Haitong Unitrust International Financial Leasing Co., Ltd Class H (HK:1905)
:1905
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Haitong Unitrust International Financial Leasing Co., Ltd Class H
(1905)
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Rating:71Outperform
Price Target:
HK$0.86
▲(9.11% Upside)
Action:UpgradedDate:12/30/25
The score is driven primarily by attractive valuation (low P/E and high dividend yield) and improving financial profile (better leverage and stronger recent cash generation). These positives are partially offset by softer 2024 profitability versus 2023, historical cash-flow volatility, and currently weak-to-neutral technical momentum.
Positive Factors
Improved Leverage
The significant reduction in leverage enhances financial stability and reduces risk, providing more flexibility for future growth and investment.
Negative Factors
High Absolute Debt Levels
High debt levels can limit financial flexibility and increase vulnerability to economic downturns, posing a risk to long-term stability.
Read all positive and negative factors
Positive Factors
Negative Factors
Improved Leverage
The significant reduction in leverage enhances financial stability and reduces risk, providing more flexibility for future growth and investment.
Read all positive factors
Haitong Unitrust International Financial Leasing Co., Ltd Class H (1905) vs. iShares MSCI Hong Kong ETF (EWH)
Market Cap
HK$6.92B
Dividend Yield11.28%
Average Volume (3M)3.38M
Price to Earnings (P/E)5.1
Beta (1Y)0.52
Revenue Growth0.59%
EPS Growth-5.95%
CountryHK
Employees1,512
SectorFinancial
Sector Strength70
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)0.08
Shares Outstanding5,794,453,000
10 Day Avg. Volume2,809,255
30 Day Avg. Volume3,383,187
Financial Highlights & Ratios
PEG Ratio0.00
Price to Book (P/B)0.00
Price to Sales (P/S)0.00
P/FCF Ratio0.00
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Haitong Unitrust International Financial Leasing Co., Ltd Class H Business Overview & Revenue Model
Company Description
Haitong Unitrust International Financial Leasing Co., Ltd., through its subsidiaries, operates as a financial leasing company in the People's Republic of China. It offers operating leasing services, factoring receivables, entrusted loans, and othe...
How the Company Makes Money
Haitong Unitrust International Financial Leasing Co., Ltd generates revenue primarily through lease payments received from its clients, which include enterprises across various industries such as healthcare, transportation, and energy. The company...
Haitong Unitrust International Financial Leasing Co., Ltd Class H Financial Statement Overview
Summary
Income Statement
74
Positive
Balance Sheet
58
Neutral
Cash Flow
62
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 4.81B | 6.89B | 5.79B | 4.38B | 3.95B | 3.32B |
| Gross Profit | 4.81B | 6.09B | 5.79B | 4.65B | 5.33B | 3.32B |
| EBITDA | 0.00 | 4.59B | 0.00 | 0.00 | 2.43B | 2.35B |
| Net Income | 1.48B | 1.39B | 1.51B | 1.61B | 1.53B | 1.41B |
Balance Sheet | ||||||
| Total Assets | 111.13B | 107.80B | 111.30B | 123.35B | 124.51B | 114.74B |
| Cash, Cash Equivalents and Short-Term Investments | 6.58B | 8.35B | 6.65B | 8.38B | 5.42B | 6.10B |
| Total Debt | 82.93B | 81.92B | 82.80B | 92.69B | 91.37B | 82.22B |
| Total Liabilities | 90.76B | 89.57B | 91.31B | 103.11B | 105.69B | 97.12B |
| Stockholders Equity | 20.31B | 17.99B | 19.93B | 20.20B | 18.78B | 17.54B |
Cash Flow | ||||||
| Free Cash Flow | 3.20B | 3.58B | 12.73B | 7.83B | -10.47B | -4.41B |
| Operating Cash Flow | 3.46B | 3.59B | 12.99B | 7.96B | -8.78B | -3.75B |
| Investing Cash Flow | 33.29M | 174.51M | 816.00M | -815.97M | 179.83M | -339.32M |
| Financing Cash Flow | -4.76B | -3.47B | -15.53B | -4.18B | 4.80B | 5.52B |
Haitong Unitrust International Financial Leasing Co., Ltd Class H Technical Analysis
Positive
0.79
Price Trends
0.80
Positive
0.80
Positive
0.81
Positive
Market Momentum
<0.01
Negative
60.69
Neutral
80.95
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:1905, the sentiment is Positive. The current price of 0.79 is below the 20-day moving average (MA) of 0.81, below the 50-day MA of 0.80, and below the 200-day MA of 0.81, indicating a bullish trend. The MACD of <0.01 indicates Negative momentum. The RSI at 60.69 is Neutral, neither overbought nor oversold. The STOCH value of 80.95 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:1905.
Haitong Unitrust International Financial Leasing Co., Ltd Class H Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
71 Outperform | HK$6.92B | 5.14 | 5.14% | 11.28% | 0.59% | -5.95% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
65 Neutral | HK$1.37B | 4.31 | 8.51% | 7.43% | 1.11% | 3.98% | |
59 Neutral | HK$279.00M | 20.63 | 1.09% | ― | 8.77% | -76.88% | |
58 Neutral | HK$704.85M | 1.97 | 12.27% | 9.77% | 16.56% | 110.71% | |
56 Neutral | HK$19.60B | 2.09 | 12.27% | 5.84% | 3.17% | 23.13% | |
54 Neutral | HK$34.53B | 8.52 | 7.50% | 6.69% | -1.77% | -24.74% |
* Financial Sector Average
HK:1905
Haitong Unitrust International Financial Leasing Co., Ltd Class H
0.84
0.12
16.67%
HK:1606
China Development Bank Financial Leasing Co Ltd Class H
1.55
0.52
50.93%
HK:1563
International Alliance Financial Leasing Co., Ltd.
0.17
-0.01
-8.33%
HK:1601
Zhongguancun Science-Tech Leasing Co. Ltd. Class H
0.85
0.09
11.84%
HK:2003
VCREDIT Holdings Limited
1.45
-2.21
-60.38%
HK:3360
Far East Horizon Limited
7.40
1.84
33.09%
Haitong Unitrust International Financial Leasing Co., Ltd Class H Corporate Events
Haitong Unitrust Strengthens Audit Committee Governance
Dec 15, 2025
Haitong Unitrust International Financial Leasing Co., Ltd. has established a set of working rules for its Audit Committee to ensure independent and effective exercise of its powers, in compliance with relevant laws and regulations. These rules are...
Haitong Unitrust Releases Q3 2025 Financial Data
Oct 30, 2025
Haitong Unitrust International Financial Leasing Co., Ltd. has released its unaudited financial data for the third quarter of 2025, as required by PRC regulations. The financial statements reveal a slight decrease in total assets and liabilities c...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.