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3618 Stock Chart & Stats
HK$6.03
HK$0.10(1.69%)
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Day’s Range― - ―
52-Week RangeHK$5.62 - HK$7.30
Previous CloseN/A
VolumeN/A
Average Volume (3M)10.33M
Market Cap
HK$79.66B
Enterprise ValueHK$497.45B
Total Cash (Recent Filing)HK$63.10B
Total Debt (Recent Filing)HK$484.75B
Price to Earnings (P/E)5.9
Beta0.36
Next Earnings
Aug 31, 2026EPS Estimate
0.42Next Dividend Ex-DateN/A
Dividend Yield5.16%
Share Statistics
EPS (TTM)1.08
Shares Outstanding2,513,336,200
10 Day Avg. Volume11,948,258
30 Day Avg. Volume10,329,562
Financial Highlights & Ratios
PEG Ratio0.64
Price to Book (P/B)0.46
Price to Sales (P/S)2.25
P/FCF Ratio3.70
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
HK$8.46Price Target Upside― Downside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)1.15
Revenue Forecast (FY)HK$30.47B
Bulls Say, Bears Say
Bulls Say
High Profitability MarginsSustained high TTM net and EBIT margins indicate the franchise earns strong spreads and/or fee mix versus peers. That margin cushion supports earnings resilience through credit cycles, funds capital accumulation and helps maintain dividends and reinvestment capacity over the next several quarters.
Growing Asset Base & Steady ROEExpanding assets alongside a stable ~9% ROE reflects scalable lending/deposit capabilities and consistent profitability on equity. This combination supports franchise growth, cross-sell opportunities and long-term earnings generation if credit quality and funding stability hold.
Recent Revenue AccelerationA material TTM revenue pickup demonstrates demand traction or product mix shifts that could be durable if driven by retail, SME lending or fee diversification. Higher top-line momentum supports operating leverage and provides scope to expand fee income and deepen customer relationships over months.
Bears Say
Sharp Cash-flow DeteriorationA sudden swing to deeply negative OCF and FCF is a structural red flag: it can signal rising working capital needs, accelerated loan disbursements, or non-cash earnings. Persistent negative cash generation heightens liquidity risk and may force reliance on wholesale funding or asset sales over the medium term.
Elevated LeverageA high and rising debt-to-equity ratio reduces financial flexibility and increases sensitivity to interest rate or funding stress. In a bank, elevated leverage tightens regulatory and capital buffers, magnifies credit losses' impact on equity and can constrain growth or shareholder distributions.
Volatile Revenue And MarginsMeaningful year-to-year swings in top-line and margins lower earnings predictability, complicate provisioning and capital planning, and raise execution risk for consistent dividend and growth strategies. Volatility undermines the reliability of reported profits as a guide for investors and management.
Chongqing Rural Commercial Bank Co News
3618 FAQ
What was Chongqing Rural Commercial Bank Co Class H’s price range in the past 12 months?
Chongqing Rural Commercial Bank Co Class H lowest stock price was HK$5.62 and its highest was HK$7.30 in the past 12 months.
What is Chongqing Rural Commercial Bank Co Class H’s market cap?
Chongqing Rural Commercial Bank Co Class H’s market cap is HK$79.66B.
When is Chongqing Rural Commercial Bank Co Class H’s upcoming earnings report date?
Chongqing Rural Commercial Bank Co Class H’s upcoming earnings report date is Aug 31, 2026 which is in 55 days.
How were Chongqing Rural Commercial Bank Co Class H’s earnings last quarter?
Chongqing Rural Commercial Bank Co Class H released its earnings results on Apr 28, 2026. The company reported HK$0.404 earnings per share for the quarter, the consensus estimate of HK$0.404 by HK$0.
Is Chongqing Rural Commercial Bank Co Class H overvalued?
According to Wall Street analysts Chongqing Rural Commercial Bank Co Class H’s price is currently Undervalued.
Does Chongqing Rural Commercial Bank Co Class H pay dividends?
Chongqing Rural Commercial Bank Co Class H pays a Semiannually dividend of HK$0.136 which represents an annual dividend yield of 5.16%. See more information on Chongqing Rural Commercial Bank Co Class H dividends here
What is Chongqing Rural Commercial Bank Co Class H’s EPS estimate?
Chongqing Rural Commercial Bank Co Class H’s EPS estimate is 0.42.
How many shares outstanding does Chongqing Rural Commercial Bank Co Class H have?
Chongqing Rural Commercial Bank Co Class H has 2,513,336,200 shares outstanding.
What happened to Chongqing Rural Commercial Bank Co Class H’s price movement after its last earnings report?
Chongqing Rural Commercial Bank Co Class H reported an EPS of HK$0.404 in its last earnings report, expectations of HK$0.404. Following the earnings report the stock price went down -0.561%.
Which hedge fund is a major shareholder of Chongqing Rural Commercial Bank Co Class H?
Currently, no hedge funds are holding shares in HK:3618
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Chongqing Rural Commercial Bank Co Stock Smart Score
Neutral
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10
Technicals
SMA
Positive
20 days / 200 days
Momentum
41.43%
12-Months-Change
Fundamentals
Return on Equity
9.19%
Trailing 12-Months
Asset Growth
16.03%
Trailing 12-Months
Company Description
Chongqing Rural Commercial Bank Co Class H
Chongqing Rural Commercial Bank Co., Ltd., along with its subsidiaries, delivers a comprehensive array of banking and financial offerings throughout the People's Republic of China. Its operations are structured into three main divisions: Corporate Banking, Personal Banking, and Financial Market Operations. The Corporate Banking division is dedicated to serving businesses, government entities, and financial institutions. It provides a variety of financial solutions, including the acceptance of deposits, corporate lending, trade finance facilities, financial leasing, and other corporate advisory services. For individual clients, the Personal Banking segment extends a wide range of financial products and services. These encompass deposit accounts, personal loans, card services, wealth management solutions, and various other personal intermediary offerings. Within its Financial Market Operations, the bank actively participates in money market and repurchase transactions. It also undertakes investments in debt instruments, both for its proprietary accounts and on behalf of its clientele. The institution further enhances its services with digital banking platforms, such as mobile banking, online banking, and telephone banking. As of December 31, 2021, Chongqing Rural Commercial Bank boasted an extensive branch network totaling 1,760 locations. This comprehensive network included its head office and business department, 7 branches, 35 first-tier sub-branches, 134 second-tier sub-branches, 2 community sub-branches, and 1,580 branch offices. Additionally, it maintained 145 24-hour self-service banking centers. Founded in 1951 and headquartered in Chongqing, China, the bank was initially known as Chongqing Rural Credit Union. It adopted its current corporate identity as Chongqing Rural Commercial Bank Co., Ltd. in 2008.
3618 Stock 12 Month Forecast
Average Price Target
HK$8.46
Options Prices
Currently, No data available
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