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Huishang Bank Corporation Limited Class H (HK:3698)
:3698

Huishang Bank (3698) Price & Analysis

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3698 Stock Chart & Stats

HK$3.23
-HK$0.01(-0.41%)
At close: 4:00 PM EST
HK$3.23
-HK$0.01(-0.41%)

Bulls Say, Bears Say

Bulls Say
Revenue & Net Income MomentumMulti-year revenue growth with a 2025 acceleration and steadily rising net income indicates expanding core lending and fee activity. This durable top-line momentum supports scale economies, stable underwriting capacity and the ability to invest in branches and digital channels over the next 2–6 months.
Stable Return On EquityConsistent ROE near 9–11% demonstrates the franchise’s ability to convert equity into earnings sustainably. That level supports dividend capacity and internal capital generation, making the bank more resilient to cyclical earnings swings and better positioned to fund organic growth.
Diversified Retail/SME Franchise And Revenue MixA dual focus on retail customers and local SMEs plus income from interest, fees and treasury activities gives diversified revenue sources. This lowers dependence on any single product, helping sustain margins and deposit funding through local deposit franchises and fee-based services over time.
Bears Say
Sharp Leverage IncreaseA sudden rise in leverage to a debt-to-equity near 3.36 raises structural funding and capital risk: higher interest expense sensitivity, tighter regulatory scrutiny, and less cushion against credit shocks. This makes the bank more vulnerable to adverse rate or credit-cycle moves in the medium term.
Volatile Cash GenerationIrregular cash conversion and large year-to-year swings undermine predictability of internal funding for loans, dividends or reserves. Persistent volatility in operating cash flows implies higher working-capital, funding and liquidity management risk over the coming months.
Inconsistent Operating ProfitabilityWide swings in operating margins and inconsistent profitability reduce confidence in the stability of core banking earnings. This increases the risk of earnings reversals and makes forecasting credit costs, provisioning and cost control more challenging for medium-term planning.

Huishang Bank News

3698 FAQ

What was Huishang Bank Corporation Limited Class H’s price range in the past 12 months?
Huishang Bank Corporation Limited Class H lowest stock price was HK$2.34 and its highest was HK$4.89 in the past 12 months.
    What is Huishang Bank Corporation Limited Class H’s market cap?
    Huishang Bank Corporation Limited Class H’s market cap is HK$67.78B.
      When is Huishang Bank Corporation Limited Class H’s upcoming earnings report date?
      Huishang Bank Corporation Limited Class H’s upcoming earnings report date is Aug 27, 2026 which is in 140 days.
        How were Huishang Bank Corporation Limited Class H’s earnings last quarter?
        Huishang Bank Corporation Limited Class H released its earnings results on Mar 26, 2026. The company reported HK$0.534 earnings per share for the quarter, beating the consensus estimate of N/A by HK$0.534.
          Is Huishang Bank Corporation Limited Class H overvalued?
          According to Wall Street analysts Huishang Bank Corporation Limited Class H’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Huishang Bank Corporation Limited Class H pay dividends?
            Huishang Bank Corporation Limited Class H pays a Annually dividend of HK$0.23 which represents an annual dividend yield of 7.06%. See more information on Huishang Bank Corporation Limited Class H dividends here
              What is Huishang Bank Corporation Limited Class H’s EPS estimate?
              Huishang Bank Corporation Limited Class H’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Huishang Bank Corporation Limited Class H have?
              Huishang Bank Corporation Limited Class H has 3,478,750,000 shares outstanding.
                What happened to Huishang Bank Corporation Limited Class H’s price movement after its last earnings report?
                Huishang Bank Corporation Limited Class H reported an EPS of HK$0.534 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.602%.
                  Which hedge fund is a major shareholder of Huishang Bank Corporation Limited Class H?
                  Currently, no hedge funds are holding shares in HK:3698
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Huishang Bank Stock Smart Score

                    8
                    Outperform
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Positive
                    20 days / 200 days
                    Momentum
                    34.21%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    9.94%
                    Trailing 12-Months
                    Asset Growth
                    20.59%
                    Trailing 12-Months

                    Company Description

                    Huishang Bank Corporation Limited Class H

                    Huishang Bank Corporation Limited, together with its subsidiaries, provides various commercial banking products and services in the People's Republic of China. The company operates through four segments: Corporate Banking, Retail Banking, Treasury, and Others. It offers current accounts, deposits, overdrafts, loans, trade related products and other credit facilities, foreign currency, and wealth management products to corporate customers, government authorities, and financial institutions. The company also provides savings deposits, personal loans and advances, credit and debit cards, payments and settlements, wealth management products and funds, and insurance agency services to retail customers. In addition, it conducts securities investment, money market, and repurchase transactions; and offers online and mobile banking services. Further, the company provides Renminbi and foreign currency deposits; and clearing and settlement, assets custody, and finance leasing services. As of December 31, 2021, it had 21 branches; 478 front offices; 609 self-service banks; and 2,002 cash self-service equipment comprising 1,213 cash recycling machines and 789 smart self-service terminals. The company was formerly known as Hefei Commercial Bank Co., Ltd. and changed its name to Huishang Bank Corporation Limited in November 2005. Huishang Bank Corporation Limited was incorporated in 1997 and is headquartered in Hefei, China.

                    Huishang Bank (3698) Earnings & Revenues

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