Haitong Unitrust International Financial Leasing Co., Ltd Class H (1905) AI Stock Analysis

• Market Cap: HK$6.51B
• Dividend Yield: 10.98%
• Average Volume (3M): 4.09M
• Price to Earnings (P/E): 4.3
• Beta (1Y): 0.39
• Revenue Growth: -2.26%
• EPS Growth: -7.00%
• Country: HK
• Employees: 1,512
• Sector: Financial
• Sector Strength: 76
• Industry: Financial - Credit Services
• EPS (TTM): 0.18
• Shares Outstanding: 5,794,453,000
• 10 Day Avg. Volume: 4,023,273
• 30 Day Avg. Volume: 4,093,292
• PEG Ratio: 0.65
• Price to Book (P/B): 0.33
• Price to Sales (P/S): 0.00
• P/FCF Ratio: -0.59
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 69 Neutral
• Price Target: ―

Haitong Unitrust International Financial Leasing Co., Ltd Class H shows strong financial performance, especially in revenue growth and cash flow management. However, the stock's technical indicators suggest weak momentum, and there is some pressure on net profit margins. The company's valuation is attractive due to its low P/E ratio and high dividend yield, offering potential value for investors. Overall, the stock is rated moderately, balancing strong financials and appealing valuation against weaker technical signals.

Haitong Unitrust International Financial Leasing Co., Ltd Class H Business Overview & Revenue Model

Company Description

Haitong Unitrust International Financial Leasing Co., Ltd., through its subsidiaries, operates as a financial leasing company in the People's Republic of China. It offers operating leasing services, factoring receivables, entrusted loans, and other loans, as well as advisory services; commercial and passenger vehicle leasing services; and aircraft leasing services. The company also engages in financing of aircraft related business; and property, logistics, catering, government outsourcing, and PPP project management businesses. It serves transportation and logistics, manufacturing, infrastructure, urban utilities, energy and environmental protection, culture and tourism, construction, health care, and other industries. The company was formerly known as Haitong UniTrust International Leasing Co., Ltd. and changed its name to Haitong Unitrust International Financial Leasing Co., Ltd. in August 2020. Haitong Unitrust International Financial Leasing Co., Ltd. was incorporated in 2004 and is headquartered in Shanghai, the People's Republic of China. Haitong Unitrust International Financial Leasing Co., Ltd. operates as a subsidiary of Haitong UT Capital Group Co., Limited.

How the Company Makes Money

Haitong Unitrust International Financial Leasing Co., Ltd generates revenue primarily through lease payments received from its clients, which include enterprises across various industries such as healthcare, transportation, and energy. The company offers both direct leasing and sale-leaseback arrangements, where clients either lease new equipment directly from Haitong Unitrust or sell their existing equipment to the company and lease it back. This model provides clients with capital flexibility while ensuring regular income streams for Haitong Unitrust. Additionally, the company may earn fees from advisory services related to financial leasing solutions. Significant partnerships with equipment manufacturers and financial institutions also help bolster its leasing portfolio and expand its market reach. The strategic focus on sectors with stable demand, such as healthcare and infrastructure, contributes to steady financial performance.

Haitong Unitrust International Financial Leasing Co., Ltd Class H Financial Statement Overview

Summary

Haitong Unitrust International Financial Leasing Co., Ltd Class H has shown strong revenue growth and efficient operational management, as reflected in improved EBIT margins. The company has effectively managed its debt, resulting in a better debt-to-equity ratio. Cash flow management has significantly improved, with a remarkable turnaround in free cash flow. However, there is some pressure on net profit margins, and maintaining this growth trajectory while improving net profitability will be crucial.

Income Statement

The company has demonstrated solid revenue growth with a 14.95% increase in 2024 compared to 2023. Gross profit margin remained strong at 100%, as all revenue translates into gross profit. However, the net profit margin decreased slightly from 36.68% in 2023 to 29.99% in 2024, indicating pressure on net profitability despite revenue growth. The EBIT margin improved from 81.37% in 2023 to 85.44% in 2024, indicating efficient operations.

Balance Sheet

The company's debt-to-equity ratio improved to 1.67 in 2024 from 4.51 in 2023, showing better leverage management. Return on equity (ROE) remained stable, with a slight dip from 7.95% in 2023 to 7.57% in 2024. The equity ratio was stable at around 17.90%, indicating a consistent equity base relative to total assets.

Cash Flow

There was a significant improvement in free cash flow, from a negative position in past years to a positive free cash flow of $12.73 billion in 2024, reflecting better cash management. The operating cash flow to net income ratio was favorable at 8.61, showing strong cash generation relative to net income. Free cash flow to net income ratio was also high at 8.43, indicating robust cash flow compared to net earnings.

Breakdown
Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement		Total Revenue
5.79B	4.38B	5.33B	5.39B	4.92B
	Gross Profit
5.79B	4.65B	5.33B	5.39B	4.92B
	EBIT
3.52B	3.56B	5.60B	1.93B	1.49B
	EBITDA
0.00	0.00	0.00	0.00	0.00
	Net Income Common Stockholders
1.51B	1.61B	1.53B	1.41B	1.12B
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
7.48B	9.34B	5.42B	6.10B	4.60B
	Total Assets
111.30B	123.35B	124.51B	114.74B	108.14B
	Total Debt
33.30B	91.18B	91.37B	81.58B	77.55B
	Net Debt
25.81B	-8.38B	85.95B	75.48B	72.95B
	Total Liabilities
91.31B	103.11B	105.69B	97.12B	92.29B
	Stockholders Equity
19.93B	20.20B	18.78B	17.54B	15.80B
Cash Flow		Free Cash Flow
12.73B	7.83B	-10.47B	-4.41B	-6.17B
	Operating Cash Flow
12.99B	7.96B	-8.78B	-3.75B	-3.40B
	Investing Cash Flow
816.00M	-815.97M	179.83M	-339.32M	-3.01B
	Financing Cash Flow
-15.53B	-4.18B	8.01B	5.52B	5.93B

Haitong Unitrust International Financial Leasing Co., Ltd Class H Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 0.79
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:1905, the sentiment is Positive. The current price of 0.79 is above the 20-day moving average (MA) of 0.74, above the 50-day MA of 0.73, and above the 200-day MA of 0.78, indicating a bullish trend. The MACD of 0.02 indicates Negative momentum. The RSI at 75.92 is Negative, neither overbought nor oversold. The STOCH value of 89.81 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:1905.

Haitong Unitrust International Financial Leasing Co., Ltd Class H Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
3328	80 Outperform	$707.57B	5.52		12.03%	―	0.12%
1398	78 Outperform	HK$2.67T	5.49	9.72%	5.50%	-3.41%	-0.73%
2388	78 Outperform	HK$372.69B	9.75	11.58%	13.08%	8.61%	16.84%
3968	74 Outperform	$1.28T	8.41	14.86%	4.07%	-2.77%	0.10%
2318	72 Outperform	$978.88B	6.74		7.66%	11.71%	37.04%
1905	69 Neutral	HK$6.51B	4.31	8.15%	10.98%	-2.26%	-7.00%
Sector *	64 Neutral	$12.73B	9.92	7.90%	78.88%	12.06%	-7.95%

Haitong Unitrust International Financial Leasing Co., Ltd Class H Corporate Events

Haitong Unitrust Releases Q1 2025 Financial Data

Haitong Unitrust International Financial Leasing Co., Ltd. has released its unaudited financial data for the first quarter of 2025, as required by the relevant laws of the People’s Republic of China. The financial statements, prepared in accordance with PRC accounting standards, reveal a total asset increase to RMB 112.27 billion, indicating a stable financial position. The disclosure, which includes both group and company-specific data, is part of the company’s compliance with regulations governing debt financing tools in the PRC interbank market.

Haitong Unitrust Updates Final Dividend Details for 2024

Haitong Unitrust International Financial Leasing Co., Ltd has announced an update regarding its final dividend for the year ending December 31, 2024. The company declared a dividend of RMB 0.4 per 10 shares, with shareholders’ approval scheduled for May 16, 2025. The dividend will be paid on July 25, 2025, with options for currency election available until June 13, 2025. The announcement also outlines withholding tax details for different shareholder categories, impacting non-resident enterprises and domestic shareholders investing through the Shenzhen-Hong Kong Stock Connect.

Haitong Unitrust Announces 2024 AGM to Shape Future Financial Strategies

Haitong Unitrust International Financial Leasing Co., Ltd. has announced its 2024 Annual General Meeting (AGM) to be held on May 16, 2025, in Shanghai. The AGM will address several key resolutions, including the approval of the 2024 annual reports, profit distribution plans, and the re-appointment of the company’s auditors. This meeting is crucial for shareholders as it will determine the company’s financial strategies and governance for the upcoming year.

Haitong Unitrust Declares Final Dividend for 2024

Haitong Unitrust International Financial Leasing Co., Ltd. has announced a final cash dividend for the year ending December 31, 2024, with a declared amount of RMB 0.4 per 10 shares. The announcement outlines the payment details, including the ex-dividend date set for May 20, 2025, and the payment date on July 25, 2025. The company also provided information on the withholding tax rates applicable to different types of shareholders, which may impact their net dividend received.

Haitong Unitrust Announces 2024 Annual Results

Haitong Unitrust International Financial Leasing Co., Ltd. announced its audited consolidated annual results for the year ended December 31, 2024. The results were reviewed by the company’s Audit Committee and comply with the listing requirements of the Hong Kong Stock Exchange. The annual report will be available to shareholders and accessible online, reflecting the company’s commitment to transparency and regulatory compliance.

Haitong Unitrust Schedules Board Meeting to Approve 2024 Financial Results

Haitong Unitrust International Financial Leasing Co., Ltd. has announced a board meeting scheduled for March 28, 2025, to discuss and approve the company’s final results for the year ended December 31, 2024, and to consider the payment of a final dividend. This meeting is significant as it will determine the financial performance of the company and its subsidiaries, impacting stakeholders and potentially influencing the company’s market positioning.

Haitong Unitrust Announces Completion of Merger Affecting Ownership

Haitong Unitrust International Financial Leasing Co., Ltd. announced the completion of a merger between Haitong Securities and Guotai Junan Securities. As a result, Guotai Junan Securities has become the indirect controlling shareholder of Haitong Unitrust, with Shanghai International Group Co., Ltd. as the de facto controller. This merger marks a significant change in the company’s ownership structure, potentially impacting its strategic direction and market positioning.

Haitong Unitrust Reports Decrease in 2024 Financial Performance Amid Economic Challenges

Haitong Unitrust International Financial Leasing Co., Ltd. announced preliminary financial results for the year ended December 31, 2024, reporting a slight decrease in profitability compared to the previous year. The company faced challenges from a complex economic environment, leading to a reduction in revenue and profits, and a decrease in total assets. Despite these challenges, Haitong Unitrust focused on optimizing its asset structure and improving its customer base under intensified market competition.