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Heritage Commerce Corp (HTBK)
NASDAQ:HTBK
Total Valuation
Heritage Commerce has a market cap or net worth of $764.57M. The enterprise value is $782.69M.
Market Cap$764.57M
Enterprise Value$782.69M
Share Statistics
Heritage Commerce has 61,559,560 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding61,559,560
Owned by Insiders2.62%
Owned by Institutions17.50%
Financial Efficiency
Heritage Commerce’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is -3.25%.
Return on Equity (ROE)0.07
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)-3.25%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee760.40K
Profits Per Employee136.66K
Employee Count350
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Heritage Commerce is 15.4. Heritage Commerce’s PEG ratio is 0.85.
PE Ratio15.4
PS Ratio2.77
PB Ratio1.04
Price to Fair Value1.04
Price to FCF11.94
Price to Operating Cash Flow13.25
PEG Ratio0.85
Income Statement
In the last 12 months, Heritage Commerce had revenue of 266.14M and earned 47.83M in profits. Earnings per share was 0.78.
Revenue266.14M
Gross Profit193.31M
Operating Income67.70M
Pretax Income67.79M
Net Income47.83M
EBITDA71.21M
Earnings Per Share (EPS)0.78
Cash Flow
In the last 12 months, operating cash flow was 61.67M and capital expenditures -565.00K, giving a free cash flow of 61.11M billion.
Operating Cash Flow61.67M
Free Cash Flow61.11M
Free Cash Flow per Share0.99
Dividends & Yields
Heritage Commerce pays an annual dividend of $0.13, resulting in a dividend yield of 4.16%
Dividend Per Share$0.13
Dividend Yield4.16%
Payout Ratio74.29%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.85
52-Week Price Change35.86%
50-Day Moving Average12.74
200-Day Moving Average10.65
Relative Strength Index (RSI)42.29
Average Volume (3m)394.92K
Important Dates
Heritage Commerce upcoming earnings date is Apr 23, 2026, After Close (Confirmed).
Last Earnings DateJan 22, 2026
Next Earnings DateApr 23, 2026
Ex-Dividend Date―
Financial Position
Heritage Commerce as a current ratio of 0.27, with Debt / Equity ratio of 5.62%
Current Ratio0.27
Quick Ratio0.27
Debt to Market Cap0.05
Net Debt to EBITDA0.25
Interest Coverage Ratio0.95
Taxes
In the past 12 months, Heritage Commerce has paid 19.96M in taxes.
Income Tax19.96M
Effective Tax Rate0.29
Enterprise Valuation
Heritage Commerce EV to EBITDA ratio is 10.60, with an EV/FCF ratio of 12.23.
EV to Sales2.83
EV to EBITDA10.60
EV to Free Cash Flow12.23
EV to Operating Cash Flow12.23
Balance Sheet
Heritage Commerce has $614.64M in cash and marketable securities with $39.80M in debt, giving a net cash position of $574.84M billion.
Cash & Marketable Securities$614.64M
Total Debt$39.80M
Net Cash$574.84M
Net Cash Per Share$9.34
Tangible Book Value Per Share$8.75
Margins
Gross margin is 72.63%, with operating margin of 25.44%, and net profit margin of 17.97%.
Gross Margin72.63%
Operating Margin25.44%
Pretax Margin25.47%
Net Profit Margin17.97%
EBITDA Margin26.76%
EBIT Margin25.44%
Analyst Forecast
The average price target for Heritage Commerce is $14.50, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$14.50
Price Target Upside16.75% Upside
Analyst ConsensusHold
Analyst Count5
Revenue Growth Forecast8.23%
EPS Growth Forecast-0.07%