	308.37M	289.40M	255.97M	252.97M
Cash Flow
Free Cash Flow	30.11M	26.82M	44.09M	22.60M	63.15M	119.26M
Operating Cash Flow	61.93M	58.91M	97.20M	51.02M	97.24M	130.19M
Investing Cash Flow	-31.40M	-31.63M	-53.06M	-28.32M	-34.00M	65.36M
Financing Cash Flow	-30.10M	-28.74M	-46.29M	-65.62M	-97.15M	-71.18M

Haverty Furn Cl A SC Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 21.45
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HVT.A, the sentiment is Positive. The current price of 21.45 is below the 20-day moving average (MA) of 21.58, above the 50-day MA of 20.79, and above the 200-day MA of 21.16, indicating a neutral trend. The MACD of 0.21 indicates Positive momentum. The RSI at 52.29 is Neutral, neither overbought nor oversold. The STOCH value of 52.55 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HVT.A.

Haverty Furn Cl A SC Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
FLXS	77 Outperform	$194.21M	14.49	9.48%	1.93%	7.24%	-9.51%
HVT.A	72 Outperform	$345.88M	16.77	6.97%	5.36%	-12.29%	-55.73%
Sector *	63 Neutral	$17.18B	10.68	-8.50%	2.94%	1.62%	-25.72%
BSET	58 Neutral	$151.46M	61.29	1.46%	4.59%	-7.22%	―
HOFT	49 Neutral	$122.69M	―	-5.55%	8.02%	-3.89%	-391.05%
QVCGA	42 Neutral	$37.42M	―		―	-7.66%	-735.19%

Haverty Furn Cl A SC Corporate Events

Haverty Furniture Holds Successful Annual Stockholders Meeting

On May 12, 2025, Haverty Furniture Companies, Inc. conducted its Annual Meeting of Stockholders, where shareholders elected directors for both Class A common stock and common stock, approved executive compensation, and ratified Grant Thornton LLP as the independent auditor for the fiscal year ending December 31, 2025. The meeting saw a high participation rate, with over 90% of eligible shares represented, indicating strong shareholder engagement and support for the company’s governance and strategic decisions.