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International Alliance Financial Leasing Co., Ltd. (HK:1563)
:1563
Hong Kong Market

International Alliance Financial Leasing Co., Ltd. (1563) AI Stock Analysis

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HK:1563

International Alliance Financial Leasing Co., Ltd.

(1563)

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Neutral 59 (OpenAI - 5.2)
Rating:59Neutral
Price Target:
HK$0.16
▼(-6.47% Downside)
Action:ReiteratedDate:11/18/25
The stock's overall score is primarily influenced by its solid financial performance and reasonable valuation. However, technical indicators suggest bearish momentum, which weighs down the score. The absence of earnings call insights and corporate events means these factors do not influence the score.
Positive Factors
Revenue Growth Momentum
A 22.6% reported revenue increase shows durable demand for leasing and expanding financed assets. Sustained top-line growth supports recurring interest and fee income, allows scale benefits in origination and servicing, and funds incremental originations and reserves over the medium term.
Negative Factors
Low Net Profitability & ROE
A low net margin and very modest ROE mean revenue growth translates poorly into shareholder returns. This limits retained earnings for reinvestment, constrains capital efficiency and long-term return generation, and may challenge the firm's ability to deploy equity for growth.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth Momentum
A 22.6% reported revenue increase shows durable demand for leasing and expanding financed assets. Sustained top-line growth supports recurring interest and fee income, allows scale benefits in origination and servicing, and funds incremental originations and reserves over the medium term.
Read all positive factors

International Alliance Financial Leasing Co., Ltd. (1563) vs. iShares MSCI Hong Kong ETF (EWH)

International Alliance Financial Leasing Co., Ltd. Business Overview & Revenue Model

Company Description
Alliance International Education Leasing Holdings Ltd. is engaged in the provision of finance leasing and advisory services. The company was founded on January 19, 2015 and is headquartered in Beijing, China....
How the Company Makes Money
null...

International Alliance Financial Leasing Co., Ltd. Financial Statement Overview

Summary
The company shows strong revenue growth and a solid balance sheet with low leverage. However, profitability margins are mixed, and recent declines in free cash flow growth highlight potential cash management challenges.
Income Statement
65
Positive
Balance Sheet
70
Positive
Cash Flow
55
Neutral
BreakdownTTMMar 2025Mar 2024Dec 2022Dec 2021Dec 2020
Income Statement
Total Revenue599.30M734.76M599.30M207.65M158.33M126.01M
Gross Profit599.30M311.33M599.30M207.65M158.33M126.01M
EBITDA940.88M265.48M940.88M0.000.000.00
Net Income112.09M26.26M112.09M360.39M78.90M16.61M
Balance Sheet
Total Assets3.68B3.78B3.68B4.17B2.44B3.11B
Cash, Cash Equivalents and Short-Term Investments191.45M224.46M191.45M125.83M141.82M35.70M
Total Debt71.66M118.54M71.66M367.19M796.56M1.49B
Total Liabilities878.34M877.12M878.34M1.58B796.56M1.49B
Stockholders Equity2.38B2.44B2.38B2.24B1.27B1.20B
Cash Flow
Free Cash Flow520.08M237.29M520.08M149.65M794.77M226.36M
Operating Cash Flow764.69M291.00M764.69M151.26M796.33M226.43M
Investing Cash Flow-567.70M-355.38M-567.70M-266.57M76.35M-139.29M
Financing Cash Flow-149.10M-75.66M-149.10M90.78M-762.86M-306.12M

International Alliance Financial Leasing Co., Ltd. Technical Analysis

Technical Analysis Sentiment
Neutral
Last Price0.17
Price Trends
50DMA
0.16
Negative
100DMA
0.17
Negative
200DMA
0.19
Negative
Market Momentum
MACD
>-0.01
Positive
RSI
47.07
Neutral
STOCH
11.52
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:1563, the sentiment is Neutral. The current price of 0.17 is above the 20-day moving average (MA) of 0.16, above the 50-day MA of 0.16, and below the 200-day MA of 0.19, indicating a bearish trend. The MACD of >-0.01 indicates Positive momentum. The RSI at 47.07 is Neutral, neither overbought nor oversold. The STOCH value of 11.52 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for HK:1563.

International Alliance Financial Leasing Co., Ltd. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (62)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
71
Outperform
HK$6.84B5.145.14%11.28%0.59%-5.95%
67
Neutral
HK$371.70M5.312.79%4.88%-12.94%-15.93%
65
Neutral
HK$1.37B4.318.51%7.43%1.11%3.98%
62
Neutral
$20.33B14.63-3.31%3.23%1.93%-12.26%
59
Neutral
HK$270.55M20.001.09%8.77%-76.88%
44
Neutral
HK$408.33M-0.18-62.54%-61.09%-1306.43%
42
Neutral
HK$119.80M-1.47-29.10%25.64%-25.07%
* Consumer Defensive Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
HK:1563
International Alliance Financial Leasing Co., Ltd.
0.16
-0.01
-7.51%
HK:1601
Zhongguancun Science-Tech Leasing Co. Ltd. Class H
0.85
0.14
19.72%
HK:1905
Haitong Unitrust International Financial Leasing Co., Ltd Class H
0.83
0.12
16.90%
HK:0379
China Ever Grand Financial Leasing Group Co., Ltd.
0.07
<0.01
4.41%
HK:0508
Dingyi Group Investment Limited
0.48
0.15
45.45%
HK:6866
Zuoli Kechuang Micro-finance Co. Ltd. Class H
0.32
0.05
21.15%

International Alliance Financial Leasing Co., Ltd. Corporate Events

Alliance International Education Leasing Signs New RMB27 Million Finance Lease, Triggering Discloseable Transaction Status
Jan 22, 2026
Alliance International Education Leasing Holdings Limited has entered into a new finance lease transaction through its subsidiary, signing Finance Lease Agreement II on 22 January 2026 with an independent third-party lessee. Under this latest deal...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Nov 18, 2025