Chongqing Rural Commercial Bank Co Class H (HK:3618)
:3618
Want to see HK:3618 full AI Analyst Report?
3618 Stock Chart & Stats
HK$6.69
HK$0.12(1.83%)
―
--
Day’s Range― - ―
52-Week RangeHK$5.62 - HK$7.30
Previous CloseN/A
VolumeN/A
Average Volume (3M)10.33M
Market Cap
HK$88.56B
Enterprise ValueHK$498.47B
Total Cash (Recent Filing)HK$63.10B
Total Debt (Recent Filing)HK$484.75B
Price to Earnings (P/E)6.5
Beta0.31
Next Earnings
Aug 20, 2026EPS Estimate
0.42Next Dividend Ex-DateN/A
Dividend Yield5.16%
Share Statistics
EPS (TTM)1.08
Shares Outstanding2,513,336,200
10 Day Avg. Volume11,948,258
30 Day Avg. Volume10,329,562
Financial Highlights & Ratios
PEG Ratio1.00
Price to Book (P/B)0.46
Price to Sales (P/S)2.25
P/FCF Ratio3.70
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
HK$8.74Price Target Upside― Downside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)1.14
Revenue Forecast (FY)HK$30.48B
Bulls Say, Bears Say
Bulls Say
Steady Return On EquityReturn on equity near 9% across years signals consistent core profitability for a regional bank. Durable ROE supports internal capital generation, dividend capacity and loss absorption, enabling reinvestment and lending without persistent dependence on external equity issuance.
Strong Cash ConversionFree cash flow tracking closely to net income in most years indicates high earnings quality and reliable cash generation. That structural cash conversion strengthens the bank's ability to fund lending, cover provisions, maintain dividends and build buffers through economic cycles.
Local Deposit FranchiseA focused regional franchise with entrenched retail and corporate relationships provides a stable, low-cost deposit base and market knowledge. This structural funding advantage supports net interest income stability and gives competitive edge in local lending and fee businesses.
Bears Say
Top-line VolatilityA sharp revenue decline in 2025 after prior modest growth undermines top-line predictability. For a bank this reflects variable loan growth, fee income or trading results, complicating provisioning, capital planning and making earnings outcomes less reliable across multi-quarter horizons.
Leverage VolatilityMaterial swings in leverage and a very high debt-to-equity reading in 2025 raise balance-sheet and funding risk. Elevated and inconsistent leverage reduces financial flexibility, can increase funding costs, and may force procyclical capital actions under stress or tighter regulation.
Weaker Operating Cash CoverageOperating cash flow coverage weakening and a sharp decline in free cash flow in 2025 reduce internal liquidity and raise reliance on external funding. Deteriorating cash metrics constrain the bank's capacity to sustain dividends, expand loans, or absorb credit shocks without resorting to balance-sheet adjustments.
Chongqing Rural Commercial Bank Co News
3618 FAQ
What was Chongqing Rural Commercial Bank Co Class H’s price range in the past 12 months?
Chongqing Rural Commercial Bank Co Class H lowest stock price was HK$5.62 and its highest was HK$7.30 in the past 12 months.
What is Chongqing Rural Commercial Bank Co Class H’s market cap?
Chongqing Rural Commercial Bank Co Class H’s market cap is HK$88.56B.
When is Chongqing Rural Commercial Bank Co Class H’s upcoming earnings report date?
Chongqing Rural Commercial Bank Co Class H’s upcoming earnings report date is Aug 20, 2026 which is in 67 days.
How were Chongqing Rural Commercial Bank Co Class H’s earnings last quarter?
Chongqing Rural Commercial Bank Co Class H released its earnings results on Apr 28, 2026. The company reported HK$0.404 earnings per share for the quarter, the consensus estimate of HK$0.404 by HK$0.
Is Chongqing Rural Commercial Bank Co Class H overvalued?
According to Wall Street analysts Chongqing Rural Commercial Bank Co Class H’s price is currently Undervalued.
Does Chongqing Rural Commercial Bank Co Class H pay dividends?
Chongqing Rural Commercial Bank Co Class H pays a Semiannually dividend of HK$0.136 which represents an annual dividend yield of 5.16%. See more information on Chongqing Rural Commercial Bank Co Class H dividends here
What is Chongqing Rural Commercial Bank Co Class H’s EPS estimate?
Chongqing Rural Commercial Bank Co Class H’s EPS estimate is 0.42.
How many shares outstanding does Chongqing Rural Commercial Bank Co Class H have?
Chongqing Rural Commercial Bank Co Class H has 2,513,336,200 shares outstanding.
What happened to Chongqing Rural Commercial Bank Co Class H’s price movement after its last earnings report?
Chongqing Rural Commercial Bank Co Class H reported an EPS of HK$0.404 in its last earnings report, expectations of HK$0.404. Following the earnings report the stock price went down -0.561%.
Which hedge fund is a major shareholder of Chongqing Rural Commercial Bank Co Class H?
Currently, no hedge funds are holding shares in HK:3618
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Chongqing Rural Commercial Bank Co Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
41.43%
12-Months-Change
Fundamentals
Return on Equity
9.19%
Trailing 12-Months
Asset Growth
16.03%
Trailing 12-Months
Company Description
Chongqing Rural Commercial Bank Co Class H
Chongqing Rural Commercial Bank Co., Ltd., along with its subsidiaries, delivers a comprehensive array of banking and financial offerings throughout the People's Republic of China. Its operations are structured into three main divisions: Corporate Banking, Personal Banking, and Financial Market Operations. The Corporate Banking division is dedicated to serving businesses, government entities, and financial institutions. It provides a variety of financial solutions, including the acceptance of deposits, corporate lending, trade finance facilities, financial leasing, and other corporate advisory services. For individual clients, the Personal Banking segment extends a wide range of financial products and services. These encompass deposit accounts, personal loans, card services, wealth management solutions, and various other personal intermediary offerings. Within its Financial Market Operations, the bank actively participates in money market and repurchase transactions. It also undertakes investments in debt instruments, both for its proprietary accounts and on behalf of its clientele. The institution further enhances its services with digital banking platforms, such as mobile banking, online banking, and telephone banking. As of December 31, 2021, Chongqing Rural Commercial Bank boasted an extensive branch network totaling 1,760 locations. This comprehensive network included its head office and business department, 7 branches, 35 first-tier sub-branches, 134 second-tier sub-branches, 2 community sub-branches, and 1,580 branch offices. Additionally, it maintained 145 24-hour self-service banking centers. Founded in 1951 and headquartered in Chongqing, China, the bank was initially known as Chongqing Rural Credit Union. It adopted its current corporate identity as Chongqing Rural Commercial Bank Co., Ltd. in 2008.
3618 Stock 12 Month Forecast
Average Price Target
HK$8.74
Options Prices
Currently, No data available
---