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Heritage Commerce ( (HTBK) ) has provided an update.
On January 22, 2026, Heritage Commerce Corp reported unaudited fourth-quarter and full-year 2025 results showing strong balance-sheet growth, wider net interest margins and improved efficiency, with adjusted fourth-quarter earnings up 62% year over year and adjusted full-year net income rising 39% to $56.4 million, or $0.91 per share. On the same date, the company announced that its board declared a quarterly cash dividend of $0.13 per share, payable on February 19, 2026 to shareholders of record as of February 5, 2026, and highlighted the previously disclosed all-stock merger agreement with CVB Financial Corp announced on December 17, 2025, a transaction valued at about $811 million that is expected to create a roughly $22 billion-asset California business bank with more than 75 offices, pending regulatory and shareholder approvals.
The most recent analyst rating on (HTBK) stock is a Buy with a $13.50 price target. To see the full list of analyst forecasts on Heritage Commerce stock, see the HTBK Stock Forecast page.
Spark’s Take on HTBK Stock
According to Spark, TipRanks’ AI Analyst, HTBK is a Outperform.
The score is driven primarily by strong financial performance (profitability, cash generation, and prudent leverage) and supportive corporate catalysts (announced merger plus dividend/buyback actions). Technicals are bullish on trend but tempered by overbought readings, while valuation is reasonable and supported by a solid dividend yield.
To see Spark’s full report on HTBK stock, click here.
More about Heritage Commerce
Heritage Commerce Corp is a bank holding company founded in 1997 and parent of Heritage Bank of Commerce, a San Jose, California-based community business bank established in 1994 with a network of full-service branches across key Bay Area and Northern California markets. The bank focuses on commercial banking services, including SBA lending as an SBA Preferred Lender, and, through its Bay View Funding subsidiary, provides working-capital factoring finance to a range of industries nationwide.
Average Trading Volume: 752,466
Technical Sentiment Signal: Buy
Current Market Cap: $776.8M
Learn more about HTBK stock on TipRanks’ Stock Analysis page.