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Chongqing Rural Commercial Bank Co
(3618)
Chongqing Rural Commercial Bank Co (3618) vs. iShares MSCI Hong Kong ETF (EWH)
Chongqing Rural Commercial Bank Co Business Overview & Revenue Model
Chongqing Rural Commercial Bank Co Financial Statement Overview
| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 30.55B | 52.28B | 22.02B | 54.73B | 56.53B | 17.97B |
| Gross Profit | 17.59B | 27.68B | 22.02B | 28.88B | 31.01B | 17.97B |
| EBITDA | 8.35B | 13.69B | 0.00 | 12.38B | 12.05B | 0.00 |
| Net Income | 11.90B | 11.51B | 10.90B | 10.28B | 9.56B | 8.40B |
Balance Sheet | ||||||
| Total Assets | 1.66T | 1.52T | 1.44T | 1.35T | 1.27T | 1.14T |
| Cash, Cash Equivalents and Short-Term Investments | 0.00 | 18.91B | 240.07B | 147.56B | 169.44B | 264.26B |
| Total Debt | 466.27B | 12.33B | 120.72B | 171.73B | 225.43B | 22.93B |
| Total Liabilities | 1.52T | 1.38T | 1.32T | 1.24T | 1.16T | 1.04T |
| Stockholders Equity | 131.57B | 132.13B | 122.17B | 113.72B | 104.95B | 93.67B |
Cash Flow | ||||||
| Free Cash Flow | -86.30B | 11.15B | 38.42B | 70.29B | 40.35B | 41.58B |
| Operating Cash Flow | -85.41B | 11.64B | 39.46B | 70.90B | 41.23B | 42.37B |
| Investing Cash Flow | -23.54B | -53.10B | 30.84B | -15.31B | -72.05B | -37.89B |
| Financing Cash Flow | 110.04B | 38.21B | -58.62B | -59.93B | 47.37B | -5.69B |
Chongqing Rural Commercial Bank Co Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% |
Chongqing Rural Commercial Bank Co Corporate Events
Chongqing Rural Commercial Bank Co., Ltd. has announced the current composition of its board of directors, comprising executive directors Liu Xiaojun and Sui Jun, non-executive directors Ma Bao, Dong Bin, Yuan Gang and Peng Yulong, and independent non-executive directors Lee Ming Hau, Li Jiaming and Bi Qian. The bank detailed the allocation of responsibilities across its eight board committees, with Sui Jun chairing several key committees, including strategic development, risk management, audit and nomination, and independent directors playing prominent roles in the audit, remuneration, related-party transaction supervision, Sannong financial services and consumer rights protection committees. The clarified governance structure underscores the bank’s emphasis on risk control, regulatory compliance, rural financial services, and consumer protection, providing greater transparency for shareholders and other stakeholders regarding oversight and decision-making roles within the institution.
The most recent analyst rating on (HK:3618) stock is a Buy with a HK$7.00 price target. To see the full list of analyst forecasts on Chongqing Rural Commercial Bank Co stock, see the HK:3618 Stock Forecast page.
Chongqing Rural Commercial Bank has appointed Liu Xiaojun as its chairman and an executive director, following approvals by the board, shareholders at the 2024 annual general meeting, and the Chongqing office of the National Financial Regulatory Administration. His term runs from 8 January 2026 until the end of the current board session, during which he will also become the bank’s legal representative and is expected to be appointed to relevant board committees, marking a key leadership reshuffle that could shape the bank’s governance and strategic direction under China’s financial regulatory framework.
The most recent analyst rating on (HK:3618) stock is a Buy with a HK$7.00 price target. To see the full list of analyst forecasts on Chongqing Rural Commercial Bank Co stock, see the HK:3618 Stock Forecast page.
Chongqing Rural Commercial Bank has approved an interim profit distribution plan for the first half of 2025, after reporting net profit attributable to the parent company of RMB7.699 billion. The bank will distribute a cash dividend of RMB2.310 billion, equivalent to RMB2.0336 per ten shares (30% of attributable net profit), with any change in total share capital before the equity registration date leading to adjustment of the total distribution amount while keeping the per-share figure unchanged. The interim dividend will be paid on 23 January 2026 to H-share holders on the register as of 15 January 2026, with A-share dividends paid in RMB and H-share dividends paid in HKD at an exchange rate of RMB1.00 to HKD1.102531, resulting in HKD0.224211 per H share. The bank has also announced a temporary closure of the H-share register from 12 to 15 January 2026 to determine dividend entitlements and outlined withholding tax arrangements for non-resident enterprise and individual H-shareholders, underscoring regulatory compliance and clarifying net returns for overseas investors.
The most recent analyst rating on (HK:3618) stock is a Buy with a HK$7.55 price target. To see the full list of analyst forecasts on Chongqing Rural Commercial Bank Co stock, see the HK:3618 Stock Forecast page.
Chongqing Rural Commercial Bank Co., Ltd., a Hong Kong-listed mainland Chinese commercial bank serving retail and corporate customers in and around Chongqing, has announced an interim ordinary cash dividend for the six months ended 30 June 2025. The board declared an interim dividend of RMB 2.0336 per 10 shares (equivalent to HKD 2.24211 per 10 shares) for the 2025 financial year, with shareholders’ approval obtained in May 2025. The H-share counter will trade ex-dividend on 8 January 2026, with the record date set for 15 January 2026 and payment due on 23 January 2026, signaling continued capital returns to investors. The announcement also clarifies detailed withholding tax arrangements for different categories of non-resident shareholders and for mainland investors using Shanghai-Hong Kong and Shenzhen-Hong Kong Stock Connect, outlining applicable tax rates of 10–20% and confirming that mainland enterprise shareholders investing via Stock Connect will handle their own tax filings, which may affect the net dividend received by various investor groups.
The most recent analyst rating on (HK:3618) stock is a Buy with a HK$7.55 price target. To see the full list of analyst forecasts on Chongqing Rural Commercial Bank Co stock, see the HK:3618 Stock Forecast page.
Chongqing Rural Commercial Bank has adjusted the composition of the special committees under its board of directors following recent appointments and resignations of non-executive and independent non-executive directors. To ensure continuous, effective performance of board oversight functions and compliance with Hong Kong listing rules and its own governance procedures, the bank has reconstituted its strategic development, risk management, audit, nomination, remuneration and related party transaction supervision committees, designating new chairs and members across these key governance bodies.
The most recent analyst rating on (HK:3618) stock is a Buy with a HK$7.55 price target. To see the full list of analyst forecasts on Chongqing Rural Commercial Bank Co stock, see the HK:3618 Stock Forecast page.
Chongqing Rural Commercial Bank Co., Ltd. has announced the current composition of its board of directors, comprising one executive director, four non-executive directors and three independent non-executive directors, together with a detailed allocation of their roles across eight board committees. The updated list clarifies chairmanships and memberships of key committees such as strategic development, risk management, audit, nomination, remuneration, related party transaction supervision, Sannong financial services and consumer rights protection, underscoring the bank’s governance framework and oversight structure for risk, strategy and stakeholder protection.
The most recent analyst rating on (HK:3618) stock is a Buy with a HK$7.55 price target. To see the full list of analyst forecasts on Chongqing Rural Commercial Bank Co stock, see the HK:3618 Stock Forecast page.
Chongqing Rural Commercial Bank Co., Ltd. announced that its shareholders approved amendments to its Articles of Association during the 2025 First Extraordinary General Meeting. Further amendments were made in line with guidance from the Chongqing State-owned Assets Supervision and Administration Commission. These changes, which will take effect upon approval by the Chongqing office of NFRA, are expected to impact the bank’s governance structure and operational framework.
The most recent analyst rating on (HK:3618) stock is a Buy with a HK$7.55 price target. To see the full list of analyst forecasts on Chongqing Rural Commercial Bank Co stock, see the HK:3618 Stock Forecast page.
Chongqing Rural Commercial Bank Co., Ltd. has announced the appointment of three new non-executive directors, Mr. Ma Bao, Mr. Dong Bin, and Mr. Yuan Gang, following the approval of their qualifications by the National Financial Regulatory Administration Chongqing Office. This change comes alongside the resignation of several directors, including Ms. Hu Chun and Mr. Yin Xianglin, due to personal work arrangements, and Mr. Zhang Qiaoyun, who stepped down after serving six years as an independent non-executive director. These changes in the board composition are effective from December 11, 2025, and reflect the bank’s ongoing efforts to align with regulatory requirements and enhance its governance structure.
The most recent analyst rating on (HK:3618) stock is a Buy with a HK$7.55 price target. To see the full list of analyst forecasts on Chongqing Rural Commercial Bank Co stock, see the HK:3618 Stock Forecast page.
Chongqing Rural Commercial Bank Co., Ltd. announced the composition of its board of directors and their roles within the organization. The board consists of executive, non-executive, and independent non-executive directors, with Mr. Sui Jun performing duties on behalf of the Chairman of the Board and President of the Bank. The announcement also details the directors’ roles in various committees, highlighting the bank’s governance structure. This update provides stakeholders with insights into the bank’s leadership and governance, which could impact its strategic direction and operational oversight.
The most recent analyst rating on (HK:3618) stock is a Buy with a HK$7.55 price target. To see the full list of analyst forecasts on Chongqing Rural Commercial Bank Co stock, see the HK:3618 Stock Forecast page.
Chongqing Rural Commercial Bank Co., Ltd. announced that all resolutions proposed at its 2025 first extraordinary general meeting held on December 10, 2025, were duly passed by the shareholders via poll. The meeting saw participation from 577 shareholders and proxies, with a significant portion of voting rights exercised. The approval of amendments to the Articles of Association was among the key resolutions passed, reflecting the bank’s strategic adjustments and governance enhancements.
The most recent analyst rating on (HK:3618) stock is a Buy with a HK$7.55 price target. To see the full list of analyst forecasts on Chongqing Rural Commercial Bank Co stock, see the HK:3618 Stock Forecast page.
Chongqing Rural Commercial Bank Co., Ltd. has successfully completed the issuance of RMB1 billion sci-tech innovation bonds in the national inter-bank bond market. The 5-year fixed-rate bonds, with a coupon rate of 1.88%, aim to support the sci-tech innovation sector, facilitating the issuance of sci-tech loans and investments, thereby enhancing the bank’s commitment to innovation-driven financial services.
The most recent analyst rating on (HK:3618) stock is a Buy with a HK$7.55 price target. To see the full list of analyst forecasts on Chongqing Rural Commercial Bank Co stock, see the HK:3618 Stock Forecast page.
Chongqing Rural Commercial Bank Co., Ltd. has announced the convening of its 2025 first extraordinary general meeting (EGM) scheduled for December 10, 2025. The meeting will address several key resolutions, including amendments to the Articles of Association and the Rules of Procedures for both the Shareholders’ Meeting and the Board. Additionally, the bank plans to discuss the cancellation of the establishment of its Board of Supervisors, indicating a significant structural change within the organization.
The most recent analyst rating on (HK:3618) stock is a Buy with a HK$7.55 price target. To see the full list of analyst forecasts on Chongqing Rural Commercial Bank Co stock, see the HK:3618 Stock Forecast page.
Chongqing Rural Commercial Bank Co., Ltd. has announced proposed amendments to its Articles of Association, Rules of Procedures for the Shareholders’ Meeting, and Rules of Procedures for the Board. These changes aim to enhance corporate governance, strengthen the Party’s leadership, and protect stakeholders’ rights. The amendments are subject to shareholder approval and regulatory consent, with the goal of standardizing operations and improving decision-making processes.
The most recent analyst rating on (HK:3618) stock is a Buy with a HK$7.55 price target. To see the full list of analyst forecasts on Chongqing Rural Commercial Bank Co stock, see the HK:3618 Stock Forecast page.
Chongqing Rural Commercial Bank Co., Ltd. has announced the closure of its register of members to prepare for the 2025 first extraordinary general meeting scheduled for December 10, 2025. This meeting will allow registered H share holders to attend and vote, impacting shareholder engagement and governance processes.
The most recent analyst rating on (HK:3618) stock is a Buy with a HK$7.55 price target. To see the full list of analyst forecasts on Chongqing Rural Commercial Bank Co stock, see the HK:3618 Stock Forecast page.
Chongqing Rural Commercial Bank Co., Ltd. announced its unaudited financial results for the third quarter of 2025, reporting a slight increase in operating income and net profit compared to the same period last year. Despite a decrease in net cash flows from operating activities, the bank maintained a stable performance with a minor decline in return on net assets and total assets, indicating steady growth and resilience in its financial operations.
The most recent analyst rating on (HK:3618) stock is a Buy with a HK$7.55 price target. To see the full list of analyst forecasts on Chongqing Rural Commercial Bank Co stock, see the HK:3618 Stock Forecast page.
Chongqing Rural Commercial Bank Co., Ltd. announced a board meeting scheduled for 28 October 2025 to review and approve the unaudited quarterly results for the nine-month period ending 30 September 2025. This meeting is significant for stakeholders as it will provide insights into the bank’s financial performance and strategic direction.
The most recent analyst rating on (HK:3618) stock is a Buy with a HK$7.55 price target. To see the full list of analyst forecasts on Chongqing Rural Commercial Bank Co stock, see the HK:3618 Stock Forecast page.