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Heritage Commerce Corp (HTBK)
NASDAQ:HTBK
HTBK Stock Chart & Stats
$12.32
-$0.06(-0.66%)
At close: 4:00 PM EST
$12.32
-$0.06(-0.66%)
Day’s Range― - ―
52-Week Range$8.09 - $12.89
Previous CloseN/A
Volume58.90K
Average Volume (3M)394.92K
Market Cap
$765.77M
Enterprise Value$637.83M
Total Cash (Recent Filing)$1.10B
Total Debt (Recent Filing)$39.77M
Price to Earnings (P/E)17.8
Beta0.78
Next Earnings
Jan 22, 2026EPS Estimate
0.23Next Dividend Ex-DateN/A
Dividend Yield4.16%
Share Statistics
EPS (TTM)0.24
Shares Outstanding61,163,360
10 Day Avg. Volume375,206
30 Day Avg. Volume394,924
Financial Highlights & Ratios
PEG Ratio-0.38
Price to Book (P/B)0.83
Price to Sales (P/S)2.29
P/FCF Ratio15.39
Enterprise Value/Market Cap0.83
Enterprise Value/Revenue2.41
Enterprise Value/Gross Profit3.41
Enterprise Value/Ebitda10.00
Forecast
1Y Price Target
$12.88Price Target Upside4.50% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Capital AllocationExcess capital and a lower price-to-tangible-book multiple create scope for share buybacks or strategic securities actions that could boost earnings per share.
Merger IntegrationAcquisition offers scale benefits with no branch overlap and limited integration risk, supporting smoother consolidation and potential cost savings.
Net Interest MarginBalance sheet positioning could enable net interest margin improvement as rates evolve, helping lift return on assets and overall profitability.
Bears Say
Analyst RatingAnalyst lowered the rating to Neutral in response to the announced acquisition, signaling reduced analyst-driven enthusiasm for the shares.
Deal Uncertainty And Approval RiskAcquisition by a California peer introduces strategic uncertainty and potential regulatory review that could delay expected benefits and weigh on the stock.
Valuation Upside CappedFair value tied to the merger terms implies constrained upside for shareholders, limiting near-term price appreciation potential.
Heritage Commerce News
HTBK FAQ
What was Heritage Commerce Corp’s price range in the past 12 months?
Heritage Commerce Corp lowest stock price was $8.09 and its highest was $12.89 in the past 12 months.
What is Heritage Commerce Corp’s market cap?
Heritage Commerce Corp’s market cap is $765.77M.
When is Heritage Commerce Corp’s upcoming earnings report date?
Heritage Commerce Corp’s upcoming earnings report date is Jan 22, 2026 which is in 9 days.
How were Heritage Commerce Corp’s earnings last quarter?
Heritage Commerce Corp released its earnings results on Oct 23, 2025. The company reported $0.24 earnings per share for the quarter, beating the consensus estimate of $0.21 by $0.03.
Is Heritage Commerce Corp overvalued?
According to Wall Street analysts Heritage Commerce Corp’s price is currently Undervalued.
Does Heritage Commerce Corp pay dividends?
Heritage Commerce Corp pays a Quarterly dividend of $0.13 which represents an annual dividend yield of 4.16%. See more information on Heritage Commerce Corp dividends here
What is Heritage Commerce Corp’s EPS estimate?
Heritage Commerce Corp’s EPS estimate is 0.23.
How many shares outstanding does Heritage Commerce Corp have?
Heritage Commerce Corp has 61,163,360 shares outstanding.
What happened to Heritage Commerce Corp’s price movement after its last earnings report?
Heritage Commerce Corp reported an EPS of $0.24 in its last earnings report, beating expectations of $0.21. Following the earnings report the stock price went up 8.836%.
Which hedge fund is a major shareholder of Heritage Commerce Corp?
Currently, no hedge funds are holding shares in HTBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Heritage Commerce Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$12.88 (4.50% Upside)
$12.88 (4.50% Upside)
Hedge Fund Trend
Decreased
By 394.3K Shares
Last Quarter.
Last Quarter.
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
4.12%
12-Months-Change
Fundamentals
Return on Equity
6.26%
Trailing 12-Months
Asset Growth
1.30%
Trailing 12-Months
Company Description
Heritage Commerce Corp
Heritage Commerce Corp operates as the bank holding company for Heritage Bank of Commerce that provides various commercial and personal banking services to residents and the business/professional community in California. Its deposit products for business banking and retail markets include interest and non-interest bearing demand, savings, and money market accounts, as well as certificates of deposit and time deposits. The company's loan portfolio comprises commercial loans, such as operating secured and unsecured loans advanced for working capital, equipment purchases, and other business purposes; commercial real estate loans; commercial construction loans for rental properties, commercial buildings, and homes; small business administration loans; home equity lines of credit; multifamily loans on residential properties; residential mortgage loans; and consumer loans consisting of loans for financing automobiles, various consumer goods, and other personal purposes. In addition, it offers other banking services, including cashier's checks, bank by mail, night depositories, safe deposit boxes, direct deposit, automated payroll, electronic funds transfer, online bill pay, homeowner association, remote deposit capture, automated clearing house origination, electronic data interchange, and check imaging services, as well as other customary banking, factoring financing, and electronic banking services. The company operates through 17 full-service branch offices located in the general San Francisco Bay Area of California. Heritage Commerce Corp was founded in 1994 and is headquartered in San Jose, California.
HTBK Stock 12 Month Forecast
Average Price Target
$12.88
▲(4.50% Upside)
Technical Analysis
Hingham Institution For Savings
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Midwestone Financial Group
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Southern Missouri Bancorp
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SmartFinancial
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South Plains Financial
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Ownership Overview
2.61% Insiders
20.55% Mutual Funds
12.73% Other Institutional Investors
48.41% Public Companies and
Individual Investors