Huishang Bank Corporation Limited Class H (HK:3698)
:3698
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3698 Stock Chart & Stats
HK$3.23
-HK$0.01(-0.41%)
At close: 4:00 PM EST
HK$3.23
-HK$0.01(-0.41%)
Day’s Range― - ―
52-Week RangeHK$3.10 - HK$5.49
Previous CloseN/A
Volume133.00K
Average Volume (3M)2.05M
Market Cap
HK$73.75B
Enterprise ValueHK$539.72B
Total Cash (Recent Filing)HK$83.38B
Total Debt (Recent Filing)HK$564.91B
Price to Earnings (P/E)3.9
Beta0.42
Next Earnings
Sep 01, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield7.06%
Share Statistics
EPS (TTM)1.14
Shares Outstanding3,478,750,000
10 Day Avg. Volume1,309,640
30 Day Avg. Volume2,047,238
Financial Highlights & Ratios
PEG Ratio0.43
Price to Book (P/B)0.24
Price to Sales (P/S)0.52
P/FCF Ratio1.43
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
HK$5.99Price Target Upside85.45% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)1.24
Revenue Forecast (FY)HK$40.09B
Bulls Say, Bears Say
Bulls Say
Multi-year Revenue GrowthSustained revenue expansion and steadily rising net income through 2025 indicate improving core lending and fee businesses. This trend supports long-term earnings capacity, funds reinvestment and provisioning, and underpins a more durable net interest and non-interest income base over months ahead.
Stable Return On EquityA consistent ROE near mid-single digits to low double digits signals disciplined capital allocation and profitable core operations. Durable ROE supports the bank's ability to generate shareholder returns, retain capital for growth, and remain competitive even amid modest margin pressure.
Diversified Revenue MixA mix of interest income plus fee-based services, trade finance and treasury activities reduces dependence on loan spread alone. Diversification improves resilience to rate cycles, enables cross-sell from branches and channels, and provides multiple durable cashflow streams over the medium term.
Bears Say
Sharp 2025 Leverage SpikeA sudden jump in leverage to a ~3.36 debt-to-equity ratio raises funding and liquidity risk and could increase sensitivity to interest-rate moves or funding stress. Higher leverage constrains capital flexibility, heightens regulatory scrutiny, and elevates downside risk over coming quarters.
Volatile Cash GenerationIrregular operating and free cash flows—including deeply negative periods—signal weak cash conversion and working-capital or funding volatility. This unpredictability can limit reinvestment, increase reliance on external funding, and complicate provisioning and dividend planning over the medium term.
Inconsistent Operating ProfitabilityLarge swings and episodes of weak or negative operating margins reduce earnings predictability and suggest structural cost or revenue mix issues. Persisting volatility undermines confidence in sustainable profitability, complicates forecasting and raises credit and capital planning risks.
Huishang Bank News
3698 FAQ
What was Huishang Bank Corporation Limited Class H’s price range in the past 12 months?
Huishang Bank Corporation Limited Class H lowest stock price was HK$3.10 and its highest was HK$5.49 in the past 12 months.
What is Huishang Bank Corporation Limited Class H’s market cap?
Huishang Bank Corporation Limited Class H’s market cap is HK$73.75B.
When is Huishang Bank Corporation Limited Class H’s upcoming earnings report date?
Huishang Bank Corporation Limited Class H’s upcoming earnings report date is Sep 01, 2026 which is in 77 days.
How were Huishang Bank Corporation Limited Class H’s earnings last quarter?
Huishang Bank Corporation Limited Class H released its earnings results on Mar 26, 2026. The company reported HK$0.534 earnings per share for the quarter, beating the consensus estimate of N/A by HK$0.534.
Is Huishang Bank Corporation Limited Class H overvalued?
According to Wall Street analysts Huishang Bank Corporation Limited Class H’s price is currently Undervalued.
Does Huishang Bank Corporation Limited Class H pay dividends?
Huishang Bank Corporation Limited Class H pays a Annually dividend of HK$0.322 which represents an annual dividend yield of 7.06%. See more information on Huishang Bank Corporation Limited Class H dividends here
What is Huishang Bank Corporation Limited Class H’s EPS estimate?
Huishang Bank Corporation Limited Class H’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Huishang Bank Corporation Limited Class H have?
Huishang Bank Corporation Limited Class H has 3,478,750,000 shares outstanding.
What happened to Huishang Bank Corporation Limited Class H’s price movement after its last earnings report?
Huishang Bank Corporation Limited Class H reported an EPS of HK$0.534 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.602%.
Which hedge fund is a major shareholder of Huishang Bank Corporation Limited Class H?
Currently, no hedge funds are holding shares in HK:3698
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Huishang Bank Stock Smart Score
Neutral
1
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10
Analyst Consensus
Moderate Buy
Average Price Target:
HK$5.99 (85.45% Upside)
HK$5.99 (85.45% Upside)
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
34.21%
12-Months-Change
Fundamentals
Return on Equity
9.94%
Trailing 12-Months
Asset Growth
20.59%
Trailing 12-Months
Company Description
Huishang Bank Corporation Limited Class H
Huishang Bank Corporation Limited, along with its associated entities, delivers a comprehensive suite of commercial banking services throughout the People's Republic of China. Its operations are structured into four main divisions: Corporate Banking, Retail Banking, Treasury, and Other Services. The bank offers a variety of financial products to corporate clients, government bodies, and financial institutions. These include checking and deposit accounts, overdraft facilities, diverse loan options, trade-related financial instruments, and other credit solutions. It also facilitates foreign currency transactions and provides wealth management products. For individual customers, the bank supplies savings accounts, personal credit and advances, credit and debit cards, payment processing, investment products (such as wealth management and funds), and insurance brokerage services. Furthermore, the company actively participates in securities investments, money market operations, and repurchase agreements. It also provides digital banking solutions through online and mobile platforms. Additional services encompass the management of both Renminbi and foreign currency deposits, clearing and settlement functionalities, asset safekeeping, and financial leasing. As of December 31, 2021, Huishang Bank boasted a significant physical footprint with 21 main branches and 478 customer service points. Its extensive self-service network included 609 self-service banking centers and a total of 2,002 automated cash machines, comprising 1,213 cash recycling machines and 789 smart terminals. Established in 1997 under its original name, Hefei Commercial Bank Co., Ltd., the institution was rebranded as Huishang Bank Corporation Limited in November 2005. Its headquarters are located in Hefei, China.
3698 Stock 12 Month Forecast
Average Price Target
HK$5.99
▲(85.45% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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