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International Alliance Financial Leasing Co., Ltd. (HK:1563)
:1563
Hong Kong Market
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International Alliance Financial Leasing Co., Ltd. (1563) AI Stock Analysis

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HK:1563

International Alliance Financial Leasing Co., Ltd.

(1563)

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Neutral 58 (OpenAI - 4o)
Rating:58Neutral
Price Target:
HK$0.00
▼(-100.00% Downside)
The overall stock score is primarily influenced by stable financial performance with strong revenue growth and a solid balance sheet. However, mixed profitability margins and declining cash flow growth present challenges. Technical analysis indicates bearish momentum, while valuation appears fair. The absence of earnings call data and corporate events limits additional insights.

International Alliance Financial Leasing Co., Ltd. (1563) vs. iShares MSCI Hong Kong ETF (EWH)

International Alliance Financial Leasing Co., Ltd. Business Overview & Revenue Model

Company DescriptionInternational Alliance Financial Leasing Co., Ltd. (1563) is a prominent player in the financial services sector, specializing in the leasing of equipment and financial products. The company primarily focuses on providing leasing solutions to businesses across various industries, including manufacturing, transportation, and technology. Its core offerings encompass operating leases, finance leases, and other related financial services designed to facilitate asset acquisition without the immediate need for capital expenditure.
How the Company Makes MoneyInternational Alliance Financial Leasing Co., Ltd. generates revenue primarily through its leasing operations. The company earns money by charging its clients lease payments over the terms of the agreements, which can vary based on the type and value of the leased assets. Additionally, the company may offer ancillary services such as maintenance and insurance, which contribute to its revenue. Key revenue streams include operating leases, where the company retains ownership of the asset, and finance leases, where the lessee is responsible for the asset's depreciation. Strategic partnerships with manufacturers and suppliers allow the company to expand its leasing options and provide comprehensive solutions to its customers, enhancing its market presence and revenue potential.

International Alliance Financial Leasing Co., Ltd. Financial Statement Overview

Summary
The company demonstrates strong revenue growth and a solid balance sheet with low leverage. However, profitability margins are mixed, and recent declines in free cash flow growth highlight potential cash management challenges. Overall, the company is on a stable financial footing but should focus on improving profitability and cash flow generation.
Income Statement
65
Positive
The company shows a strong revenue growth rate of 22.6% in the latest year, indicating positive momentum. However, the net profit margin is relatively low at 3.57%, suggesting potential challenges in cost management or pricing power. The gross profit margin is healthy at 42.37%, but the EBIT margin of 20.55% reflects moderate operational efficiency.
Balance Sheet
70
Positive
The balance sheet is stable with a low debt-to-equity ratio of 0.048, indicating conservative leverage. The return on equity is modest at 1.08%, suggesting limited profitability relative to shareholder equity. The equity ratio is strong, reflecting a solid capital structure with significant equity backing.
Cash Flow
55
Neutral
The cash flow statement reveals a significant decline in free cash flow growth at -54.37%, which could indicate cash management issues. However, the operating cash flow to net income ratio is healthy, suggesting good cash generation relative to net income. The free cash flow to net income ratio is robust at 81.54%, indicating effective cash conversion.
BreakdownTTMDec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income Statement
Total Revenue599.30M734.76M599.30M207.65M158.33M126.01M
Gross Profit599.30M311.33M599.30M207.65M158.33M126.01M
EBITDA940.88M265.48M940.88M0.000.000.00
Net Income112.09M26.26M112.09M360.39M78.90M16.61M
Balance Sheet
Total Assets3.68B3.78B3.68B4.17B2.44B3.11B
Cash, Cash Equivalents and Short-Term Investments191.45M224.46M191.45M125.83M141.82M35.70M
Total Debt71.66M118.54M71.66M367.19M796.56M1.49B
Total Liabilities878.34M877.12M878.34M1.58B796.56M1.49B
Stockholders Equity2.38B2.44B2.38B2.24B1.27B1.20B
Cash Flow
Free Cash Flow520.08M237.29M520.08M149.65M794.77M226.36M
Operating Cash Flow764.69M291.00M764.69M151.26M796.33M226.43M
Investing Cash Flow-567.70M-355.38M-567.70M-266.57M76.35M-139.29M
Financing Cash Flow-149.10M-75.66M-149.10M90.78M-762.86M-306.12M

International Alliance Financial Leasing Co., Ltd. Technical Analysis

Technical Analysis Sentiment
Negative
Last Price0.20
Price Trends
50DMA
0.21
Negative
100DMA
0.21
Negative
200DMA
0.21
Negative
Market Momentum
MACD
>-0.01
Positive
RSI
40.15
Neutral
STOCH
24.77
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:1563, the sentiment is Negative. The current price of 0.2 is above the 20-day moving average (MA) of 0.20, below the 50-day MA of 0.21, and below the 200-day MA of 0.21, indicating a bearish trend. The MACD of >-0.01 indicates Positive momentum. The RSI at 40.15 is Neutral, neither overbought nor oversold. The STOCH value of 24.77 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:1563.

International Alliance Financial Leasing Co., Ltd. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (62)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
69
Neutral
HK$6.67B4.467.87%11.00%0.59%-5.95%
68
Neutral
HK$1.39B3.839.89%7.51%1.11%3.98%
68
Neutral
HK$342.20M5.662.75%4.88%-12.94%-15.93%
62
Neutral
$20.33B14.63-3.31%3.23%1.93%-12.26%
58
Neutral
HK$324.66M11.161.12%-9.75%-81.16%
48
Neutral
HK$348.78M-2.58-12.23%-67.56%-388.75%
41
Neutral
HK$145.11M-1.94-21.07%25.64%-25.07%
* Consumer Defensive Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
HK:1563
International Alliance Financial Leasing Co., Ltd.
0.19
-0.09
-32.63%
HK:1601
Zhongguancun Science-Tech Leasing Co. Ltd. Class H
0.86
0.13
18.13%
HK:1905
Haitong Unitrust International Financial Leasing Co., Ltd Class H
0.81
0.05
6.72%
HK:0379
China Ever Grand Financial Leasing Group Co., Ltd.
0.06
0.03
68.42%
HK:0508
Dingyi Group Investment Limited
0.42
-0.10
-19.23%
HK:6866
Zuoli Kechuang Micro-finance Co. Ltd. Class H
0.29
>-0.01
-1.72%

International Alliance Financial Leasing Co., Ltd. Corporate Events

Alliance International Education Leasing Delays Circular Dispatch for Finance Lease Agreement
Oct 24, 2025

Alliance International Education Leasing Holdings Limited announced a delay in the dispatch of a circular related to a major finance lease agreement. The circular, which was initially expected to be sent out by October 24, 2025, will now be postponed to on or before October 31, 2025, due to additional time needed for finalizing certain information.

International Alliance Financial Leasing Co., Ltd. Renews Major Finance Leasing Agreement
Oct 13, 2025

International Alliance Financial Leasing Co., Ltd. has announced the renewal of its Finance Leasing Framework Agreement with Nanshan Group, effective from January 1, 2026, to March 31, 2028. This agreement, which involves providing finance leasing services, is classified as a major transaction under the Hong Kong Listing Rules and requires shareholders’ approval due to its significant financial implications. The agreement also constitutes continuing connected transactions, necessitating compliance with additional regulatory requirements.

International Alliance Financial Leasing Announces Major Finance Lease Agreement
Oct 3, 2025

International Alliance Financial Leasing Co., Ltd. announced a major transaction involving a finance lease agreement. The agreement involves the company’s subsidiary purchasing leased assets from Loudi Wujo Industrial Co., Ltd. for RMB50,000,000 and leasing them back for three years for approximately RMB55,506,000. This transaction, when combined with a previous agreement, is considered a major transaction under Hong Kong’s Listing Rules, requiring shareholder approval. The company plans to hold an extraordinary general meeting to seek this approval.

International Alliance Financial Leasing Announces Disclosable Finance Lease Agreement
Sep 29, 2025

International Alliance Financial Leasing Co., Ltd. announced a finance lease agreement through its subsidiary, involving the purchase and leaseback of assets worth RMB17,000,000. This transaction, classified as a disclosable transaction under the Listing Rules, involves leasing the assets back to the original owner for thirty-six months at a total lease amount of approximately RMB18,471,000. The agreement reflects strategic financial structuring to optimize asset utilization and cash flow management.

Alliance International Faces Regulatory Hurdles in University Acquisition
Sep 5, 2025

Alliance International Education Leasing Holdings Limited announced that there has been no progress in registering Yantai Nanshan University as a for-profit private school due to unchanged legal and regulatory conditions in Shandong Province, China. Despite the lack of updates, the company remains committed to its registration intentions and will continue to provide transparency to investors as per its disclosure commitments.

Alliance International Education Leasing Announces AGM Results with Unanimous Support
Aug 29, 2025

Alliance International Education Leasing Holdings Limited announced the results of its annual general meeting held on August 29, 2025. All proposed resolutions, including the adoption of financial statements, re-election of directors, and authorization of the board to manage shares, were passed with unanimous support. This outcome reflects strong shareholder confidence and positions the company for continued stability and growth in its operations.

Alliance International Announces Director Resignation
Aug 13, 2025

Alliance International Education Leasing Holdings Limited announced the resignation of Mr. Jiao Jianbin as a non-executive director, effective August 13, 2025, as he wishes to focus on personal commitments and family. The company expressed gratitude for Mr. Jiao’s contributions, and his departure is amicable with no disagreements or issues to report to shareholders or the Hong Kong Stock Exchange.

Alliance International Education Leasing Updates Board Composition
Aug 13, 2025

Alliance International Education Leasing Holdings Limited, incorporated in the Cayman Islands, has announced the composition of its board of directors and their respective roles and functions. The board includes both executive and independent non-executive directors, with Mr. LI Luqiang serving as the Chairman and CEO. The announcement also details the membership of the board’s three committees: Audit, Remuneration, and Nomination, highlighting the leadership roles within these committees.

Alliance International Announces Disclosable Finance Lease Agreement
Jul 29, 2025

Alliance International Education Leasing Holdings Limited, incorporated in the Cayman Islands, has announced a finance lease agreement involving a subsidiary of the company as the lessor. The agreement entails the purchase of leased assets from an independent third-party lessee for RMB50,000,000, with a subsequent leaseback arrangement for a term of three years at a total lease amount of approximately RMB55,506,000. This transaction is classified as a disclosable transaction under Chapter 14 of the Listing Rules, requiring notification and announcement due to the applicable percentage ratios.

Alliance International Education Leasing Announces Finance Lease Agreement
Jul 29, 2025

Alliance International Education Leasing Holdings Limited, a company incorporated in the Cayman Islands, announced a finance lease agreement involving a subsidiary acting as the lessor. The agreement entails the purchase of leased assets from the lessee for RMB50,000,000 and a subsequent leaseback to the lessee for three years with a total lease amount of approximately RMB55,506,000. This transaction is classified as a discloseable transaction under the Listing Rules, requiring notification and announcement due to the applicable percentage ratios.

Alliance International Education Leasing Holdings Announces AGM and Key Resolutions
Jul 29, 2025

Alliance International Education Leasing Holdings Limited has announced its upcoming annual general meeting, scheduled for August 29, 2025, in Shenzhen, China. The meeting will address several key business items, including the adoption of audited financial statements, the re-election of directors, and the re-appointment of auditors. Additionally, the company seeks approval for the directors to exercise powers related to the allotment and issuance of shares, which could impact the company’s capital structure and shareholder value.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Oct 10, 2025