tiprankstipranks
Wealthy Way Group Ltd. (HK:3848)
:3848
Hong Kong Market

Wealthy Way Group Ltd. (3848) AI Stock Analysis

Compare
0 Followers

Top Page

HK:3848

Wealthy Way Group Ltd.

(3848)

Select Model
Select Model
Select Model
Rating:45Neutral
Price Target:
HK$11.00
▼(-1.87% Downside)
Action:ReiteratedDate:10/31/25
Wealthy Way Group Ltd. receives an overall stock score of 45, driven primarily by mixed financial performance with declining profitability and revenue trends, despite a stable balance sheet. Valuation concerns due to an extremely high P/E ratio further weigh on the score, though a high dividend yield offers some appeal. Technical indicators are neutral, showing no strong momentum. The score reflects caution with significant risks in growth and valuation.
Positive Factors
Strong Gross Profit Margins
High gross profit margins indicate efficient cost management and a strong ability to generate profit from revenue, which is crucial for long-term sustainability.
Negative Factors
Declining Revenues
Continued revenue decline can hinder growth prospects and affect the company's ability to invest in new opportunities, impacting long-term competitiveness.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong Gross Profit Margins
High gross profit margins indicate efficient cost management and a strong ability to generate profit from revenue, which is crucial for long-term sustainability.
Read all positive factors

Wealthy Way Group Ltd. (3848) vs. iShares MSCI Hong Kong ETF (EWH)

Wealthy Way Group Ltd. Business Overview & Revenue Model

Company Description
Wealthy Way Group Limited, an investment holding company, provides financial leasing, factoring, and advisory services to individual and companies in the People's Republic of China and Hong Kong. The company offers small loans and related loan fac...
How the Company Makes Money
Wealthy Way Group Ltd. generates revenue through multiple streams, primarily from management fees charged on its investment funds and financial advisory services. The company earns a percentage of assets under management (AUM) as fees, which provi...

Wealthy Way Group Ltd. Financial Statement Overview

Summary
Wealthy Way Group Ltd. shows mixed financial performance. The income statement reflects declining revenue and profitability over the long term, despite a recent uptick. The balance sheet is more stable with reduced leverage (debt-to-equity ratio of 0.30), but low ROE (1.0%) signals weak returns. Cash flow is volatile, though positive free cash flow in 2024 is encouraging. Overall, financial health is average with notable risks in growth and profitability.
Income Statement
35
Negative
Balance Sheet
60
Neutral
Cash Flow
40
Negative
BreakdownTTMDec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income Statement
Total Revenue46.79M107.45M60.37M74.71M106.39M-64.46M
Gross Profit46.79M82.14M60.37M73.11M89.58M144.23M
EBITDA0.0020.55M24.73M48.46M72.01M-81.48M
Net Income7.60M5.61M23.17M24.11M30.58M-111.64M
Balance Sheet
Total Assets808.83M803.15M784.68M729.55M796.09M1.37B
Cash, Cash Equivalents and Short-Term Investments0.0033.35M26.34M49.56M83.67M96.17M
Total Debt0.00174.35M167.52M123.48M196.49M616.12M
Total Liabilities212.94M221.76M210.98M175.17M255.03M695.01M
Stockholders Equity595.89M581.39M573.70M554.39M541.06M503.25M
Cash Flow
Free Cash Flow10.14M19.43M-62.33M27.79M473.80M521.25M
Operating Cash Flow10.22M19.48M-62.26M27.96M474.16M521.42M
Investing Cash Flow2.00K88.00K163.00K38.60M39.10M-200.42M
Financing Cash Flow-16.61M-13.08M37.62M-100.35M-525.07M-262.15M

Wealthy Way Group Ltd. Technical Analysis

Technical Analysis Sentiment
Neutral
Last Price11.21
Price Trends
50DMA
11.21
Positive
100DMA
11.21
Negative
200DMA
11.46
Negative
Market Momentum
MACD
>-0.01
Negative
RSI
50.92
Neutral
STOCH
88.89
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:3848, the sentiment is Neutral. The current price of 11.21 is above the 20-day moving average (MA) of 11.21, above the 50-day MA of 11.21, and below the 200-day MA of 11.46, indicating a neutral trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 50.92 is Neutral, neither overbought nor oversold. The STOCH value of 88.89 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for HK:3848.

Wealthy Way Group Ltd. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
79
Outperform
HK$707.20M7.266.53%5.46%-24.04%60.24%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
67
Neutral
HK$395.30M5.312.79%4.88%-12.94%-15.93%
65
Neutral
HK$1.36B4.319.82%7.43%1.11%3.98%
57
Neutral
HK$284.07M12.130.49%8.77%-76.88%
45
Neutral
HK$1.75B290.581.29%0.27%-7.88%-28.43%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
HK:3848
Wealthy Way Group Ltd.
11.21
-0.16
-1.41%
HK:3903
Hanhua Financial Holding Co., Ltd. Class H
0.17
0.00
0.00%
HK:1563
International Alliance Financial Leasing Co., Ltd.
0.17
-0.04
-17.65%
HK:1577
Quanzhou Huixin Micro-credit Co., Ltd. Class H
1.04
0.10
10.64%
HK:1601
Zhongguancun Science-Tech Leasing Co. Ltd. Class H
0.84
0.08
10.53%
HK:6866
Zuoli Kechuang Micro-finance Co. Ltd. Class H
0.34
0.07
24.07%

Wealthy Way Group Ltd. Corporate Events

Haosen Fintech Explains Basis for 9% Interest on Discloseable Loan Facility
Dec 24, 2025
Haosen Fintech Group Limited has issued a supplemental announcement regarding a previously disclosed loan facility, clarifying how it determined the annual interest rate of 9%. The company stated that the rate was set after considering the borrowe...
Haosen Fintech Announces Discloseable Loan Facility Transaction
Dec 17, 2025
Haosen Fintech Group Limited announced a discloseable transaction involving the provision of a loan facility worth RMB33,300,000 to a borrower through its subsidiary Haosen Credit. The agreement features a 9% annual interest rate and a 15-month av...
Haosen Fintech Group Provides Update on Share Schemes in 2024 Annual Report
Oct 24, 2025
Haosen Fintech Group Limited, incorporated in the Cayman Islands, operates within the financial technology sector. The company has provided additional details regarding its 2023 Share Option Scheme and 2023 Share Award Scheme as disclosed in its 2...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Oct 31, 2025