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International Alliance Financial Leasing Co., Ltd. (HK:1563)
:1563
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International Alliance Financial Leasing Co., Ltd. (1563) AI Stock Analysis

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HK:1563

International Alliance Financial Leasing Co., Ltd.

(1563)

Rating:62Neutral
Price Target:
HK$0.00
▼(-100.00% Downside)
The overall stock score of 62 reflects a stable financial performance with strong revenue growth and a solid balance sheet. However, mixed profitability margins and declining free cash flow growth present challenges. The technical analysis indicates a neutral to slightly bearish outlook, while the valuation suggests the stock is reasonably priced. The absence of earnings call and corporate events data limits additional insights.

International Alliance Financial Leasing Co., Ltd. (1563) vs. iShares MSCI Hong Kong ETF (EWH)

International Alliance Financial Leasing Co., Ltd. Business Overview & Revenue Model

Company DescriptionInternational Alliance Financial Leasing Co., Ltd. (1563) is a prominent player in the financial services sector, specializing in the leasing of equipment and financial products. The company primarily focuses on providing leasing solutions to businesses across various industries, including manufacturing, transportation, and technology. Its core offerings encompass operating leases, finance leases, and other related financial services designed to facilitate asset acquisition without the immediate need for capital expenditure.
How the Company Makes MoneyInternational Alliance Financial Leasing Co., Ltd. generates revenue primarily through its leasing operations. The company earns money by charging its clients lease payments over the terms of the agreements, which can vary based on the type and value of the leased assets. Additionally, the company may offer ancillary services such as maintenance and insurance, which contribute to its revenue. Key revenue streams include operating leases, where the company retains ownership of the asset, and finance leases, where the lessee is responsible for the asset's depreciation. Strategic partnerships with manufacturers and suppliers allow the company to expand its leasing options and provide comprehensive solutions to its customers, enhancing its market presence and revenue potential.

International Alliance Financial Leasing Co., Ltd. Financial Statement Overview

Summary
International Alliance Financial Leasing Co., Ltd. demonstrates strong revenue growth and a solid balance sheet with low leverage. However, profitability margins are mixed, and recent declines in free cash flow growth highlight potential cash management challenges. Overall, the company is on a stable financial footing but should focus on improving profitability and cash flow generation.
Income Statement
65
Positive
The company shows a strong revenue growth rate of 22.6% in the latest year, indicating positive momentum. However, the net profit margin is relatively low at 3.57%, suggesting potential challenges in cost management or pricing power. The gross profit margin is healthy at 42.37%, but the EBIT margin of 20.55% reflects moderate operational efficiency.
Balance Sheet
70
Positive
The balance sheet is stable with a low debt-to-equity ratio of 0.048, indicating conservative leverage. The return on equity is modest at 1.08%, suggesting limited profitability relative to shareholder equity. The equity ratio is strong, reflecting a solid capital structure with significant equity backing.
Cash Flow
55
Neutral
The cash flow statement reveals a significant decline in free cash flow growth at -54.37%, which could indicate cash management issues. However, the operating cash flow to net income ratio is healthy, suggesting good cash generation relative to net income. The free cash flow to net income ratio is robust at 81.54%, indicating effective cash conversion.
BreakdownTTMDec 2024Dec 2023Dec 2022Dec 2021Dec 2020
Income Statement
Total Revenue599.30M734.76M599.30M207.65M158.33M126.01M
Gross Profit599.30M311.33M599.30M207.65M158.33M126.01M
EBITDA940.88M265.48M940.88M0.000.000.00
Net Income112.09M26.26M112.09M360.39M78.90M16.61M
Balance Sheet
Total Assets3.68B3.78B3.68B4.17B2.44B3.11B
Cash, Cash Equivalents and Short-Term Investments191.45M224.46M191.45M125.83M141.82M35.70M
Total Debt71.66M118.54M71.66M367.19M796.56M1.49B
Total Liabilities878.34M877.12M878.34M1.58B796.56M1.49B
Stockholders Equity2.38B2.44B2.38B2.24B1.27B1.20B
Cash Flow
Free Cash Flow520.08M237.29M520.08M149.65M794.77M226.36M
Operating Cash Flow764.69M291.00M764.69M151.26M796.33M226.43M
Investing Cash Flow-567.70M-355.38M-567.70M-266.57M76.35M-139.29M
Financing Cash Flow-149.10M-75.66M-149.10M90.78M-762.86M-306.12M

International Alliance Financial Leasing Co., Ltd. Technical Analysis

Technical Analysis Sentiment
Negative
Last Price0.21
Price Trends
50DMA
0.21
Positive
100DMA
0.21
Negative
200DMA
0.22
Negative
Market Momentum
MACD
>-0.01
Positive
RSI
46.80
Neutral
STOCH
41.39
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:1563, the sentiment is Negative. The current price of 0.21 is below the 20-day moving average (MA) of 0.21, above the 50-day MA of 0.21, and below the 200-day MA of 0.22, indicating a neutral trend. The MACD of >-0.01 indicates Positive momentum. The RSI at 46.80 is Neutral, neither overbought nor oversold. The STOCH value of 41.39 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for HK:1563.

International Alliance Financial Leasing Co., Ltd. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
69
Neutral
HK$7.00B4.637.87%10.13%-2.26%-7.00%
68
Neutral
$17.93B11.8610.28%3.71%9.75%1.60%
68
Neutral
HK$1.21B4.1310.90%7.10%2.47%2.27%
68
Neutral
HK$377.60M7.082.48%4.34%-20.75%-39.65%
62
Neutral
HK$351.71M12.091.12%-9.75%-81.16%
49
Neutral
HK$133.30M-21.07%25.64%-25.07%
42
Neutral
HK$267.96M-12.23%-67.56%-388.75%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
HK:1563
International Alliance Financial Leasing Co., Ltd.
0.21
-0.15
-41.67%
HK:1601
Zhongguancun Science-Tech Leasing Co. Ltd. Class H
0.91
0.29
46.77%
HK:1905
Haitong Unitrust International Financial Leasing Co., Ltd Class H
0.85
0.11
14.86%
HK:0379
China Ever Grand Financial Leasing Group Co., Ltd.
0.08
0.05
166.67%
HK:0508
Dingyi Group Investment Limited
0.32
-0.18
-36.00%
HK:6866
Zuoli Kechuang Micro-finance Co. Ltd. Class H
0.32
0.03
10.34%

International Alliance Financial Leasing Co., Ltd. Corporate Events

Alliance International Announces Director Resignation
Aug 13, 2025

Alliance International Education Leasing Holdings Limited announced the resignation of Mr. Jiao Jianbin as a non-executive director, effective August 13, 2025, as he wishes to focus on personal commitments and family. The company expressed gratitude for Mr. Jiao’s contributions, and his departure is amicable with no disagreements or issues to report to shareholders or the Hong Kong Stock Exchange.

Alliance International Education Leasing Updates Board Composition
Aug 13, 2025

Alliance International Education Leasing Holdings Limited, incorporated in the Cayman Islands, has announced the composition of its board of directors and their respective roles and functions. The board includes both executive and independent non-executive directors, with Mr. LI Luqiang serving as the Chairman and CEO. The announcement also details the membership of the board’s three committees: Audit, Remuneration, and Nomination, highlighting the leadership roles within these committees.

Alliance International Announces Disclosable Finance Lease Agreement
Jul 29, 2025

Alliance International Education Leasing Holdings Limited, incorporated in the Cayman Islands, has announced a finance lease agreement involving a subsidiary of the company as the lessor. The agreement entails the purchase of leased assets from an independent third-party lessee for RMB50,000,000, with a subsequent leaseback arrangement for a term of three years at a total lease amount of approximately RMB55,506,000. This transaction is classified as a disclosable transaction under Chapter 14 of the Listing Rules, requiring notification and announcement due to the applicable percentage ratios.

Alliance International Education Leasing Announces Finance Lease Agreement
Jul 29, 2025

Alliance International Education Leasing Holdings Limited, a company incorporated in the Cayman Islands, announced a finance lease agreement involving a subsidiary acting as the lessor. The agreement entails the purchase of leased assets from the lessee for RMB50,000,000 and a subsequent leaseback to the lessee for three years with a total lease amount of approximately RMB55,506,000. This transaction is classified as a discloseable transaction under the Listing Rules, requiring notification and announcement due to the applicable percentage ratios.

Alliance International Education Leasing Holdings Announces AGM and Key Resolutions
Jul 29, 2025

Alliance International Education Leasing Holdings Limited has announced its upcoming annual general meeting, scheduled for August 29, 2025, in Shenzhen, China. The meeting will address several key business items, including the adoption of audited financial statements, the re-election of directors, and the re-appointment of auditors. Additionally, the company seeks approval for the directors to exercise powers related to the allotment and issuance of shares, which could impact the company’s capital structure and shareholder value.

Alliance International Proposes Governance Modernization
Jul 21, 2025

Alliance International Education Leasing Holdings Limited has announced proposed amendments to its articles of association to modernize its governance structure and improve shareholder rights. The changes aim to facilitate electronic communication, enhance corporate governance, and provide operational flexibility, including the ability to conduct hybrid and virtual meetings, electronic voting, and manage treasury shares. These amendments are subject to shareholder approval at the upcoming annual general meeting.

Alliance International Education Leasing Adjusts AGM Date and Book Closure Period
Jul 18, 2025

Alliance International Education Leasing Holdings Limited has announced a change in the date of its Annual General Meeting (AGM) from 14 August 2025 to 29 August 2025 due to administrative reasons. Consequently, the book closure period for determining shareholder eligibility to attend and vote at the AGM has also been adjusted to 26 August 2025 to 29 August 2025. This change ensures that shareholders have adequate time to prepare for participation in the AGM, maintaining transparency and shareholder engagement.

Leadership Changes at Alliance International Education Leasing Holdings
Jul 17, 2025

Alliance International Education Leasing Holdings Limited announced significant changes in its leadership structure. Mr. Song Jianbo has resigned as non-executive director, chairman of the board, and chairman of the strategic investment committee to focus on personal commitments. Mr. Li Luqiang, currently an executive director and CEO, will assume the role of chairman of the board. These changes are expected to influence the company’s strategic direction and operational management.

Alliance International Education Leasing Announces Board Restructuring
Jul 17, 2025

Alliance International Education Leasing Holdings Limited has announced changes to its board of directors, effective from July 18, 2025. The company has outlined the roles and functions of its executive, non-executive, and independent non-executive directors, as well as their membership in various board committees. This restructuring is likely to impact the company’s governance and strategic direction, potentially influencing its market positioning and stakeholder relationships.

Alliance International Education Leasing Reports Decline in Annual Profit
Jun 26, 2025

Alliance International Education Leasing Holdings Limited reported a significant decline in profit for the year ended 31 March 2025, with a profit of approximately RMB63.1 million compared to RMB182.8 million for the previous fifteen months. Despite a decrease in revenue by 9.5% to RMB734.8 million, the company saw a slight increase in total assets and shareholders’ equity, indicating a stable financial position amidst challenging market conditions.

Alliance International Education Leasing Issues Profit Warning
Jun 25, 2025

Alliance International Education Leasing Holdings Limited has issued a profit warning, expecting a significant decrease in net profit for the year ended 31 March 2025. The anticipated decline, ranging from 28.9% to 67.2%, is attributed to increased impairment losses due to economic fluctuations and a change in the financial year reporting period. Despite the expected decrease, the company emphasizes that the impairment provisions are non-cash and do not materially impact cash flow.

Alliance International Education Leasing to Announce 2025 Financial Results
Jun 2, 2025

Alliance International Education Leasing Holdings Limited has announced that its Board of Directors will convene on June 26, 2025, to review and approve the audited financial results for the fiscal year ending March 31, 2025. This meeting is significant as it will provide insights into the company’s financial performance and strategic direction, potentially impacting stakeholders and market perception.

Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 28, 2025