Wealthy Way Group Ltd. (3848) AI Stock Analysis

• Market Cap: HK$1.77B
• Dividend Yield: 0.27%
• Average Volume (3M): 148.03K
• Price to Earnings (P/E): 293.3
• Beta (1Y): 0.84
• Revenue Growth: -5.69%
• EPS Growth: -76.70%
• Country: HK
• Employees: 71
• Sector: Financial
• Sector Strength: 75
• Industry: Financial - Credit Services
• EPS (TTM): 0.04
• Shares Outstanding: 156,417,000
• 10 Day Avg. Volume: 140,500
• 30 Day Avg. Volume: 148,033
• PEG Ratio: -1.40
• Price to Book (P/B): 1.53
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 30.45
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: HK$11.50
• Price Target Upside: 1.77% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 0

• Rating: 49 Neutral
• Price Target: HK$11.50 ▲(1.77%Upside)

The overall stock score reflects significant challenges in financial performance due to declining revenues and inconsistent cash flows. The technical analysis indicates lackluster momentum, and valuation metrics suggest the stock might be overvalued. These factors contribute to a lower score, with some stability provided by the company's strong gross margins and zero debt position.

Wealthy Way Group Ltd. Business Overview & Revenue Model

Company Description

Wealthy Way Group Ltd. (3848) is a financial services company primarily engaged in the provision of asset management, financial advisory, and investment services. The company operates in sectors such as fund management, wealth management, and financial consultancy, offering a range of services tailored to individual and institutional clients. Wealthy Way Group Ltd. focuses on delivering comprehensive financial solutions to help clients achieve their financial goals through strategic investment and wealth management strategies.

How the Company Makes Money

Wealthy Way Group Ltd. generates revenue through multiple streams within the financial services industry. The company earns management fees from its asset management services, which involve overseeing and managing investment portfolios for its clients. Additionally, advisory fees are generated through its financial consultancy services, where the company provides strategic financial planning and investment advice. Wealthy Way Group Ltd. also earns performance-based fees, which are contingent on achieving specific investment returns for its clients. These revenue streams are supported by the company's expertise in market analysis, risk management, and investment strategy development, enabling it to attract and retain a diverse client base. Significant partnerships with other financial institutions and a strong network of industry contacts further enhance its revenue-generating capabilities.

Wealthy Way Group Ltd. Financial Statement Overview

Summary

The company exhibits strong gross profit margins and a solid equity base due to zero debt. However, declining revenues, reduced profitability, and inconsistent cash flows present significant challenges.

Income Statement

The company has faced declining revenues, with a revenue drop from 2019 to 2024. Despite this, gross profit margins remain strong at 100% due to the nature of their business. However, net profit margin has significantly decreased from previous years. EBIT margin is healthy but has shown volatility, indicating some operational challenges.

Balance Sheet

The balance sheet shows a strong equity base with a high equity ratio, indicating stability. The company has significantly reduced its debt to zero, which lowers financial risk. However, the return on equity has decreased over time, reflecting challenges in generating returns for shareholders.

Cash Flow

Cash flow from operations has been inconsistent, with significant negative values in recent years. Free cash flow also shows large fluctuations, suggesting volatility in cash generation. The lack of recent positive cash flow from operations could pose liquidity risks.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	107.45M	60.37M	110.60M	113.87M	176.09M
Gross Profit	82.14M	85.21M	73.11M	91.21M	144.23M
EBITDA	20.55M	24.73M	35.08M	85.39M	-81.48M
Net Income	5.61M	23.17M	24.11M	30.58M	-106.83M
Balance Sheet
Total Assets	803.15M	784.68M	729.55M	796.09M	1.37B
Cash, Cash Equivalents and Short-Term Investments	33.35M	26.34M	49.56M	83.67M	96.17M
Total Debt	174.35M	167.52M	123.48M	196.49M	616.12M
Total Liabilities	221.76M	210.98M	175.17M	255.03M	695.01M
Stockholders Equity	581.39M	573.70M	554.39M	541.06M	503.25M
Cash Flow
Free Cash Flow	19.43M	-62.33M	27.79M	473.80M	521.25M
Operating Cash Flow	19.48M	-62.26M	27.96M	474.16M	521.42M
Investing Cash Flow	88.00K	163.00K	38.60M	39.10M	-200.42M
Financing Cash Flow	-13.08M	37.62M	-100.35M	-525.07M	-262.15M

Wealthy Way Group Ltd. Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 11.30
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:3848, the sentiment is Neutral. The current price of 11.3 is above the 20-day moving average (MA) of 11.25, below the 50-day MA of 11.62, and above the 200-day MA of 7.76, indicating a neutral trend. The MACD of -0.09 indicates Negative momentum. The RSI at 46.42 is Neutral, neither overbought nor oversold. The STOCH value of 30.48 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for HK:3848.

Wealthy Way Group Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
6866	68 Neutral	HK$348.10M	8.24	1.97%	4.71%	-21.32%	-63.98%
1601	68 Neutral	HK$1.13B	3.81	10.90%	7.60%	2.47%	2.27%
Sector *	58 Neutral	HK$91.09B	5.21	-3.21%	5.20%	7.36%	-55.21%
3848	49 Neutral	HK$1.77B	293.30	0.97%	0.27%	-5.69%	-76.70%

Wealthy Way Group Ltd. Corporate Events

Haosen Fintech Group Successfully Passes All AGM Resolutions

Haosen Fintech Group Limited, a company incorporated in the Cayman Islands, held its Annual General Meeting (AGM) on June 13, 2025, where all proposed resolutions were successfully passed. The resolutions included the adoption of financial statements, declaration of a final dividend, reappointment of auditors, re-election of directors, and granting of mandates for share repurchase and issuance. The unanimous approval reflects strong shareholder support and positions the company for continued strategic operations and potential growth.

Haosen Fintech Group Declares Final Dividend for 2024

Haosen Fintech Group Limited has announced a cash dividend of HKD 0.03 per share for the financial year ending December 31, 2024. This final ordinary dividend reflects the company’s financial performance and commitment to returning value to shareholders. The dividend will be paid on July 31, 2025, following shareholder approval on June 13, 2025, with the ex-dividend date set for July 7, 2025. This announcement may impact investor sentiment and market positioning of Haosen Fintech Group Limited.

Haosen Fintech Group Announces AGM and Key Resolutions

Haosen Fintech Group Limited, a company incorporated in the Cayman Islands, has announced its upcoming Annual General Meeting (AGM) scheduled for June 13, 2025, in Hong Kong. The meeting will address several key resolutions, including the adoption of financial statements for 2024, declaration of a final dividend, re-appointment of auditors, and re-election of directors. Additionally, the board will seek approval for mandates to purchase company shares and issue additional shares, reflecting strategic moves to enhance corporate governance and shareholder value.

Haosen Fintech Group Reschedules Annual General Meeting

Haosen Fintech Group Limited has announced a change in the date of its Annual General Meeting (AGM) from 30 May 2025 to 13 June 2025 due to administrative reasons. The closure period for the register of members has also been adjusted accordingly, impacting shareholders’ eligibility to attend and vote at the AGM. This rescheduling may affect stakeholders’ planning and participation in the AGM.

Haosen Fintech Group Announces Board Changes

Haosen Fintech Group Limited, a company incorporated in the Cayman Islands, has announced significant changes to its board of directors. With effect from May 7, 2025, the company will appoint Ms. Chan Sze Wan, Stephenie as an independent non-executive director and chairman of the Audit Committee, and Mr. Lau Hong Yiu as an independent non-executive director and member of the Audit Committee. Concurrently, Mr. Ha Tak Kong and Mr. Ip Chi Wai will retire from their respective positions. These appointments and retirements are part of the company’s strategic efforts to strengthen its governance and operational oversight.

Haosen Fintech Group Announces Board Restructuring

Haosen Fintech Group Limited, a company incorporated in the Cayman Islands, has announced changes to its board of directors, effective May 7, 2025. The board now consists of Executive Director Mr. Lo Wai Ho, Non-Executive Directors Mr. Wu Jiaqi and Ms. Wan Tingting, and Independent Non-Executive Directors Mr. Kam Wai Man, Ms. Chan Sze Wan, Stephenie, and Mr. Lau Hong Yiu. This restructuring is expected to influence the company’s governance and strategic direction, potentially impacting its operations and stakeholder interests.